This statistics isn't correct but there's no doubt that people will choose making more money instead of reducing their expenses to stay on budget in life. Being hungry for more money isn't a bad things when it makes you to double your hustle in the right ways than doing things illegal just to get the money. As my friend always says, having a problem of too much money is better than having a problem of not having enough money. If you do the right things and get more money, you can determine how you'll spend the money either giving it away to charity or increasing your investment to retain your wealths. Price of commodity are raising because of inflation and you can fight that by making the right investment and not having to work more for money but make your money work for you.


This is a choice, having to do unethical things to make money isn't the last option of a man and incase anybody reading this is thinking about doing the same just know "A good name is better than silver and gold". Money isn't everything life should be about, your reputation is as important as the money you want to have. If you're doing the ethical things and getting money, I won't call that addiction as addiction is mostly associated with negative outcomes.

Will CBDC's ever come into existence or are the government satisfied with how the fiat system is operating. Provided the government are those still incharge, we'll always have middlemen so they can tax them, tax the buyer and seller too to make more revenue. The operating days of the debit/credit card might be over but we'll be getting something to replace them with similar mode of operation and not a direct interaction with the central banks. I feel we'll always have payment processors but the only difference is that they might be different from what we have today. The government always loves to be incharge so anything that is getting development has to give them more power and not take power away from them or reduce their power over our finances.


Credit/debit cards are always getting replaced with payment apps that you can make payments with or tap your phone and the payment gets automatically approved. After the central bank digital currency goes public (if it eventually happens) digital cards will also be provided that we'll use for payment and it could still be one of the cards providers or all of them that gets to provide the cards that'll be used. The government will still need the assistance of third party providers to keep everything working perfectly globally.

I was about suggesting this too but glad you did that before me and now it's left for their OP to pick interest in them because there are quite a few micro tasks newbies can do for some decent amounts of coins on the forum. It's better to go for those paying in stablecoin or Bitcoin because you can be guaranteed that you'll get value for the work you provided than receiving your rewards in altcoins because you have to convert your altcoins to other valuable crypto and some altcoins don't have the liquidity to give you the extra value the projects promised you.  Some altcoins gives you more value but that's a gamble.

Many of use started from doing some micro tasks when we joined the forum and slowly built our account up to receive rewards for our contribution on the forum. The forum isn't against you earning here but just do it rightly and not abuse the forum in the process. Participate in art contest, other contest like pie baking and the others that get launched on the service board and you can get rewarded if you win.

You're having a good mentality because alot of people are just here for the price appreciations and not utility of Bitcoin and that's why we have more discussion on price instead of adoption. If you're only hodling Bitcoin for the ATH this means you have to be selling when Bitcoin gets a new ATH but if you're hodling Bitcoin for the future, you can become a diamond hodler and keep hodling your Bitcoin irrespective of what is happening to the market. I feel ATH are for short term hodlers because long time hodling won't be all about the ATH but for what Bitcoin holds for the future.

To make things more better you can have different Bitcoin for different purposes. You can hodl some Bitcoin for ATH that you can sell and use to sustain life while you have those that are meant for the long term goals. People have different ambitions in life and if theirs is to hodl Bitcoin for only ATH and it works out for them, they can keep doing it because everybody can't be a hodler. We need to have those always trading Bitcoin frequently for the market to be active.

How does this sound to you, I just think your friend was being ignorant and the Idea of him investing into his favourite project made him become very vulnerable. How can he think they were real when we have AI all over everything on the internet. Does he know the voice of the founder to use that to make his judgement. If a project is looking for funding, they go to VC and not ordinary people on the internet and when they want investment from the public they do a crowdfunding through ICO or IEO. Your friend should have gotten the hit that they're scammers from the movement they contacted him directly because that's how scammers operate but when we want to be stupid, our reasoning leaves our body so I won't blame him much but just his enthusiasm to make good investments.


If it's too good to be true than it usually is, you do not need to ask all those questions, just ignore them when you get contact from them. Unless you're a public figure yourself just know nobody legit is contacting you for investment. Scammers target vulnerable people to try to steal money from.them and it's quite unfortunate that they still get success from this old trick and that's because people have failed to stay enlighten or they'll easily identify all this tricks.

Two things dey involved here which are Bitcoin and altcoins. I don't see a point in trading Bitcoin. Wetin we suppose to dey do na to dey accumulate am then we hodl am because history dun show say na hodlers dey benefit pass for this industry. When trading you fit lose your Bitcoin irrespective of how careful wey you dey think say you dey. The lost fit come from not using a stop loss, wrongly timing the market or hack because when you dey trade obviously you dey exposed your Bitcoin to many risk on the exchange and if we're being honest, many traders dey use centralized exchanges for our trading (which isn't that bad) but they exchange no get any better security wey go for stop hackers from stealing your Bitcoin and the best they can do is a compensation while others exit scam without remorse.

Altcoins can be speculated upon as they're a gamble but you suppose know say wetin you dey do no dey reliable and know the risk involved. Overall sha hodling Bitcoin or crypto (involving all the altcoins) is always safer than trading Bitcoin while Trading altcoins for profit can be better over hodling them because alot of altcoin are always worthless after couple of years in the market as newer and more marketable altcoins are getting launched frequently.

Ps: I think your title should be Trading Vs hodling and not what you have there.

That's wrong, after you dun budget your spending money, you suppose still budget emergency money then come keep extra for one side incase of incasity. Money wey you dun put for Bitcoin investment suppose stay there until e dun reach time for you to cashout then you sell. Constantly touching your supposedly investment go make am hard for you to hodl because any small money challenges wey you get, you dun commot small use guide. People wey dey do this thing plenty pass na people wey no invest money wey dem fit dey comfortable to hodl. When you dey invest for Bitcoin no do pass yourself so your mind fit dey at peace dey hodl and you no go dey get the urge to dey touch wetin you plan to hodl for so so so duration.


My brother e easy but we dey too attached to our money na why e dey hard us. We have to be emotional detached from money then we can comfortably make investments for long duration and not being bothered. If we no ready to make sacrifices our future no go better, e no go kill us if we comot eyes for investment wey we keep to help secure our future. While wetin dey the image for the OP na truth make we remember say e get people wey dey do this thing wey we wan do (hodling) well so na to study how dem dey do am and follow in their footsteps then e go come easy for us and the number rule na to never investment more than we can afford to lose.

So technically the scam feature wasn't available on Binance exchange that makes it stand out from the rest of them. The floating price could have been a means of merchants giving their potential customers different options to choose from to trade with but on this other exchanges scamming are exploiting the feature for their selfish benefits. For those using those platforms, have you tried reporting this to their customer care maybe they don't know about this flaw and if you guys report it they will fix it. Sha na una sabi to dey patronize all this platforms wey no dey take the safety of their customers serious. Still I dey talk am say instead of patronising centralized P2P exchange make una look for local trusted merchant and patronize to enjoy real Naira P2P trading.


Not refering to registration, I meant verification. The user was also able to register but wasn't allowed to verify his account as seen below.


Well I no know if them dun lift the suspension or not but avoiding this exchange is a recommendation from me because all this centralized exchanges can't be trusted. The federal government go still get to them at some point and dem go delist Naira too when their exchange begins to pick up trading volume. The better solutions for now na a local merchant until a better DEX P2P get launched.

As I see the thread I just recall say I dun see something like this for here wey another user being dey complain about and I doubted it then but as two different users dun report the same thing on two different exchanges I no get doubts again. I being talk am from day one say this one wey new exchanges dey get inflow of Nigerians to trade P2P for their platform as Binance dun delist Naira trading pairs, say scam go begin dey full for the exchange and scammers dun see ways to use carryout their scamming without you knowing, imagine if you no dey observe well na so you go go for wetin you no bargain for. Nigerian scammers sabi spoil things ehh, I believe say this exchanges get reason for allowing this features on their exchange but dem no get am for mind say scammers go take advantage of the feature and I doubt if this was available on Binance when it was still allowing Naira P2P.


Bitget belike e no dey allow Nigerians to verify their account again because the last person wey register been updated me say verification dey suspended when him try verify him identity. I no like all this new exchange names wey I dey hear. Dem no get reputation like that and e go bad say we lose the small money wey we get say we dey find how to sell them to Naira. Na why me still dey recommend local merchants over this new exchange wey dey introduce Naira P2P to take advantage of the volume wey we get.

Person wey dey receive ₦130k, na very wrong decision to dey invest ₦80k for Bitcoin. That one dun pass investing as na suffer you dey put yourself if you no get another source of income and na only that ₦130k wey you survive on monthly. E no possible to survive on ₦50k a month as a working class person wey go dey commot almost daily (paying transport or buying fuel) for this country and you go dey live comfortably especially when you dey city and no be village. The only time wey you fit dey invest like that na when you get other side hustle wey go dey bring in small money wey you go dey use for sustainability. Your investing percentage no supposed pass 20% of your income if your salary no too big and when e big e no supposed pass 30%. If you dey invest pass your capacity na you dey set yourself up for failure so make we no dey overdo pass ourselves.


Aggressive investing should be done in your youthful years and no be when you get heads to feed, that time wetin you suppose dey do na strategic investing wey be say you know the amount of risk that you can take but as a youth you fit take more risk so you fit secure a better future for yourself and your unborn children. Irrespective of Bitcoin investment being proven, you no suppose dey invest inside anyhow because the market dey volatile and e dey craze sometimes and that time fit be when you need funds for your regular business. Anyhow you dey invest reach make you dey hold emergency money one side because to see where to get money this days no easy as country hard.

I don't see how important this is, my parents are no longer young that they should be bothered about their future life infact soon they'll depart this earth to a better place so they shouldn't be concerned about what they future holds for Bitcoin to invest in it. My father has owned some Bitcoin but he'll soon sell them and I'm not against that, what he should be bothered about is getting the best out of life before it's too late. The age bracket that should be investing uncontrollable are the youth, technically we have the future ahead of us and need to be financially prepared for it and by investing in Bitcoin we're doing that.

Our parents investing in Bitcoin is less important compared to us investing in Bitcoin or other youths in our family. My parent did invest in what was valuable in their youth years and it favoured them to have a better life for their children. I'm to replicate that by investing in Bitcoin and other valuable assets that I can depend on to make my future journeys relax and not still struggling because I didn't do what was important when I was a youth but wasting my time chasing pleasure. My father owns some Bitcoin but he isn't serious about it like I'm and that's cool.

Lets not act as if the government from different parts of the world hasn't had their fair share of beef with Bitcoin and the crackdown of either Bitcoin trading/mining then the crypto industry in general, an attack on the industry could be said to be an attack on Bitcoin as they're only going through the sidelines since they can't fully achieve their desires plans on killing Bitcoin.

• In 2013, China restricted financial and payment institutions' involvement with Bitcoin
• Nigeria is reportedly stepping up its cryptocurrency crackdown with a proposed ban on peer-to-peer trading. Bitcoin is the most traded crypto in Nigeria so you get my point.

There are some countries that using Bitcoin is illegal and they have their punishment for defaulters while some other countries have lifted the ban still there was a time when they didn't permit the association with Bitcoin in some way (trading or mining). My point is irrespective of how some government are trying to fight the adoption of Bitcoin, a time will come when they would have no choice but to accept it as some other countries are doing currently. Nigeria is one example and the country is not only fighting the trading of Bitcoin but crypto in general with the restrictions place on crypto trading exchanges (delisting local currency from their platforms). I know they aren't technically fighting Bitcoin but they're pushing the awareness and adoption of Bitcoin backwards with their restrictions.

If Bitcoin hasn't survived I don't think we would had have anything like the crypto industry/altcoins or they would haven't been this popular. It's because Bitcoin is surviving so people can assume that they have a chance with altcoins by investing in them. If you're betting against any cryptocurrency to not be around in decades to come, it shouldn't be Bitcoin because it doesn't only have the first mover advantage but because of its uniqueness, if you observe there isn't any successful replica of Bitcoin. What we just have are failed wannabes and that's why Bitcoin will always have an advantage over the rest of the market.


We shouldn't consider this features to be a weakness but instead a strength because it's because of this featui that Bitcoin is surviving in the midst of all the attempts aimed at it. Without Bitcoin been decentralized, it would had been killed a long time ago. The decentralized nature of Bitcoin is restricting the government from using regulations to disrupt the growth of Bitcoin. The limited supply of Bitcoin is also among the reasons Bitcoin is been seen as a good investment by many people and its potential adoption is what is keeping the hopes high for the investors. The government has tried to bring down Bitcoin but hasn't succeeded and soon they'll have no choice but to accept defeat that they can't bring down Bitcoin.

Unless you're a very lucky person and have a good awareness of the market, it isn't always easy to buy at the right time and also sell at the right time. The idea of buying and selling Bitcoin (trading) and redoing it for profit is mostly achievable on paper and not a reality which makes it an impossible task to achieve by an average user. I know some people do achieve this but that's why I said unless they're very lucky it can't always be achievable but when you're hodling, everybody that takes this investment path gets the same results. During the bullish market, the advantage there is the price of Bitcoin will always increase so you don't necessary have to time the market right but just buy some Bitcoin and hodl them safely.


Some ignorant investors don't care if the market is bullish or not, they'll always sell out of fear that the bull market mightn't last long. If the market is having a correction, you'll find many investors selling and this make them to not be part of the future beneficiary of Bitcoin gains. Investment firms are filled with smart investors and they know the best time to accumulate Bitcoin is during its downtime and that's why you'll always find them accumulating when the market is down but we don't follow their footsteps instead we think we're smarter and always chasing after the market when it's increasing and if we're to profit we can't compare ours with those that bought when Bitcoin was having a downtime.

People love to stick to what they know and has been working for them, you don't expect people to just change from their old habits overnight, it'll eventually happen but it'll take sometime. The idea of using centralized platforms is because people don't want responsibility for their finances but still want to benefit from investing in Bitcoin. The owners of those centralized platforms are taking advantage of our ignorant to enrich their pockets. If you asked the average investors of Bitcoin, they have used a centralized exchanges as some point and there's nothing wrong in doing that but exchanges should only be used for the purpose they were created for and not being used as a wallet for storing of our cryptos.


This is very possible to achieve, use a non constodial wallet and make use of only decentralized exchange or P2P exchanges. The only price I think you have to pay is paying a little bit extra when you're making a transaction because this platforms aren't that popular yet and at such have very little liquidity which might make transactions going on, on the exchanges to be expensive. You also have the power over your finances so you're incharge of protecting your funds. Scammers might also be numerous but if you're very cautious, you should be fine and be able to use the decentralized exchange without much challenges.

Week 03 payments has been processed. BTC BTC rate: $70,939.:

Great week guys, don't forget to visit the ANN thread - 🐺Spinarium.com🐺 - iGaming casino with 400% welcome bonus + 200 free spins 🎮 often to see if there are discussions you can contribute to.

👉 Unfortunately Campaign has ended as expected, you can remove your signature and avatar and good luck elsewhere.
👉 if you have any inquiries or complains don't hesitate to inbox me or message me on Telegram @PedroBrainbossBM for faster response.

Week 28 Bitcoin payments has been processed.

All EMC token payment will be process this week.

Bitcoin Escrow Address:

👉 Ps: Post on Wall Observer BTC/USD - Bitcoin price movement tracking & discussion thread aren't eligible for payment.
👉 Campaign is CFNP we don't have open slots.
👉 Remember not to spam as your accounts are been watched by spam watchers and if you're tagged or reported you'll be dropped from campaign without payment.

👉 if you have any inquiries or complains don't hesitate to inbox me or message me on Telegram @PedroBrainbossBM for faster response.

Week 30 Bitcoin payments has been processed.

👉 Bitvest Escrow Address: Current balance:

👉 Ps: Post on Wall Observer BTC/USD - Bitcoin price movement tracking & discussion thread aren't eligible for payment.
👉 Campaign is CFNP we don't have open slots.
👉 Remember not to spam as your accounts are been watched by spam watchers and if you're tagged or reported you'll be dropped from campaign without payment.

👉 if you have any inquiries or complains don't hesitate to inbox me or message me on Telegram @PedroBrainbossBM for faster response.

Provided say na centralized exchange wey we dey use, we no get choice as the governments go dey attack dem as dem get to know about them. Governments dem get spy among us wey dey update them on the next exchange wey people dey use dey sell their Bitcoin or usdt to Naira. Scammers go chop Nigerians plenty this periods because alot of newbie wey no understand how some platform dey work go fall victim to scams. E go just better to use local P2P merchants if you get a trusted one than to dey move from one centralized exchange to another because this exchanges fit crash too and them go close with our money


Spot wallets are exchange wallets and that is a wrong approach to hodling crypto. Converting our crypto to usdt no also makes sense unless you wan invest for dollars based on how you dey see Naira dey misbehave but still when you dey invest in crypto wey dey in USD, you dun still invest in dollars because when you want convert your money to Naira na the current Naira /dollars market price na wetin you go use. It's better you hold your Bitcoin for non constodial wallets and keep hodling then you fit sell anytime wey you wan sell with the exchanges wey go still dey allow Naira trading or use local merchants.

If you no set goals you never start be that. Every achievement starts from goals setting as e go give you directions and any distraction wey come your way you go fit avoid dem because e get wetin dey your mind wey you wan achieve. The goal setting needs to start from the quantity of Bitcoin wey you wan get and how long wey you wan hodl am. Sometimes e make sense to have short term plans while you still get long term plans because some long term plans dey feel Impossible to achieve but if you get other small small targets e fit make you achieve your goals quickly and you no go even feel am say na that impossible goals wey you been dey see so na wetin you dun achieve already.


Dem say make you no do pass yourself, make you no go invest inside Bitcoin with important money that'll be needed urgently. Na only spare money go well or money wey be say we dun keep aside say na for investment na wetin we suppose to dey use and the percentage from your salary no supposed too much. The thing be say Bitcoin investment no be cashflow investment unless na trading wey you dey do for here or other various means of receiving cashflow for the industry. If na strictly investment wey you dey do then you need to plan yourself well so you go always dey get urgently 2k dem wey go dey bail you out of problem because dem go always dey around as for you dey alive.