Federal Reserve website said
"While the Federal Reserve has made no decisions on whether to pursue or implement a central bank digital currency, or CBDC, we have been exploring the potential benefits and risks of CBDCs from a variety of angles, including through technological research and experimentation. Our key focus is on whether and how a CBDC could improve on an already safe and efficient U.S. domestic payments system.
The Federal Reserve Board has issued a discussion paper that examines the pros and cons of a potential U.S. CBDC. As part of this process, we sought public feedback on a range of topics related to CBDC. The Federal Reserve is committed to hearing a wide range of voices on these topics." -https://www.federalreserve.gov/central-bank-digital-currency.htm
I think the US still looking for now CBCD need a plan at least so when launch it does smoothly but other countries already launch their own version of CBDC according this site -
https://cbdctracker.org/