Is it better to save money or invest it?

[saiha]

Saving money is now better due to the worth that it has now its better to wait on a better price to buy-in some nice amounts of bitcoins.
I would not invest right now if you already have bitcoins, be sure to have bitcoins before the halving people.

I am buying at a moment as I am risk taker and I believe in investments rather then saving, as I don't want to risk my retired life with savings and that is the reason I am investing at a moment.

Well if you aren't going to take a risk there is no chance of earning a big profit from something. And what you are doing is a good type of investment.
But as we are working we need to save money in able when retirement comes we will just enjoy the fruits of hard work.

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[Jmild1]

Saving money is now better due to the worth that it has now its better to wait on a better price to buy-in some nice amounts of bitcoins.
I would not invest right now if you already have bitcoins, be sure to have bitcoins before the halving people.

I am buying at a moment as I am risk taker and I believe in investments rather then saving, as I don't want to risk my retired life with savings and that is the reason I am investing at a moment.

I thought it was a retard life lol. Anyway, it's fine to buy coin now even the price of bitcoin dropped, there's still a higher chance that it will rise up not this month, not this year but maybe for upcoming years. If you are the kind of guy who have the patience to wait, then it will really bear you a good profit.

[wibuindon]

Both are important in managing your finances. Personally, I think dividing your assets is the way to go. A certain percentage in investments, a certain percentage saved, and a certain percentage in cash

[chaser15]

For an average earning person investment will  always begin with savings, as if he have saved good amount of money then only he would be able to invest in future as every investment needs capital.

Well that is really the usual thing that happen for an average earner. And besides people can't begin with investment with no money savings. But on the other hand people can't saved if there is no source of income? So who's come first? Chicken or Egg?

In this, saving and investment is really a partner. Without savings you can't start a investment, without investment or source you can't start a savings.

[saiha]

Both are important in managing your finances. Personally, I think dividing your assets is the way to go. A certain percentage in investments, a certain percentage saved, and a certain percentage in cash

Yes that's true, both are important. Saving and investing are always together just like in real life.
They are just like married couples.
The wife can't work alone without the husband and as well the vice versa.

[mirakal]

Both are important in managing your finances. Personally, I think dividing your assets is the way to go. A certain percentage in investments, a certain percentage saved, and a certain percentage in cash

Yes that's true, both are important. Saving and investing are always together just like in real life.
They are just like married couples.
The wife can't work alone without the husband and as well the vice versa.

But the most important is savings, that is the  basic when you are having an income you need to save, you only invest from the amount of your savings and take not that investment is risky as gambling.

[tabas]

Both are important in managing your finances. Personally, I think dividing your assets is the way to go. A certain percentage in investments, a certain percentage saved, and a certain percentage in cash

Yes that's true, both are important. Saving and investing are always together just like in real life.
They are just like married couples.
The wife can't work alone without the husband and as well the vice versa.

But the most important is savings, that is the  basic when you are having an income you need to save, you only invest from the amount of your savings and take not that investment is risky as gambling.

I agree with you, savings is really the more important rather than investment. Because if you are just going to continue saving your salary or any excess money.
You can have a good capital out of it and you can just start out an investment after it.

[Zooplus]

Both are important in managing your finances. Personally, I think dividing your assets is the way to go. A certain percentage in investments, a certain percentage saved, and a certain percentage in cash

Yes that's true, both are important. Saving and investing are always together just like in real life.
They are just like married couples.
The wife can't work alone without the husband and as well the vice versa.

But the most important is savings, that is the  basic when you are having an income you need to save, you only invest from the amount of your savings and take not that investment is risky as gambling.

I agree with you, savings is really the more important rather than investment. Because if you are just going to continue saving your salary or any excess money.
You can have a good capital out of it and you can just start out an investment after it.

You are not gonna be real rich when you are just saving, the amount you save will be subject for inflation and only when you are investing that you money will react base on the actual market movement, do not only put your money in the bank because it will only earn a little interest, set aside always for investment aside from funds of emergencies.

[serjent05]

You are not gonna be real rich when you are just saving, the amount you save will be subject for inflation and only when you are investing that you money will react base on the actual market movement, do not only put your money in the bank because it will only earn a little interest, set aside always for investment aside from funds of emergencies.

This is very much true!  BITCOIN as a currency is subject to inflation too, worse is that you have to undergo double inflation, inflation of Bitcoin itself and inflation of the currency you want to cash in.  And bank isn't that secure aside from that little interest per annum, there is also a chance that it may shutdown with your money.  So better yet roll your money into investment, save some for emergency fund.

[rhed718]

I think Right now saving is better in my opinion because the price is now way too high, if you are now gonna invest you will most likely not make profit or only a little bit.

[Altcoinmoney]

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul

It all depends about how many money you all have because there are allot of people who are investing into the bitcoin to make profit out of there saved money so you can do it both saving money to invest you know it is quiet easy.

[chaser15]

You are not gonna be real rich when you are just saving, the amount you save will be subject for inflation and only when you are investing that you money will react base on the actual market movement, do not only put your money in the bank because it will only earn a little interest, set aside always for investment aside from funds of emergencies.

Can't applied your statement in fiat. For fiat money to become undervalued it will took really a long long years. Fiat are use much as a currency so saving it even without interest is a must. You are saving fiat to take care of your urgent needs and that is not to become rich.

[umaOuma]

You are not gonna be real rich when you are just saving, the amount you save will be subject for inflation and only when you are investing that you money will react base on the actual market movement, do not only put your money in the bank because it will only earn a little interest, set aside always for investment aside from funds of emergencies.

Can't applied your statement in fiat. For fiat money to become undervalued it will took really a long long years. Fiat are use much as a currency so saving it even without interest is a must. You are saving fiat to take care of your urgent needs and that is not to become rich.

Yeah savings will help you only at the time of the emergencies and it cannot make you rich in future, if you want to get rich in future then investment is the key to get there.

[PemburuReceh]

Invest because your money can grow up when time passes and it can help some company to invest your money for they capital but they add some money to your money for paying what youve than for they investing are really helpfull and it can secure your good future.

[Shibashi Dogemoto]

Invest because your money can grow up when time passes and it can help some company to invest your money for they capital but they add some money to your money for paying what youve than for they investing are really helpfull and it can secure your good future.

Investing in multiple products is the best thing you can do, never invest in single product as we never know what future holds for us, so multiple products will minimize your risks and  you can expect good returns from some of them.

[Vikingr]

Invest because your money can grow up when time passes and it can help some company to invest your money for they capital but they add some money to your money for paying what youve than for they investing are really helpfull and it can secure your good future.

Investing in multiple products is the best thing you can do, never invest in single product as we never know what future holds for us, so multiple products will minimize your risks and  you can expect good returns from some of them.

but if a person is expert in a business and know well that how to make that business successful, then he/she will have to give all of his/her concentration only on that business and have to focus on the expansion of only that.

[Hatuferu]

Invest because your money can grow up when time passes and it can help some company to invest your money for they capital but they add some money to your money for paying what youve than for they investing are really helpfull and it can secure your good future.

Investing in multiple products is the best thing you can do, never invest in single product as we never know what future holds for us, so multiple products will minimize your risks and  you can expect good returns from some of them.

but if a person is expert in a business and know well that how to make that business successful, then he/she will have to give all of his/her concentration only on that business and have to focus on the expansion of only that.

Doing a business is also an investment but you are putting an investment to yourself and for me this is the most profitable thing as you will only take all the profit if you are successful and all your outcome will be base on your capacity to run your own business. You have more risk but get more rewards if succeeded.

[saiha]

Invest because your money can grow up when time passes and it can help some company to invest your money for they capital but they add some money to your money for paying what youve than for they investing are really helpfull and it can secure your good future.

Investing in multiple products is the best thing you can do, never invest in single product as we never know what future holds for us, so multiple products will minimize your risks and  you can expect good returns from some of them.

but if a person is expert in a business and know well that how to make that business successful, then he/she will have to give all of his/her concentration only on that business and have to focus on the expansion of only that.

That's right, but still those expert in business is not just focusing in investing they are also focusing in saving. Because they know that in investment if you have savings you are able to survive the down fall if that happens.

[fkvidar]

Invest because your money can grow up when time passes and it can help some company to invest your money for they capital but they add some money to your money for paying what youve than for they investing are really helpfull and it can secure your good future.

Investing in multiple products is the best thing you can do, never invest in single product as we never know what future holds for us, so multiple products will minimize your risks and  you can expect good returns from some of them.

but if a person is expert in a business and know well that how to make that business successful, then he/she will have to give all of his/her concentration only on that business and have to focus on the expansion of only that.

Doing a business is also an investment but you are putting an investment to yourself and for me this is the most profitable thing as you will only take all the profit if you are successful and all your outcome will be base on your capacity to run your own business. You have more risk but get more rewards if succeeded.

If you have your own business then you will definitely put some extra efforts in it to more earn profits as no one wants to go through losses, you will keep on making efforts to grow your business.

[barbara44]

save money for emergency purposes then invest all what you can lose

You are right, saving money and investment in that case. But I think they are both good if you are going to do it.
But always remember that investment is very risky, but if you want to grow your money you need to take the risk.
And saving can help if you have an investment. 

In every case there is risk but when you overcome that risk then only you can earn something. If you had saved some money and you are using that money but you have nothing to add to that saving then the saving ultimately finished. So, investing and saving would be better.