Corruption has spoiled the country that has so much potential to be among the best nations in the world, at the stage of our corruption I don't think the country can ever be reclaimed. The corruption isn't just happening at the top but it's affecting the grassroots of the nation. From our small community, there's corruption practice so it's not a suprise to see corruption becoming the face of the nation.

What can be done to stop this, It seems the country needs another war that will separate us. A war will separate us and we live our life's separately like the Koreans. The country is too big for the type of brainless leaders that we're electing to govern us and there's nothing that can be done about that because our democracy is corrupt.  We can't trust the process to bring leaders into power and it has been taken over by corrupt leaders.


Will it be followed appropriately, the corruption can still get to the judiciary system, the law makers are corrupt so they won't pass this into law. Everybody at the top is benefiting from this corruption so why will they leave the perfectly corrupt system that they're enjoying to pass this into law and let say it get passed, who are those responsible for this to takes full effect, it's still the corrupt leaders at the top so the country is in a complete mess.

We can avoid misinformation by going to the right sources to get our information. It's not everything we come across online that we're suppose to consume, there are alot of misinformation some done intentional to misread people. Information we receive that we are new shouldn't be immediately digested but we can see other superior opinions about that information so we don't get misguided.

Coming on the forum to ask questions about the new information you just came across won't get you into any trouble so let go of the pride to get yourself well informed to avoid becoming victim to scammers. Some people are purposely spreading misinformed to sell their project to newbies so don't be in a rush to make money and lose the ones you already have, ask questions always and you'll never get lost.


Well said, no man is an island, we need ourselves as we share information that are both helpful and useful to each other. It's unlikely that false information will be shared on the forum and it won't be pointed out as a false information so you can trust the forum will guide you always in this industry. Alot of wisdom and experiences are being shares here always so we can rely more on information we get on the forum than those circulating the web.

Sometimes I wonder why we keep reminding people how to keep their seed phrase safe, don't they know that they're in an industry that puts the control of their finances in their own hands and with great power as that, comes greater responsibilities to protect our finances.

If you're investing in Bitcoin, aren't you supposed to know that you have to protect your investments. If you keep your seed phrase unprotected then you'll be the one to suffer the losses of losing everything you put into acquiring the Bitcoin you own.

When you make investment into Real estate or other investment, don't you protect them so why aren't you giving the same protection to your Bitcoin.


This will contradict the whole point of a decentralized currency because for this to happen there has to be some sort of centralized server like what is happening with our fiats currency. Bitcoin sent can't be retrieved unless the person that received the Bitcoin decided to send them back. We should be mindful of the addresses we're sending Bitcoin to by double confirming if the addresses are correct.

All spamming are intentional, you can't wake you and start writing rubbish without been intentional. Just as the OP said, many spams are as an outcome of multiple accounts. Back in the day it was because they wanted to farm as many account as they can to increase their bounty payouts but since bounty aren't paying as they use to do, the attention has been shifted to signature campaigns.

They mightn't be able to get into the high paying campaign but having multiple accounts in smaller paying campaign with lesser requirements giive them the same pay as those with one account in a high paying campaign. Not only those with multiple accounts are spamming though but also those with one account. Here's a secret, if you are contributing to a discussed that you know nothing about but only writing there to complete your weekly quota, you're spamming. Off topic is a spam, generic replies are somehow spams.

Provided you're not adding anything new to the discussion you're spamming so when you see a threads with multiple pages there's no need writing there again because irrespective of what you feel hasn't been said must have been discuss already before the thread got to that number of pages.

Do you want to spend time with people and live in poverty forever or you want to be rich and other things comes second. Lets focus on what is important, hustle to make money so you can take the vacation you want and be with your loved ones later. I get your point but lets us not lose focus on what the goals are. One of them is to be financially independent and we're to do whatever it takes legally to attain that even though it has to mean we ignore our loved ones for now.

If you don't make it, it's still those people that you were giving your time that will neglect you as you become less important. Money isn't everything but not having it is the worst punishment on earth. Money controls everything, with the money you can give those loves one a memory that they can't forget in a hurry.


Earning money and being successful that's all that matters for now, forget about the bonding they're not necessary. Just been there for your love ones is fine don't put anything ahead of your goals of having financially freedom. Make the money first and you can take them all on the vacation you want and spend time with your loves ones. Don't put bonding time over hustle time but if there's a way you can balance everything then do it.

When the banks say they don't have money, it means they have exceeded the amount of money they can give out for that period to normal people..the banks aren't making profits from you and me so they're not interested in doing business with us. The banks are interested in those people taking loans in huge quality to fund their business and when paying back they pay with interest then the banks makes profits during that repeatedly. They might tell you they don't have money but there are people the money are been saved for.

Banks can't also print out money without control or your country would be in the same disaster Venezuela is facing. The government didn't sign new money, they had a budget read for the year and some of those money they'll use to full fill the budgets aren't available. They have to raise funds for the budget and since your country don't have anything reliable that's bring revenue to the country, they have to rely on borrowing.

If your country has something that can bring revenue to take care of the budget for the year and they're not doing so instead going to borrow then corruption is what is happening in your country. Although banks can print money anytime they won't do that or they'll be contributing to the inflation affecting fiats currency.

Reading through your thread, all I could think about are this three words and that's 'Lack of planning'. It's as a result of lack of financial planning that we don't have emergency funds, investment funds and spend to the point that wr don't realize that we're over spending until you're done spending. A financially serious person is supposed to have had all this under control.

You can't see a millionaire slacking back in these things or they'll lose their wealth. The hardest thing to do isn't to make the money but to retain it as not many people are learnings that while hustling for the money. To avoid making this same mistakes this year, we have to plan our money before receiving the money.

When your salary gets into your account split it into different accounts for the different things you're doing. Send the part for investing into an investment account, the spending for a spending account and the same thing should be done for others like the grocery, daily expenses and so on. Planning makes you conscious of what you're using your money to do and when you're directing your money and not your money directing you, you won't fall a victim to what this thread is all about.

It didn't take upto 2 years for TerraUSD ($UST), Luna and some other altcoin that were big marketcap altcoins to crash to almost zero. Some altcoins get launched with so much hype and they got rug pulled before the  week ended. Hodling alcoins are not better you're not guaranteed any profits with altcoins but you might be lucky with your picks. As said previously, altcoins are pure gamble, Instead of visiting the casinos something I play with some altcoins but I know what I'm doing is gambling and not investment.

When you're talking about proper research, I ask again what are you researching on? When looking at track records of the people involved in the project usually for those with so much potential before it comes to the limelight the price of the tokens are already too high and making profits for mostly the private Investors. Just HODLing should be said with only Bitcoin, you're guaranteed an increase (in some way) when you hodl Bitcoin, without any further development just because of the Halving effect you're set for life but altcoins doesn't have the same assurance.

I see you have reduced the criteria by 10 merits, it's no longer 20 but 10. I understand your point but I'm telling you when it comes to quality, merit isn't all that betters. Some local boards don't have enough merits circulating the board for people to be receiving more merits meanwhile their highest contributions are on their local boards and also some boards don't have enough merits been circulated there compared to other board that the discussion there mightn't be much of a big deals but because there's too much supply of merits, frequent posters on the boards get more merited.

We can't advice people to hurt for merit by going to post on those boards that there are surplus of merits because it'll lead back to spamming. You need an account, there are many of them but just a search and I found one example Abiky many ppople that have encountered his account and engaged in discussions with him on the forum can testify that he's a quality contributor but has 13 earned merits in the last 120 days and some of the factors contributing to this is because of his ranks and board of preferences. If your criteria was used managers will miss him for someone with probably less quality but a better merit receiving record

Don't use only merits to judge quality buddy, it's a tools to identify an account contributing positively to the forum but not every earned merits are for quality post. Merits are awarded for various reasons some earned just for their contents been funny or for artwork and other things.

It's your merit, you're free to do with it what you want provided you're not abusing the merit. If you see a post that you feel adds value to the forum then it should be awarded the merits irrespective of how old the post is or the status of the posters. Accounts with red tags that have contributed something meaningful to the forum deserved merits. You're not meriting the person but the post so being inactive shouldn't deny a quality post of been highlighted with merits.

Haven't you noticed some of the old topics that were posted before the merit system was introduced are been merited for their quality. What should be merited are quality contributions and this should be done irrespective of the person that made the posts or the status of the account.


Why did you have to look through the account to know it was banned before deciding to merit the account. There's no waste of merit when you're meriting a quality post. Satoshi posts has been receiving merits for his quality contributions to the forum and the account hasn't been active for years. Merits are for quality not account reputation or status (been active or inactive).

Saying you can't trust them with your money is too big of a statement because you can't trust the decentralized exchanges either as they're not better options. in fact DEX are getting more hacked than CEX. We have reputed exchange that you can use for trading, this exchange have been operating for quite sometime and are unlikely to scam you when you use their exchanges for trading but what you shouldn't do is to use exchange wallets as a place to store your cryptocurrency.

Traders keeping some money on exchanges are taking a big risk even though they'll need those funds for quick trades and can save some dollars on transaction fees but an investor has no point storing their bought coins on exchanges. You can avoid exchanges until they gained some reputation among the community. I don't use an exchange that's hasn't experienced the bear market. I'll use the old and reputable exchange over the news ones attracting users with their juicy offers.

We're human beings, we have to trusts so I'm giving credit to some of the exchange that has been provided service to the community even though they aren't the exchange we were hoping will provide those service. All what I'm trying to say is that we have reputable exchange that you can use for trading and trading only.

It isn't just the best bet now, it has always been the best bet right for time but people choose to ignore hodling but encourage trading and the exchanges are among those pushing this agenda to encourage trading as they make more money from those trading using their exchanges. People have been brainwashed into thinking there's more profits in trading than hodling, they consider hodling to be boring and I have seen people saying trading is a way of making passive income from Bitcoin and people believe them without understanding what passive interest income is.

You're stressing yourself when you trade while you could have just bought and hodl your Bitcoin and make the same profits. The highest earners in the history of Bitcoin, isn't the traders but the hodler and they do so with minimum efforts. All you need to hold is just to get a good self constodial wallet to use so your coins don't get exposed to hackers.


While you're talking about hodling altcoins, I just want to put it out there that they're a gamble. Altcoins don't have the same fate as Bitcoin. You can hold Bitcoin and be guaranteed that you'll make profits when the market is bullish but the same thing can't be said about altcoin and how do you do your research to know which one will do well when the ones doing well recently aren't even the ones we would've called the good projects because I see just projects with good marketing teams doing well irrespective of the projects been trashed.

There's something special and that is what you just pointed out. When something is having the same effect whenever it happens, it means there's something special about that event. Bitcoin halving was preprogrammed from the birth of Bitcoin.

It didn't just come from anywhere but was put by satoshi himself because it's special and has great importance. Without the halving, the market wouldn't have had an identity. I don't believe there would had been a four years cycle of Bitcoin. It's the halving that's the mark of the bull market. The halving is what we look up to, the halving makes the circulation of Bitcoin coming into the market to reduce. What this means is that with the same adoption, there'll be lesser amount of Bitcoin available for trading and this increase the price of available Bitcoin.

It's simple demand and supply. There's always demand for Bitcoin so when the supply reduced (in this case just the circulating supply and not total supply) it'll make the price to go up and that's why the halving increase the price. Obviously there are other factors to contribute to this too but we're focusing on just halving for this discussion.

There's a saying that says 'too much of everything is bad' as much as we want to own more Bitcoin, at some point we have to stop buying because it might not be good for us.

Keep stacking sats but know when you have stack enough and take a break. Don't invest everything you have into Bitcoin, a time will come that you will need cash but you don't have any because you have invested all in Bitcoin and selling becomes a problem for you. I know people that are addicted to their assets they don't have physical cash but they have assets and can't sell them for cash because of the addiction of wanting more of that assets.

Being in that type of situations won't be good for our health, stack Bitcoin but don't stack more than you can afford to lose, don't stack an amount that will make your mind troubled when the markets sees a correction. You should be comfortable with any directions the market moves because you're in for long game and not looking to get a quick one and move on. We should be able to balance everything, while you stack Bitcoin, also stack cash for your daily expenses.

I don't get it when investors postpone their plans to invest in Bitcoin because of the fees, are they active traders that they'll be interacting with the market daily to be that concerned about the fees. Sometimes I wonder the type of Investors that are getting attracted to Bitcoin are they that cheap because I can remember when using Ethereum was as costly as hell yet Ethereum was still attracting investors to buy NFT and other assets on the Ethereum Blockchain and they still paid those high fees.

The fees were higher than what we're experiencing with Bitcoin and the so called Bitcoin investors can't pay a one time fee to buy Bitcoin and hodl. Those people aren't serious about investing because if they were serious, a one time fee shouldn't stop them because they can make profits that'll give them back their fees and more


I don't like the high fees and have my concerned like everyone else, the high fees will only make Bitcoin affordable to the elite of the world (the rich) which goes against all what Bitcoin stands for. The high fees mightn't affect the adoption of Bitcoin but it'll centralized it to only those that can afford it by paying high fees.

Life goes on, just because Bitcoin ETF isn't approved doesn't put an end to the industry. Bitcoin has grown this far without the need of an ETF so it won't be a big deal if it gets rejected. It'll just have a short term impact on the market as the market will have some corrections due to fear from others selling thinking the market will dump as the Bitcoin ETF proposal was rejected. The market will bounce back though as we're in a season of positive momentum for Bitcoin due to its halving and bull market expected in coming months.

The market will be overbought as we head closer into months to Bitcoin halving, and an expectation of the price of Bitcoin to increase if the ETF get approved would have made a lot of people to buy Bitcoin. When things don't go as they have planned they'll panic and sell thereby leading the market to have a correction and that's all. Anything that happens if Bitcoin ETF get rejected won't kill the market, it'll only have it's impact as other negative news has had in the past.

No matter what the outcome of this Bitcoin ETF situation will be it'll present a positive feedback for we holders. If they get approved, Bitcoin price will likely explode and if it gets rejected and Bitcoin price decrease, that's an opportunity to accumulate more Bitcoin so it's a win win situations for us hodlers.

The fees isn't an obstacle for Bitcoin adoption, irrespective of what the fees are Bitcoin will still have adopters. Remember it was the volatility that was the concern that doubters were pointing to that it'll discouraged the adoption of Bitcoin and when they saw that the adoption of Bitcoin wasn't slowing down, they have turned to the fees as the challenge that Bitcoin will have but that won't be an issue.

The fees weren't this bad untill the ordinals hype came around, but they won't last forever as the hype will die soon and the fees will return to normal. It's quite a good thing the ordinals hype came during this time as it shows how the network will be congested when bitcoin starts getting used more, if something isn't been done about the block size as the high fees will return.

We can't be living in denial that something shouldn't be done. A solution that won't make us go against the decentralization of Bitcoin and the network has to be proposed and accepted to keep things going. Segwit is trying but that's not the permanent solutions, the the poor adoption of the solution should send the signal that more is needed to be accepted by the community.

We need to blame dem oh because na dem dey give all this self proclaimed influencer mouth to dey talk, why you go wait for person to tell you to buy Bitcoin before you go buy, dem tell you say e get anybody wey fit talk when Bitcoin go increase or decrease. Anybody wey dey make speculation dey use general information wey dey available to everybody, dem no special or get any first hand information wey we fit no get and when you dey wait on them to tell you to buy or sell, na so dem go begin create telegram channel and dey charge you for wetin you fit yourself. You no dey trade so why you dey find when to buy or sell, all you need to do is to buy Bitcoin anytime you want and hodl.


Actually dem dey plan to buy Bitcoin, you no go just rush anything for life. When you DCA you dey plan to buy Bitcoin, you can also target a price you want to enter the market and buy when the price reach that level. You can also not wait for that price so you don't miss buying Bitcoin. Different strategy dey to use invest inside Bitcoin so just do the one wey your money or body accept. But no go dey procrastinate or na you go regret am. For me I prefer to buy and wait instead of waiting to buy na just how my own be but others own can be different although at the end of the day, the koko na say we finally buy the Bitcoin as that's all that matters.

Na lie you talk here, E get people wey be say when dem say dey no get money then true true dem no get money. E get people wey e really hard for and dem no sabi raise capital for business or other hustle. Some people to raise capital no dey hard dem because dem know things wey the normal man no know due to their exposure. Investment na one thing wey we no supposed dey think twice about.

If you no sabi raise capital then sell wetin you fit get your hands on. You no dey hear story when people dey say dem sell their car, phone, laptop etc to raise capital for their business or investment. If you get those things wey you no dey use do anything, sell dem and invest and after you dun get profits you can buy those things back.


Their mentality, people no sabi all this things wey we sabi like even through dem know about am but they no know how to go about it. Take the forum for instance, although E easy to understand the forum but there's a different when you join yourself and when people bring you come and show you one or two things to make you understand the forum better na so e be for real world. Yes job dey online but where dem dey na wahala for some people that find or how to go about am to get the jobs. Everybody no get the privileges we get and sometimes na dem dey do demselfs as dem no gree dey expose.

Thank you for the reminder as we need am, procrastination na disease and many people get this disease but them never know say dem get am. What's the difference between buying Bitcoin today and waiting for tomorrow to buy. If you continue to wait for tomorrow, tomorrow no go even come and if tomorrow come another thing go follow am come wey important that moment pass so you no go fit buy Bitcoin as you talk again.

Buy small small, no wait to buy in bulk but dey buy as your hand fit reach and that's the power of accumulating or DCA as we dey talk am here. No dey procrastinate, na devil dey work you so anytime you dey procrastinate,  your friend talk well because e better to get something and you no need am than to need something and you no fit get am.

E just dey like nysc certificate wey People dey say e no important until future reach and na time to secure job or political appointments and dem no get the certificate making dem to lose the job. As dem say make we no gree for anybody this year, you too no gree for Bitcoin. Gum am body tight, as you dey receive salary so and they share money go everybody and every where put the one you go use buy Bitcoin one side too.