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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
Jasad
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August 23, 2016, 11:38:16 PM
 #6281

Investing is a good idea if you have capital available, a good planning and there is a promising opportunity.

For me it is just better if you are going to keep on saving. Because if you are going to be a good saver for sure you are going to get good amount to start out your own investment. And if we are going to relate your saving of bitcoin then that is going to be a good way also of doing both, saving and investing.
yeah i think it would be better if you try to save first. Therefore it is best when you already have an income. if you think you already have enough money then it's up to you to invest. investment risk. but the investment will provide a great advantage to be rich

basically for me saving and investment are a similar thing ,
both have same meaning and same important to your financial management ,
the different are only in a risk part , when investment has a lot of risk and saving don't ,
so for you who did not love to take a risk better to save money and for you who love to risk something better to invest it.
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August 23, 2016, 11:44:50 PM
 #6282

Investing is a good idea if you have capital available, a good planning and there is a promising opportunity.

For me it is just better if you are going to keep on saving. Because if you are going to be a good saver for sure you are going to get good amount to start out your own investment. And if we are going to relate your saving of bitcoin then that is going to be a good way also of doing both, saving and investing.
yeah i think it would be better if you try to save first. Therefore it is best when you already have an income. if you think you already have enough money then it's up to you to invest. investment risk. but the investment will provide a great advantage to be rich

basically for me saving and investment are a similar thing ,
both have same meaning and same important to your financial management ,
the different are only in a risk part , when investment has a lot of risk and saving don't ,
so for you who did not love to take a risk better to save money and for you who love to risk something better to invest it.
That are the two sides from each option, invest or saving. For me i see investment as a potencial boost for a potencial income, as long you make the right investement. Savings showed me a lesson from the last year to this one, with the halving price doubled and i could had better results if hold my coins till halving.
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August 24, 2016, 12:36:49 AM
 #6283

It's depend, if you have much money and not use your money, i think it's better to invest it into something. So you can earn profit from there and your money will grow.
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August 24, 2016, 01:41:59 AM
 #6284

It's depend, if you have much money and not use your money, i think it's better to invest it into something. So you can earn profit from there and your money will grow.

For me, don't just choose to invest. It is going to be better if you are going to do both at the same time. Just keep on saving while you are on investment. Because if you manage to make saving a habit for sure you are going to have a good output in the end. And with your investments you are going to have no problem at it if you are going to balance both.
Savings and investment are both important, investing has a risk but we need to do it since most of the people who are into investing are becoming rich and they have live a comfortable life, that is just like a business that we need to risk and study the risk to beat it and succeed.

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August 24, 2016, 02:10:34 AM
 #6285

It's depend, if you have much money and not use your money, i think it's better to invest it into something. So you can earn profit from there and your money will grow.

For me, don't just choose to invest. It is going to be better if you are going to do both at the same time. Just keep on saving while you are on investment. Because if you manage to make saving a habit for sure you are going to have a good output in the end. And with your investments you are going to have no problem at it if you are going to balance both.
Savings and investment are both important, investing has a risk but we need to do it since most of the people who are into investing are becoming rich and they have live a comfortable life, that is just like a business that we need to risk and study the risk to beat it and succeed.
Investment for me is very important since I already have a good amount of savings, I am glad to invest my money in bitcoin as I am a believer of the project, this will last in the future and the price will substantially increase, it that will not happen I will be wiling to accept but I am optimistic it will happen.
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August 24, 2016, 02:37:16 AM
 #6286

It's depend, if you have much money and not use your money, i think it's better to invest it into something. So you can earn profit from there and your money will grow.

For me, don't just choose to invest. It is going to be better if you are going to do both at the same time. Just keep on saving while you are on investment. Because if you manage to make saving a habit for sure you are going to have a good output in the end. And with your investments you are going to have no problem at it if you are going to balance both.
Savings and investment are both important, investing has a risk but we need to do it since most of the people who are into investing are becoming rich and they have live a comfortable life, that is just like a business that we need to risk and study the risk to beat it and succeed.
Investment for me is very important since I already have a good amount of savings, I am glad to invest my money in bitcoin as I am a believer of the project, this will last in the future and the price will substantially increase, it that will not happen I will be wiling to accept but I am optimistic it will happen.

Theres always a risk when we are involved  to an investment ex. bitcoin and many believers of this project same as you said  we have high hopes with it that  it would  increase its price in upcoming years or even decades. Its a good thing that you made  an investment through your savings but dont forget to remain some of it for future use because we dont know what will happen in bitcoin in the long run.

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August 24, 2016, 04:06:00 AM
 #6287

we must calculate each scenario, we must have 2nd plan if our investment failed or our bussines fail.
so we must spread our money for saving and investment, not all plan will running smoothly, so we must save our money too.

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August 24, 2016, 06:53:02 AM
 #6288

we must calculate each scenario, we must have 2nd plan if our investment failed or our bussines fail.
so we must spread our money for saving and investment, not all plan will running smoothly, so we must save our money too.
If we have a good amount of savings it will take care us when our investment fails, in investment it is not always that our expectations will be realize although we have seen a great investment that has a good potential to be successful that would give us money.

A back up plan is always good to rise again and continue the journey.

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August 24, 2016, 07:14:40 AM
 #6289

i think you need both.  if you are not born in a rich or wealthy family, you need to save money in order for you to  invest on anything.  This is the typical mindset of every person who is working.  They are working because they want to save some money so that when they are old they can use the money they saved for an investment.

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August 24, 2016, 07:38:28 AM
 #6290

I think we need both, i mean we must save some money for the future, and in the other side we have to invest some amount to make long term profit, so both are needed indeed

It has been said again and again that saving and investing goes hand in hand. No need savings to start an investment and a back up to it. And if your investment bear fruits, you need to save again to have more investments and for retirement.

saving is a reserve of investment and vice versa. both can not be separated, even just pick one.
we must be balanced with both. that expenditures and revenues remain stable.

Yeah, it does save money it is the best thing to do you. because while saving money we can do something we can get quickly, in contrast to investment. Even though we are the results obtained from the investment is much higher than saving money, but I prefer to save money. let alone keep a Bitcoin, that I think the benefits are almost the same

Let the bitcoin do its job Smiley . Just to play safe your right investments now i days are really scam, so we cant trust or rely anymore on investments but saving our bitcoin is the best because while you save then the price of bitcoin keeps on rising then thats a good news Cheesy but you can't earn a lot but it is safer than investing Cheesy

Indeed store the bitcoin is far more profitable than saving money we have or use every day. because the bitcoin has a pretty good future and guarantees the extraordinary fun, how unpleasant. We have always given every advantage bitcoin is experiencing tremendous growth

bitcoin is currently very profitable, but for the future of bitcoin not guarantee, because anything can still happen. even if hackers come it will be worse. but take short-term profits always be the best choice for me.

.
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August 24, 2016, 08:05:38 AM
 #6291

I think we need both, i mean we must save some money for the future, and in the other side we have to invest some amount to make long term profit, so both are needed indeed

It has been said again and again that saving and investing goes hand in hand. No need savings to start an investment and a back up to it. And if your investment bear fruits, you need to save again to have more investments and for retirement.

saving is a reserve of investment and vice versa. both can not be separated, even just pick one.
we must be balanced with both. that expenditures and revenues remain stable.

Yeah, it does save money it is the best thing to do you. because while saving money we can do something we can get quickly, in contrast to investment. Even though we are the results obtained from the investment is much higher than saving money, but I prefer to save money. let alone keep a Bitcoin, that I think the benefits are almost the same

Let the bitcoin do its job Smiley . Just to play safe your right investments now i days are really scam, so we cant trust or rely anymore on investments but saving our bitcoin is the best because while you save then the price of bitcoin keeps on rising then thats a good news Cheesy but you can't earn a lot but it is safer than investing Cheesy

Indeed store the bitcoin is far more profitable than saving money we have or use every day. because the bitcoin has a pretty good future and guarantees the extraordinary fun, how unpleasant. We have always given every advantage bitcoin is experiencing tremendous growth

bitcoin is currently very profitable, but for the future of bitcoin not guarantee, because anything can still happen. even if hackers come it will be worse. but take short-term profits always be the best choice for me.
I beg to disagree with you, I can see that bitcoin is more profitable in the future since my basis is its potential to be more successful and will become a global currency, when that takes place we will not do anything but to harvest the fruits of our labor if we plant today through our investment.

.
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Sontoloyo
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August 24, 2016, 08:07:25 AM
 #6292

It depends on many factors. First of all it depends on how much money you have. It also depends on the current economic situation as well as on prospects of the company you invest in
CrimBit
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August 24, 2016, 09:05:48 AM
 #6293

It's depend, if you have much money and not use your money, i think it's better to invest it into something. So you can earn profit from there and your money will grow.

i invest my money at ethereum classic, now i need money and the ethereum classic price fail if i sell my etc i lost arround 0.4btc, i think we must save some money too, if we need cash we can use our saving money, and nt touch our investment.
jakelyson
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August 24, 2016, 09:09:14 AM
 #6294

both have advantage and disadvantage to one another and it really depends on us which we would prefer. You have point that offline are better   because you can handle and control your funds but it would still require large amount to rase a business offline. In online  it really gives you convenience in your home  but  the risk is higher of lossing your money.

Well for me if you are going to choose only one then why not to choose both? If you are going to know their both advantages it is better that you are going to make them a habit. Because as you are saving you are going to have your own idea with investment and that is going to help you grow your money and you are going to save a lot more.

Yes it would be better if you do both the saving and investing.  It would help you to manage your money more efficiently.  But  some financial adviser said that you could actually start to invest without a savings.  I do not know but it sounds good but hard to do as I have this mentality that I needed to save first to have something when I needed it.
Investing without saving is make your life on risk that is not good recommendation for me, we can less the risk we have if we have a saving before investing and also if we have multiple investment but savings is mandatory for our future.

Treat savings as an assurance that you will have something to fall back on when your investments get wrong. Yeah, to minimize risk, you need to invest on different platforms. Like have separate investment on gold, bitcoin, stocks and/or mutual funds. This will make sure that you can make sure that if one investment fail, the other investment can cover the loss.
dinda22
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August 24, 2016, 09:12:52 AM
 #6295

It's depend, if you have much money and not use your money, i think it's better to invest it into something. So you can earn profit from there and your money will grow.

i invest my money at ethereum classic, now i need money and the ethereum classic price fail if i sell my etc i lost arround 0.4btc, i think we must save some money too, if we need cash we can use our saving money, and nt touch our investment.

invest in ethereum classic? Your intent to trade on ethereum classic and the price falls? it is clearly not a good investment. because trade is better done in the short term. so when prices fall is indeed difficult situations, and other options waiting for prices to rise. then you are forced to use the savings, so this is just one example, that both are necessary. save and invest must be balanced.
freedomgo
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August 24, 2016, 02:07:05 PM
 #6296

It's depend, if you have much money and not use your money, i think it's better to invest it into something. So you can earn profit from there and your money will grow.

i invest my money at ethereum classic, now i need money and the ethereum classic price fail if i sell my etc i lost arround 0.4btc, i think we must save some money too, if we need cash we can use our saving money, and nt touch our investment.

invest in ethereum classic? Your intent to trade on ethereum classic and the price falls? it is clearly not a good investment. because trade is better done in the short term. so when prices fall is indeed difficult situations, and other options waiting for prices to rise. then you are forced to use the savings, so this is just one example, that both are necessary. save and invest must be balanced.
My strategy is I never in altcoins in the long term, I only believe in bitcoin for long term investment. Majority of the altcoins is just a pump and dump game and they would not last longer as they people who are in control are whales who can manipulate the price anytime.

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randy8777
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August 24, 2016, 02:13:22 PM
 #6297

It depends on many factors. First of all it depends on how much money you have. It also depends on the current economic situation as well as on prospects of the company you invest in

regardless of the economy performing good or bad, making sure you invest a good portion of your money is very crucial. especially when it comes to avoid being the victim of decreasing fiat currencies. of course, you have to find yourself a good investment option, but you'll be much better off in the long run than when you let your sleep in your bank account.
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August 24, 2016, 02:14:20 PM
 #6298

Investing is a good idea if you have capital available, a good planning and there is a promising opportunity.
yeah I think its intent is the capital you have saved money and you divide it into two and you have the money idle in it. I think it could be called by the capital. you can use it to invest without fear of losing dude. and make sure that you have a good strategy to invest
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August 24, 2016, 02:22:23 PM
 #6299

Both of this ways are good, but everyone choosing one of them according to situation, sometimes saving is much profitable, sometimes investing is not so risky...

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August 24, 2016, 02:54:13 PM
 #6300

It's best to diversify and have investments in stocks, bonds, gold, bitcoin, etc. I recommend that you never put all of your money in one type of investment.

And some savings too. Bank savings is very important to any man trying to enter investments. Savings will be your back up plan if some of your investments become a scam or if your investment did not return any profit. Though your money will lose its value if it is stored too long in a bank because of inflation, it is still necessary to become financially free.
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