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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
GermanFoobla
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June 13, 2016, 07:14:33 AM
 #4881

it is better to save when you are able to save moneys otherwise it is the best way to invest if you have enough money you need to invest because you can only get more and dont lose the other ones.
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June 13, 2016, 07:39:11 AM
 #4882

You do know there are other ways to invest..  Not just bitcoin or gold, I'd suggest talking to a finical adviser about your investment options.
If you are content with low returns then it is probably best to save your money in a low interest account.  It will be insured and is 'safe'.
Gold is a solid investment, the price is quite low at the moment, it seems like a safe long term investment, not very fungible though.

Bitcoin is dangerous, you could lose most of your money quickly, you could also make lots of money. It is fungible, if you can handle the stress of big price swings, it is a good investment in my opinion.

I wouldn't put all my eggs in one basket.  I personally am long oil at the moment, I can ride out the overproduction dip, but it won't stay at $50-60 for long, I am willing to bet on that!
i will say it is better to save money than investing it because when you save money you have some backup for later when you decide to stop with work you always have a back up or at least some extra cash for unexpected things that come your way.
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June 13, 2016, 07:47:29 AM
 #4883

You do know there are other ways to invest..  Not just bitcoin or gold, I'd suggest talking to a finical adviser about your investment options.
If you are content with low returns then it is probably best to save your money in a low interest account.  It will be insured and is 'safe'.
Gold is a solid investment, the price is quite low at the moment, it seems like a safe long term investment, not very fungible though.

Bitcoin is dangerous, you could lose most of your money quickly, you could also make lots of money. It is fungible, if you can handle the stress of big price swings, it is a good investment in my opinion.

I wouldn't put all my eggs in one basket.  I personally am long oil at the moment, I can ride out the overproduction dip, but it won't stay at $50-60 for long, I am willing to bet on that!
i will say it is better to save money than investing it because when you save money you have some backup for later when you decide to stop with work you always have a back up or at least some extra cash for unexpected things that come your way.

If you are looking for better life in future then only saving will not help, you need to take that extra risk and invest your money where you can expect good returns in future.
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June 13, 2016, 08:03:41 AM
 #4884

You do know there are other ways to invest..  Not just bitcoin or gold, I'd suggest talking to a finical adviser about your investment options.
If you are content with low returns then it is probably best to save your money in a low interest account.  It will be insured and is 'safe'.
Gold is a solid investment, the price is quite low at the moment, it seems like a safe long term investment, not very fungible though.

Bitcoin is dangerous, you could lose most of your money quickly, you could also make lots of money. It is fungible, if you can handle the stress of big price swings, it is a good investment in my opinion.

I wouldn't put all my eggs in one basket.  I personally am long oil at the moment, I can ride out the overproduction dip, but it won't stay at $50-60 for long, I am willing to bet on that!
i will say it is better to save money than investing it because when you save money you have some backup for later when you decide to stop with work you always have a back up or at least some extra cash for unexpected things that come your way.

If you are looking for better life in future then only saving will not help, you need to take that extra risk and invest your money where you can expect good returns in future.
Saving money is also nice but investing around this time would not be bad and that is because you have to know that it is now going to rise.
So if you already have Bitcoin you have to hold it for a long time and that is important.
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June 13, 2016, 08:07:08 AM
 #4885

You do know there are other ways to invest..  Not just bitcoin or gold, I'd suggest talking to a finical adviser about your investment options.
If you are content with low returns then it is probably best to save your money in a low interest account.  It will be insured and is 'safe'.
Gold is a solid investment, the price is quite low at the moment, it seems like a safe long term investment, not very fungible though.

Bitcoin is dangerous, you could lose most of your money quickly, you could also make lots of money. It is fungible, if you can handle the stress of big price swings, it is a good investment in my opinion.

I wouldn't put all my eggs in one basket.  I personally am long oil at the moment, I can ride out the overproduction dip, but it won't stay at $50-60 for long, I am willing to bet on that!
i will say it is better to save money than investing it because when you save money you have some backup for later when you decide to stop with work you always have a back up or at least some extra cash for unexpected things that come your way.

If you are looking for better life in future then only saving will not help, you need to take that extra risk and invest your money where you can expect good returns in future.
Saving money is also nice but investing around this time would not be bad and that is because you have to know that it is now going to rise.
So if you already have Bitcoin you have to hold it for a long time and that is important.

Bitcoin is the best product to invest at a moment as price is moving up sharply, and we can expect the same in future too which can give us best returns on our investments.
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June 13, 2016, 08:26:13 AM
 #4886

if you have allot of money and dont know what to do than just stoing them you neeed to invest because if you do at the end you will only get more money than you have right now.
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June 13, 2016, 08:41:55 AM
 #4887

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
it depends all about how many money you all got you know.  I think it will always be better if you are saving money instead of investing money because saving is more profitable.
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June 13, 2016, 08:51:26 AM
 #4888

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
it depends all about how many money you all got you know.  I think it will always be better if you are saving money instead of investing money because saving is more profitable.

You cannot say saving as a profitable as saving will not grow your money, in fact the value of money will decrease because of inflation rate, investment will make your money grow in long run.
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June 13, 2016, 11:33:38 AM
 #4889


it depends all about how many money you all got you know.  I think it will always be better if you are saving money instead of investing money because saving is more profitable.

You cannot say saving as a profitable as saving will not grow your money, in fact the value of money will decrease because of inflation rate, investment will make your money grow in long run.

Fiat or virtual currency devaluates values and that is normal for a currency.

Saving is a must but of course to increase it's quantity you have to invest or find a way to increase your saving's quantity.

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June 13, 2016, 11:37:23 AM
 #4890

Invest? But in safer ways. When you save money and look at it after 10 or 20 years. Your money will remain same but the value of it won't as it was 10 or 20years ago.

To give a value to your money and get the value you deserve, you have to invest and watch it grow.
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June 13, 2016, 11:44:20 AM
 #4891

You do know there are other ways to invest..  Not just bitcoin or gold, I'd suggest talking to a finical adviser about your investment options.


If you have enough money to Invest for any business, Ill say that you should to invest with bitcoin, then you can be a develop your business with lots of profit.

But before you invest, you need to save first. Saving is a priority because without money you cannot do anything even if you have the desire to invest. So work have, save some money or bitcoins and research for good investments, not just bitcoin.
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June 13, 2016, 12:12:32 PM
 #4892

You do know there are other ways to invest..  Not just bitcoin or gold, I'd suggest talking to a finical adviser about your investment options.


If you have enough money to Invest for any business, Ill say that you should to invest with bitcoin, then you can be a develop your business with lots of profit.

But before you invest, you need to save first. Saving is a priority because without money you cannot do anything even if you have the desire to invest. So work have, save some money or bitcoins and research for good investments, not just bitcoin.


Its always good to invest in multiple products rather then just investing in one, but at a moment I would prefer to invest only in bitcoin.
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June 13, 2016, 12:16:06 PM
 #4893

You do know there are other ways to invest..  Not just bitcoin or gold, I'd suggest talking to a finical adviser about your investment options.


If you have enough money to Invest for any business, Ill say that you should to invest with bitcoin, then you can be a develop your business with lots of profit.

But before you invest, you need to save first. Saving is a priority because without money you cannot do anything even if you have the desire to invest. So work have, save some money or bitcoins and research for good investments, not just bitcoin.


Its always good to invest in multiple products rather then just investing in one, but at a moment I would prefer to invest only in bitcoin.

But i think in this state? Its better to save bitcoins and wait for halving its because we can secure our funds and surely we can make profit with this halving event coming, investing with bitcoins is not advisble nowadays because  the price rally up can affect the websites you wish to invest and surely they will turn scam as expected if halving is occuring and done.

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June 13, 2016, 12:17:56 PM
 #4894

It is better to invest money than saving it, money tends to depreciate in value in the long run. While investing it  might have risk but if you are wise enough to research and of course with luck can double or triple your money in shorter time than saving it in the bank.  And if luck isn't at your side, the bank where you saved your money might declare bankruptcy and shuts down with your hard earned money.  In case you want to play it safe, you can do both, save some and invest some, don't put your egg in only one basket though Wink

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June 13, 2016, 12:36:47 PM
 #4895

You do know there are other ways to invest..  Not just bitcoin or gold, I'd suggest talking to a finical adviser about your investment options.


If you have enough money to Invest for any business, Ill say that you should to invest with bitcoin, then you can be a develop your business with lots of profit.

But before you invest, you need to save first. Saving is a priority because without money you cannot do anything even if you have the desire to invest. So work have, save some money or bitcoins and research for good investments, not just bitcoin.


Its always good to invest in multiple products rather then just investing in one, but at a moment I would prefer to invest only in bitcoin.

But i think in this state? Its better to save bitcoins and wait for halving its because we can secure our funds and surely we can make profit with this halving event coming, investing with bitcoins is not advisble nowadays because  the price rally up can affect the websites you wish to invest and surely they will turn scam as expected if halving is occuring and done.

Do not invest you coins in any site, invest your money directly in bitcoin by buying it and holding it till the halving to make huge profits.
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June 13, 2016, 01:10:28 PM
 #4896

Is it better to save money in bank or invest it online, in real estate or maybe gold?
Save money now. Bitcoin reach 700$ this day. If you invest it in bank you will gain a very small profit in a year. But if you invest it to bitcoin , you can earn 50% of what you buy
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June 13, 2016, 01:14:12 PM
 #4897

You do know there are other ways to invest..  Not just bitcoin or gold, I'd suggest talking to a finical adviser about your investment options.


If you have enough money to Invest for any business, Ill say that you should to invest with bitcoin, then you can be a develop your business with lots of profit.

But before you invest, you need to save first. Saving is a priority because without money you cannot do anything even if you have the desire to invest. So work have, save some money or bitcoins and research for good investments, not just bitcoin.

yeah saving is very important as well Sometimes you need money suddenly so if you save money. of course it would be very useful for your needs so set aside some money to be saved. yeah investment is not just about bitcoin. but the most profitable is bitcoin. so I chose bitcoin Cheesy


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June 13, 2016, 01:15:34 PM
 #4898

Is it better to save money in bank or invest it online, in real estate or maybe gold?
Save money now. Bitcoin reach 700$ this day. If you invest it in bank you will gain a very small profit in a year. But if you invest it to bitcoin , you can earn 50% of what you buy

I think now its late to invest in bitcoin as price has reached to a new heights now so this is not the right time to invest in bitcoin, you need to wait for price drop at a moment.
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June 13, 2016, 01:18:01 PM
 #4899

it is better to save when you are able to save moneys otherwise it is the best way to invest if you have enough money you need to invest because you can only get more and dont lose the other ones.
No, there are many low risk investment methods that are better than saving money, because any solution for saving has its own risks.

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FabioDelcatto
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June 13, 2016, 02:03:01 PM
 #4900

it is better to save when you are able to save moneys otherwise it is the best way to invest if you have enough money you need to invest because you can only get more and dont lose the other ones.
No, there are many low risk investment methods that are better than saving money, because any solution for saving has its own risks.

Yes its depending on how you look at it to be honest, I think that if you do this both save and invest you can make nice profits.
The savings are for the backup if the investment will go wrong.
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