Lottery here in our country is being run by our government and the majority of the citizen in our country are lottery bettors for many years, I personally know people who are betting for ten or more years but they still have not hit the jackpot I wonder what these people think or if you're a lottery bettor for many years and you read that one first time bettor hit a huge jackpot in a lottery.
Will you feel envious? Ok with it? or motivated?
Comparison is the thief of joy, you need to make your own way in life and be content with your choices that come from that. You should seek to pick up clues and advice on how people became successful, then utilize them to build your own path. Success is not always about being super rich, like gaining millions from a lottery win, but finding a state of peace and even achieving an average income that you can survive on. Financial freedom is great as well, but it takes a long time for anyone to acquire by themselves. Some people get lucky in life, but you should always assume that you will have to grind your way over a long time period and only then might you get happy bonuses along the way. |
|
|
|
On July 17, 2023, Russia withdrew from the “grain agreement” and officially notified Turkey and Ukraine, as well as the UN secretariat, of its objection to the extension of the “grain deal” for the export of grain and other agricultural products from Ukrainian ports to the world market. In addition, Russia withdrew security guarantees for the grain corridor. In other words, Russia says it can sink civilian ships flying any flag as long as they take grain out of Ukraine. The sinking of civilian ships with non-military cargo in neutral waters can be considered piracy.
In connection with these actions of Russia, a very tense situation is developing in a number of countries, and above all in Africa, Asia and Latin America. Due to the sabotage by the Russian Federation of the work of the "grain corridor" in recent months, the world has not received an additional 25 million tons of agricultural products from Ukraine anyway. In total, during the year of this agreement, 1,002 vessels left Ukrainian ports. According to the Ministry of Infrastructure of Ukraine, since the start of the "grain agreement" more than 33 million tons of products of Ukrainian farmers have been exported to 45 countries of the world.
In many countries, even taking into account the work of the "grain agreement", grain and other agricultural products have risen in price greatly. If Russia now interferes with the export of grain under this agreement, the population of many developing countries will face starvation.
The situation is interesting because Turkey and China, which are regarded in Russia as some kind of economic allies, are interested in extending the "grain agreement". One way out of this food crisis is to escort ships from Ukrainian ports by warships from Turkey or China. Is Putin ready to continue to increase the stakes and fight virtually with the whole world?
As always, Russia is showing that it only has the weakest hand and negotiating position, it literally stoops to starving some of the poorest countries in the world in an effort to extort some concessions. It will be interesting to see what happens when Turkish ships have to guard these grain exports because yet again, Russia is incapable of being a decent country. Turkey would literally end up destroying any fleet that tries to engage it in the black sea and would have the might of NATO to back it up if attacked. Putin is always playing a losing game and is so desperate for any semblance of control, but he has very little. Bit by bit, Ukraine is going to take back it's stolen land and many more Russian's will die for one man's war and vanity project. |
|
|
|
Gambling gambling gambling everywhere there are gamblers everywere either online or shops and some gamblers are not happy to be one because they are addicted to it, now come to the present day question, how do you feel after making a stake? People on these forum mostly gambling board, lot of people here do say we should use spare money to make a bet (stake) but we all know that there is nothing like a spare money if people save money for future use I don't think a well thinking person will also save money for gambling, I think everybody who gambled sometimes does not know when they are in a gambling shops, just imagine you're about to check your past bets and you find your self about to stake another, please don't see it the other way round.
So if you use our saved money to stake a bet, what really comes next to your mind? I will like us to talk about this.
Perhaps you are projecting, or at the very least you need to install a decent adblocker on your browser if you're constantly seeing gambling content. The algorithms that companies like Google use are super sophisticated and if they see that you're doing a lot of searching for gambling type sites then you will get lots of adverts that are subtly connected. However I don't see gambling ads, or at least don't acknowledge them enough, when looking around but perhaps I'm not watching the sort of content that has gambling sites in it. I do recall that lots of football clubs, and now even formula 1, is starting to have an influx of such adverts but if the clubs are willing to pay tens of millions to players then it has to come from somewhere. |
|
|
|
There are many diverse opinions about following one's passion and wealth. I read two stories of people who followed their passion, and in a short period of time, the businesses became very profitable. In story 1, Defossey left a job at Apple to open a BBQ restaurant in Mexico City. It made $9 million in sales last year. In story 2, Sean Audet, a 30-year-old, spent $0 launching a food photography side hustle, and now he brings in $134,000 a year. The people in these stories followed their passion and created wealth through it. What is your opinion on following one's passion in relation to wealth? Can your passion lead to an increase in your net worth? If yes, what is stopping you from following it? Most people end up building businesses in fields that they are most familiar in, they are able to spot an untapped niche or idea that they think can offer customers an improvement. Then there are much simpler concepts like becoming a barber/hairdresser, where your first few years are likely spent refining your skills but eventually you may move on to opening your own shop. It's all about finding the right blend and also comes down to the personality of the individual who is launching the business - the idea is the easy part, all the rest is the difficult hard work that is over glamorized on TV - but you have to juggle bills, accounts, customers, vendors, problems and all sorts of other things. |
|
|
|
Which are best stake alternatives
I search for good casinos with similar original games
You'll find a good 10+ casinos and sportbooks that have super active threads in this section, any that go 50+ pages deep will most likely be ok. The only one to avoid around here is 1xbit/1xbet which has a terrible reputation yet the owners still find people who will advertise for them. Sportsbet.io and Rollbit.com are two good ones that will offer a wide selection of games. You might be worth signing up at like 5 different sites and you don't even need to deposit much to get a feel for whether they are professional or not. Then you can also look at some of the games without even playing on them, if originality is your thing it might take a bit of extra effort because that is expensive for casinos to create. |
|
|
|
How do you define financial stability for yourself? Do you believe that there's a thing as too much money? With what kind of income would you be satisfied and felt successful, at least in the sector of finances. Is it the more, the better?
The subject of money in particular is controversial, speaking for myself, I'm working a regular job, getting paid above average each month, while also doing some online work such as signature campaigns and staking coins on various platforms. I'm making enough money to make ends up and on the plus side, setting aside a decent sum of money from my salary, as well as any other amount earned online, is set aside as savings.
While in particular, I'm pretty satisfied with the amount of money I'm earning, I definitely wouldn't mind earning 10% or 20% more, I'm not sure though, if I'd say the same even if I supposedly received the previously mentioned raise, which is falling to the category of, the more, the better.
However, the general idea is that I'm currently okay, if I were to pursue something in life, in terms of money and finances, it'd be to make enough money to make ends meet and have a decent amount of purchasing power, while at the same time, having a savings account. This is something that as a 23-year-old student I've managed, but I have a pretty long way to go.
What's your take on this?
Most people seem to be happy having a steady job and being able to pay down a mortgage through their lifetime, however it seems like a very slow way. If you've got a family then that sort of stability might be required, because you're less likely to be moving around or chasing a job anywhere else. However I think you need to be earning and extra amount, building up a buffer that can sustain you and maybe allow you to retire earlier than other people. Some are happy with hustling every day and others will be content with a simple 9-5 job. I am putting all spare cash into the stock market because dividends can give you a steady and compounding return over a few decades. |
|
|
|
This is just the basics, but anyone should be aware of it: Budget: set it BEFORE you start gambling and stick to it. Have a break from time to time, it is important to let your brain stop and consider. Avoid drugs / drink as much as possible, they will make you loose some control innevitably. Seek help if you feel you are no longer in control. Make a phone call to a friend or go out and speak with someone. Anything else anyone can think of? Like... read this post before gambling?  If you think you've got a gambling problem then the reality is that only cutting it off entirely will allow you to control the addiction. You need to use the self exclusion functionality on offer and aim to do it for the longest time period possible - any responsible gambling site should be offering this. When you're feeling so lost that you start gambling on auto-pilot, it means that you've formed such a habit that requires radical action to break. Ask the support staff to assist in banning your account and don't ever return to a gambling site, there's is no such thing as going back for a small flutter - once you've decided, usually after hitting rock bottom, then you have to stick with it and keep your guard up from temptations. |
|
|
|
I want to start a discussion highlighting some points I read online regarding women as compared to men in entrepreneurship and the chance of success.
Men and women do not prepare for the launch of their business in the same way. The number one preparatory activity for women is specific training (43.3% versus 31.8% for men). Men are looking for potential clients (45.8%) and writing a business plan (42.5% versus 34.6% for women).
Market research is carried out by about 1/3 of men and 1/4 of women.
Women entrepreneurs are much less experienced than their male counterparts: 37.5% have less than 3 years of experience versus 25.7% of men.
82.5% of women start businesses alone (compared to 69.8% of men)
Men consider that they are more entrepreneurial than women (84.7% of men against 72% of women)
Men have much more confidence in the future than women (48.2% of women vs. 64.7% of men)
Men are clearly more confident in the success of their company than women: 72.4% versus 65.3
There are far more unemployed women than men among entrepreneurs: 25.9% versus 16.9
Women are 3 times less likely than men to have already tried the adventure of creating a business: only 5.3% of women had already created a business against 18.4% of men
As a result of the difficult economic times, do you consider that there will be more women entrepreneurs competing with men in this field which it so looks like they currently dominate? That's a fascinating set of statistics and in reality I think it shows that there is very little difference between the sexes when it comes to business sense. Maybe it is telling that women say they are less confident in a pool, which aligns roughly with the rest of the stats - they are less likely to overestimate their abilities so will be less confident at the start. It's very interesting that more women are open to starting businesses alone, which to me signals that they should be showing a higher sense of confidence, perhaps because they are often involved in raising the family slightly more than men - they utilize opportunities, particularly now the internet has opened up so many avenues, during the early years. |
|
|
|
I have heard the advice that you should only use money you can afford to lose for gambling. I say that this is more theoretical than practical. Literally no one has money that they can afford to lose. I feel that money for gambling is a matter of opportunity cost. You either use the money for gambling or use it to meet a need. If using money one can afford to lose were practical there will be no need for articles on having a gambling budget or bank roll management. Hey gamblers my question is to you now is, the money you currently plan to use for gambling is it money that you can afford to lose?
Your theory totally ignores that many people have slack or spare capacity in their salary Vs outgoings. If someone earns $3k per month, but only needs $1.5k to cover expenses, then that free cash flow can be spent on anything - whether it's entertainment, investing, buying something for their hobby, or whatever they like. It is not for you to judge how they spend their money, because some people will call a hobbie a waste of money but even if they gave the spare money to charity - they earned it and are free to spend it however they like. What you said only applies if they have zero spare cash available after bills. |
|
|
|
Cash is king again.
The purache power of cash is great again.
Many people talking about gold will go up.
How can the gold go up If markets works on supply and demand system.
What's the biggest demand now ?
cash it's cash not gold not stocks not real estate not Even btc neither Silver.
World have now demand to oil and fiat currency.
Liquidity and stability is king really. It's good to have liquid cash available at opportune times, when the stock market or real estate market might be crashing, but such opportunities are very rare and you'll lose a lot of opportunity potential if you've always got a large portion of your money in cash and try to "time the market". In reality most asset and portfolio managers would suggest only keeping a maximum of 5-10% in cash at any time, because with inflation going on your money is losing purchasing power ever year it stills idly in a bank account. |
|
|
|
I wish I could have posted this in a more better place but since the thoughts came from gambling addiction, I thought it wise to ask this question over here and I hope we can discuss and get this straight.
Just as the tittle already ask, I really want to know if people who are successful in gambling also seen as addicts because I believe for one to be successful in gambling or whatever they choose to do, there must be some good amount of time and effort invested in it as well as money and we know that a successful gambler must have invested both time, effort and even money to make any reasonable winning and these also are features of an addict as there are always excessive time spent on a betting site.
Now let's be sincere, will you also classify a successful gambler as an addict?
I would suggest that people who are successful gamblers, over a long and consistent time period, have mastered a trade that is akin to having a profitable career. People who have made a profit on their betting in a day or in a week might be fluke, however those who make money over a year or a decade have usually found an edge - generally over other players instead of the house. It's very rare you'll find anyone outside of skill based games like poker who are able to do these things and I'm not sure it's fair to call them addicts if they are simply hyper successful after mastering a game. Either way, if they're making bank I don't think they care what label you give them |
|
|
|
Base on one of my recent post titled"Common Money Mistakes Anyone Can Make"( https://bitcointalk.org/index.php?topic=5448160.msg62062701#msg62062701). One of the serious point there is SPENDING MORE THAN YOU EARN. I believe this should be discussed as a separate topic as it's a very crucial part of ones financial life. Spending more than you earn make ones keeps accumulating debt from expenditure before getting income. This isn't good for ones financial life. With this you hardly save money but keep accumulating debt. It’s better to avoid debt if you can. That way you’ll avoid paying interest on what you owe. Below are ways one can easily stop spending more than you earn: 👉👉 Create a Budget (or Improve Your Existing Budget)99% of the trouble that people have with money isn’t that there isn’t enough of it but that there is no plan for it once you actually get it. Your budget (either weekly or monthly) should consider your income and your expenditure. Guide your spendings for the week or month with the budget made. This might be hard at first, but having that extra cash in hand, definitely worth the effort. 👉👉 Use cash onlyShopping using card look more convenient and most time encourages you to buy unnecessary things even out of plans. I really observed I spend more money(even more than 20% of my salary) on airtime only any month I load airtime directly from my bank account through USSD. This is so convenient that immediately I exhausted my airtime when calling, I just dial the USSD code to get another. This doesn't help you financially. You get to stop. Knowing your Credit and Debit Card Number offhand isn't helpful for you. It makes you shop unnecessarily online. Using cash-only envelope budgeting system can help you minimize your spendings and sticks to budget. 👉👉 Shopping with a listThis is a lifesaver and a game changer. It’s so simple! Literally, all you have to do is write down what you need in the house that week. Make the list, and stick to it. If you only need to get chicken and vegetables and some pasta at the house for the week, there’s no reason for you to be going to the snack food section. It’s a trap! 👉👉 Control your grocery listHaving meal plan can help you minimize your monthly expenditure. This helps you to stop spending money unnecessarily on food without depriving yourself of your favorite treats. This will also help you to plan your week without any worries and give you the insight of all what you need from the store. 👉👉 Learn to say “no”Not all goods worth buying at the moment. Although ads may be tempting but one should learn to go off any unnecessary items. Reference: https://www.pnc.com/insights/personal-finance/save/how-to-stop-spending-money.html CONCLUSIONIt's good for one to satisfy his/her desire when making purchase of items but this shouldn't cause issues in ones lifestyle. The key to stop spending too much money is to create better money habits in your daily life. But I know that’s easier said than done. Putting one or all of these ideas into action, helps in building a healthy spending habit. Take control of your spending today and you’ll reap financial rewards for years to come. Most of what you suggest is good advice - like budgeting and making a list of things that you stick to when you're out shopping, otherwise you end up buying random crap you don't really need via impulse or marketing psychology. However other things like paying in cash are a bit nonsensical, whole they might work for some, it is a weak way to reinforce correct financial behavior and learning to keep within your means when spending is important - constantly using cash can be detrimental to building good spending habits. |
|
|
|
As we know that most gambling sites will require you to gamble and wager your whole balance once, before you can cash out or withdraw from the gambling site and they take this measure so people do not do money laundering whereby deposit and withdraw without gambling.
Now the point here is that on the gambling site, there are many easy winning bets with odds like 1.01x etc. If the money lauder is sensible he can easily be wagering the whole amount by placing a few bets where the odds are very low and the winning chances are 99%.
So does this mean that there is a loophole here and the money launderers can easily by pass this wagering requirement?
It's unlikely that much money laundering actually takes place through online casinos, at least not the major ones, because the way they've been structured actually makes it a lot easier to trace than you might think. Pretty much every big site now will also be enforcing kyc type actions on a regular basis, so any fake accounts will be detected after a minimum threshold and mule accounts are going to be reported to the tax or government authorities if there is the slightest suspicion. There are many other sites sitting in grey areas that are likely to be doing this stuff instead of casino's. |
|
|
|
Some few days ago, Mark Zuckerberg launched a new app called Thread. The whole netzines are wondering what his intention. Could this be an experiment. The shocking though expected of it is that a few hours after it was launched, it recorded success both in the number of users who signed up to use the app and most importantly on Meta's stock. However, looking critically at the app we can it is obvious that it is merely Instagram clone.
We already know that there is some bad blood between Meta and Twitter. Or Mark Zuckerberg and Elon Musk. Given this, I would like for us to discuss this, if Elon Musk decides to launch a clone of Twitter app, do you think it would achieve the same level of success in terms of user base and Stocks considering Elon's controversial history with Twitter?
That was possibly one of the senseless things I've ever read. Facebook saw an opportunity to compete, by building a similar platform, with Twitter because Elon has ruined it so much. If Elon had any intelligence he would not have overpaid and then gutted the platform. He doesn't need to launch a rival because he already owns the largest version of that site in the space, he would just end up cannibalising Twitter even more. Also, twitter shares were delisted from public listing, so all shares are privately held now and pricing is pretty much irrelevant because he is not selling any of them on the open market - there is no bump compared to Facebook. |
|
|
|
The President Joe Biden's administration has forgiven students that have outstanding students loans they haven't paid. This forgiveness runs into about $39 billion in student loan debt to more than 800,000 borrowers. This gesture which I describe as one the best gestures this administration has done. This are some of the government policies I sometimes applaud because it has a direct effect on cushioning of debt burden on the students, which some of them have been struggling to pay off. To a large extent, it shows the administration has humane Face. This will really go a long way in relieving some of the students past and present that are indebted. What do you guys think about this news from the department of Education and what effect can this have on the US economy. https://www.foxbusiness.com/economy/biden-administration-forgives-39-billion-student-loan-debt-more-than-800000-borrowers?intcmp=tw_fncThe article is quite confusing or maybe it has left out a critical piece of reporting. I remember reading that the supreme court had ruled that the forgiven progress was not allowed to go ahead, does that mean the instead of the education secretary performing the loan forgiveness it ended up being Biden completing it instead? If someone has been paying for education for 20-25 years it does feel like it would more than paid off the original cost and excessive amounts more. It's nice to see presidents doing this rather than destructive things like signing off new artic drilling or destroying national parks. |
|
|
|
Today, let's shift our focus and discuss something different instead of constantly addressing gambling addiction. So, I've decided to bring up a new topic: signs that indicate you are not addicted to gambling. Let's explore it. Here are some indicators that demonstrate a lack of gambling addiction: - Absence of Gambling Preoccupation
Do you don't find yourself constantly thinking over recent gambling losses. You do not get lost daydreaming of past wins. Your day is not spent thinking about gambling, or constantly laying plans on your next bet. You do not schemes ways to get more money to gamble with. - Stable Tolerance
You do not need to gamble larger amounts to feel the same level of thrill. You are satisfied with regular bets and low stakes. You do not pursue bigger wins, higher stakes, high gambling risks to feel "high" or happy. - No Withdrawal Symptoms
When stop gambling, you do not feel restless or irritable. When you are not gambling, you are having feelings of depression or anxiety. For you gambling more like hobby, something you do for fun. - Non-Escape Mechanism
You are facing your problems and challenges head-on without turning to gambling forget about them. When you experience stress, or any negative emotions, gambling is not used as a mechanism for coping. - Lack of Loss Chasing
When you lose, you do not attempt to bet more and more, with the mindset of winning back what you’ve lost. Rather you "leave" to bet another day. - Honest and Accountable Behavior
You are opened about your gambling behaviour and how much you have either won or lost while gambling. You see no reason to lie about it. Your family and friends know about how you gamble because you have made accountable to it. - Unaffected Relationships and Opportunities
Your life, career, relationships are in order. They are not being negatively affected by your gambling habits. You met you work target and deadlines, your education is not neglected, and you haven't lost any financial opportunities as a result of gambling. - Financial Independence
You have not ran into debts because of your gambling. Neither do you rely on other people for financial support. You haven't engaged in any illegal activity to get money to support your gambling. - Avoidance of Illegal Activities
You have never considered partaking in illegal actions like theft or fraud to finance your gambling activity. - Demonstrates Self-Control
You can go days without gambling because you have the will power and might to. You do not feel powerless and unable to control your desire to gamble.
These signs suggest a healthy relationship with gambling and indicate that you are not addicted. What other signs do you know of? I think the major one is time control and how much you spend on any single activity. People can get addicted to all sorts of things like collecting or gaming, but when you start to put that ahead of regular life maintenance it crosses a line into unhealthy behavior. It can make you unstable as it becomes all consuming and using the gaming example - you may even get frustrated with team mates who are simply having fun but you have been playing so much you take a loss badly. Being able to detect changes in your own mood is super important to figure these things out. |
|
|
|
I am a big fan of what to come for bitcoin which is bitcoin spot ETF. Some people have been predicting how bitcoin spot ETF would be one of the reasons for the big bull run coming next year and the follow year. But not only the reason. If it is announced by United States SEC that bitcoin spot ETF has been approved, that is only indicating bull run which would be significant.
I want to know the exact second that SEC would approve bitcoin spot ETF directly. I do not want it to be what I will read on the crypto new later after people would have bought and the price would have increased. Although there is more to bitcoin spot ETF because more people will invest and bitcoin marketcap may not get below trillion of dollar ever again.
How can I get the news directly from the SEC in a matter of a second? Is it through their website or which news?
The SEC moves slowly and wisely, or at least that is what you'd hope from a financial regulator who is responsible for maintaining laws in such a complex field. If they approve it I guess you're just looking to ride the short term spike that will occur as it gives some added credibility to the crypto sector. In practice however it's unlikely to be much more technically sophisticated than what we use now to gauge price movements. Maybe set yourself up some Google news alerts if you want the news more timely. |
|
|
|
Have you heard of Superpicks on DSTV? where you can make predictions and win money without staking your money?
My question is can it still be called gambling if it is not played with money?
I guess it heavily depends on the individual, for me however the fun element (of gambling specifically) is not there if the financial risk and reward is missing. However you can see in certain scenarios that some people get joy from virtual money/item gambling, when you see the popularity of things like counter strike go item betting. However even in that scenario there was a cash out value inherently linked to each item. I remember playing virtual money poker and it is nothing like the real game because the tactics seem to be missing in comparison, nobody wants to wait around 20 hands for the perfect combo when so little comes of it. |
|
|
|
Financial institutions (banks) are responsible in handling financial issues, records, accounts and income of individuals, companies, churches and organizations. They respond promptly according to your demands on your accounts, they also have zero tolerance for fraud and are very security conscious, security intelligence and anti financial crime expertise but they've policies of not collecting dime from customers accounts yet banks are most wealthiest institutions on earth.
How do they make money?
* mortgage - using some billionaires account to buy housing properties and leasing them
* estate and lands with same patterns
* SMS alert charges
* Transfer charges
* Syphons dormant accounts or dead people accounts that are inactive with enough money in it.
* ATM and investment cards
* sales of currencies like dollar to naira
* preparation of international documents
* savings people's valuables like gold, certificate, court documents, WILLS, and so on.
This is what makes financial institutions very wealthy.
Most of the time, at least before the ridiculous inflation in the past couple years, banks were not particularly profitable and were mostly running on low margins, similar to supermarkets - where they made money from sheer volume of transactions instead of high profits from each one. Now though they are making lots more money between the amount they get in interest from the central bank and the tiny amounts they pay out to savers, while also able to easier hide profitable fees in growing mortgage rates. |
|
|
|
s/amp.theguardian.com/australia-news/2023/jun/28/ads-for-online-gambling-should-be-banned-in-australia-within-three-years-inquiry-recommends]Ads for online gambling should be banned across all media and at all times within three years to combat the manipulation of an “impressionable and vulnerable audience”, a parliamentary inquiry has recommended.
After months of debate about betting ads, including the prime minister, Anthony Albanese, labelling them “annoying” and the opposition leader, Peter Dutton, calling for a ban on ads during sports matches, the inquiry has provided a blueprint to shut them down entirely. If this should be implemented will it affect bitcointalk casinos? As we all know most established and new casinos come to bitcointalk to launch their ANN thread and carry out signature promotion campaigns which can be regarded as ads in a sense. If ads should be banned will their promotion in Bitcointalk also end? Honestly people need to wake up to adblockers a bit more, but it's a bit of a catch 22 situation if too many people start using them it will break advertiser profitability entirely. I've barely seen any adverts after using one for many years, except for places like this which have custom tailored slots that are not detected. Unless the advert is particularly irritating or annoying, or targeted towards under 21's, then it should be considered the same as any other advert - just ignore it and move on with your day. |
|
|
|
|
Show Posts
