Is it better to save money or invest it?

[Leonard2016]

It depends on the opportunity and the availability of capital.
In any situation you should invest in a planned manner, without compromising your financial life.

For me it is always better to save money so that in the future you are going to have an emergency fund or if you want to invest to. You just need to save money so that in the time you have accumulated right amount of money then you can just start to have your own investment. Saving is a good habit if you know how to do it.

having an emergency fund is a good idea but you only need a small amount to keep as your emergency fund not all your money, then what do you do with the rest if it?
you should keep that extra amount even if it is low in an investment.

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[Mr. Big]

It depends on the opportunity and the availability of capital.
In any situation you should invest in a planned manner, without compromising your financial life.

In that case you would be more successful if you would just keep your money, opportunity comes in when you have capital, but without capital the chance for you to find opportunities is small... It is common thing to do to plan things ahead of it,

In any situation you should invest in a planned manner, without compromising your financial life.

It is common thing to do to plan things ahead of it, only fools would invest or start a business without planning, it's like wasting money... 

[dunfida]

It depends on the opportunity and the availability of capital.
In any situation you should invest in a planned manner, without compromising your financial life.

In that case you would be more successful if you would just keep your money, opportunity comes in when you have capital, but without capital the chance for you to find opportunities is small... It is common thing to do to plan things ahead of it,

In any situation you should invest in a planned manner, without compromising your financial life.

It is common thing to do to plan things ahead of it, only fools would invest or start a business without planning, it's like wasting money... 

Rushing into things without any planning would be like a suicide because  you dont  have any plans or goals on a certain things. You wouldnt  even know what you must supposed to do when you are  in a actual situation therefore, nivesting your money without knowledge  to a business is just a waste of money  same as others said here.

[goldcoinminer]

It depends on the opportunity and the availability of capital.
In any situation you should invest in a planned manner, without compromising your financial life.

In that case you would be more successful if you would just keep your money, opportunity comes in when you have capital, but without capital the chance for you to find opportunities is small... It is common thing to do to plan things ahead of it,

In any situation you should invest in a planned manner, without compromising your financial life.

It is common thing to do to plan things ahead of it, only fools would invest or start a business without planning, it's like wasting money... 

Rushing into things without any planning would be like a suicide because  you dont  have any plans or goals on a certain things. You wouldnt  even know what you must supposed to do when you are  in a actual situation therefore, nivesting your money without knowledge  to a business is just a waste of money  same as others said here.

That's true and for the investors nowadays we should learn how to spot a good investment. I believe bitcoin is a good investment and you can find all the necessary information about the coins, and that would always be your basis for your investment. If you do not want to spend more time in researching, I would say invest in bitcoin.

[chaser15]

Rushing into things without any planning would be like a suicide because  you dont  have any plans or goals on a certain things. You wouldnt  even know what you must supposed to do when you are  in a actual situation therefore, nivesting your money without knowledge  to a business is just a waste of money  same as others said here.

And there are lots of major problems you will encountered while you are on your journey of making a succesful business and investment.

That's why to at least minimize the risk, properly understand what really you goes into especially when choosing the right investment.

[Positid]

Rushing into things without any planning would be like a suicide because  you dont  have any plans or goals on a certain things. You wouldnt  even know what you must supposed to do when you are  in a actual situation therefore, nivesting your money without knowledge  to a business is just a waste of money  same as others said here.

And there are lots of major problems you will encountered while you are on your journey of making a succesful business and investment.

That's why to at least minimize the risk, properly understand what really you goes into especially when choosing the right investment.

It is just normal if you are an investor and those who quit will never win because winners will also like to face new challenges. I could say the journey is not easy but it is doable to be rich in the future if we are able to play our cards right in a certain investment we are planning to put.

[milewilda]

Rushing into things without any planning would be like a suicide because  you dont  have any plans or goals on a certain things. You wouldnt  even know what you must supposed to do when you are  in a actual situation therefore, nivesting your money without knowledge  to a business is just a waste of money  same as others said here.

And there are lots of major problems you will encountered while you are on your journey of making a succesful business and investment.

That's why to at least minimize the risk, properly understand what really you goes into especially when choosing the right investment.

You must be  vigilant  or  aware  to the investment that you are planning to put your money on. Do some research on them on how things  work and do you think its profitable and  would last long time. If you see this  qualities then it would be a good investment then thats the time you put your money on and  dont just sit back and relax youll need to work hard so that your investment would grow.

[deisik]

Rushing into things without any planning would be like a suicide because  you dont  have any plans or goals on a certain things. You wouldnt  even know what you must supposed to do when you are  in a actual situation therefore, nivesting your money without knowledge  to a business is just a waste of money  same as others said here.

And there are lots of major problems you will encountered while you are on your journey of making a succesful business and investment

The journey to success is a wild road which has many bumps, slumps, and bends (as well as dead-ends) all along the way, far from the straight line people would have liked it to be. But as Confucius put it, it does not matter how slowly you go as long as you do not stop...

Consistency and perseverance are the keys to get where you intend to be

[jakelyson]

Rushing into things without any planning would be like a suicide because  you dont  have any plans or goals on a certain things. You wouldnt  even know what you must supposed to do when you are  in a actual situation therefore, nivesting your money without knowledge  to a business is just a waste of money  same as others said here.

And there are lots of major problems you will encountered while you are on your journey of making a succesful business and investment.

That's why to at least minimize the risk, properly understand what really you goes into especially when choosing the right investment.

If you want knowledge in investing, the best thing to do is invest small amount. This is to just to get you started and to test if you have the guts to take to become a good investor. Plus it adds experience to you. As they say, experience is the best teacher. If you made mistakes, then learn from it and it is just small amount. It will not hurt you so much.

[randy8777]

Rushing into things without any planning would be like a suicide because  you dont  have any plans or goals on a certain things. You wouldnt  even know what you must supposed to do when you are  in a actual situation therefore, nivesting your money without knowledge  to a business is just a waste of money  same as others said here.

And there are lots of major problems you will encountered while you are on your journey of making a succesful business and investment.

That's why to at least minimize the risk, properly understand what really you goes into especially when choosing the right investment.

If you want knowledge in investing, the best thing to do is invest small amount. This is to just to get you started and to test if you have the guts to take to become a good investor. Plus it adds experience to you. As they say, experience is the best teacher. If you made mistakes, then learn from it and it is just small amount. It will not hurt you so much.

there are even apps that allow you to buy altcoins or bitcoin with fake money. so it will not cost you a single real penny. back when i started, i also experienced losses, but the great thing was that i knew what went wrong. i was able to learn from the mistakes i made. and right now i have been successful in trading for nearly 2 years in a row. experience in combination with patience is what you as trader needs.

[goldcoinminer]

Rushing into things without any planning would be like a suicide because  you dont  have any plans or goals on a certain things. You wouldnt  even know what you must supposed to do when you are  in a actual situation therefore, nivesting your money without knowledge  to a business is just a waste of money  same as others said here.

And there are lots of major problems you will encountered while you are on your journey of making a succesful business and investment.

That's why to at least minimize the risk, properly understand what really you goes into especially when choosing the right investment.

If you want knowledge in investing, the best thing to do is invest small amount. This is to just to get you started and to test if you have the guts to take to become a good investor. Plus it adds experience to you. As they say, experience is the best teacher. If you made mistakes, then learn from it and it is just small amount. It will not hurt you so much.

there are even apps that allow you to buy altcoins or bitcoin with fake money. so it will not cost you a single real penny. back when i started, i also experienced losses, but the great thing was that i knew what went wrong. i was able to learn from the mistakes i made. and right now i have been successful in trading for nearly 2 years in a row. experience in combination with patience is what you as trader needs.

You are definitely right, we need experience and not just knowledge to be able to succeed in trading, it is easy to do as we think but in reality we need to learn a lot from our experience in order to created method that would bring us profit consistently in trading.

[STT]

"save money"   would be a reference to federal reserve promissory notes or zero coupon bonds, a form of debt.    Just mentioning the long form of what stands as saving money in modern economies, these things are not always going to be an actual asset.   Not many people get an interest return above inflation from holding or depositing these notes with any company because money is so freely available to large companies.
  I think microsoft issued debt at 1% for five years which is a profit for them, in five years the notes they have to return will have depreciated by more then 1% a year.   Theres no large demand for cash in this market, no profit to saving whats supplied easily.
  Its deliberate policy to encourage investment or speculation, best thing a person can do to own a performing asset for themselves.     It doesnt have to be personal but owning your house is an asset and I say performing because it reduces your need to pay rent so could be most familar form of saving for most people.

Other saving I think where you own assets and receive a profit for saving is best done via an infrastructure fund I think.   Long term solid assets with high utility, not a debt like cash saving would be.  
The hardest form of money would be gold or similar but just holding metal is not going to return a profit.   Only by speculating on the decline of the dollar does gold appear to return a profit.   If someone said they are saving gold as cash I'd agree thats fair but I disagree if you hold cash notes its not actually saving money, its speculating in zero coupon bonds.   Most people have large tax bills, Im not saying you dont have a reason to hold cash notes but for much larger amounts  like retirement savings, I dont think its best

[bamboylee]

i think saving money is better than investment .

Yeah, but for how long will you save money? If you are going to save it for very long time, you can save it in bank, and that is investment as well.

Saving in a bank is not an investment. Bank savings does not earn anything but a percent per year that cannot even compensate inflation rate. If you want to grow your money, then choose investment. But choose an investment that is not safe and do not go for hyip or ponzi.

Investment that is not safe? No investment is safe but we need to choose something from where we can expect some returns which can give us good profits in future.

There are different levels of risk for different investments. You just have to choose which risk factor fits yours. Do not focus on online investments that promises too much. They are just scam or ponzi.

[youhgt2]

if you are keeping your money so it is regularly degrading therefore to me the best option is to invest it in some profitable forum. where the you earn money and increase the amount of your invested money.

[airsounds]

i think saving money is better than investment .

Yeah, but for how long will you save money? If you are going to save it for very long time, you can save it in bank, and that is investment as well.

Saving in a bank is not an investment. Bank savings does not earn anything but a percent per year that cannot even compensate inflation rate. If you want to grow your money, then choose investment. But choose an investment that is not safe and do not go for hyip or ponzi.

Investment that is not safe? No investment is safe but we need to choose something from where we can expect some returns which can give us good profits in future.

There are different levels of risk for different investments. You just have to choose which risk factor fits yours. Do not focus on online investments that promises too much. They are just scam or ponzi.

you are right though if you invest into trading then it depends only on you whether you will make money or not so i guess it is better to invest then

[FLoving]

Rushing into things without any planning would be like a suicide because  you dont  have any plans or goals on a certain things. You wouldnt  even know what you must supposed to do when you are  in a actual situation therefore, nivesting your money without knowledge  to a business is just a waste of money  same as others said here.

And there are lots of major problems you will encountered while you are on your journey of making a succesful business and investment.

That's why to at least minimize the risk, properly understand what really you goes into especially when choosing the right investment.

If you want knowledge in investing, the best thing to do is invest small amount. This is to just to get you started and to test if you have the guts to take to become a good investor. Plus it adds experience to you. As they say, experience is the best teacher. If you made mistakes, then learn from it and it is just small amount. It will not hurt you so much.

there are even apps that allow you to buy altcoins or bitcoin with fake money. so it will not cost you a single real penny. back when i started, i also experienced losses, but the great thing was that i knew what went wrong. i was able to learn from the mistakes i made. and right now i have been successful in trading for nearly 2 years in a row. experience in combination with patience is what you as trader needs.

You are definitely right, we need experience and not just knowledge to be able to succeed in trading, it is easy to do as we think but in reality we need to learn a lot from our experience in order to created method that would bring us profit consistently in trading.

But I think if we have a good knowledge about trade i.e if we learn better about trade before starting it then we will have a more better experience, and if we start trade with our any knowledge then we will have a very bad experience and maybe because of that we start to hate trading.

[junder]

I think it is better to invest your money
but do not invest all your money, because an investment have a risk to lost your money.

[bamboylee]

I think it is better to invest your money
but do not invest all your money, because an investment have a risk to lost your money.

Of course you do not invest all your money, you still need to eat. 20% of your total salary is a good start. If it is too small, save it first. And if it becomes a significant amount, enough to put into an investment, then start investing. The earlier you start investing the better. It takes time to make wealth.

[Mr. Big]

I think it is better to invest your money
but do not invest all your money, because an investment have a risk to lost your money.

You need to plan ahead, and investing all your money in one investment and not saving some for emergencies is foolishness... If you are afraid that your money will be gone in  investment, I think you should not try it, for sure you will have a hard time falling asleep thinking about your money... 

[qyzackk]

I think it is better to invest your money
but do not invest all your money, because an investment have a risk to lost your money.

You need to plan ahead, and investing all your money in one investment and not saving some for emergencies is foolishness... If you are afraid that your money will be gone in  investment, I think you should not try it, for sure you will have a hard time falling asleep thinking about your money... 

A significant part of bitcoin need to still invest. Otherwise there is no point holding on to money that do not generate revenue. It is risky to keep bitcoin, the price of which may rise or at all or that bad fall.