I think I agree with that loans are too risky here because we don't even know them if they will truly pay what they loan to get to us and I think that's not better to give here but if there are people who can trust we can give them loans.
In the past, loans are really too risky because we can not know if someone else is reputable or not, even sometimes with reputable people, they can also publicly not pay for us, putting trust in others in the online world is never a wise idea. Loans and losing money is always a story that happened very often, however, in the present moment, I have found a reputable site in helping others lend, that is ethlend, a lending platform based on network ETH, we can lend and get back the profits very easily