This is really similar to what I wrote few weeks before, that it's possible that the clients won't notice that anything has changed or not behind the scenes. Banks only needs to change the 'software' that runs in the background, people will use the same UIs. If banks start to use an international blockchain system, clearing the payments for themselves (not for the clients'), the clients will only notify anything if the process times becomes shorter. If the process times won't be shorter, blockchain technology could be still interesting for the banks if they can cut down some of the costs with this kind of new system.
One thing could be also interesting to banks, it's the POS network. Most of the banks have a lot of POS terminals at the merchants, shops, and if bitcoin becomes mainstream somehow, they can just update their POS terminals' software to accept bitcoin payments, and they can redirect the payments to given addresses. In this case, they can make some profit on the fees, because they already have the hardware, so it won't cost them more.

I also had the same feeling several times before, because of this. Nowdays, I only talk about bitcoin if i know that the people I talk to will understand it and if they have questions, they can ask the questions in the proper way, and they are interested in the answers as well (no trolls )
In the conversation mentioning the depth of the technical background of bitcoin can also make difference, because non-IT people will need more time to understand it, and if they're not patient enough, it it can lead them to resist the complete thing.
Some people are only interested if this can make them rich really quickly or not, and if I say no, they'll quickly lose their interest...

They should. But they are not ready yet, so the timing is not good for them. This is why they're trying to put the whole technology out of the focus of their speech.
There could be several reasons:
- they're working on a similar technology (but centralized), and they're not ready yet, and they need time
- they don't want people to start investing in bitcoin or altcoins, because of the price volatility and possible margin calls, lost investments, etc.
- maybe they want to prevent people from the above mentioned problems, because if people have problems with the blockchain technology, the central bank's new, similar technology will be also be resisted or rejected by the people

Banks do create money, not just shifting ownership. LDR or LTD ratio shows if the bank has more or less loans compared to the deposites. If the LTD ration is over 100% then the bank has given more loans compared to the amount of the deposited funds. In some countries, this LTD ratio is really strict, but if it's too strict, that can slow down the mentioned growth of the economy. Higher LTD ratio can speed up the growth, but too high LTD is risky, so it can be also bad for the growth.

Amit eddig sikerült felszednem infókat (remélem jól):
BU féle hard fork nem lesz, pont az említett hibák miatt a kódban.
Ami érdekes, hogy azóta a tranzakciók kezdenek visszatalálni az eredeti mederbe, a mempool csökken,sőt, ez több, mint érdekes.
Nem mondom, hogy valaki(k) csak azért gerjesztettek volna egy csomó tranzakciót, hogy kikényszerítsék a blokkméret növekedését (1M-ról valami magasabbra), de mióta vége a BU féle nyomulásnak, eltűntek a hatalmas sorbanállások...
Ha megnézitek a 60 napos mempool grafikont (https://blockchain.info/charts/mempool-size?timespan=60days), akkor látni, hogy február végén és március elején volt nagy a várakozó tranzakciók aránya, most visszatért egészen kezelhető mértékűre.
Nem ártana valahogy megoldani az egyre növekvő igényre akár előre felkészülve (Japán sztori) azt, hogy több tranzakció legyen feldolgozható, de gondolom azért vannak a nagyok, hogy az Ő fejük fájjon emiatt

You're right about the importance of the strong password and the 2FA and etc, the problem is not the hackers. The real risk is:
Just imagine, that you have your hard earned 2-3 or even more BTCs in your web wallet (means you have an account at a wallet service provider's website, and you don't have the private key, just an account, this is an online wallet). If the wallet provider goes down (closes the site, goes bankrupcy, etc.) then you will lose your BTCs.
If you have a hardware wallet or an offline wallet on your PC or laptop, you are in control of your private key (recovery seed, or any other backup method), so you don't depend on an untrustable party.
Web wallets are comfortable but risky, offline and hardware wallets are more secure but less comfortable.

You shoul think about changing the "big one" to a cold storage (paper wallet, offline wallet, hardware wallet), just to be on the safe side. The little one is OK if it's a web wallet.
I store most of my coins in a hw wallet and I have a little amount in my Xapo web wallet with a Xapo debit card connected to it. If it seems that I have too much bitcoin in my web wallet, I transfer it to the cold storage or I simply spend it with the card
Just be sure that you own the private key of the "big one".

OK, but if you don't have a trustable Chinese resource, you can't decide if the news are legit or not... Moreover, China is a very strict country, so you can just belive the news if they're a bit horrible. Things are different in China, so who knows...
I'm wondering what will be next after the BU thing that comes from China, but I'm more curious about Japan, since there are great news from there in connection with the everyday use of bitcoin. Japan is a bit different country, so we'll see.

If people choose bitcoin for this international money transfer, it won't really affect price, because if someone buys bitcoin and transfers it to the family, the family will convert it into fiat as soon as possible, because they need the money in fiat, not in bitcoin. If people in these countries will be able to spend their bitcoins in shops, etc. then it will increase the demand and the price as well. Bitcoin needs to build up more acceptance, that's a key.

Clixsense has a bitcoin cashout process but it's not straightforward enough, you will get your bitcoins via tango card, you need to open a snapcard(?) wallet too. You can get your bitcoins (on tango card) into your new wallet, and from there you can send it whereever you want. For that wallet, they require you to verify your phone nr. too.
As others already mentioned, if you're not from the US, you'll get 2-3 surveys per week, $0,3 to $1 each. Tango card cashout limit is $10. It means that you have to wait nearly 10 weeks for the cashout (for $10). With a decent signature campaign (like bitmixer's ) you can do it in a few weeks with quality posts, and you'll get your bitcoins right onto your existing wallet.

I rarely talk to people about bitcoin. You just can't met anyone on the street, at the dentist, in the shops etc. and start to talk about bitcoin like you would do about weather when you do the small talk. Once I had to talk about bitcoin to a few people and I just convinced them that bitcoin has a practical side, I've ordered a drink for them and payed with my bitcoin debit card after that, they started to belive the every day usage of bitcoin

Április 1 mindent megmagyaráz a rangokat illetően
Motiváció? Semmi extra, annyi csak, hogy ha már itt töltöm az időmet, akkor nem bánom, ha kapok érte pénzt
Meg így muszáj vagyok normálisat posztolni, normális angolsággal, azt meg úgyis gyakorolnom kell.
Legutóbb kereskedni megtanulni akartam itt a fórumról összeszedendő információk alapján, de aztán jött ez a BU SW Hard fork vagy nem hard fork dolog és most már hetek óta ezt olvasom, hogy mik a várható jövőbeli hatások, stb..
Meg ha már ilyen szépen megpezsdült a magyar rész, valakinek meg kellene próbálnia kibulizni a magyaroknak egy saját Local-t, ne csak az other language-ben legyünk már...

I wouldn't say "many people will love how fast it is when it comes to transaction", but "how fast should it be when it comes to transaction"...
Today's problem is delay and high fees. If these are solved, bitcoin will be a famous digital money for the average people too. If delay remains or the high fees, bitcoin will be a kind of digital gold, to store value in it, but a kind of money foreveryday transactions.

If you've just bought 5BTC, it seems you take it as a long time investment...
In this case I won't keep all the eggs in one basket, so you should use many kind of wallets to store the coins.
For the coins you won't need for long period of time, you can use a paper wallet.
There will be a part of them you want to use for daily purposes, you can buy a trezor (safe and you handle your private key unlike if you use a web wallet), and trezor is OK for longer time storage too.
Web wallets are now not the best options for storing bitcoin. If you can, store only a very little amount in web wallets these days. We'll see if the fork will happen or not, but to be on the safe side, try to avoid web wallets.

Is it controlled, really? As far as I read it in the news, AXA and other groups (Deutche Bank, etc...) are only interested in the technology, and not already controlling bitcoin.
Or this is the Blockstream venture capital thing, sticking the system to the 1MB limit?
As I've read, banking industry don't want bitcoin at all, they only want the technology behind, and they want to create a similar but centralized one for their purposes. I don't think that bitcoin can be regulated or controlled, but everything is possible...
BU and the people behing wanted to rule bitcoin and fork it into a new coin, but it has still not happened, so I think bitcoin can be hardly regulated.

If you don't think about the background and the technical things, bitcoin wallet can be just an application on a smartphone, so average Japanese people can use it like any kind of fintech applications to send money from phone to phone. The difference is the background, because bitcoin is accepted worldwide, the fintech applications are usually accepted only locally and they're centralized.
So if it has only been a test or a beta, it could have been any fintech app, to test the civilians, so there should be a reason why they have choosen bitcoin...

Acceptance of bitcoin depends on the merchants. If they can handle the volatility of the price, they will be OK. There are merchants now worldwide, who accepts bitcoin, despite of the current country's regulations, they just convert somehow their accepted bitcoins to local fiat currency and they're fine. I don't know about longer supply chains which use bitcoin from the beginning to the end. This could be possible in Japan, after this decision.

Transaction delay problem is only a problem if people want to use bitcoin as an electronic currency, and do the everyday money transactions with it. In this case the delay is a real problem and must have a fix for it as soon as possible.
If bitcoin will be like an electronic gold (to invest in it and it only should hold the value or rise it slowly), in that case the transaction delays are more or less acceptable, so there's no need for a prompt fix.
But in the last situation, we need something (altcoin, etc.) to do the everyday transactions with (e.g. to share the cost of the Saturday night beers with friends, without cash, bank card, etc)
I hope we'll have the answer soon which is the way forward...

I don't know if the possible fork will be good for bitcoin or not, because both parties have their own pros and cons. I think the better would be to work out the decision about the fork asap, because it affects the price now. Some people buying back fiat because of the rumours of the hard fork, so we need to have a clear view as soon as possible. Any advice in this situation is only speculation. A quick decision would help bitcoin the most now. If this uncertain situation will last long, that would just drop the prices, and would only frighten away the possible investors (especially the bigger ones).

Egy senior member poszt a bitmixer-nél 0,0007 BTC (kerek 1000$-os árfolyamon számolva (de volt 300$ is a BTC, meg ki tudja, lesz-e még...) egy poszt 0,7$ (ami megint kerek 300 HUF/USD árfolyamon számolva 210 Ft/poszt). Van ennél is jobb ár, de elég kevés, és néhol már spéci dolgokat is előírnak, vagy kaszinósok...
Egy poszt időigénye változó, de nyugodtan lehet számolni rá fél órát, mert utána kell nézni, mit posztolsz, a kemény szabályok miatt. Meg, ha nem is kell rá fél óra, úgyis itt kell lógni a fórumon, hogy olyan topic-ot találj, ahova értelmesen lehet hozzászólni, és még számít is (mert nem minden topic számít az összesítésnél, sok ki van zárva, de ez már campaign függő, hol melyik van kizárva).
Ezeket figyelembe véve, ha nem akarsz 8 órában ezzel foglalkozni, mert épp nincs más, akkor nem ezen fog senki meggazdagodni...
Ha heti szinten posztolsz 10 értelmeset, akkor az már idő.
Van maximum is, általában 50 poszt / hét, ami maximálja az összeget 35$-ban, ami 10.500,- Ft a fent említett árfolyamon (heti szinten)
Egyszerre csak egy kampányban lehetsz, ha másik felhasználóval is bejelentkezel, azt általában észreveszik előbb utóbb, és repülés van
Havi szinten ez 42.000,- Ft, aminek az időráfordítás igénye min. 25 óra, ami napi 50 perc (legyen kerek 1 óra).
Ez még akár össze is hozható, de:
Aki 50-et posztol hetente, azt nagyon megnézik a campaign managerek, hogy nehogy fölösleges szeméttel szórja tele a fórumot, mert akkor megint csak repülés van van már erre szakosodott "kommandó", több campaign manager összeállt, hogy kiszűrjék a signature campaign-okból a spammereket.
A posztoknál hamar elfogynak a témák, és nagyon könnyű ismétlésbe keveredni, amit megint csak nem néznek jó szemmel.
Ha új topic-ot nyitsz, ott is nagyon kevés olyan van, amit még nem vitattak meg előtte, megint csak nehéz jól eltalálni.
Új téma meg nagyon ritka, vannak szezonális dolgok, amiket sokan olvasnak, kérdeznek, ilyen volt tavaly a bányászoknál a felezés, most meg a BU által erőltetett Hard Fork, de ezek a témák is kifulladnak idővel, és ezeket kifejezetten szeretik nézegetni a campaign managerek, mert szerintük ez a spam melegágya...
Ha gambling (szerencsejáték) kampányba keveredsz, akkor ott azt kell isteníteni, hogy milyen jó az adott kaszinós oldal, ahhoz nem fűlik igazán a fogam és mikor kezdtem, az akkori nagy öregek is ezt mondták, hogy akkor inkább nem kell a kampány, de ne miattam legyen valaki szerencsejáték függő...
Ha van minimum poszt elvárás, és minőség elvárás is, akkor az már nagyobb nyomás alá helyezi az embert, és nem minden nap van olyan állapotban valaki, hogy minőségi posztokat gyártson, ráadásul jó angolsággal, ha ez mondjuk csak 5 nap egy hónapban, az már 5 plusz óra, amit a többi napra el kell osztani, elég hamar eléri az embert a poszt kényszer, ami előbb-utóbb a minőség rovására megy...
Az egész egy kicsit más kontextusban:
Itt nálunk meggondolandó, hogy ezt állandó jövedelemforrásként űzze valaki, mert a havi fizetésnek kiegészítésére jó, másra nem nagyon, viszont a világ keleti felén, pl. indiában ebből eltartanak egy családot (najó, sarkítottam, de az arányok majdnem ilyenek...)
Na röviden ennyi
(Ja, igen, röviden, ezt a posztot kb. 20 perce írom, és még csak nem is angolul... az még egy 1,5x-es szorzó időben az én angolommal, jó, hogy valakinek ez nem lenne plusz, de ezt is bele lehet kalkulálni...)