Is it better to save money or invest it?

[boyptc]

One of the problems with saving your money with a bank is that the small amount of interest you get from them right now does not out pace inflation so you will be losing money the longer you money is in the bank just because of inflation alone.
You would be losing even more money if you account in the opportunity cost of the investments you could have made with the money while it is in the bank.

this week there was a complete news item about people removing a large percentage of their savings to use that money for investment purposes. the low interest rates are a reason for that, but also the fact that some backs even consider to charge negative rates on savings accounts. that to me doesn't make any sense. how much more want banks to squeeze out people? it's just insane.

Any link on this news? So we can check the authenticity of this news. I do not think banks will make that move, charging negative interest. Who will put their money on a bank that will charge you negative interest? That is just insane. You don't money in the bank to lose it, you put it there for safe keeping.

The bank really is the most legal institution of money stealer from their clients. Since they are permitted by the gov't to operate.
Of course the gov't has share for it, so for me it is always been better to save money in your own piggy bank. Even there is no interest adding up
to your savings. But it is much more safe in it.

[Dakron]

Both is better first you need is to invest your money but you will invest what you can afford to lose then all the profit will gain of your investment you'll need to save it or you reroll it for much better income in your investment.

[sobsitesearch]

If you do not know that saving and investing your money is something that could be done with a same action? If you invest your money, you are actually saving it as well because what you invest in means that thing is yours and it is definitely your money so it is actually a same action though people dont understand it and think it is different.

[Corenin]

Both is better first you need is to invest your money but you will invest what you can afford to lose then all the profit will gain of your investment you'll need to save it or you reroll it for much better income in your investment.

To be honest if you want to invest your money the basic step is to save your money first, if you have good capital then only you would be able to invest in future, so both of them are really important.

[Schuyler]

Both is better first you need is to invest your money but you will invest what you can afford to lose then all the profit will gain of your investment you'll need to save it or you reroll it for much better income in your investment.

To be honest if you want to invest your money the basic step is to save your money first, if you have good capital then only you would be able to invest in future, so both of them are really important.

That is quite correct. A lot of people make the mistake of investing first before saving. Saving for at least 6 months worth of living allowance would be enough. Then if that is covered already, that is the time to put money into investments, either low, medium or high risk, whichever would suit their risk profile.

[torrentheaven]

If you prefer to save money then I think you should save your money in bitcoin on regular basis, as it will be always better in compare to saving in fiat, as there is no presence of inflation in bitcoin.

[Xenophoto]

If you want your money the way it was when you left it, then save it. But if you want your money to become much more than when you left it, then invest it. It is not advised to invest it in some "legit" investment sites out there. Maybe used it as a capital for a business or something that you know will surely grow and wouldn't eventually scam you. Although if you're just going to invest it in something dumb, then you better just save your money.

[gerXhonza]

If you want your money the way it was when you left it, then save it. But if you want your money to become much more than when you left it, then invest it. It is not advised to invest it in some "legit" investment sites out there. Maybe used it as a capital for a business or something that you know will surely grow and wouldn't eventually scam you. Although if you're just going to invest it in something dumb, then you better just save your money.

I think it depends on individual that what level of risk he can afford to take, if he wants to play safe then saving is the best option and if he wants to multiply his money then he need to take risk by investing.

[WEBcreator]

All I would do is save it right now to wait on the right moment to invest and make a lot of profit on a future moment, right now buying is not good due to the price.

Me either, this is what I'm saying that it is better to save first and just wait for the right time , moment for the update of the price of bitcoin.
And once the price is very satisfying then that's the right time to invest.

Do you actually suggesting people to purchase bitcoin when it get to the all time high amount like the current price? Seriously when the prize is getting higher then probably it is not the best time to purchase it anymore unless you have some spare money available to be wasted though

[Jmild1]

All I would do is save it right now to wait on the right moment to invest and make a lot of profit on a future moment, right now buying is not good due to the price.

Me either, this is what I'm saying that it is better to save first and just wait for the right time , moment for the update of the price of bitcoin.
And once the price is very satisfying then that's the right time to invest.

Do you actually suggesting people to purchase bitcoin when it get to the all time high amount like the current price? Seriously when the prize is getting higher then probably it is not the best time to purchase it anymore unless you have some spare money available to be wasted though

I dont think you understand what you quoted he agreed that it is better hold for awhile because price is soaring, no one will buy at high price but if they knew that the price will still go higher then go buy now.

[MTBTT]

Both is better first you need is to invest your money but you will invest what you can afford to lose then all the profit will gain of your investment you'll need to save it or you reroll it for much better income in your investment.

yeah use your profits to partially saved and used to grow your investment. I also use the results of bitcoin to buy some KHS in cloudmining each time earning. yeah it is my investment for the future

[elDano]

All I would do is save it right now to wait on the right moment to invest and make a lot of profit on a future moment, right now buying is not good due to the price.

Me either, this is what I'm saying that it is better to save first and just wait for the right time , moment for the update of the price of bitcoin.
And once the price is very satisfying then that's the right time to invest.

Investing will be now bad around this time and that is because you have to know that there are a lot of people that is holding it because they wait for the right moment to sell it.
And of course it can be really hard to know what will happen but saving money is now the best thing that you can do.

[winspiral]

Is it better to save money or invest it?

This question is interesting.

The ansver is hard...

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[BlueStackz]

I am investing my money in bitcoin since last year, and see now I am enjoying huge profits, investment is always better then saving, if you invest in right product at right time then you can expect good returns.

Yes, if you get better place to invest then it is best for easy and multiplying your earning.
But where are you investing can you state it please ? What is the the nature of that business. ?

[lixer]

I think its better to invest these days because of the halving that is near to come, it will be very good.
I really think this will be the year of the bitcoin because of the fact that its growing very fast in users and also the halving that makes it complete this year.

Yes it is really profitable if you invest your money in BTC now the interest rate of the scenario could get you a wealthy man. If it is only when you invest a like 100BTC in my humble opinion .

[richardsNY]

I think its better to invest these days because of the halving that is near to come, it will be very good.
I really think this will be the year of the bitcoin because of the fact that its growing very fast in users and also the halving that makes it complete this year.

Yes it is really profitable if you invest your money in BTC now the interest rate of the scenario could get you a wealthy man. If it is only when you invest a like 100BTC in my humble opinion .

The majority of the people can't afford to buy themselves that many coins. A lot people already struggle with accumulating a whole Bitcoin. Best time to invest was when the price was below $400 not that long ago. You would have doubled your money if you kept holding till now

[terman45x]

I think its better to invest these days because of the halving that is near to come, it will be very good.
I really think this will be the year of the bitcoin because of the fact that its growing very fast in users and also the halving that makes it complete this year.

Yes it is really profitable if you invest your money in BTC now the interest rate of the scenario could get you a wealthy man. If it is only when you invest a like 100BTC in my humble opinion .

The majority of the people can't afford to buy themselves that many coins. A lot people already struggle with accumulating a whole Bitcoin. Best time to invest was when the price was below $400 not that long ago. You would have doubled your money if you kept holding till now

Yeah people who bought at that price are enjoying great profits at this stage and it will be more higher in coming days as we reach at the stage of halving.

[Blackmet]

I think that better to make your choise according to your situation, so i think that i am gonna choose both of them.

[lalala123456]

Save it! Stack up then sell it I think you should try Minergate

[chaosknight]

I think that better to make your choise according to your situation, so i think that i am gonna choose both of them.

That's true save now and invest in future as to invest anywhere you need a capital and that can be done only by saving, so saving primary and investment is secondary option.