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Question: Should we limit the number of active loans per user?
No. As long as he is paying.
Yes, max 1 active loan per user.
Yes, max 2 active loans per user.
Yes, max 3 active loans per user.
Yes, max 5 active loans per user.

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Author Topic: [ANN] BTCJam - Peer to Peer Bitcoin Lending  (Read 204914 times)
paraipan
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December 23, 2012, 06:00:07 PM
 #421

...

About the personal data of borrowers, it against U.S law to release that info.

Are you in U.S.? What jurisdiction does your service adhere?

We are in the process to move to U.S.

So right now you don't adhere to U.S. laws, right?

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hardcore-fs
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December 24, 2012, 12:05:10 AM
 #422

...

About the personal data of borrowers, it against U.S law to release that info.

Are you in U.S.? What jurisdiction does your service adhere?

We are in the process to move to U.S.

You need to completely re-do the  user display.
Currently you just show a total amount of bitcoins in the service.

you should make it like double entry book keeping, where i can:
1. CLEARLY SEE the amounts and DATES I transferred funds into my BTCJAM account
2. CLEARLY SEE when I proposed a loan, if that loan failed to reach the minimum fund, it SHOULD SHOW the funds being returned to my account
3. BAD debts should be shown.

Currently its all over the F**ing place.

If you are going to run a financial service, then at least FOLLOW good accountancy practices.

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KB5988
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December 24, 2012, 05:46:36 AM
Last edit: December 24, 2012, 08:11:18 PM by KB5988
 #423

I just read through the last page, so if it's been mentioned and I didn't see it, my apologies.  However, I can't log in.  Instead, when I click log in via Google Account I get this message:

Error: redirect_uri_mismatch

The redirect URI in the request: https://www.btcjam.com/users/auth/google_oauth2/callback did not match a registered redirect URI


EDIT: It's working again today.

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hardcore-fs
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December 24, 2012, 11:24:58 PM
 #424

Currently its all over the F**ing place.

If you are going to run a financial service, then at least FOLLOW good accountancy practices.

They will get right on it now, LMAO People in this thread are retarded, I read this and get stupider from it LMAO

Then feel free to read it a few more times, perhaps you can attain a level where you can breed with the other pond-scum that inhabit these waters.

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gweedo
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December 25, 2012, 04:44:33 AM
 #425

Currently its all over the F**ing place.

If you are going to run a financial service, then at least FOLLOW good accountancy practices.

They will get right on it now, LMAO People in this thread are retarded, I read this and get stupider from it LMAO

Then feel free to read it a few more times, perhaps you can attain a level where you can breed with the other pond-scum that inhabit these waters.


Actually I don't want to get so dumb where I can't use a simple site like you LMAO
hardcore-fs
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December 26, 2012, 04:01:21 AM
 #426

Currently its all over the F**ing place.

If you are going to run a financial service, then at least FOLLOW good accountancy practices.

They will get right on it now, LMAO People in this thread are retarded, I read this and get stupider from it LMAO

Then feel free to read it a few more times, perhaps you can attain a level where you can breed with the other pond-scum that inhabit these waters.


Actually I don't want to get so dumb where I can't use a simple site like you LMAO

As a tip, 95% of the world population can use a mobile phone... that does not mean they are bright enough to understand the underlying technology or its implications.(a point which you admirably illustrate without the slightest exertion)

When you grow up, you will realize it is about traceability and audit-ability not about how easy one person finds a site to use.
Go look up "single entry bookkeeping" & "double entry bookkeeping" as an example of what I am talking about.





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gweedo
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December 26, 2012, 04:45:26 AM
 #427

As a tip, 95% of the world population can use a mobile phone... that does not mean they are bright enough to understand the underlying technology or its implications.(a point which you admirably illustrate without the slightest exertion)

When you grow up, you will realize it is about traceability and audit-ability not about how easy one person finds a site to use.
Go look up "single entry bookkeeping" & "double entry bookkeeping" as an example of what I am talking about.

I know what single entry and double entry bookkeeping are, really it isn't hard to make a spreadsheet for this, as I have done I will sell you my excel template for 100BTC.
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December 26, 2012, 04:48:35 AM
 #428

@Tulkas

Just notices that your site BTCJAM does not allow a user to empty their bitcoin account.
keeps saying "transaction Error"

Is there any reason for this?


HC

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LoweryCBS
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December 26, 2012, 03:54:33 PM
 #429

Is there any way to view new listings only? Like a way to sort by date listed, or a feed? I'd like to be able to see what's new, rather than wade through all the listings I've seen before.
Smoovious
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December 26, 2012, 04:41:26 PM
 #430

Is there any way to view new listings only? Like a way to sort by date listed, or a feed? I'd like to be able to see what's new, rather than wade through all the listings I've seen before.
Click on the column headers... you can sort by rating, how many days left before it expires, etc.

I have sorted by days left to see what was most recent when I had a little coin to lend.

-- Smoov
LoweryCBS
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December 26, 2012, 05:14:51 PM
 #431

Worked with the sort buttons, and "days left" is the closest thing to "date listed" but I'd still prefer the date, since expiration period is variable, I think.

Is there any way to view new listings only? Like a way to sort by date listed, or a feed? I'd like to be able to see what's new, rather than wade through all the listings I've seen before.
Click on the column headers... you can sort by rating, how many days left before it expires, etc.

I have sorted by days left to see what was most recent when I had a little coin to lend.

-- Smoov

Snipes777
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January 02, 2013, 07:54:52 PM
 #432

Can you add a settings option as to whether we want to allow login to BTCJam through Facebook and/or LinkedIn. I want to keep my BTCJam account as a separate login and information so people who may hack my facebook do not also have access to my bitcoins. However, it is still linked to give me a point of "credit".

Voluntaryism- The belief that ALL human interactions should be free of force, fraud and coercion.
Taxation is Theft; War is Murder; Incarceration is Kidnapping; Spanking is Assault; Federal Reserve Notes are Counterfeiting
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wuala
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January 02, 2013, 10:13:21 PM
 #433

many defaults, money lost...

I advise you, you'd better play!!

Satoshidice >>>> BTCJam

Leave the force be with you...
Tulkas (OP)
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January 03, 2013, 12:14:49 AM
 #434

many defaults, money lost...

I advise you, you'd better play!!

Satoshidice >>>> BTCJam

The current repayment rate is aprox 77%, if you think dice games are better than this please stay away of peer to peer lending sites.

BTCJAM - Peer to Peer Bitcoin Lending
https://btcjam.com
rini17
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January 03, 2013, 12:39:35 AM
 #435

many defaults, money lost...

I advise you, you'd better play!!

Satoshidice >>>> BTCJam

The current repayment rate is aprox 77%, if you think dice games are better than this please stay away of peer to peer lending sites.


Is that 77% by volume? Or just repaid loan count?

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hardcore-fs
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January 03, 2013, 12:54:46 AM
 #436

many defaults, money lost...

I advise you, you'd better play!!

Satoshidice >>>> BTCJam

The current repayment rate is aprox 77%, if you think dice games are better than this please stay away of peer to peer lending sites.


@Tulkas
I think you may have missed my post requesting a bit of info.

Why after I have loaned money and been repaid can I NOT empty my account fully, why do you hold a balance?

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January 03, 2013, 08:53:30 AM
 #437

many defaults, money lost...

I advise you, you'd better play!!

Satoshidice >>>> BTCJam

The current repayment rate is aprox 77%, if you think dice games are better than this please stay away of peer to peer lending sites.

They actually are. S.DICE repayment rate is 98.1%. Please stay away from the Internets, you're breaking it.

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Snipes777
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January 03, 2013, 12:40:17 PM
 #438

You also need to factor in the expected return. Besides, anyone who is smart enough to filter through obvious scams and be a little responsible can get a much better return than from a dice game.

Voluntaryism- The belief that ALL human interactions should be free of force, fraud and coercion.
Taxation is Theft; War is Murder; Incarceration is Kidnapping; Spanking is Assault; Federal Reserve Notes are Counterfeiting
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January 03, 2013, 04:38:00 PM
 #439

You also need to factor in the expected return. Besides, anyone who is smart enough to filter through obvious scams and be a little responsible can get a much better return than from a dice game.

Quote
<gigavps> i'm only up 1500 btc on the site....

I'm guessing I don't need to specify what site that is.

Now you show me who's 1500 BTC ahead on this thing and I show you another one on S.DICE. And we keep going 'till you give up.

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January 03, 2013, 06:09:03 PM
 #440

You also need to factor in the expected return. Besides, anyone who is smart enough to filter through obvious scams and be a little responsible can get a much better return than from a dice game.

Quote
<gigavps> i'm only up 1500 btc on the site....

I'm guessing I don't need to specify what site that is.

Now you show me who's 1500 BTC ahead on this thing and I show you another one on S.DICE. And we keep going 'till you give up.

One is luck, the other is skill. For every 1,500 BTC ahead that you show me, I can show you a bunch of people who are 1,500BTC combine behind
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