Is it better to save money or invest it?

[MTBTT]

Both options are useful to diversify our money, and we need to look for professional advice to decide how to manage our money. I personally prefer to keep most of my money in banks to use it in my ordinary expenses, and about a 30% is invested on different instruments and risk levels.

I avoid the risk investments, alltough bitcoin is a risky asset indeed. But yes saving money means a low earning because interest is low compared to investing.

if you keep money in the bank, it includes investment?
so you do not need, set aside 30% of your money to investment risk, better to save or investments in banks, it has profited and also safe

[jakelyson]

Both options are useful to diversify our money, and we need to look for professional advice to decide how to manage our money. I personally prefer to keep most of my money in banks to use it in my ordinary expenses, and about a 30% is invested on different instruments and risk levels.

I avoid the risk investments, alltough bitcoin is a risky asset indeed. But yes saving money means a low earning because interest is low compared to investing.

if you keep money in the bank, it includes investment?
so you do not need, set aside 30% of your money to investment risk, better to save or investments in banks, it has profited and also safe

If you let your money sleep in banks, it will loose its value to inflation. Interests in bank is way lower than inflation so every year it stays there, the less actual value it has. To be considered as a good investment, the instrument should have annual growth rate that is greater than inflation.

[Dracov]

I believe it is based on how old are you. In the end, if u r 60 i wouldn't be too risky with the money you have, in twenties u should risk it. the bigger the risk, hopefully the better the award.

[King tyga]

The safest thing to invest your money is the real estate. Buy an apartment or a house and rent it, that would make a larger profit for you, larger than any bank commission. I always invest my earned money this way, the safest and the most profitable way out there.

[Ayoko]

The safest thing to invest your money is the real estate. Buy an apartment or a house and rent it, that would make a larger profit for you, larger than any bank commission. I always invest my earned money this way, the safest and the most profitable way out there.

Investors should weigh the long-term return potential of real estate investing compared with other assets.

[Most]

Invest because your money can grow up when time passes and it can help some company to invest your money for they capital but they add some money to your money for paying what youve than for they investing are really helpfull and it can secure your good future

[foxbitcoin]

Both options are useful to diversify our money, and we need to look for professional advice to decide how to manage our money. I personally prefer to keep most of my money in banks to use it in my ordinary expenses, and about a 30% is invested on different instruments and risk levels.

I avoid the risk investments, alltough bitcoin is a risky asset indeed. But yes saving money means a low earning because interest is low compared to investing.

if you keep money in the bank, it includes investment?
so you do not need, set aside 30% of your money to investment risk, better to save or investments in banks, it has profited and also safe

If you let your money sleep in banks, it will loose its value to inflation. Interests in bank is way lower than inflation so every year it stays there, the less actual value it has. To be considered as a good investment, the instrument should have annual growth rate that is greater than inflation.

My point is that in many countries the interest rate is minus, which means you are paying fees to banks for the money to be kept safe.

[avw1982]

I believe it is based on how old are you. In the end, if u r 60 i wouldn't be too risky with the money you have, in twenties u should risk it. the bigger the risk, hopefully the better the award.

LOL. In generally it's better time to take risk in investment how much you want now in bitcoin. Because the price is little fine now it's better to invest to buy bitcoins but no need to invest trading, loan or other stuffs.

[fernswift]

I think that if you have money and if you have good idea for new business better is to invest them. With a good idea you can always succeed in a new business.

[jayce]

LOL. In generally it's better time to take risk in investment how much you want now in bitcoin. Because the price is little fine now it's better to invest to buy bitcoins but no need to invest trading, loan or other stuffs.

The price is not fine right now. In fact the price has a huge increase and most of us witness how huge the price could be, some people are not willing to get into bitcoin because of this inconsistent price that keep swinging so most people dont really invest their money in bitcoin

[ajun96]

The safest thing to invest your money is the real estate. Buy an apartment or a house and rent it, that would make a larger profit for you, larger than any bank commission. I always invest my earned money this way, the safest and the most profitable way out there.

agree with you, investments that are currently popular are investing in real estate, myself had bought a house for invesments
you know, the Earth's population growth is very fast, a lot of people who will need housing,
in fact, every year has increased the price of real estate

[wikenpp]

LOL. In generally it's better time to take risk in investment how much you want now in bitcoin. Because the price is little fine now it's better to invest to buy bitcoins but no need to invest trading, loan or other stuffs.

The price is not fine right now. In fact the price has a huge increase and most of us witness how huge the price could be, some people are not willing to get into bitcoin because of this inconsistent price that keep swinging so most people dont really invest their money in bitcoin

That is so true. Right now the price is a little bit high to say the least.
It's better to wait a while longer to see what will happen.

[umaOuma]

LOL. In generally it's better time to take risk in investment how much you want now in bitcoin. Because the price is little fine now it's better to invest to buy bitcoins but no need to invest trading, loan or other stuffs.

The price is not fine right now. In fact the price has a huge increase and most of us witness how huge the price could be, some people are not willing to get into bitcoin because of this inconsistent price that keep swinging so most people dont really invest their money in bitcoin

That is so true. Right now the price is a little bit high to say the least.
It's better to wait a while longer to see what will happen.

Yes but it is still a right time to buy some bitcoins and hold it for future, as it is said that bitcoin value would go higher in coming months so even if we buy at a moment we can enjoy profits in next few months, at present I am trying to collect as many coins as I can and keep in cold storage without touching it.

[blackmachinegun]

I think that if you have money and if you have good idea for new business better is to invest them. With a good idea you can always succeed in a new business.

yeah the key is to have lots of money, you can make any business with a lot of money, but you have to be smart in choosing the right business

[jakelyson]

I believe it is based on how old are you. In the end, if u r 60 i wouldn't be too risky with the money you have, in twenties u should risk it. the bigger the risk, hopefully the better the award.

This is true. If you are still in your 20's or 30's, you still have the luxury of time. You can be stupid and invest on wrong instruments and still have time to recover your lost. But if you are in your 60's, you should be retired and enjoying the little time left in your life. Very little to no buffer for mistakes in investments.

[chokesir]

I would go with investing too, it's wrong to save since the interest is very low.
You can find a safe investment strategy here:
https://bitcointalk.org/index.php?topic=508270.msg13538281#msg13538281

[shulio]

yeah the key is to have lots of money, you can make any business with a lot of money, but you have to be smart in choosing the right business

Smart people use money to work for them that means an active investment and not making any bussiness anymore. Why would you be spending some of your lifetime building a business from a scratch f you could just put that money in some investment and let it grow by itself and you can just sit back

[safari88]

of course invest better, You'll need a lot of money in the future after you retire. so you do not need to worry because you have invested

[harizen]

I would go with investing too, it's wrong to save since the interest is very low.
You can find a safe investment strategy here:
https://bitcointalk.org/index.php?topic=508270.msg13538281#msg13538281

Saving is not always for interest purposes. The mainly point of saving discussion in this thread is all about the money you will not spend to be used in general purposes in the future.

While investing, much better to have a percentage for saving.

[MaxTax]

At this moment i would save more then investing.
This is due the world economy coming in to a collapse. Else make sure to use more money in safe investments like stocks.

Not too much in a crypto currency.