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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
Doamader
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July 29, 2016, 12:37:59 AM
 #5841

Both of them togather is perfect and we also need to add earning money, and doing all this stuff togather to become rich, good money requires hard work.
yeah i think you need to combine saving and investing your money in order to make some good money over time, there is no other way unfortunately

i usually more save my money because im afraid to lose it when trading or doing something like that, though i agree that it is better to invest

I let some funds into saving and im glad to see some profit and it looked a big ammount as the saving were just pennies. I have invested as well a part of my bitcoins, and im able to collect some funds now, i beleive we need to balance both and see the best rewards.
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July 29, 2016, 01:37:36 AM
 #5842

If you see a rare and very good opportunity, I think you should try,
but the phrase "never put all eggs in the same basket" is valid in any situation.
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July 29, 2016, 03:49:39 AM
 #5843

I think one should do both. When you have money you should think of others too (that has nothing to do with donations). Money is major element of factors of production and you should invest it so it there will be optimum utilization of resources (money in this case) and you will also get good returns.

Let’s skip economic language, I will advise you to go with balanced investment plan which says invest your money in such sectors where you will have balanced position. That means, diversify your investments and invest one part in high risk sectors (such as crypto currencies) where you might get high returns and invest another part of it in low risk sectors (such as banks) where you will not get high returns but eventually those small returns will cover any possible loss of high risk sectors investments.

Please research of your own before investing your money.
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July 29, 2016, 04:00:49 AM
 #5844

Both of them togather is perfect and we also need to add earning money, and doing all this stuff togather to become rich, good money requires hard work.

Someone should invest his money in bitcoin if he has believe on bitcoin, and doing that he would also be earning profits as the price of bitcoin increases with the time so saving money in bitcoin gives profit as well.
I think regardless of bitcoin. You can search for a potential investment out there. it depends on your observations. look for a potential employer and you can buy shares. or if according to my observations. etherum probably will have a high price in the future
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July 29, 2016, 04:32:34 AM
 #5845

Its an totally Individual decision, Investing is always a better option..but depends on type of investment that you make.. Its good to invest in Gold or Real Estate because in Long run u will earn BEST Return on Investments. Saving is for present but Investments are for future benefits.
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July 29, 2016, 06:50:05 AM
 #5846

Both of them togather is perfect and we also need to add earning money, and doing all this stuff togather to become rich, good money requires hard work.
yeah i think you need to combine saving and investing your money in order to make some good money over time, there is no other way unfortunately

i usually more save my money because im afraid to lose it when trading or doing something like that, though i agree that it is better to invest

In my opinion trading is much more risky than other forms of investing. If you have limited time or experience with investing I would always look at diversification. Spreading your Money into Indices instead buying single titles decreases your risk while still participating at higher Returns than your savings account.
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July 29, 2016, 07:04:03 AM
 #5847

Its an totally Individual decision, Investing is always a better option..but depends on type of investment that you make.. Its good to invest in Gold or Real Estate because in Long run u will earn BEST Return on Investments. Saving is for present but Investments are for future benefits.

Saving is not only for present but it's also for future benefits since your savings could be your capital for your investments. Both would be connected in any way. If you take the risk of investing all your savings then it's up to you.if your investment goes well then it's time to save up again and you might use it on other invest you would like.

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July 29, 2016, 10:55:25 AM
 #5848

Its an totally Individual decision, Investing is always a better option..but depends on type of investment that you make.. Its good to invest in Gold or Real Estate because in Long run u will earn BEST Return on Investments. Saving is for present but Investments are for future benefits.

Saving is not only for present but it's also for future benefits since your savings could be your capital for your investments. Both would be connected in any way. If you take the risk of investing all your savings then it's up to you.if your investment goes well then it's time to save up again and you might use it on other invest you would like.
Exactly, that is why we are savings because we have the future to be ready of, like our emergencies that could happen in the future anytime, so with your savings you can make sure that you have something to spend when things is not favorable on you. Also, investing is very important as it would provide you with a better future if that will be successful.

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July 29, 2016, 11:20:20 AM
 #5849

Its an totally Individual decision, Investing is always a better option..but depends on type of investment that you make.. Its good to invest in Gold or Real Estate because in Long run u will earn BEST Return on Investments. Saving is for present but Investments are for future benefits.

Saving is not only for present but it's also for future benefits since your savings could be your capital for your investments. Both would be connected in any way. If you take the risk of investing all your savings then it's up to you.if your investment goes well then it's time to save up again and you might use it on other invest you would like.

saving your money is a great thing that everyone should and must be doing. however, the problem with saving is that fiat is only losing value due to its basically unlimited supply. newly created money gets pumped in the economy with the billions. that's why the main focus should be investing and thus increasing your wealth in order to halt the effect of the decreasing value of your wealth.
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July 29, 2016, 11:45:47 AM
 #5850

Both,  always both.
Investments should represent the biggest part of course, but don't forget to save parts of what you earn. Because if you always invest everything, well in the end you'll have nothing but "invedtments"

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July 29, 2016, 12:43:06 PM
 #5851

Both,  always both.
Investments should represent the biggest part of course, but don't forget to save parts of what you earn. Because if you always invest everything, well in the end you'll have nothing but "invedtments"
You cannot have investment in the end because savings is more important than investment, you only invest because you need to have a good future which you cannot get by just saving alone.

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pearl11
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July 29, 2016, 12:48:50 PM
 #5852

Definitely Invest in bonds,stocks or bitcoin. But don't forget to save some money for bad days. If you have like $100 remaining from your paycheck invest half of it and put the rest on a safe bank account.
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July 29, 2016, 01:48:51 PM
 #5853

Both of them togather is perfect and we also need to add earning money, and doing all this stuff togather to become rich, good money requires hard work.
yeah i think you need to combine saving and investing your money in order to make some good money over time, there is no other way unfortunately

i usually more save my money because im afraid to lose it when trading or doing something like that, though i agree that it is better to invest

I let some funds into saving and im glad to see some profit and it looked a big ammount as the saving were just pennies. I have invested as well a part of my bitcoins, and im able to collect some funds now, i beleive we need to balance both and see the best rewards.
totally agree with you using both investment and saving is a good strategy you know The first I'll try to keep my savings when money has been collected lots? I could invest my money a few percent of my money. yeah I think it is a good strategy.I can earn from investemnt and I have money from my wallet by saving
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July 29, 2016, 01:53:03 PM
 #5854

Its an totally Individual decision, Investing is always a better option..but depends on type of investment that you make.. Its good to invest in Gold or Real Estate because in Long run u will earn BEST Return on Investments. Saving is for present but Investments are for future benefits.


I would propose to keep both choices and do the two options. This would make your assets more safer.

If you have a land but you don't have money when an emergency occurred you will be forced to sell your land in a lower price.

And if you have money without something like real estate you may lose all your money if an emergency occurs and you have nothing left.

So its better to have both of them to have a good future insurance.
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July 29, 2016, 01:58:26 PM
 #5855

Definitely Invest in bonds,stocks or bitcoin. But don't forget to save some money for bad days. If you have like $100 remaining from your paycheck invest half of it and put the rest on a safe bank account.

$100 could not be enough to cater your daily expenses to survive so how could you still save and invest with that amount? I think you should think of doing another job to aid your low income before you thing of savings and investment in the future.

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July 30, 2016, 08:25:56 AM
 #5856

Definitely Invest in bonds,stocks or bitcoin. But don't forget to save some money for bad days. If you have like $100 remaining from your paycheck invest half of it and put the rest on a safe bank account.

$100 could not be enough to cater your daily expenses to survive so how could you still save and invest with that amount? I think you should think of doing another job to aid your low income before you thing of savings and investment in the future.

A half of $100 would be $50 and i dont think that is a reasonable amount to start trading with or investing anywhere, because in trading or investing it depends on your capital if how much you will earn on a daily basis, the less your capital is the less profits you will get.
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July 31, 2016, 11:24:56 PM
 #5857

If you see a rare and very good opportunity, I think you should try,
but the phrase "never put all eggs in the same basket" is valid in any situation.
I think if that site is reliable investment that you can use a large amount for you to invest. but make sure that you do not invest all your money in the investment place? because its very risky for you ? at least you have to leave some money for you to save
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July 31, 2016, 11:30:11 PM
 #5858

Definitely Invest in bonds,stocks or bitcoin. But don't forget to save some money for bad days. If you have like $100 remaining from your paycheck invest half of it and put the rest on a safe bank account.

$100 could not be enough to cater your daily expenses to survive so how could you still save and invest with that amount? I think you should think of doing another job to aid your low income before you thing of savings and investment in the future.

A half of $100 would be $50 and i dont think that is a reasonable amount to start trading with or investing anywhere, because in trading or investing it depends on your capital if how much you will earn on a daily basis, the less your capital is the less profits you will get.

your right in some other point but for the fact 50$ is bit high enough to start tradings and that is good amount to deal with those altcoin whos been moving a lot on those exchanger's and the bad thing really there is if you decided your 50$ on unknown investment things because you can lose money with that scheme but in tradings? Any amouny would be pleasurable and can earn according to your strat and patience.

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August 01, 2016, 01:45:07 AM
 #5859

Definitely Invest in bonds,stocks or bitcoin. But don't forget to save some money for bad days. If you have like $100 remaining from your paycheck invest half of it and put the rest on a safe bank account.

$100 could not be enough to cater your daily expenses to survive so how could you still save and invest with that amount? I think you should think of doing another job to aid your low income before you thing of savings and investment in the future.

A half of $100 would be $50 and i dont think that is a reasonable amount to start trading with or investing anywhere, because in trading or investing it depends on your capital if how much you will earn on a daily basis, the less your capital is the less profits you will get.

your right in some other point but for the fact 50$ is bit high enough to start tradings and that is good amount to deal with those altcoin whos been moving a lot on those exchanger's and the bad thing really there is if you decided your 50$ on unknown investment things because you can lose money with that scheme but in tradings? Any amouny would be pleasurable and can earn according to your strat and patience.
Having a limited amount of money for investment and trading will make you more cautious on your investment as you will take care even the last centavo of your money, if you can grow you small amount of money then you have a change to manage a large amount of money also.
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August 01, 2016, 04:18:45 AM
 #5860

However it is not advisable to hold all your investment in forms of bitcoins as we can never ascertain the future. You only hold an amount that you can manage to lose and you could use your earnings here in this forum if you have a job by considering it as your savings and investment at the same so it would be less risky for you.

Saving and investing has almost the same risk , people just doesnt realize it yet. By saving your money in fiat you are actually exposed to inflation ( everyone is ) however in term of investing you are exposed to the risk that your investment could be losing its value the moment you blink your eyes

I do not think that you will lose your investment that fast if you put it on the right investment. And I think saving is not that risky. It will keep your money intact. And I do not think inflation rate will not hurt that much if you will just hold your money for a few months or years.
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