I think the reason why many struggle with finance is because they are burdened with debt at a young age and think it’s normal to always have debt.

Look how easy it is to get a credit card these days. After a few months of using a credit card they want to offer you a higher limit, just so they can make more money off you. And that’s how the cycle starts. Later it’s another credit card and maybe a car loan or Line of credit and you are pretty much trapped.

I have Russian engineer friend currently living in Moscow. He is NOT pro-Putin or pro-war. I generally asked about how things are going there. He told me there are no visible issues with everyday life. People go to work and spend, just like before war. But he said that electronics are getting bit more uncommon, prices raised etc. He said that even if economy is damaged, a lot, I mean in long range, Putin's approval rate increased (he said he disliked it and voted different party etc). He said he feels like Putin will keep winning as economical effects are under control, for now at least.

What do you mean stop at the moment and enjoy the profit? Do you mean to sell and take profit?  If I sell now, am I certain that I will be able to buy back at a lower price? No. I might end up buying back at $32,000 or $33,000. I continue to hodl.

yes finally Bitcoin can reach $ 30k again and if this price can stay above $ 30k then there is a possibility to continue the bullish trend until maybe $ 35k or even $ 40k,
but we also have to prepare a strategy if the market is really unfriendly, don't be too greedy and buy gradually if the Bitcoin price corrects again.

I'm not too sure when ATH will form after the halving, but what is clear is that you need to own bitcoin before the halving to get decent returns after. ATH could be hit after 6-12 months after the halving, that's very dicey in my opinion.

Bitcoin miners aren't cheap either. That literally doesn't matter, since all miners have to deal with it. If it's cheaper, they buy more.

The pattern has always been this so far. Although this is not an assurance of a repeat, if the demand remains high in the face of a lower Bitcoin mining reward, it is logical that the price will be driven up. I am also expecting a new ATH either around the end of 2023 or early 2025.

But this doesn't mean that Bitcoin is harder to mine. It's just the reward cut into half. The difficulty in mining Bitcoin is another thing. In fact, quite the opposite, mining difficulty might even drop after the halving.