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781  Other / Off-topic / Re: Keeping your gambling habit a secret. on: October 19, 2023, 12:45:06 PM
It's similar for any addiction, not just gambling. We can only truly conquer it ourselves. It helps to distance ourselves from the environments that fuel the addiction. Going to a rehab center is also a valuable option.
That's true and only ourselves can trigger to stop any addiction because other people's encouragement will never touch on a deep psychological level, if we ourselves don't try to stop. I witnessed someone close to me who was addicted to gambling and drugs, but fortunately he was able to be cured in rehabilitation. Keeping yourself away from environments that trigger gambling is also good, but if you still have internet access then it will be difficult to control it.

You're fortunate to have such a compassionate and understanding wife. Many spouses, upon discovering such issues, tend to react strongly, often issuing ultimatums. This is especially true when a significant amount of money has been lost to gambling, leaving little room for negotiation.
You could say he got a rare wife because if that happened to us, maybe now, who knows what his condition would be like? I never tell my wife about the gambling I do and usually I will gamble when I have more budget after meeting other needs. Until recently there was no room for me to mention involvement in gambling to the family, even though it wasn't an addiction as I was worried they would think too much about it.
782  Economy / Economics / Re: Cracking the Code of Saving Money... on: October 18, 2023, 04:32:19 PM
There is always a way as long as you have the desire, self-control is the main key to implementing a frugal way of life in order to achieve a better future using savings that have been prepared in the past. You can create a priority scale by differentiating needs from desires, this way you can control expenses so that they do not exceed income. Commitment from the start will make it easier for you to live a frugal life. When you have set targets to achieve in the future, you will try to save in a disciplined manner.
It's true and there is always a way for those who are able to discipline themselves in controlling their finances. Living frugally and setting a small budget for the savings portion can also increase our interest in saving, although the level of productivity of that money will not increase as quickly as placing money in potential investments. It is necessary to distinguish between needs and desires because this is where we can educate ourselves in saving and if we are not able to see the difference, we will actually spend money on desires that are not needed to control our daily needs.

Strive for commitment with the intention to save and always try to be frugal for the reason of not being stingy in meeting life's needs. If a lifestyle like this can be implemented then I am sure we will be able to carry out appropriateness in spending money and most importantly we will have a portion of savings according to the steps that have been carefully prepared.
783  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: October 18, 2023, 03:37:37 PM
Lionel Messi's return would also affect two set of players, when they should be having enough minutes if not every minutes of the game for their growth. Raphina and Lamal both would be affected negatively with the return of Lionel Messi.
The finances secondly would be sent to the ground, to keep a player like Lionel Messi who has a very high technique, work rate, intelligence takes a lot when he was with Barcelona. Barcelona struggling with suffocating finances are not ready to see that.

I know Xavi Hernandez knows the qualities he brings into the squad, but I believe, it's best he creates his own Lionel Messi out of the players present. ( Achieving that would be difficult, bit nothings impossible )
I think this is an unlikely scenario because Barcelona will not be able to bear the burden of Lionel Messi's large salary, especially as the club's financial condition is as unstable as it is now and bringing Lionel Messi back to Camp Nou is not the right solution. Raphina and Lamine Yamal have also shown good growth and they have contributed to the club in their own styles. It is time for Barcelona to forget Lionel Messi because they need other young players now so that the club can continue to compete in La Liga and the Champions League.

I agree with you, that Xavi Hernandez needs to create a new Lionel Messi at Camp Nou and if we look at them they have young players who have the potential to become star players in the future. Compared to bringing Lionel Messi back from MLM to Camp Nou, they would be better off utilizing several young players to become the next generation and to me that makes much more sense because they have a lot of young players with potential.
784  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: October 18, 2023, 02:49:54 PM
Onana actually made some mistakes and contributed to some losses of Manchester United but it's unfair to say everything is his responsibility. At beginning, it is wrong to think that a single player, a goalkeeper can improve a defense system that has many holes. Manchester United's defensive strength comes from many positions, goalkeeper, defenders and midfielders or if seriously we can also say players at their front line too.
Even though Onana made mistakes in several matches, I agree with you that Erik Ten Hak's focus should also be to improve the defense line, so that Onana can communicate well with Man United's other lower players. I tried to look back at the beginning of David De Gea's arrival at Old Trafford and the same thing happened to him, but slowly David De Gea's performance improved until he became Man United's mainstay goalkeeper for a long time before Onana's arrival. So let's see how Onana can learn from the mistakes he made so that he can slowly become David De Gea's ideal replacement.

The spotlight must not only be given to the goalkeeper, but the defender is also responsible for several mistakes that occurred which resulted in defeat for Man United. If the defender plays well then the goalkeeper will also perform well because the last line of defense is the defender before facing the goalkeeper. Onana did make a mistake due to a blunder, but when the defender plays well, maybe he can play much better than now.
785  Economy / Gambling discussion / Re: Saudi Professional League 2023/2024 on: October 18, 2023, 01:12:52 PM
there is no clear confirmation regarding Ronaldo contract extension, but if we look at Ronaldo comfort at Al Nassr, he does not have any problems, even other players can also appreciate Ronaldo there and on the one hand, several european players who come to accompany Ronaldo, like Mane, are also one of the things that makes the reason why Ronaldo feels at home at Al Nassr and this is quite convincing if Ronaldo will continue to extend his contract at Al Nassr with an increase in salary, maybe.
Several local media reports Ronaldo has agreed to a contract extension until 2027 with Al Nassr. Although there have been no further discussions with the player and Ronaldo also feels at home living in Saudi Arabia, so it is possible that a contract extension will be carried out this season or next season. The arrival of several former European players is also the reason why Ronaldo feels at home there because he has a good relationship with them, so there is no reason why Ronaldo should not feel at home for that reason. The Saudi Arabian League competition is also increasingly competitive with many European players who have decided to play there with several other clubs.

Anything could happen and there is no exception regarding him, who is rumored to be returning to Europe. But I think Ronaldo will stay at Al Nassr until his contract expires and decides to retire in the league the. After all, he has earned everything in Europe and it is time for him to play out the rest of his career at Al Nassr.
786  Other / Off-topic / Re: Keeping your gambling habit a secret. on: October 18, 2023, 12:33:40 PM
Keeping one's gambling habit a secret can be detrimental to the gambler if he's not disciplined enough to handle his emotions especially when he's losing in gambling. But for people who can perfectly handle their emotions, it's absolutely good if they decides to keep their gambling habits a secret.
For someone who's controlled by his emotions, telling few trusted friends or family members is good as they'll help to keep him in check when he's losing his money by stopping him from gambling more which might result to him becoming a gambling addict while for someone who's able to control himself even when he's losing keeping it a secret wouldn't have any negative effect on him
I want to know from what perspective the losses are obtained if the gambler keeps it a secret, wouldn't it be the case that hiding gambling could provide several benefits for the gambler himself. There are many families who will not let their children, husbands or relatives get involved in gambling, but they will never care if they have been warned but still carry out gambling activities as usual. After all, how do they control the flow of funds for each gambler because they always have a way of getting involved in gambling even though they no longer get the source of money from their family.

The only person who can control gambling is ourselves and other people only through encouragement. If they do not intend to stop gambling, this urge will also have no results, unless they are taken to a rehabilitation center to be treated mentally, psychologically or with extra care under supervision. That's the only way I know to cure addicted gamblers, because I have seen several people who finally managed to get out of gambling addiction through that method.
787  Economy / Economics / Re: Cracking the Code of Saving Money... on: October 15, 2023, 11:16:33 AM
We all want to save money, but it's not always easy.
There are so many things that tempt us to spend, unexpected bills that pop up, and it can be hard to make ends meet.
It's true, it's not easy to save money when our source of income is small and if the expenses required are large then in that condition there is no way to make a savings portion.

How do you manage to save in a world that encourages spending? Let's talk about it.
Share your ideas, tips, and stories about saving money, and together, we can figure out how to get better at it. (We will also draw valuable lessons from the mistakes and experiences of others.)
Different cases must be handled differently. I mean the condition you are talking about is more about the level of waste where you are not able to spend money according to your needs. The solution depends on how someone can be responsible with their finances and if they don't have good management in managing them, it will be difficult for anyone to get away with wasting money when they spend something they don't need. Usually I will give a portion so that I can determine the amount of savings for the child's future and give my wife full rights to monthly money to solve the kitchen problem for food. I will use the remaining 25% for investments and the remaining 25% for unexpected cash preparations if something is needed.

It is difficult for men to manage finances so it is a good idea for the wife to be involved in this situation, even though we do not give her full access as the holder of financial mandates. Learning to live frugally must definitely involve women and if we do it ourselves I'm sure it won't work. The level of financial waste of men and women is very different and women are much more frugal while being able to maintain a level of stability in dealing with financial problems, that's why I think their involvement is quite important in the household.
788  Economy / Speculation / Re: The future of Bitcoin: Bullish or Bearish on: October 15, 2023, 10:32:03 AM
The most rational approach in my opinion is, invest only the amount you can afford to lose. That's pretty wise for any investment asset. They may be worried about the future, but bitcoin has a good future based on the foundation it has built among its community so far.
That's where the key is and the level of rationality is not at the level of the ability of the source of the investment but rather how someone can be responsible for the selection method taken. Bitcoin will not be useful for individuals if they are not involved in it, therefore I mention that the level of rationality is very dependent on those who are able to take a chance on bitcoin.

I'm not forbidding anyone from worrying about the future, but I personally wouldn't worry too much considering what bitcoin has achieved so far. Bitcoin has become known globally even though not everyone invests in it, but it is a strong foundation for bitcoin and its future despite the price volatility of each cycle.

Risk always exists for any investment asset, but risk tolerance still needs to be considered wisely. Don't invest all your budget in bitcoin, I mean you still need to have a reserve budget for other important things. Bitcoin does not guarantee the future, but it has a good future because we will probably find that millions of people have lost faith in the centralized financial system.
No one can predict the future with certainty, but if we look at the potential in bitcoin, at least we have confidence that bitcoin will become an investment method that has influence and is able to maintain its existence. Based on what we see and with the evidence that Bitcoin has currently provided, talking about risks anywhere cannot be separated from it, but if someone understands how it works then these risks can be minimized.

Create an investment percentage with an amount that can be adjusted for other needs, for example having the same criteria or a different budget set. So life doesn't just always talk about investment, but there are other things that we need to prepare especially if we already have a family there will be many other responsibilities that need to be taken care of.
789  Economy / Economics / Re: Women are more economical than men. on: October 14, 2023, 03:13:45 PM
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be.
Even worse men do not only spend money on things that are mandatory because our wasteful nature often spends something we don't need. Men are also too wasteful when they gather with their friends and often we are prestige when paid by others so that they are competing to pay for it. Although there are also some men who try to use their friends in paying something when they gather and from what I experienced men could not manage finances properly and I experienced it in everyday life.

Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
That's a fact and I have experienced this after marriage, if we give shopping money to my wife, it is far more efficient than those of us who shop. Women are far more able to manage money precisely than men and they can save better than us as men in spending something.
790  Other / Beginners & Help / Re: Happy to reach 50 merit on: October 14, 2023, 02:14:35 PM
Earning merit is really hard this days , since there are lots of things they consider for post to be meritable,
I Have been here for a year now, and still have a lot things to learn, but thank you for those who supported me to reach for where I am now
You can overcome this difficulty when you have good quality posts and people will definitely give rewards to these posts because talking about quality is still quite relative between one person and another and in accordance with their respective assessments.

To be able to share and help others, those who only need a merit to reach a certain rank, post your most merit post, other post that you think is meritable is welcome and I'll review your post , please don't get mad if you don't received merit, keep learning, and don't get frustrated on setbacks.
If I may give suggestions, make a post that is easy to understand and try to be involved in the discussion so that you have new knowledge. Even more important if you make posts people can more easily understand what you want to convey and they get the core of the conversation that takes place, thus there will definitely be people who will help you to ride ranking. Recognize your abilities and from there you will easily start to get the benefits of others and don't forget to help each other when you get other people's posts that are good because without giving us will never get especially if we are not a source of achievement
791  Economy / Speculation / Re: The future of Bitcoin: Bullish or Bearish on: October 14, 2023, 01:37:01 PM
Bitcoin's recent performance has raised concerns, with various factors impacting its trajectory. However, it's important to approach its future outlook rationally.
That means there is nothing to worry about and that's how Bitcoin runs on the market, the level of rationality depends on the opportunities you get. Although Bitcoin is one of the best investments if not invested properly bitcoin will not provide a level of rationality for themselves for us.

In summary, a rational, calm approach is essential in the cryptocurrency market. Make investment decisions based on your circumstances and risk tolerance, avoiding being swayed by sentiment.
There is nothing to worry about Bitcoin in the long run because Bitcoin has shown a fundamental level that is not possessed by other coins. We have also seen how Bitcoin can have an impact to reach the stage of financial freedom if invested correctly. Not being panicked you will get if you have gained knowledge about investment correctly because if you make a mistake then you will get unnecessary losses.

It is important to make wise decisions when you want to be involved in investment and most importantly can be responsible for the decisions taken. Risks can never be separated in investment in Bitcoin, but we can minimize these risks if you have correct knowledge about investment.
792  Bitcoin / Bitcoin Discussion / Re: If only property I have is bitcoin on: October 14, 2023, 12:59:09 PM
We have to imagine some life mystery as we are living, have you asked yourself of investment profit and investment loss. The mystery is behind the both when it occurs. Right now I'm thinking to myself of my investment and if only investment i have is bitcoin, and when I'm no more who will manage my bitcoin investment and how will my family know about my bitcoin investment, when  I was ill, I was asking myself series of questions in my mind.
Of course there are times when we suffer losses and there are also times when getting profit when involved in investment. This shows the extent to which we can learn so that the next loss is not repeated due to the investment that we live is not based on correct knowledge. To what extent do you trust your family? And if they are one of the people you believe, it might not be a problem if you intend to tell it, because honestly we are looking for money in the end will also be given to them after we are gone.

> should I show my family my seed phrase ?
If you trust them, it doesn't matter to me to tell him and maybe only one person you trust. You can say that the phrase is stored in one of the safe places. If something happens to you (death) can be taken and divided equally for your child, this is a kind of will do our parents first but more on one person we believe.
793  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: October 13, 2023, 04:18:05 PM
The absence of Rodri and De Bruyne has certainly reduced Manchester City's attacking intensity, but in the end they must not use that as an excuse for defeat. Arsenal almost wouldn't have scored if Martinelli's shot didn't hit Nathan Ake in the face. For me it was a lucky goal for Arsenal.

Manchester City basically almost took the lead if Ake or Gvardiol could have scored early in the first half, but both failed. Manchester City and Arsenal were both under pressure throughout the match as they couldn't score any goals, but in the end it was a lucky day for Arsenal.
The intensity of Man City's attacks still depends quite a lot on Rodri and De Bruyne because these two players have instincts when providing measured passes to the front players and I think losing these two players will have a big impact on Man City. Itu sama sekali bukan kesalahan Nathan Ake karena tidak ada yang bisa menghindari hal itu terjadi dan menurut saya itu hanya masalah keberuntungan pihak The Gunners karena mereka punya peluang mencetak gol di menit ke-86 melalui tendangan keras Martinelli.

Man City had a weakness in passing into the heart of Arsenal's defense in that match and the midfield also had difficulty finding gaps to provide passes to Haaland, so the attack intensity did not achieve proper accuracy at all. Arsenal also had an advantage in defense, so Man City was only able to take advantage of two big opportunities in the penalty box area and that was quite different from their usual game which was shown by Man City.
794  Other / Off-topic / Re: Keeping your gambling habit a secret. on: October 13, 2023, 02:15:50 PM
well, thats what I mean, its important for us to always maintain the confidentiality of our gambling activities wherever we are because there are lots of benefits that we will get, not only from friends borrowing money when we win, but also sometimes we go on holiday in a country that we dont know turns out to prohibit gambling. so that we will avoid being trapped by this law as you said because sometimes we go on holiday to other countries, we dont understand what rules are prohibited, so sometimes online gambling can help us to hide the gambling activities we do.
I don't know how the relationship between laws in other countries can affect us gamblers when we vacation there. Gambling activities are individual in nature and countries don't go too deep into such matters and maintaining the confidentiality of the gambling we do is more about the level of comfort so that people don't think badly of us, That is if we live in a country where the majority of people consider gambling to be a form of bad activity.

Online gambling available on several existing sites is a good choice for those of us who are in this situation because people will never know about the gambling activities we do. The level of comfort will be much more guaranteed compared to traditional gambling, but regarding security it depends on each of us to maintain it.
795  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: October 13, 2023, 01:38:41 PM
Jorghen Klopp is one manager that Liverpool may not want to sack just like that,i mean he hasn't done anything that deserves sack.His team did poorly last season,but this season,they are really ready to hit the ground running,they have done well in the couple of games played so far.Furthermore,Joghen Klopp is aiming to bring back Liverpool to where it was three seasons ago where they were one of the best teams in Europe,he still has that energy to make this current Liverpool team get to the spot they deserve.If Jorghen Klopp is to leave Liverpool,I think it would be on a ground that he wants to retire,but for Liverpool to sack him any time soon,I don't think it's possible.
For this season it is still too early to say something about Jurgen Klopp and he can still provide positive results for Liverpool so far. This is different from last season where a lot of pressure was placed on him because Liverpool appeared inconsistent in the league, which prevented them from qualifying for the Champions League this season. Liverpool's performance is much better this season and they can even win the match even though they have to play with 10 men. As you said it is impossible for Jurgen Klopp to be fired if Liverpool's performance is much more stable than last season.

Jurgen Klopp managed to make big changes to his team and I don't think the management will sack him when he is performing so well with Liverpool. Now they are in fourth place in the standings and in my opinion Liverpool are one of the contenders for the Premier League title this season because of the good performance they have shown at the start of the season until now..
796  Economy / Gambling discussion / Re: Saudi Professional League 2023/2024 on: October 13, 2023, 12:55:25 PM
Ronaldo contract will ended at 2025 which mean when he reach to 40 years old and if Al Nassr really extended his contract to 2027 which mean Ronaldo will be at this team until 42 years old and it's almost impossible for Ronaldo to return and playing to Europa with that age and i think Ronaldo decision when he want to staying and ended his career with Al Nassr is good moved because with this team he still can able to playing regularly and the most important is Ronaldo can earn huge money which is he wouldn't get it when he playing at European teams so earn more money before retired is good idea besides that Saudi Pro League is more competitive now after the arrival plenty of talented players which transfered from European teams and this make Ronaldo can able to managed his fitness because before retired Ronaldo want to playing at world cup 2026
Seeing several online reports, Al Nassr plans to increase Ronaldo's contract by two years so that if that happens he will continue to play there until 2027. Ronaldo has not yet decided whether to accept a contract extension or not because the management has not discussed it. According to Ali Al-Harbi, one of the leading journalists there, Ronaldo has the potential to accept the offer because the player feels at home there and Ronaldo also has the desire to retire after his contract ends.

Although this is still quite speculative because we never know what decision Ronaldo will take. But for me choosing to retire in the Saudi Arabian league is a good choice because Ronaldo has achieved everything in Europe, both in his individual career and the club he plays for. So it's time for him to enjoy the transition to retirement by collecting a lot of money in Saudi Arabia and there he gets the comfort he wants.
797  Other / Off-topic / Re: Keeping your gambling habit a secret. on: October 12, 2023, 05:07:46 PM
not a bad act but considered an activity that has a bad impact such as stealing, robbing and even killing just for money to keep betting and that is why certain parts of the country still consider gambling to be very bad to do so that most gamblers in that country prefer to gamble in secret . and actually there are many benefits to hiding our gambling activities from the public, but what happens more often is that someone comes to borrow money and does not pay it back. this incident often happens when someone publishes their winnings and then several people come to borrow money and when we always hide this activity we can avoid people like this. It does not mean that we are stingy, but its just that by borrowing money someone can break ties and that is the bad impact of someone who publicizes any activity related to gambling.
It's the same and for some countries gambling is considered a bad activity to do because it has a much bigger impact when someone is unable to control how much money they spend on gambling. Robbery and murder are bad behaviors that are criminally sanctioned by state law and if gambling involvement can influence these two activities it will actually make our lives worse. For this reason, some people hide their gambling activities so as not to be ostracized by society because of their bad behavior and in the end this can affect the social life of their families in the community.

Maybe that would be one of the good effects if someone hides their gambling activities, so that no one lends them money when they win at gambling. As you said when we lend money to other people, it is very likely that our friendship will fall apart and we will no longer talk to each other. That's why it's better to avoid debt with anyone even if we get the money from the gambling we do.
798  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: October 12, 2023, 04:46:55 PM
Manchester City's squad was indeed incomplete when they lost to Arsenal, but should that be the main reason why Manchester City lost and failed to score? I don't agree if the absence of Rodri and De Bruyne is the only cause of Manchester City's defeat, in fact they still have many other quality players such as Bernardo Silva, Phil Foden, Mateo Kovačić, and many others in the main line-up.

Manchester City's main problem in that match was that they failed to create many chances compared to Arsenal. The match statistics are almost the same, but Arsenal has more chances to score than Manchester City.
Man City's strength and level of dominance in the Premier League seems to be decreasing slightly this season, because there are several clubs that have performed quite well so far. The absence of Rodri and De Bruyne could actually affect the intensity of their attacks, in fact I saw that Haaland didn't have a good chance to score at all when they lost to Arsenal. De Bruyne's injury has been felt since several defeats in the league and the absence of a creative midfielder could reduce Haaland's chances of scoring goals.

Especially in the Arsenal vs Man City match, I saw that the match statistics were quite balanced. Arteta's strategy was much better by replacing several players before Man City conceded. Arsenal had several good opportunities to score, but the final finish did not meet the target so no additional goals occurred.
799  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: October 12, 2023, 04:03:37 PM
Xabi Alonso's next team could be Real Madrid but I don't think so when it comes to Liverpool. Because Liverpool have already been doing amazing with Jürgen Klopp. This season they have made a big improvement as you have seen so far. If Liverpool have a successful season with Klopp I don't think they would think of parting ways with him.

Besides he still has a contract until 2026. Liverpool want to have a longer relationship with him obviously. But Real Madrid is a realistic candidate for Xabi Alonso even for next summer. Because Ancelotti is leaving for Brazil national team so they will need to bring someone.
Alonso has a close relationship with Real Madrid and if he wants to leave Bayer Leverkusen maybe Real Madrid is where he will go. So far Bayer Leverkusen have not talked much about Alonso's future because he is still quite needed there. It's been a pretty good season for Alonso in charge of Bayer Leverkusen and so far they are unbeaten in all competitions, so efforts will be made by Bayer Leverkusen to maintain him until next season.

Liverpool have Jurgen Klopp who has currently shown significant improvement from last season and as you said they have had a good season with Jurgen Klopp at the moment. So it is impossible for Liverpool to replace the coach if Jurgen Klopp can bring Liverpool to a much better finish and be able to win the European League this season.
800  Economy / Gambling discussion / Re: Saudi Professional League 2023/2024 on: October 12, 2023, 03:43:44 PM
Apart from his footballing career Cr7 is one of the most influential sportsman on social media, he's like by many which makes him one of the most followed in the world, therefore it's wasn't gonna be tough for him to attract or influence more viewers to the Saudi Pro League and even made it more interesting currently, it's amazing, very amazing, cause many top European players have also been attracted to the league cause of Ronaldo's influence.
Ronaldo's contract will end in 2027 if I'm not mistaken, so it's impossible for European clubs to pay a lot for him at this time. European football also needs younger and more energetic players because the competition there is much tougher than in the Saudi Arabian League. Ronaldo does have appeal as an influential figure in the world of football and as a sportsman he certainly has many followers on social media, so the influence on the club will be much greater to make money from the business they run there.

The chances of Ronaldo returning to play in Europe are very small and I am sure Al-Nassr will not let go of their assets. Ronaldo's presence at the club can increase their income quite significantly and they will definitely protect Ronaldo from leaving for another club next season.
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