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Author Topic: Is it better to save money or invest it?  (Read 1181225 times)
Sled
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June 22, 2016, 05:34:56 AM
 #5141

Investing is always good and with this time investing is even better because of the halving that is coming in about a month or so.
There is just such a good future for the bitcoin.

the price is down now, yes maybe its better to buy and hold it
the halving that is coming in the next month 16 of july. we hope the price will increased before the halving.

You are right, just take the advantage of the price fall today, invest your money now in bitcoin and buy as many as you can.
And after buying save it for the upcoming halving for sure possible of earnings up to 50% of your total return of investment is possible.

its big earning up to 50% of total return of investment. earning up t0 10-20% is also very good.
I think bitcoin will up to $1000/btc.
Yeah i also expect for the price to reach that but i think that it's easy for bitcoin to rise up to that $1k because even though it's not halving already the price is stable at $600+ per piece so it's easy for bitcoin to climb up to $1k after halving Grin.
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June 22, 2016, 05:49:03 AM
 #5142

It will depends on you on what will you do to your money invest or save, but i think the best thing is to save your money than investing,nowadays you can't trust anyone to invest because a lot of them are scam
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June 22, 2016, 06:02:50 AM
 #5143

Investing is always good and with this time investing is even better because of the halving that is coming in about a month or so.
There is just such a good future for the bitcoin.

the price is down now, yes maybe its better to buy and hold it
the halving that is coming in the next month 16 of july. we hope the price will increased before the halving.

You are right, just take the advantage of the price fall today, invest your money now in bitcoin and buy as many as you can.
And after buying save it for the upcoming halving for sure possible of earnings up to 50% of your total return of investment is possible.

its big earning up to 50% of total return of investment. earning up t0 10-20% is also very good.
I think bitcoin will up to $1000/btc.
Yeah i also expect for the price to reach that but i think that it's easy for bitcoin to rise up to that $1k because even though it's not halving already the price is stable at $600+ per piece so it's easy for bitcoin to climb up to $1k after halving Grin.
Let's hope for that to happen, but as of the moment all we need to do is focus on buying some cheap BTC. I have been doing it already when the price goes down a bit while waiting for the upcoming halving, I know this is a good investment so I am willing to take the risk.

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June 22, 2016, 06:06:21 AM
 #5144

It will depends on you on what will you do to your money invest or save, but i think the best thing is to save your money than investing,nowadays you can't trust anyone to invest because a lot of them are scam

For me, I would say investing today is a good choice as the price is down today. You are able to buy bitcoins at lower price and after buying.
It's up to you if you are going to invest it to trading or continue it for saving.

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goldcoinminer
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June 22, 2016, 06:52:28 AM
 #5145

It will depends on you on what will you do to your money invest or save, but i think the best thing is to save your money than investing,nowadays you can't trust anyone to invest because a lot of them are scam

For me, I would say investing today is a good choice as the price is down today. You are able to buy bitcoins at lower price and after buying.
It's up to you if you are going to invest it to trading or continue it for saving.
I definitely agree with you, we need to be a risk taker in order to have a guts to take the price now. Remember that it is not halving, yet the price has increased substantially, I know this fall back is just temporary so we need to take the opportunity to invest as the price will rise again.
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June 22, 2016, 08:13:42 AM
 #5146

If you save money, you aren't earning or losing money, but if you invest it, you can earn or lose money. Depending on what you want to do with your money, you should choose the option that works best for you.
That's right!
So it go like this, if you invest you it has a risk that will lose your money but you will surely earn more profit if you succeed. If you save it, there's no risk that you will lose your money but the profit you will earn is depends on the volatility of the coin.

If you just save your money, it will be stagnant for a long time and that is not good when you can make your money work for you. Imagine your money earning money without you doing any hard labor. That is the power of investment. That is the advantage of investing. It has risk, but if you choose your investment wisely, you can really make more money thru investment.
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June 22, 2016, 08:23:37 AM
 #5147

If you save money, you aren't earning or losing money, but if you invest it, you can earn or lose money. Depending on what you want to do with your money, you should choose the option that works best for you.
That's right!
So it go like this, if you invest you it has a risk that will lose your money but you will surely earn more profit if you succeed. If you save it, there's no risk that you will lose your money but the profit you will earn is depends on the volatility of the coin.

If you just save your money, it will be stagnant for a long time and that is not good when you can make your money work for you. Imagine your money earning money without you doing any hard labor. That is the power of investment. That is the advantage of investing. It has risk, but if you choose your investment wisely, you can really make more money thru investment.

You have to do both, because each could be worse, if only save without the investment and vice versa.
so when you just save, your money will be exhausted by the need, but if you just make an investment that could be a bad thing if you do not save your money. because something bad will happen to your investment.
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June 22, 2016, 08:46:17 AM
 #5148

It all depends about how much money you have you know. If you have enough it is better to invest it into something than just spending it like an idiot.
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June 22, 2016, 09:10:03 AM
 #5149

It all depends about how much money you have you know. If you have enough it is better to invest it into something than just spending it like an idiot.

Well if you have little or much money, either way you should never put all your eggs in 1 basket.
Save a little and invest. I live by that agendum and it works very well for me.
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June 22, 2016, 09:16:47 AM
 #5150

It is better ti save money instead of investing it only if you have that much money you should invest it becausse saving does not matter and investin gives more if you do it right.
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June 22, 2016, 09:16:49 AM
 #5151

You should save your money when you are yougn but when you are older you should defently invest to make even more money off course.
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June 22, 2016, 09:37:01 AM
 #5152

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
It is not that you are not true but there are allot of difference between people who can invest and people who can better save money it also depends about how much money someone has.
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June 22, 2016, 12:37:03 PM
 #5153

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
It is not that you are not true but there are allot of difference between people who can invest and people who can better save money it also depends about how much money someone has.

Investment requires capital and capital requires savings, if you have not saved money regularly then it will be difficult to make any investment, saving is primary and investment is secondary.
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June 22, 2016, 01:12:12 PM
 #5154

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
It is not that you are not true but there are allot of difference between people who can invest and people who can better save money it also depends about how much money someone has.

Investment requires capital and capital requires savings, if you have not saved money regularly then it will be difficult to make any investment, saving is primary and investment is secondary.

yeah but you don't need to save up all your life to be able to make an investment.
you can make an investment even with smaller amounts, you can always find something (not necessarily bitcoin related) to invest in even with small amounts of money that you have. and with small amounts you can even find much better returns than bigger amount of money.

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June 22, 2016, 01:23:47 PM
 #5155

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
It is not that you are not true but there are allot of difference between people who can invest and people who can better save money it also depends about how much money someone has.

Investment requires capital and capital requires savings, if you have not saved money regularly then it will be difficult to make any investment, saving is primary and investment is secondary.

yeah but you don't need to save up all your life to be able to make an investment.
you can make an investment even with smaller amounts, you can always find something (not necessarily bitcoin related) to invest in even with small amounts of money that you have. and with small amounts you can even find much better returns than bigger amount of money.

Small investment will give you smaller profits and vice versa, but the fact is profit is profit either smaller or higher its always better then loosing money.
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June 22, 2016, 01:56:26 PM
 #5156

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
Dont you think that saving money is always better than investing money but there are also rich people who dont need to save money and they need to invest because with money you can make simply more money that is the story of the life.
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June 22, 2016, 01:58:57 PM
 #5157

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
Dont you think that saving money is always better than investing money but there are also rich people who dont need to save money and they need to invest because with money you can make simply more money that is the story of the life.

Rich people will always look for an investment as capital is no big deal for them, but an average earning person will choose to save money at initial stage.
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June 22, 2016, 02:08:05 PM
 #5158

There are allot of things you can do investing for later its just saving money but in the hope you will get more out of it. Or you can just save money never touch it only you wont get more out of it only the rent i think.
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June 22, 2016, 02:22:21 PM
 #5159

It will depends on you on what will you do to your money invest or save, but i think the best thing is to save your money than investing,nowadays you can't trust anyone to invest because a lot of them are scam

For me, I would say investing today is a good choice as the price is down today. You are able to buy bitcoins at lower price and after buying.
It's up to you if you are going to invest it to trading or continue it for saving.
I definitely agree with you, we need to be a risk taker in order to have a guts to take the price now. Remember that it is not halving, yet the price has increased substantially, I know this fall back is just temporary so we need to take the opportunity to invest as the price will rise again.
this fall back could be a temporary and continue increasing up to $1,000 or so as you said the halving day is not yet come and i hope it will happened very soon.

based on that opinion i will keep buying and suggest to everyone to do invest on bitcoin now before you regret later.

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June 22, 2016, 02:24:49 PM
 #5160

There are allot of things you can do investing for later its just saving money but in the hope you will get more out of it. Or you can just save money never touch it only you wont get more out of it only the rent i think.

Saving money is good but it will not be profitable in long run, and your money will not grow and you also need to keep in mind the inflation rate that will affect your savings in future.
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