Is it better to save money or invest it?

[deisik]

well but you have a purpose, to invest later, here we are talking about the simply accumulation of money without using even a penny for anything

If I remember your words correctly, you started by saying that earning is not fun, right?

In short, would you choose earning with fun or prefer to earn boringly?

earning per se, without using it to actually buying something, it just doesn't make sense to me, because money are meant to be spent in the end, like you buy an hair clipper, but you let it sit there in your room without using it and so on..

So it is beyond your comprehension that some (though I guess many actually) can derive pleasure (fun, in your terms) from the process itself, irrespective of further expenditure (or lack thereof)?

no i can understand it, as i said before to each his own, but it is something that i would never do, because i find it useless

In this case, did it never strike you that the ones who enjoy the process itself are usually better off beside those who find earning money boring as such (whether they spend later or not, I have to repeat this)?

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[hardtime]

better keep and save it so it will stay safe. when you invest it, there's a lot of risk , if you're unlucky , you'll end up losing all your money.

[Hugroll]

investings a better choice if theres no risk,although that could mean the returns would be small. saving is not worth imo because inflation rate is always higher than the banks interest rate.

[goosoodude]

better keep and save it so it will stay safe. when you invest it, there's a lot of risk , if you're unlucky , you'll end up losing all your money.

Not if you know what you're doing before running into investment. There are a bunch of options that don't have that much of a risk to experienced ones, but
it's true that risk grows proportionally to gains, so it's best not to be greedy when choosing an investment.
I would always choose investment over pure on holding and stashing, not only does it's likely to make a profit, but it's dynamical and interesting as well.

[Amph]

well but you have a purpose, to invest later, here we are talking about the simply accumulation of money without using even a penny for anything

If I remember your words correctly, you started by saying that earning is not fun, right?

In short, would you choose earning with fun or prefer to earn boringly?

earning per se, without using it to actually buying something, it just doesn't make sense to me, because money are meant to be spent in the end, like you buy an hair clipper, but you let it sit there in your room without using it and so on..

So it is beyond your comprehension that some (though I guess many actually) can derive pleasure (fun, in your terms) from the process itself, irrespective of further expenditure (or lack thereof)?

no i can understand it, as i said before to each his own, but it is something that i would never do, because i find it useless

In this case, did it never strike you that the ones who enjoy the process itself are usually better off beside those who find earning money boring as such (whether they spend later or not, I have to repeat this)?

yeah it's probably the reason why i'm not so good at treading, well another reason is because i don't like randomness, but we are always there, the same argument i would not care about them being better at something which i find useless in case i've already many of it

[smith coins]

saving money is better imo. investing is a lot riskier but could potentially yield better results.

You should save first to invest money. From your saving based on your risk factor some portion need to invest for long term appreciation.

Saving -> Investing -> The profit or the Loss this is the cycle. If we have profit we invest again and again, everything is risky.

Its a matter of if the game or the system you chose is in your favor.

And it should be implied for everything we do in finance, most people dont get that so everythings consider not reducing the risk they take.

As less risk as you take the profit i think will be the less too, this is the life you should risk to win

[deisik]

no i can understand it, as i said before to each his own, but it is something that i would never do, because i find it useless

In this case, did it never strike you that the ones who enjoy the process itself are usually better off beside those who find earning money boring as such (whether they spend later or not, I have to repeat this)?

yeah it's probably the reason why i'm not so good at treading, well another reason is because i don't like randomness, but we are always there, the same argument i would not care about them being better at something which i find useless in case i've already many of it

Randomness in trading means volatility, but every good trader loves volatility (since it provides an opportunity for profit)

[HarHarHar9965]

no i can understand it, as i said before to each his own, but it is something that i would never do, because i find it useless

In this case, did it never strike you that the ones who enjoy the process itself are usually better off beside those who find earning money boring as such (whether they spend later or not, I have to repeat this)?

yeah it's probably the reason why i'm not so good at treading, well another reason is because i don't like randomness, but we are always there, the same argument i would not care about them being better at something which i find useless in case i've already many of it

Randomness in trading means volatility, but every good trader loves volatility (since it provides an opportunity for profit)

well said, who'd really invest in bitcoin if it was so volatile? Volatility also kills of appreciation in investments and kills a lot of room for profit, if anybody who is really scared of volatility, bitcoin might not be the one who'd break a deal for em. For such cautous investors, there's bank deposits but looking at inflation, LOL. Govt bonds might be the safest way but the slowest way

[bryant.coleman]

well said, who'd really invest in bitcoin if it was so volatile?

Volatility will make Bitcoin more attractive for short traders. But at the same time, it will make Bitcoin (and the other crypto-coins) less attractive for the institutional as well as long-term individual investors. Overall, it is going to be good for the Bitcoin trading, but I am not sure whether it will be good for the mainstream adoption.

[deisik]

well said, who'd really invest in bitcoin if it was so volatile?

Volatility will make Bitcoin more attractive for short traders. But at the same time, it will make Bitcoin (and the other crypto-coins) less attractive for the institutional as well as long-term individual investors. Overall, it is going to be good for the Bitcoin trading, but I am not sure whether it will be good for the mainstream adoption.

Evidently, you meant day traders

Nevertheless, I totally disagree with what you said. The stock market is generally by far more volatile than Bitcoin. Shares, unlike Bitcoin, can and do hit ground (with companies going bust now and then, here and there), but this in no case prevents long-term investors (e.g. venture capital) from risking their money...

[deisik]

It is risk/reward ratio that matters here, and, I guess, Bitcoin is pretty good at it

[wearehatetherules]

invest on bank,or buy a gold,dont invest on website online,you will never know when online investment will scam or cheat on you.

[smith coins]

invest on bank,or buy a gold,dont invest on website online,you will never know when online investment will scam or cheat on you.

Online services are easy to be spread comparing to real world businesses, and it can fast disappear and being scammed easily. Conclusion is that invest in real things.

[hendra147]

this is about
what do you want

are you want to get profit ? and ready if you lose it ? you can choose invest
if you want to safety , save it at Bank  ( i prefer it USD)

[knowhow]

well dollars is getting powerful day by day ,at brazil it has breaken the sky already being at ratio 1:3,8 local money.Soo if you had invested into dollars and now exchange the same dollars you would get an easy profit,always better invest then save it.

[MinerHQ]

well dollars is getting powerful day by day ,at brazil it has breaken the sky already being at ratio 1:3,8 local money.Soo if you had invested into dollars and now exchange the same dollars you would get an easy profit,always better invest then save it.

Yes but no one can predict which currency will go high so when you invest do proper study before investing and diversify your investments to reduce your losses

[lahm-44]

saving money is much more better than investing it. suppose you are earning 100$ everyweek. so if you save 50$ from that then in a year you will earn about 600$ but in the case of investing lets say you are getting 1% per day then it will yeald hardly 30% in a month that means 30$ in a month and you also have to invest the full 100$ in it

[knowhow]

well dollars is getting powerful day by day ,at brazil it has breaken the sky already being at ratio 1:3,8 local money.Soo if you had invested into dollars and now exchange the same dollars you would get an easy profit,always better invest then save it.

Yes but no one can predict which currency will go high so when you invest do proper study before investing and diversify your investments to reduce your losses

Well the same way with bitcoin and altcoins happend you never know which one will grow and when,the thing is invest on something you believe it will get interest or invest safety like old coins.... doge,ltc and others... eth is the new king these days mooving over 1000 btc daily.... be smart and invest wise and collect proofs

[HarHarHar9965]

saving money is much more better than investing it. suppose you are earning 100$ everyweek. so if you save 50$ from that then in a year you will earn about 600$ but in the case of investing lets say you are getting 1% per day then it will yeald hardly 30% in a month that means 30$ in a month and you also have to invest the full 100$ in it

either your example was terrible or I did not really understand it. If A is earning 100$/week and saves 50$, he should be earning about 4800$ annually, saving 2400$ and not just 600$. Then, when you brought up investing, you went to 1% a day when you were measuring earning in weeks and savings too. Let's say a person earns 1% of 2400$ everyday, he still gets 8760$ annually. What do you mean bruh?

[futurebit640]

Saving is typically for smaller shorter term goals in the near future usually three years or less like going on vacation or having money for some thing to buy.

Investing can help you reach bigger long term goals at least four to five years away like saving for a child’s college education. Investments have the potential for higher return than a regular savings account. Your investments may appreciate go up in value over time. This increases your net worth which is the value of your assets.