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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
saiha
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September 20, 2016, 11:11:25 AM
 #6841

It is better to save money with most of the money and invest a part of it saving money will be something which is sure but investing can have negative results. So I'd pick a little bit of both.

In what part did saving has negative results? I don't think that saving is going to have negative results at all because I know it has positive results.

Because you are the one who is going to benefit it if you are going to be a good saver of money. Just like a kid they are treating saving as investment.

Because they are going to benefit it in the future or if there is an emergency happening.

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September 20, 2016, 12:20:54 PM
 #6842

I will prefer to invest my money in bitcoins and real estate at a moment, as I am sure that even if bitcoins disappear in future, real estate will always survive and will always be in demand and will give me good profits in future.
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September 20, 2016, 12:32:37 PM
 #6843

I will prefer to invest my money in bitcoins and real estate at a moment, as I am sure that even if bitcoins disappear in future, real estate will always survive and will always be in demand and will give me good profits in future.
That is how you diversify your investment, you do not need to focus your investment alone with bitcoin although we are convince that bitcoin might be very popular in the future and will bring us good profits, but it is better to be safe than sorry and invest wisely.

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September 20, 2016, 12:37:24 PM
 #6844

I will prefer to invest my money in bitcoins and real estate at a moment, as I am sure that even if bitcoins disappear in future, real estate will always survive and will always be in demand and will give me good profits in future.
That is how you diversify your investment, you do not need to focus your investment alone with bitcoin although we are convince that bitcoin might be very popular in the future and will bring us good profits, but it is better to be safe than sorry and invest wisely.

Yes its good to go for multiple products instead of focusing only one single one as we don't know how particular investment will perform in future, so its always good to have an alternate option.
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September 20, 2016, 12:47:44 PM
 #6845

Like I said in the other thread, setting up a reason why you will save money is a must. To become it better, one must know things that he/she will putting up the money in the future.

The same goes for investing. What is your purpose? What you want to achieve? What kind of investment do you like? Investing money is not you always invest it in some companies or private sector. One of the best way in making investment is thru making your "desired" business. You will love your busines for sure while you earning at the same tine.
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September 20, 2016, 12:48:54 PM
 #6846

It would be better if you'll gonna save it in the bank because you know investing it online takes more risks because it's hard to trust the people on the internet, we don't even know where they truly came from, are they bad people?, can I trust this one? this kinds of thought will pop-up in your head if you're investing money online unlike in the bank that you can be sure that you're money is safe because you can go to it wherever you do have problems with your money and you know the persons that you've talk to before you gave your money to save it. The other thing is there's a lot of scammer online, they're using different agendas or tactics to get your trust and then they're gonna steal your money or they will not gonna pay your services and the worst scenario that can happen is one day you'll wake up all your money are gone.
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September 20, 2016, 01:05:34 PM
 #6847

It would be better if you'll gonna save it in the bank because you know investing it online takes more risks because it's hard to trust the people on the internet, we don't even know where they truly came from, are they bad people?, can I trust this one? this kinds of thought will pop-up in your head if you're investing money online unlike in the bank that you can be sure that you're money is safe because you can go to it wherever you do have problems with your money and you know the persons that you've talk to before you gave your money to save it. The other thing is there's a lot of scammer online, they're using different agendas or tactics to get your trust and then they're gonna steal your money or they will not gonna pay your services and the worst scenario that can happen is one day you'll wake up all your money are gone.
you are probably right regarding to a possibly scam but investing online just needed hard research and make sure that the amount that you are going to risk is the amount that you can afford to lose. investing is for your future so better sure that you are placing it in the right place.

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wildworld
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September 20, 2016, 01:19:07 PM
 #6848

It would be better if you'll gonna save it in the bank because you know investing it online takes more risks because it's hard to trust the people on the internet, we don't even know where they truly came from, are they bad people?, can I trust this one? this kinds of thought will pop-up in your head if you're investing money online unlike in the bank that you can be sure that you're money is safe because you can go to it wherever you do have problems with your money and you know the persons that you've talk to before you gave your money to save it. The other thing is there's a lot of scammer online, they're using different agendas or tactics to get your trust and then they're gonna steal your money or they will not gonna pay your services and the worst scenario that can happen is one day you'll wake up all your money are gone.

yes that's true, you have to be careful with every site on the Internet, there are many that do not exist and you do not know what they do with your money. It is always better that you have a personal contact and can reach the person when necessary.
There are good investments if you get to the right person, it can mean a lot to you. If you have a good investment manager, he makes good income for you and build your confidence. What is important now is make an appointment with the person you invest with and invest in the short term so you have everything in hand. Currently I invest in the short term because the markets are not stable.
I worked for years for a private millionaire, I gained a lot of money for him, but the pressure was too high to make more and more why I started myself. If you want to work doing good you should not have any pressure.
Then you have the best results.
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September 20, 2016, 01:46:10 PM
 #6849

Both of them are  required, tbh. Besides investing,  we need also to save some  of the earned money , for future needs...

I consider saving bitcoin is already investing so that is what I am doing until today. And I would that I have been consistent for saving it, because if there are some things to spend my bitcoins. You are going to be a responsible person if you know how to save your money because you are valuing it and you gave importance to it.
Well, I have to agree with you, although most of us here are not really buying bitcoins for their future because I believe majority will spend their bitcoins in gambling sites as human nature we want instant profit, but those who are earning online, we are lucky we are given the chance to earn and what we should do not is just to save our earnings to accumulate a greater value in the future.

Yes and I think that is the best part of bitcoins that its allowing us to earn it, and if we have full time job with good salary then fiat can take care of our expenses, so whatever bitcoins we earn can be saved for the future.

Unless if you could handle both jobs   (day job and bitcoin)  then it would  be a good thing  to maximize your income. Saving money would be a good thing  since you could also diversify your saving to make some investments so that you could even save more from the profits of your investments. Its just a cycle though.

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September 20, 2016, 02:18:37 PM
 #6850

better than good invest
because with invest can growth your capital money

but where is right placed investment and good dicesion choose profitable
is not right placed investment, and knowledge about investment,
your capital money can't growth but your capitall money can all lost your money
if you are going to save money then if you saw somthing that you really wanted to buy you are going to buy that because you have money but if you have a money to invest then your money are going there are chance that you could double your item you want to buy trading is profitable too.
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September 20, 2016, 03:23:10 PM
 #6851

better than good invest
because with invest can growth your capital money
yes i am also agree with you it is better to invest your money rather than to save it, because if you are going to save your money its mean that you are decreasing the value of your money, and if thought investment you are growing your money,
when it comes to bitcoin it is just better to save it because most of the websites would be just ponzies and you would lose money

Let's be specific with those websites, those are hyip's ,ponzies and cloud mining websites. There are still some websites that are good for investment, just like exchange websites and trading website. They are going to be a good way to invest your money or if you don't want to take the risk of investing then you are just going to save your money.

It is bad that investment in bitcoin is always associated with scams, hyip and ponzi. Just because you got fooled by the promises of this websites does not mean all investment sites are scam. Even in real world, it is hard to find a good investment and so is with bitcoin. But investing is the fastest way to make your money grow. So we need to learn it and do it.
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September 20, 2016, 03:38:34 PM
 #6852

better than good invest
because with invest can growth your capital money
yes i am also agree with you it is better to invest your money rather than to save it, because if you are going to save your money its mean that you are decreasing the value of your money, and if thought investment you are growing your money,
when it comes to bitcoin it is just better to save it because most of the websites would be just ponzies and you would lose money

Let's be specific with those websites, those are hyip's ,ponzies and cloud mining websites. There are still some websites that are good for investment, just like exchange websites and trading website. They are going to be a good way to invest your money or if you don't want to take the risk of investing then you are just going to save your money.

It is bad that investment in bitcoin is always associated with scams, hyip and ponzi. Just because you got fooled by the promises of this websites does not mean all investment sites are scam. Even in real world, it is hard to find a good investment and so is with bitcoin. But investing is the fastest way to make your money grow. So we need to learn it and do it.

Yes all investment sites are not scam but the fact is that genuine sites are getting suffered due to those few bunch of assholes who scammed people in past as those people will surely not trust any sites now.
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September 20, 2016, 04:26:42 PM
 #6853



It is bad that investment in bitcoin is always associated with scams, hyip and ponzi. Just because you got fooled by the promises of this websites does not mean all investment sites are scam. Even in real world, it is hard to find a good investment and so is with bitcoin. But investing is the fastest way to make your money grow. So we need to learn it and do it.

Some people are just lazy to find a good investments. There are lots of good investments and opportunity if they will open their precious mind. Not all investments can be find online.

Also investment doesn't mean they have to stop working much and just rely on passive income. That's why people easily get bait for those online investment that offers high returns in just a short period of time without doing nothing.

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olubams
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September 20, 2016, 04:43:13 PM
 #6854

In my own opinion, if you have a sure way to put your money then I say invest or better still convert to FIAT and invest because all this online sites majority ended up being scam if not from the beginning. On the otherhand if that is not possible the I would say save your money until you can go for the first option...
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September 20, 2016, 04:47:21 PM
 #6855

In my own opinion, if you have a sure way to put your money then I say invest or better still convert to FIAT and invest because all this online sites majority ended up being scam if not from the beginning. On the otherhand if that is not possible the I would say save your money until you can go for the first option...
Saving money should always be the initial thought because for investing you need some big amount so that you can generate substancial amount of from investing them.As of now my plan is to only save money until i have some good amount and knowledge about investement,then i will think about investing them.
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September 20, 2016, 11:26:53 PM
 #6856

For me invest is my priority than saving money because I knew that I can grow my bitcoin if my mindset is on investing but make that you the risk of some investment site. Trading also is my another option to grow faster my bitcoin. Then saving is the last priority for harvesting my hard earn money from the cyberworld.
Lol i think you should be able to rule out anything at risk first. and prioritize to saving monye. when you already have an income and job something you should have a plan or to manage your finances. Therefore the most important thing that the money you earn will be collected
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September 21, 2016, 12:06:57 AM
 #6857

better than good invest
because with invest can growth your capital money

but where is right placed investment and good dicesion choose profitable
is not right placed investment, and knowledge about investment,
your capital money can't growth but your capitall money can all lost your money
if you are going to save money then if you saw somthing that you really wanted to buy you are going to buy that because you have money but if you have a money to invest then your money are going there are chance that you could double your item you want to buy trading is profitable too.
therefore you should to have the money ready in your wallet or in your bank. saving money is very important for your needs, do not force to use all your money to invest even though the benefit may be even greater. but you do not forget the risk of losing, so I hope you have to be smarter in making a plan for investment
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September 21, 2016, 01:07:23 AM
 #6858

It is better to save money with most of the money and invest a part of it saving money will be something which is sure but investing can have negative results. So I'd pick a little bit of both.

In what part did saving has negative results? I don't think that saving is going to have negative results at all because I know it has positive results.

Because you are the one who is going to benefit it if you are going to be a good saver of money. Just like a kid they are treating saving as investment.

Because they are going to benefit it in the future or if there is an emergency happening.
Well believe it or not, saving can have negative interest rates, for example there are some banks, that instead of giving you positive interest rates have negative interest rates, the banks are charging you money for the privilege of holding your hard earned money!

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Harlot
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September 21, 2016, 01:17:15 AM
 #6859

It is better to save money with most of the money and invest a part of it saving money will be something which is sure but investing can have negative results. So I'd pick a little bit of both.

In what part did saving has negative results? I don't think that saving is going to have negative results at all because I know it has positive results.

Because you are the one who is going to benefit it if you are going to be a good saver of money. Just like a kid they are treating saving as investment.

Because they are going to benefit it in the future or if there is an emergency happening.
Well believe it or not, saving can have negative interest rates, for example there are some banks, that instead of giving you positive interest rates have negative interest rates, the banks are charging you money for the privilege of holding your hard earned money!
I can't believe that people think of Banks as a form of investment, no they are not as banks are only good for saving money or losing money from inflation. Also I would encourage for people who don't want to take risks you should go to mutual funds or money funds, they give a steady increase more than banks do ans it is much safer than the stock market.
madwica
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September 21, 2016, 01:44:44 AM
 #6860

It is better to save money with most of the money and invest a part of it saving money will be something which is sure but investing can have negative results. So I'd pick a little bit of both.

In what part did saving has negative results? I don't think that saving is going to have negative results at all because I know it has positive results.

Because you are the one who is going to benefit it if you are going to be a good saver of money. Just like a kid they are treating saving as investment.

Because they are going to benefit it in the future or if there is an emergency happening.
Well believe it or not, saving can have negative interest rates, for example there are some banks, that instead of giving you positive interest rates have negative interest rates, the banks are charging you money for the privilege of holding your hard earned money!
I can't believe that people think of Banks as a form of investment, no they are not as banks are only good for saving money or losing money from inflation. Also I would encourage for people who don't want to take risks you should go to mutual funds or money funds, they give a steady increase more than banks do ans it is much safer than the stock market.
I think for those people using bank to put their money it was very easy to withdraw anytime they want specially if there is emergency case that comes in their life they can easily go to the bank and withdraw their savings, but if you have more money enough i think your recommendation is good that is better to put the money in mutual funds than stock market.
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