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pornluver
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May 08, 2013, 02:41:04 AM |
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Why not just display all verified records if people default?
Hell, I would lend money just so I can screw fraudster. With his records all over the internet, people would think twice to do business.
If the record is fraudulent then it's fraud. A criminal offense. In US, you can get years for that.
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Be very wary of relying on JavaScript for security on crypto sites. The site can change the JavaScript at any time unless you take unusual precautions, and browsers are not generally known for their airtight security.
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Rassah
Legendary
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Activity: 1680
Merit: 1035
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May 08, 2013, 03:02:19 AM |
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Why not just display all verified records if people default?
Hell, I would lend money just so I can screw fraudster. With his records all over the internet, people would think twice to do business.
If the record is fraudulent then it's fraud. A criminal offense. In US, you can get years for that.
Because privacy laws. |
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Tulkas (OP)
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May 08, 2013, 01:17:11 PM |
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People that have loans BEFORE the judge.me implementation, are they subject to judge.me or anything of the likes? It wouldn't make sense if they are, since they didn't agree to that contract.
Yes, it is only after the terms change. Will check the exact date and post it here. It goes to arbitration after default (120 days late). |
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ChinaCoin
Newbie
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Activity: 28
Merit: 0
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May 09, 2013, 05:20:00 AM |
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People that have loans BEFORE the judge.me implementation, are they subject to judge.me or anything of the likes? It wouldn't make sense if they are, since they didn't agree to that contract.
Yes, it is only after the terms change. Will check the exact date and post it here. It goes to arbitration after default (120 days late). You didn't really explicitly specify. Only people that agree to judge.me are allowed to be judged, or ALL defaulted loans whether agreed or not go to judge.me? |
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🏰 TradeFortress 🏰
Bitcoin Veteran
VIP
Legendary
Offline
Activity: 1316
Merit: 1043
👻
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May 09, 2013, 11:45:56 AM |
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People that have loans BEFORE the judge.me implementation, are they subject to judge.me or anything of the likes? It wouldn't make sense if they are, since they didn't agree to that contract.
Yes, it is only after the terms change. Will check the exact date and post it here. It goes to arbitration after default (120 days late). You didn't really explicitly specify. Only people that agree to judge.me are allowed to be judged, or ALL defaulted loans whether agreed or not go to judge.me? It's so obvious that it's only people who agreed to judge.me. Otherwise, a few hundred loans more than 120 days late should have arbitration, no? And arbitration would be absolutely useless against those who have not agreed to it. |
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RandomQ
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May 09, 2013, 02:02:46 PM |
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I've had a payment stuck on "processing" for a few days now, I was just notified it was going to be late tomorrow.
Can you please cheeck on that thanks
( bitcointalk name verified )
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Tulkas (OP)
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May 10, 2013, 02:11:51 AM |
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I've had a payment stuck on "processing" for a few days now, I was just notified it was going to be late tomorrow.
Can you please cheeck on that thanks
( bitcointalk name verified )
Corrected. it happens when during the payment the exchange rate changes for mtgox linked loans. will keep it fixed during the 30s the transaction lasts. |
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small502
Newbie
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Activity: 12
Merit: 0
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May 10, 2013, 09:06:26 PM |
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Anyone having an issue with verification? Ive had an address request being verified for about a week now, ID and such was done in hours
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Tulkas (OP)
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May 12, 2013, 02:59:08 PM |
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All loans made after 03/30/2013 are subjected to the new terms: identity disclosure and arbitration for defaulters.
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sal002
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May 13, 2013, 12:28:08 PM |
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All loans made after 03/30/2013 are subjected to the new terms: identity disclosure and arbitration for defaulters.
Can you retroactively do that (per the terms)? What about arbitration for non-defaulters? |
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Tulkas (OP)
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May 14, 2013, 10:55:55 PM |
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All loans made after 03/30/2013 are subjected to the new terms: identity disclosure and arbitration for defaulters.
Can you retroactively do that (per the terms)? What about arbitration for non-defaulters? Arbitration no. Document disclosure, under review, but it seems we can do under brazilian law accordingly to our lawyer  |
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ffcitatos
Member
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Activity: 71
Merit: 10
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May 15, 2013, 09:18:24 AM |
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Tulkas, so who pays for the arbitration?
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Tulkas (OP)
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May 15, 2013, 12:53:08 PM |
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Tulkas, so who pays for the arbitration?
BTCJam. |
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sal002
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May 15, 2013, 01:35:58 PM |
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Tulkas, so who pays for the arbitration?
BTCJam. This may be an internal item you don't want to disclose, but what about cases where the outstanding debt is less than the arbitration fees? Will BTCJam just pay the debt or still seek arbitration? |
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Tulkas (OP)
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May 15, 2013, 08:51:05 PM |
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Tulkas, so who pays for the arbitration?
BTCJam. This may be an internal item you don't want to disclose, but what about cases where the outstanding debt is less than the arbitration fees? Will BTCJam just pay the debt or still seek arbitration? We have negotiated a special fee for BTCJam since most of the process can be streamlined via API. |
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ChinaCoin
Newbie
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Activity: 28
Merit: 0
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May 15, 2013, 09:13:48 PM |
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All loans before 3/30/2013 cannot be disclosed or arbitrated, right?
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Tulkas (OP)
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May 15, 2013, 10:32:45 PM |
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All loans before 3/30/2013 cannot be disclosed or arbitrated, right?
No. Disclosure is possible for older loans, our terms allow that. |
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bapakece
Newbie
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Activity: 56
Merit: 0
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May 17, 2013, 07:56:29 AM |
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All loans before 3/30/2013 cannot be disclosed or arbitrated, right?
lol ... Are you had loan too at Btcjam.com. After you have scammer other people in this forum. untrusworthy people  |
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Mordrul
Newbie
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Activity: 8
Merit: 0
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May 19, 2013, 07:02:03 PM |
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Moderators: If this post is against the rules for these forums, I will take it down immediately upon notification. I was unable to find anything in the terms of service that would either condemn or allow this message. I would like to announce my own Bitcoin loan request listing that is up on BTCJam, at https://btcjam.com/listings/4552. I am asking for BTC5, and am currently offering a 4% interest fee. My purpose is to be able to purchase (in USD, after exchanging at Mt. Gox or, if they are unavailable, the next most trustworthy exchange) better computer equipment so that I can mine crypto-currencies on my own (rather than having to ask for loans). What I have (an old Nvidia 8600 GTS) is hilariously insufficient to mine anything in a reasonable time frame. My living expenses are extremely low, and the electricity costs where I currently live are subsidized, meaning that return on investment for me is actually quite high. If I am successful in this endeavor, my purpose will then become to also invest in the Bitcoin community. I will also be confident in being able to repay larger loans for even better equipment. I just need to be able to get started, and I don't want to play the banksters' reindeer games. I have confirmed my identity, phone number and PayPal account with BTCJam. I am unable to confirm my address, because none of the utilities are in my name, nor does my license match my current address (basically, I'm living in a flophouse -- this is why my expenses are so low). Please allow me to serve you, and to serve the Bitcoin/othercoins communities. In gratitude, Will
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gaston909
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May 20, 2013, 04:11:31 PM |
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Some things simply need regulation.
Most of the "loans" I gave on btcjam were simply never repaid and the only inconvenience for the user is that they have a username on a website which has a bad record. Obviously when they open a new account on btcjam with a new username they can repeat the process.
If I has leant this money on a fiat lending site, zopa.com etc they would seek to recoop the defaulted loan - the risks of borrowing money.
Will I ever see my BTC returned? It is a considerable amount of money.
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