Is it better to save money or invest it?

[prodigy8]

The bitcoin price has fallen quite low recently, so I'd say it's better to invest at this current time. Depending on the circumstances, answers can be different though.

The bitcoin price for 3 days has been increased. At 25 August it was around 200$ and in 28 August (Today) it has hit 234$ so the profit if someone hold 1 btc is 34$, which in percentage is 17%

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[smith coins]

If we hold the money their value probably will be less in future so i think to invest something in smart projects

That's true, because money and cash has the problem of inflation. Even though Bitcoin has inflation too, the inflation is set to decrease by 50% every 4 years, which, in my opinion, is better than cash.

If you have any other business running then it's ok to hold cash (my opinion) but if you have all of them and dont know what to do, invest in smart projects.

[Yerm]

saving money is better imo. investing is a lot riskier but could potentially yield better results.

[MinerHQ]

saving money is better imo. investing is a lot riskier but could potentially yield better results.

You should save first to invest money. From your saving based on your risk factor some portion need to invest for long term appreciation.

[Amph]

The bitcoin price has fallen quite low recently, so I'd say it's better to invest at this current time. Depending on the circumstances, answers can be different though.

nothing major rally happen those are peanuts change, one who invested at 275 isn't going to lose big money because we crashed to 235, i'm sure that within one or two week we can return to the previous point

so you should've bought even before this crash and simply ignore it

[oxiyusuf]

Saving it to bitcoins and play trading in exchanger, and holding it,buying or selling till prices fluctuate are a better prospect, you can invest in property and gold as well when the markets are volatile,or even investing in very lucrative business,which stand to give you greater gains than keeping it in a bank

I won't advice anyone to invest in Bitcoin, gold or lucrative business if they do not have any spare money: these markets are still volatile. And, especially if you invest in for example real estate, it is not easy to get back your money when you need it. In that situation, it is better for people to save money on a bank account for in case they need it (to cover unexpected costs). As soon as people got a decent amount of spare money (and therefore be able to cover possible unexpected cost), then someone can look into investing..

That is Right, I think for a guy who have average salary, for him saving is the best way and  only way, as investment won't serve the purpose as it requires a capital at the initial stage and that is not that easy for a guy with average salary, so saving is best way to deal with  even at the time of emergencies you can use that money.

when you keep your money in the bank then the benefit is that investors who borrow money in the bank, and you will only get a little% interest, so it may be better to use methods of 50:50 or whatever you want

That's right, but the aim of saving money is not just the interest. Is also about saving money to be able to cover unexpected costs later on - or save money to buy other things you need (like another car).

The current interest is not really attractive. With the current taxes in the Netherlands, your likely to pay more tax than you earn interest on savings more than € 21.000. I've just read the governement is going to decrease these taxes, and are only going to tax your savings if you've got more than € 25.000 in savings (per person).

saving money for the future it is in need, but if the money is continuously invested in grow, is not tantamount to saving twice

[smith coins]

saving money is better imo. investing is a lot riskier but could potentially yield better results.

You should save first to invest money. From your saving based on your risk factor some portion need to invest for long term appreciation.

Saving -> Investing -> The profit or the Loss this is the cycle. If we have profit we invest again and again, everything is risky.

[claraa]

I personally use a half-half, i invested too and save money too. i invested in bitcoin, although invest in bitcoin is risk, but hey i'm bitcoin fans and want to invest in commodities too.
a half i save for daily needs.

I Use btcinvestment,
Like you i wanted to have some real stocks in my btc`s not some crappy scam coins.
Where do bring your btc`s for commodities?

Still don't have any idea for bring my btc for commodities like gold, still looking for it.
but the simple thing is spend my btc to fiat than buy for gold, but you need to see a rate before, for get a more profit, i means when bitcoin price is reach high rate then exchange to fiat than buy a gold when gold price is low.

I agree, im waiting to for the BTC to reach at least 600usd before turning it into gold.
in the mean while, I Use a small portion off my BTC at btcinvestment
works good, also i buy a few alt coins but im never lucky whit those. so i don`t do much whit alt coins.
And for the rest its a waiting game for the BTC to rise up again .

[HarHarHar9965]

Now that the price of Bitcoin has collapsed, now is the time to buy. I am HODLing my earnings from the signature campaign hoping for the XT stuff to clear up. By then the price will go up So right now it's better if I keep saving the bitcoins I earn from sig campaign and buy bitcoins to HODL.

for me holding bitcoin in price drop is best option to get more money 
my fair rate to sell bitcoin is 250$ so if i can earning 0.035/week = 8.75$
it's good to pay some cost

If you are somebody who really understands the technology and believes in it and thinks that yes bitcoin does share the potential to grow something really big, then you shouldn't worry, just trust your investment. The price fluctuations will be an issue till more adoption takes place, don't worry about that. Just think about the bigger picture of bitcoin, and play smart

[BTChaintrader]

In my opinion, you should be doing both at the same time.

Everyone must have some money for rainy days, but at the same time, you should invest some of your money, to make profits in the future. At the same time, be self aware, because if you don't know what to invest your money in, you will loose them.

[Dotakels]

In my opinion, you should be doing both at the same time.

Everyone must have some money for rainy days, but at the same time, you should invest some of your money, to make profits in the future. At the same time, be self aware, because if you don't know what to invest your money in, you will loose them.

Thats right, you can choose either saving or investing, because saving and investing are both useful and that 2 have a connection, like you must save first till its enough to invest, after investing your money and its successful save it again and buy those things that you need and want.

[smith coins]

In my opinion, you should be doing both at the same time.

Everyone must have some money for rainy days, but at the same time, you should invest some of your money, to make profits in the future. At the same time, be self aware, because if you don't know what to invest your money in, you will loose them.

Thats right, you can choose either saving or investing, because saving and investing are both useful and that 2 have a connection, like you must save first till its enough to invest, after investing your money and its successful save it again and buy those things that you need and want.

I prefer the method of all what i save to invest only a part of them or max 50% investing in a good projects or in cloud mining and other things. Not investing all of your saved money because if you fail then it will hurt too much.

[Abiky]

In my opinion, you should be doing both at the same time.

Everyone must have some money for rainy days, but at the same time, you should invest some of your money, to make profits in the future. At the same time, be self aware, because if you don't know what to invest your money in, you will loose them.

Thats right, you can choose either saving or investing, because saving and investing are both useful and that 2 have a connection, like you must save first till its enough to invest, after investing your money and its successful save it again and buy those things that you need and want.

I prefer the method of all what i save to invest only a part of them or max 50% investing in a good projects or in cloud mining and other things. Not investing all of your saved money because if you fail then it will hurt too much.

What I do is just invest the minimum amount of Bitcoins in a service (like for example: cloud mining) That way when something unexpected happens I could be safe that I've only lost very little of my earnings instead of spending all my savings 

[wearepoor]

In my opinion, you should be doing both at the same time.

Everyone must have some money for rainy days, but at the same time, you should invest some of your money, to make profits in the future. At the same time, be self aware, because if you don't know what to invest your money in, you will loose them.

Thats right, you can choose either saving or investing, because saving and investing are both useful and that 2 have a connection, like you must save first till its enough to invest, after investing your money and its successful save it again and buy those things that you need and want.

I prefer the method of all what i save to invest only a part of them or max 50% investing in a good projects or in cloud mining and other things. Not investing all of your saved money because if you fail then it will hurt too much.

Its always better to invest some part of your income into a profitable venture as there are chances of good return in future. Investments in gold and properties are profitable most of the times. Do your best research before investing your valuable money, we have to make sure that our money is safe. On a parallel side saving is also important as we have to be ready for any unexpected expenses in our life.

[Mirdude]

Save it and you don't make any money.

Invest it and you're more likely to yield some profit, so in theory you should invest it.

[smith coins]

In my opinion, you should be doing both at the same time.

Everyone must have some money for rainy days, but at the same time, you should invest some of your money, to make profits in the future. At the same time, be self aware, because if you don't know what to invest your money in, you will loose them.

Thats right, you can choose either saving or investing, because saving and investing are both useful and that 2 have a connection, like you must save first till its enough to invest, after investing your money and its successful save it again and buy those things that you need and want.

I prefer the method of all what i save to invest only a part of them or max 50% investing in a good projects or in cloud mining and other things. Not investing all of your saved money because if you fail then it will hurt too much.

What I do is just invest the minimum amount of Bitcoins in a service (like for example: cloud mining) That way when something unexpected happens I could be safe that I've only lost very little of my earnings instead of spending all my savings 

A quote says "Invest as much as you can afford loosing them". Every investors risk their money with the hope that one day will get profit from it.

[rkandrades]

It depends on your bank ROI.

Here, in Brazil, the inflation is higher than the return over investment.

I would invest in bitcoins because of its growth potential. Gold investment needs a good amount of money and time to return a good revenue.

I think that bitcoin investments will result in a faster nice return soon.

[MinerHQ]

Save it and you don't make any money.

Invest it and you're more likely to yield some profit, so in theory you should invest it.

But you should remember that you shouldn't invest all your savings because you can loose your investments. Investments comes with some risks.

[Amph]

Save it and you don't make any money.

Invest it and you're more likely to yield some profit, so in theory you should invest it.

But you should remember that you shouldn't invest all your savings because you can loose your investments. Investments comes with some risks.

there are safe investments with very low return, but with a higher security, i think he is talking about that, like bank interest, but i find those investments a bit pointless

also remember that due to inflation if you keep saving and nothing else you will lose money eventually in the long term...

[deisik]

Save it and you don't make any money.

Invest it and you're more likely to yield some profit, so in theory you should invest it.

But you should remember that you shouldn't invest all your savings because you can loose your investments. Investments comes with some risks.

there are safe investments with very low return, but with a higher security, i think he is talking about that, like bank interest, but i find those investments a bit pointless

also remember that due to inflation if you keep saving and nothing else you will lose money eventually in the long term...

The inference is quite simple then, lol. Don't save what you can't invest, and suddenly you find yourself in a completely different setup (since the opposite of saving is spending, not investing)...

That is, what to spend money on?