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1641  Economy / Trading Discussion / Re: Is Holding Bitcoin a long time good way to make money? on: December 18, 2015, 09:12:42 PM
I think it will take decades if btc price down to 0, so keep calm and store it, it'll up to thousands $ some day
BTC price will drop to 0 as soon as someone invents a super computer that will be able to crack the encryption of the system, or if the whole internet will be shut down. Of course the chance of these are nearly zero, so as long as there is a proper demand, the price will rise.
1642  Bitcoin / Bitcoin Discussion / Re: paypal or bitcoin? on: December 18, 2015, 08:53:46 PM
Bitcoin and paypal on the next years can be a support for each one,paypal can be the way to convert bitcoin into fiat,but the fact they limit accounts may be one way out to these team wont happen anytime.

nah, bitcoin does not need other payment system or the help of fiat in anyway, they can only be useful at the beginning to help adoption spread faster

but the ultimate goal should be to use bitcoin directly, without the need of other services
Bitcoin should find it's place on the market in connection with payment processing. As of it's current speed when confirmations takes much more time then fiat card transactions and even more then cash transactions, bitcoin should find it's market share where this speed is acceptable and the cost is more relevant. One of this possible transactions is the international money transfer but maybe there can be some other possible transaction as well.
You can't use bitcoin yet in shops directly because of this speed, but meanwhile developers are working on a speedy direct payment solution (or I hope that they are working on it) we can use bitcoin debit cards to do speedy payments at merchants.
1643  Other / Off-topic / Re: Why would customers use Bitcoins? on: December 18, 2015, 08:37:39 PM
Really? There are so many benefits for consumers, speed, anonimity, low fees etc.
The problem why not enough consumers are not using it though is due the fact, they need to be informed about how bitcoin works, what it is and an wallet upgrade would be nice too.

For a modern payment gateway, the wallet lacks many modern features..

The speed? The  confirmation takes 10 minutes! So that is way slower than swiping your credit card or paying by cash.
The anonomity is true, but do you need it when buying groceries and clothes?

I would however like it if there were discounts if you used BTC.
You are partially right in connection with anonymity. If you use BTC debit cards, your anonymity is over. If you pay in a webshop when they have to ship the item to you, you have to provide at least a name and an address, so that's not the anonymity again.
Of course you can keep your anonymity more easy compared to fiat card transactions but it can't be as anonym as cash, because it's using networks, devices, etc while cash is only a piece of paper and noone traces the route of the bank notes
1644  Economy / Exchanges / Re: Bitcoin debit card on: December 18, 2015, 08:26:22 PM
Today I login, and see this.
http://prntscr.com/9fqm7f
So the price is as stable as Preev? Exact rate?

And when I login
http://prntscr.com/9fqnbb


Since E-coin sell your bitcoins on exchange, there is a difference between the buy price (most companies show it on the main page) and the sell price (in your e-coin cabinet), called "spread".

I would call this robbery not spread.
There is no free lunch on the market. Everyone wants to earn it's portion the question is what is the amount he wants to earn. The spread is less conspicuous if the amount is not $1k but less. In real life usually if you exchange currencies above a limit you will get a discount in the spread (better exchange rate). Maybe it should be considered by the service provider in the future, just not to lost it's customers, or the bigger ones at least
1645  Economy / Web Wallets / Re: Official Xapo Service Discussion on: December 18, 2015, 08:11:34 PM
The Service is really great, there is also the Option to set your second factor authentifaction to mobile tan and only uppon transactions over x.xxx. liem, u want it Smiley

So keep it up Guys Wink its great

regards
lama-hunter

That's a false feeling of security, they still own your privatekeys therefore for me you are not even a bitcoin user.
XAPO provides web based wallet (and android, ios, etc) with all the strengths and weeknesses of this kind of service.
If you want to use XAPO's debit card solution for it's original purpose like paying with a VISA card at merchants, you should do the same like with your fiat card. E.g. if you have money, let's say 10 (not EUR, USD but just 10 as an amount) If you use your fiat card for daily purchases and you use let's say 1 money per month, you won't put all your 10 money on your card's account but only 1 and you put your remaining 9 money somewhere onto a savings account or you buy stocks or just deposit it in the bank for a longer term for some interest to gain, etc.
But the most important thing is that you can use XAPO's wallet and card and you should use that with the same considerations like you do with your fiat card. You should not put all your Bitcoins into your wallet. You should not write the PIN on the card, you should take care of the card and don't lose it, etc. If you use it like your fiat card, it will be fine.
In this case you will only risk (if it's a risk at all) only the amount of your bitcoins you keep in your XAPO wallet.
For the rest of your bitcoins, there is XAPO's vault, but if you use the vault you still don't have your private key, so if you want to be 100% sure that nobody can take over your bitcoins you should find a trusted wallet you can handle your private key with. Or you should buy a hardware wallet to keep the rest of your bitcoins in.
If you use this solution you will have a desired amount spendable in your XAPO wallet with a VISA card, and the rest of your funds are hidden somewhere and noone can touch them.
If you think about an example from real life, you won't put all your savings in your leather wallet and put it in your pocket, when you go to a market where you can find a lot of pickpocketers... If you use your everyday practices in the bitcoin world, you can't be wrong.
Sorry for writing an essay Smiley
1646  Economy / Gambling discussion / Re: Gambling on: December 17, 2015, 10:45:55 PM
My favorite is Poker, but I hate Video Poker. I don't understand how can anyone like to play that. I prefer the old Texas Hold'em style!
me too.. i hate video poker. Real person vs Machine not funny Sad The best poker is Texas Hold'm. most important thing is play another real person..

With respect to poker gambling you must need to play against a real player to make profits as well as funny gambling experience. But for that you need to visit any real gambling houses. The online poker games are mostly player against machine type only.

There are some pretty decent sites that have a good poker venue.  However, many of the players who play online poker use software that allows them to keep real time statistics on their opponents.  The heads up displays are very useful so if one wants to be serious about playing poker online as a profession, then I'd advise one to look into the software.
I have heared several times about this heads up display. Is it a software or a hardware? Or it's like the google glasses with specific application installed on it?
Is it really true that most of the online poker games are users vs. maschine? In this case only the best players can win online against the AI
1647  Bitcoin / Bitcoin Discussion / Re: paypal or bitcoin? on: December 17, 2015, 10:20:13 PM
I like bitcoin but paypal is better.
Which one is better for you it really depends on which end you are on, e.g. if you are sending money and awaiting for an item to come, Paypal is suitable for you. But if you are the sender of the item, you would prefer irreversible money transfer and that's Bitcoin.
1648  Economy / Gambling discussion / Re: Is there a difference between buying shares in the stock exchange and gambling? on: December 16, 2015, 07:33:27 PM
Both have same thing actually, equal risk but yes u cannot compare dice with stock for sure

I think you're wrong. Both got risks but not same risks. Not only these two but all investments will have there own risks but we need to so choose investment products depends on our risk factor. In share market if you invest in some good company surely you will not lose all your investment but in gambling if you lose means immediately you will lose everything so lot of difference between stock market invests and gambling.

They have the same risks between investing on stocks and gambling. Both of them will have the chance of losing but the reason why people keep gambling is because it is fast money eventhough it has far greater risk than stocks. And stocks you will slowly get your money but it is a have a risk too be scammed by them or if you say that is not possible because they have a good background that means you will get some profit in a very long way. So both of them have plus and minus. This just for us to choose which one do they prefer

It looks like you're very much interested in gambling that's why you're thinking or trying to find plus points from gambling but in reality gambling is not same as investment in good companies. When you want fast money that means it is not a investment but you're just checking you're luck but any real investments need a time to go grow your money in legal ways. It looks like you want a fast money so you chose high risk or almost impossible way to grow your money. All the best to you.

Risk and possible reward are always go paralell. If you don't want to take risk because you are a conservative or cautious player, you can expect less reward but if you are this kind of personality, this reward should be enough. If you are a risk taker, you can handle the bigger risk mentally, you can expect more reward. But this does not mean that if you can expect that bigger reward, then you will get it automatically, because of luck. If luck is against you, you can take that risk in vain, you won't get any reward, but loss. And luck is the factor you can't influence, this is gambling about. Someone wins, others lose.
1649  Bitcoin / Bitcoin Discussion / Re: paypal or bitcoin? on: December 15, 2015, 10:58:49 PM
The only downside of paypal for me is it's charge back option. Yes, it is necessary to protect the buyer or seller but then it can be misused with people scamming. They use the chargeback even if the deal went smooth without you knowing that your paypal is already negged. I like bitcoin because I can accept it from whoever without the risk of loosing it because it has no reversal optuon but then once you sent it to a mistaken address you can't get it back. Both has a downside but both works well also. It just depends on where I use it and to whom I receive or send the payment to.

Charge back sucks if the deal is about digital goods, but if item traded is a physical goods then nothing to worry about it if you have everything well documented. It's just Bitcoin and Paypal users who doesn't like the mix of this two.

But seller who wanted to scam could send an empty envelope with tracking number to evade dispute process, according to a reply here. How to overcome such scammers?
Try to make an opening video, sometimes it helps. Or, if size matters, you can measure the envelope and check if the item would have fit in it if the scammer really sends it. If the envelope is smaller then the item, it's another fact to prove your right.
Another thing to consider. A friend of mine has received some little plastic something (like an earphone dust plug for a smartphone, so basically a little nothing) instead of the phone itself. He opened a claim at paypal, and the decision was to send that little piece of plastic back to the seller (buyer pays return post of course) to grt the money back. Post was nearly equal to the price of the scammer's item, so sometimes it's better if you receive an empty envelope Smiley
1650  Bitcoin / Bitcoin Discussion / Re: paypal or bitcoin? on: December 12, 2015, 08:08:12 PM
I see that most people are scammed in paypal deals but also in bitcoin but less. I consider bitcoin better than paypal in some cases and paypal better in some other cases(for fast deal and buyer protection)

paypal is good with refund system for buyer protection, but this system is bad for seller
sometimes buyer receive his digital good and try to refund his paypal transaction

But if you have proof that you have sold something and it has been delivered to the buyer they can not refund you.
That's not 100% sure, but most likely. I had a situation when I have bought a cheap but very good looking phone on ebay with decent specs. Next day the feedback started to show up that the seller is a scammer. The seller has not sent anything after the payment, so I have opened a dispute in Paypal. After the dispute, the seller have provided a tracking nr. which was legit. Dispute has been waiting for the tracking nr. to show if it will be delivered to me or not. A bit later the post delivered me a small envelope, I have signed that I have received it. The seller has sent me an empty(!) envelope just because of the tracking nr. to Paypal. That moment I thought that I have lost my money, my luck was that if I order something above $10 I always do a package opening video. With this and with a lot of phone calls to paypal and much more email conversations, I have managed to get my money back, despite of the proof of delivery, but it was a long fight and a lot of hassle...
1651  Economy / Services / Re: [Crypto-Games.net] ★Signature Campaign★ | Best Rates | Member - Staff [OPEN] on: December 12, 2015, 07:46:53 PM
Payment received quickly as always, thanks.
1652  Economy / Gambling discussion / Re: Is there a difference between buying shares in the stock exchange and gambling? on: December 12, 2015, 12:05:10 PM
I'm not sure how it is an argument if stocks and gambling are the same thing.

Gambling depends entirely on luck or the roll of a dice, and have to predictable pattern it will follow.

the stock market on the other hand has many ways to predict what is going to happen, from news to politics to historical records. You can even pull out the value you have in the market quickly if necessary. You can place orders where specific conditions have to be met for anything to happen.

On paper, it is less risky for one to put money in the stock market, but considering the political and economic climate these days, it is a better idea to do neither and find other ways to invest.
Maybe stock trading has less risk but usually the amount you play on stock market is bigger than in gambling so at the end you can win big and lose a lot in both places. Gambling is instant win or loss however stock market can give you time to think over your decision and act again if needed.
1653  Bitcoin / Bitcoin Discussion / Re: Bitcoin Bank??? on: December 11, 2015, 11:53:31 PM
Maybe people doesn't really look for a bitcoin bank for just itself and for the banking services but only looking for a safe way to grow their savings like in real life which is a bank that accepts deposits and gives a little interest on the deposited amount.
Maybe people who have bitcoin in their wallet just think that their bitcoins should grow like real life fiat savings.
But real life money should grow because of inflation and bitcoin has no inflation, so practically there is no need for a bitcoin bank for this purpose, it's only that people used to put their savings in banks in real lifecand they're trying to find this in the bitcoin ecosystem too.
1654  Economy / Trading Discussion / Re: Minimum to start on trading on: December 11, 2015, 11:40:56 PM
Start off with an amount you don't care about. Chances are it'll go up in smoke. It takes a long, long time to conquer standard human behaviour when it comes to trading.

I would also add: make sure trading is not your only investment option.

You should also consider the time you spend trading, reading about it, getting up do date with the economy... It's time you could use in something that would be, eventually, more profitable.

It's like you have a great daily job with high salary and the salary depends on the time you work on it. In this case you will be better hire a gardener, cleaning lady, go to a restaurant to eat something instead of trying to do these things on your own and try to save money on the above mentioned things. It's just doesn't worth the time, because instead of trying to cook yourself a three course meal you can do some business and with the same time invested you can earn much more money compared to the money you would save on the restaurant bill.
So if you have a different opportunity to earn more money, think it twice that you really want to start this.
1655  Bitcoin / Bitcoin Discussion / Re: paypal or bitcoin? on: December 11, 2015, 11:24:47 PM
Paypal allows us to recover our money when a scammer tries to steal us,but the high fees involved into it make me now avoid those system and be full at bitcoin,i have paypal but i dont use it anymore.
Paypal good for buyers and bitcoin is good for sellers. I'm continously buying little things (from $1 to $5 max.) from China and because of quality, quantity and delivery issues I prefer paypal. If I was a seller I would prefer bitcoin too. Confirmation time does not count because as soon as you realize that someone ordered something you sell and you wrap it up and put the address on it, you will have the confirmation too, so you can go to the post office.
1656  Economy / Gambling discussion / Re: Is their any safe methods to gamble? on: December 11, 2015, 11:05:35 PM
Glad that many of u start to recognise that it is not right to immediately stop the gambler from gambling. must learn how to let the addict see how to gamble in a more acceptable level, learn how to stop and how to regulate properly.
This is the same like stopping most of the addicting things (alcohol, smoking, etc) you just can't stop it from today to tomorow. It can be a slow process and it's possible that someone needs help to finish the process. When it's finished, it does not have to mean that the person should not gamble again anymore, the question is if he realize when to stop and be able to stop at that point.
There should be a kind of demo account on gambling sites like on forex sites for this purpose and for the beginners too
1657  Economy / Gambling discussion / Re: Gambling on: December 11, 2015, 04:01:12 PM
Dice for me. Been playing dice from satoshis that I can claim from a site's faucet and so far it has netted me a good amount I can fairly say that's worth the effort. Aside from that, the odds of losing are lower compared to other gambling games out there (based on my observation.)
What is the average amount you play with per day? Is there a limit for you that stops you not to lose too much? Or you just play and the chances makes you win a bit daily? Or you don't win daily but for time to time you count your winnings and losses and decide how to continue?

I think OP has clearly said that, he is playing from site's faucet free coins so he may not be depositing any thing from his pocket to play dice game on this site. So he is quite safe that, he is not losing any thing but only he may be losing his time if he don't win on any particular day. Anyway it is very difficult to win from dice sites.
Yes, OK, but if he's playing for a long time now, and had luck, he could win some bitcoin since then. In that case there can be a strategy to protect those winnings or at least to lose them a bit more slower then the average. If we don't count his time that he loses anyway, this can be a safe method to gamble and also not to lose what is not affordable to. The other possibility is to lose every day what the faucet gives but not more and that also can be done safely, but in this case there is probably no strategy involved at all just pure luck.
1658  Economy / Games and rounds / Re: ►►► Crypto-Games.net | Dice, Blackjack and Slot | 5000 Satoshi Each Giveaway ◄◄◄ on: December 11, 2015, 03:33:05 PM
New rule, due to abuse:
- No farming rewards.

Following users will not receive rewards anymore:
Hexcoin, futuret, Bitart, Stevon022
I understand your decision, but I would like to protest against it if possible, just to reveal my motivation.
I'm gathering the daily rewards to buy lottery tickets. If I use the daily reward every second day to buy one lottery ticket, I will have less or zero chance to win at least the third place at all at least once.
My plan was to gather the rewards for a week or two, and after to buy as many tickets as possible.
This absolutely not mean that with those tickets I will win the first prize but would have given me much more chance to at least win something. I don't want to win for the coins, but for the fun and for the feeling that I had luck to win that. The amount of the gathered rewards is nothing against those users who buy 50-100 tickets to win, but increases my chances at least a bit (at least psychologically, and that is enough).
If your decision is final without prior notice, I will accept it and leave this topic.

You received 45 rewards from this tipic, you made 0 bets, you withdraw one time from those rewards and you were claiming rewards for past two months...this says it all.
Decision is final.

OK, decision accepted, thank you.
You are right, I haven't made any bets because I have bought only lottery tickets on your site since I've started receiving those rewards.
I made a withdrawal with the minimum amount possible in order to check how it works. I'm happy to return it, just give me a bitcoin address and I'm going to send it back to you. This is not the amount I want to be blamed for.
I appreciate all the rewards you gave me so far.
Leaving this topic, wishing you everyone all the best.
1659  Economy / Economics / Re: Will You buy a pizza at 10,000 sat? on: December 10, 2015, 10:45:29 PM
I would not buy it because I do think every single bitcoin is valuable to hold right now. Boom is coming.
But after total dominance, we may see buying pizza with only 10 satoshi. Who knows?

what? another no sense, if you think that the boom is coming it should be better for you to buy many bitcoin as possible

otherwise you're contradicting yourself, or maybe you simply do not have noney, in any case it should advisable to buy bitcoin if you think they are going to explode in value
I think Pierre 2 was about to say that he/she won't buy pizza and not that won't buy BTC. If he/she won't buy pizza for BTC that can justify his/her next sentence about the valuable BTC's he don't want to spend but hold.
1660  Other / Off-topic / Re: Why would customers use Bitcoins? on: December 10, 2015, 10:30:01 PM
Simply because they would not need to use Banks... When people begin to understand the empowerment that btc gives them they will surely start to use it.
that is questions ?
most people don't know the facilities and technologies provided by bitcoin, so cutomers will be indifferent to bitcoin,
the question is, how to get people to understand?

I think it should be taughtt that they can cash out through some atm's or make an example. So that they will see this is really real cash not just any online money that aint real.
My understanding and experience is a bit different. People are doing the easiest and most convinient things if possible. So if they are not forced to use bitcoin (TV spots, marketing, etc) only a few of them will realize the benefits and will start to use it because of his own inner motivation.
So as long as people think that BTC is for online casinos, gamers, etc, they won't think to use it as a kind of digital money nor currency at all.
If some big electronic chains will start a campaign to pay with bitcoin to get some kind of discounts, it could have some positive effect. But why any of these big chains would start accepting bitcoin if they are not able to spend them, to buy stock or pay salaries etc.
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