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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
Hatuferu
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August 20, 2016, 05:09:05 AM
 #6181

I will go for investing the money.  We know that it is also good to save and the idea of investing if we have already a saving is always the idea/goal of everyone.   But according to a financial advisor, you actually do not need to save if you want to invest.  I do not know but that what he said. Grin  Because when we save, the bank usually gives us a 2.5% of interest per year.  The inflation rate is like a 3% every year.  If we save 100, by the end of a year it would grow additional 2.5%.  Your money by that time value less than 3% so we lost like .5%.  If we are into investing it usually ranges 15-20% of interest and so we beat the inflation of 3% thus giving us a much good income comparing to savings.

Wow, that's a very nice idea from that guru... Inflation is inevitable, and the ROI of your investment is the one that could save your money from it, but since not all of us trust investment programs or some don't want to open up a business and use their money because of the risk and their fear....

They are always thinking about the "failure" that might happen,  or losing it all in an instant/slowly, and that inflation rate of .5% per year on their savings in the bank looks just fine to them as long as they are still earning from other source such as their day jobs...  Smiley
As long as you earn an interest bigger than the inflation you are talking, it is still good to save money in the bank. But for people who wants to have a good future savings will not make them realize that, investing is a risky option but it would give you a good chance to be successful.

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August 20, 2016, 06:09:30 AM
 #6182

Save half, invest the other half.
if depends on the situation. if I don't find any legit way I'll save my 100% money.
the thing is to find a good way/source of investment. I would probably invest my 100% money if I get a legit and genuine way for it. because investment worth in today's time, but the problem is there is lack of good and legit investment sites/companies,

Even if you find a good investment, it is wrong to put all your money in a single investment. You must diversify your investments so that you can minimize the risk. If that single investment failed, you lose everything. But if you are diversified, if one investment failed, you still have other investment. And do not focus on online investment. You can also invest on stocks or real estates.
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August 20, 2016, 07:05:34 AM
 #6183

do 50/50 , 50% for savings like using it for emergency and 50% in investing but you need to have good knowledge where to invest your money cause it will go down or the worst part lose it all when you dont know where you putting your money at. Just start with saving first and if you feel like investing there are many online tutorial to start off you dont need to buy books but if your comfortable reading books much better.
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August 20, 2016, 07:45:22 AM
 #6184

Save half, invest the other half.
if depends on the situation. if I don't find any legit way I'll save my 100% money.
the thing is to find a good way/source of investment. I would probably invest my 100% money if I get a legit and genuine way for it. because investment worth in today's time, but the problem is there is lack of good and legit investment sites/companies,

Even if you find a good investment, it is wrong to put all your money in a single investment. You must diversify your investments so that you can minimize the risk. If that single investment failed, you lose everything. But if you are diversified, if one investment failed, you still have other investment. And do not focus on online investment. You can also invest on stocks or real estates.
That's true, sometimes when we can see an investment that is too good to be true we all put all our money because we wanted to be rich easy but all the time the result of investment is a scam. We need to identify the risk in investing and even if we are so confident it is not still wise to put all our money in one investment site.
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August 20, 2016, 08:02:53 AM
 #6185

do 50/50 , 50% for savings like using it for emergency and 50% in investing but you need to have good knowledge where to invest your money cause it will go down or the worst part lose it all when you dont know where you putting your money at. Just start with saving first and if you feel like investing there are many online tutorial to start off you dont need to buy books but if your comfortable reading books much better.

I'd rather save my bitcoin instead of investing it in online investment programs, all of those has a tendency to run when they got plenty investors... Instead of investing on those, maybe I could try investing on real life investments like buying and selling things that I sometimes use... That way I could be sure that no one will scam me and I could use those items if I want to..  Smiley
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August 20, 2016, 08:25:55 AM
 #6186

do 50/50 , 50% for savings like using it for emergency and 50% in investing but you need to have good knowledge where to invest your money cause it will go down or the worst part lose it all when you dont know where you putting your money at. Just start with saving first and if you feel like investing there are many online tutorial to start off you dont need to buy books but if your comfortable reading books much better.

I'd rather save my bitcoin instead of investing it in online investment programs, all of those has a tendency to run when they got plenty investors... Instead of investing on those, maybe I could try investing on real life investments like buying and selling things that I sometimes use... That way I could be sure that no one will scam me and I could use those items if I want to..  Smiley

That's right invest money in bitcoins but never invest bitcoins in any online site as chances of getting cheated and scammed are maximum in it, better to invest in bitcoin and hold it for the future.
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August 20, 2016, 08:51:02 AM
 #6187

do 50/50 , 50% for savings like using it for emergency and 50% in investing but you need to have good knowledge where to invest your money cause it will go down or the worst part lose it all when you dont know where you putting your money at. Just start with saving first and if you feel like investing there are many online tutorial to start off you dont need to buy books but if your comfortable reading books much better.

I'd rather save my bitcoin instead of investing it in online investment programs, all of those has a tendency to run when they got plenty investors... Instead of investing on those, maybe I could try investing on real life investments like buying and selling things that I sometimes use... That way I could be sure that no one will scam me and I could use those items if I want to..  Smiley
Just do whatever you feel you are comfortable with you, besides saving your bitcoin is already a form of investment if you will not spend it directly. It is the simplest form of investment as you will just wait and you bet on the future economy of bitcoin to be successful with your investment.
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August 20, 2016, 08:53:53 AM
 #6188

do 50/50 , 50% for savings like using it for emergency and 50% in investing but you need to have good knowledge where to invest your money cause it will go down or the worst part lose it all when you dont know where you putting your money at. Just start with saving first and if you feel like investing there are many online tutorial to start off you dont need to buy books but if your comfortable reading books much better.

I'd rather save my bitcoin instead of investing it in online investment programs, all of those has a tendency to run when they got plenty investors... Instead of investing on those, maybe I could try investing on real life investments like buying and selling things that I sometimes use... That way I could be sure that no one will scam me and I could use those items if I want to..  Smiley
Just do whatever you feel you are comfortable with you, besides saving your bitcoin is already a form of investment if you will not spend it directly. It is the simplest form of investment as you will just wait and you bet on the future economy of bitcoin to be successful with your investment.

Well I agree with you it is better on what you are going to get good feelings its either saving or investing. And you are right with it, if you are going to hold or save bitcoin then you are also investing because the time and money you are going to use to have bitcoin is really going to be worth and a good investment at all.

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August 20, 2016, 09:21:13 AM
 #6189

To me it is better to invest money, because if you are going to save money for a long time its value will decrease therefore it is better to invest your money some where, if you are reluctant to invest it the the best option is to buy bitcoin and hold it for a long time because investment in bitcoin is a good and safe option, and it is also expecting that the price of bitcoin will increase very soon and hope that you will get  a good profit from your saved money in bitcoin,
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August 20, 2016, 09:35:55 AM
 #6190

To me it is better to invest money, because if you are going to save money for a long time its value will decrease therefore it is better to invest your money some where, if you are reluctant to invest it the the best option is to buy bitcoin and hold it for a long time because investment in bitcoin is a good and safe option, and it is also expecting that the price of bitcoin will increase very soon and hope that you will get  a good profit from your saved money in bitcoin,

Yes its better to invest money in bitcoins and save it for a long term and you can expect good profits in future as it is predicted that the price of bitcoin will be too high in coming years.
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August 20, 2016, 09:40:45 AM
 #6191

Investing is a good idea if you have capital available, a good planning and there is a promising opportunity.
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August 20, 2016, 10:25:22 AM
 #6192

Investing is a good idea if you have capital available, a good planning and there is a promising opportunity.

For me it is just better if you are going to keep on saving. Because if you are going to be a good saver for sure you are going to get good amount to start out your own investment. And if we are going to relate your saving of bitcoin then that is going to be a good way also of doing both, saving and investing.

Any investment will require saving first, if you have saved descent amount of money then that can be used as an capital for making an investment in future, and I think both are important.
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August 20, 2016, 10:26:06 AM
 #6193

do 50/50 , 50% for savings like using it for emergency and 50% in investing but you need to have good knowledge where to invest your money cause it will go down or the worst part lose it all when you dont know where you putting your money at. Just start with saving first and if you feel like investing there are many online tutorial to start off you dont need to buy books but if your comfortable reading books much better.
yeah i think using 50-50% is a good idea. The first is better you keep your money in advance. after you think you have a lot of money who are unemployed, you can use half of it for investment or grow. for his method of course up to you. because you are choosing a small or large risk
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August 20, 2016, 10:27:25 AM
 #6194

Saving your bitcoin in your bitcoin wallet is like investing, Because price of Bitcoin goes up and down . Still i have Bitcoin save in my Bitcoin wallet and i also have investment on gambling site. What i am going to do with my saved bitcoin is exchange it later on when i know i will get profit. and about my investment i will wait for 1 year before divesting it all, at this time my investment already profit from half year investment.
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August 20, 2016, 10:34:34 AM
 #6195

do 50/50 , 50% for savings like using it for emergency and 50% in investing but you need to have good knowledge where to invest your money cause it will go down or the worst part lose it all when you dont know where you putting your money at. Just start with saving first and if you feel like investing there are many online tutorial to start off you dont need to buy books but if your comfortable reading books much better.

I'd rather save my bitcoin instead of investing it in online investment programs, all of those has a tendency to run when they got plenty investors... Instead of investing on those, maybe I could try investing on real life investments like buying and selling things that I sometimes use... That way I could be sure that no one will scam me and I could use those items if I want to..  Smiley
Just do whatever you feel you are comfortable with you, besides saving your bitcoin is already a form of investment if you will not spend it directly. It is the simplest form of investment as you will just wait and you bet on the future economy of bitcoin to be successful with your investment.

I agree. Not all do get comfortable with investing nor saving it.
In my case, it is most comfortable to just save it for later use.
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August 20, 2016, 10:42:18 AM
 #6196

Saving your bitcoin in your bitcoin wallet is like investing, Because price of Bitcoin goes up and down . Still i have Bitcoin save in my Bitcoin wallet and i also have investment on gambling site. What i am going to do with my saved bitcoin is exchange it later on when i know i will get profit. and about my investment i will wait for 1 year before divesting it all, at this time my investment already profit from half year investment.

Though it's true that keeping it is like investing, I think I would still prefer to use it to profit, there is a difference between waiting for the price and forcing your money to produce another money,.. It's good if you are investing it on gambling site or whatever that could give you profit, just avoid ponzis and excessive gambling, that's not good for your money...

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August 20, 2016, 11:18:52 AM
 #6197

Saving your bitcoin in your bitcoin wallet is like investing, Because price of Bitcoin goes up and down . Still i have Bitcoin save in my Bitcoin wallet and i also have investment on gambling site. What i am going to do with my saved bitcoin is exchange it later on when i know i will get profit. and about my investment i will wait for 1 year before divesting it all, at this time my investment already profit from half year investment.

Though it's true that keeping it is like investing, I think I would still prefer to use it to profit, there is a difference between waiting for the price and forcing your money to produce another money,.. It's good if you are investing it on gambling site or whatever that could give you profit, just avoid ponzis and excessive gambling, that's not good for your money...

Investing in gambling sites is also risky as you never know how long those sites will operate and genuine sites will never entertain outsiders to invest as they won't be interested in sharing their profits with them.

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August 20, 2016, 11:23:57 AM
 #6198

Saving your bitcoin in your bitcoin wallet is like investing, Because price of Bitcoin goes up and down . Still i have Bitcoin save in my Bitcoin wallet and i also have investment on gambling site. What i am going to do with my saved bitcoin is exchange it later on when i know i will get profit. and about my investment i will wait for 1 year before divesting it all, at this time my investment already profit from half year investment.

Though it's true that keeping it is like investing, I think I would still prefer to use it to profit, there is a difference between waiting for the price and forcing your money to produce another money,.. It's good if you are investing it on gambling site or whatever that could give you profit, just avoid ponzis and excessive gambling, that's not good for your money...

Investing in gambling sites is also risky as you never know how long those sites will operate and genuine sites will never entertain outsiders to invest as they won't be interested in sharing their profits with them.

Probably, but usually you will know that a gambling site is accepting investors if you are playing on that site long enough and your reputation is almost known by everyone in that site and mostly you would hear it from other players if the owner is accepting investors... You won't just go to the site and tell the owner that you are going to invest, you would look like a fool if you do that...  Cheesy

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August 20, 2016, 11:54:21 AM
 #6199

I believe in saving rather than investing.  There is always risk associated with investing and you can not be always sure that you will have profits (or even initial capital) at the end of the period.
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August 20, 2016, 11:56:47 AM
 #6200

Saving your bitcoin in your bitcoin wallet is like investing, Because price of Bitcoin goes up and down . Still i have Bitcoin save in my Bitcoin wallet and i also have investment on gambling site. What i am going to do with my saved bitcoin is exchange it later on when i know i will get profit. and about my investment i will wait for 1 year before divesting it all, at this time my investment already profit from half year investment.

Though it's true that keeping it is like investing, I think I would still prefer to use it to profit, there is a difference between waiting for the price and forcing your money to produce another money,.. It's good if you are investing it on gambling site or whatever that could give you profit, just avoid ponzis and excessive gambling, that's not good for your money...

Investing in gambling sites is also risky as you never know how long those sites will operate and genuine sites will never entertain outsiders to invest as they won't be interested in sharing their profits with them.

Probably, but usually you will know that a gambling site is accepting investors if you are playing on that site long enough and your reputation is almost known by everyone in that site and mostly you would hear it from other players if the owner is accepting investors... You won't just go to the site and tell the owner that you are going to invest, you would look like a fool if you do that...  Cheesy
No man, gambling sites do announce if they are accepting investors, that way they are being transparent to their investors and to the prospect people who want to try to invest and get the opportunity to take profit, I sure you can find it here in the forum some I can give your are betking and moneypot.
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