krishna1
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September 30, 2016, 05:36:20 PM |
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holy cow do you really have 800btc i do not belive that anyway why are yoi loaning it why don't open yourself a new bisness with that much money or hoq about a bitcoin exchange i think opening a busness will be good
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Barbut
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September 30, 2016, 05:41:32 PM |
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Before giving any loan, we need to check person that ask for loan. With proper collateral there is no risk, cause collateral need to worth more then loan, so the loaner can sell it for cash in anytime. Why checking? With good check we can always tell is person that loan are able to return that found, does that person have a job, is that person rich, or have some other goods to sell for money. Loans are risky, but with proper preparation it`s a good work, look at the banks, they are making big profit on their credits and loans.
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el kaka22
Legendary
Offline
Activity: 3612
Merit: 1165
www.Crypto.Games: Multiple coins, multiple games
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September 30, 2016, 06:26:22 PM |
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Before giving any loan, we need to check person that ask for loan. With proper collateral there is no risk, cause collateral need to worth more then loan, so the loaner can sell it for cash in anytime. Why checking? With good check we can always tell is person that loan are able to return that found, does that person have a job, is that person rich, or have some other goods to sell for money. Loans are risky, but with proper preparation it`s a good work, look at the banks, they are making big profit on their credits and loans.
Both getting loan and providing loan are not that much risky if we feel our responsibility for our actions. Loans are not risky when we are honest enough as a borrower and hence no need to face any consequences of defaulting. The lender must have proper plan of running a loan business like collateral and interest rates. Mostly, a proper collateral solves all the problems/risks of lenders.
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Positid
Sr. Member
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Offline
Activity: 378
Merit: 250
BULL RUN until 2030
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October 01, 2016, 11:47:02 AM |
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Before giving any loan, we need to check person that ask for loan. With proper collateral there is no risk, cause collateral need to worth more then loan, so the loaner can sell it for cash in anytime. Why checking? With good check we can always tell is person that loan are able to return that found, does that person have a job, is that person rich, or have some other goods to sell for money. Loans are risky, but with proper preparation it`s a good work, look at the banks, they are making big profit on their credits and loans.
Both getting loan and providing loan are not that much risky if we feel our responsibility for our actions. Loans are not risky when we are honest enough as a borrower and hence no need to face any consequences of defaulting. The lender must have proper plan of running a loan business like collateral and interest rates. Mostly, a proper collateral solves all the problems/risks of lenders. Honesty is not the measurement when you lend money online because in the first place we do not know each other and we are anonymous here, and of course behavior changes from time to time, the only way we can get to ensure we will be paid is to get the collateral before lending money.
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simpler2016
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
October 01, 2016, 02:46:15 PM |
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Before giving any loan, we need to check person that ask for loan. With proper collateral there is no risk, cause collateral need to worth more then loan, so the loaner can sell it for cash in anytime. Why checking? With good check we can always tell is person that loan are able to return that found, does that person have a job, is that person rich, or have some other goods to sell for money. Loans are risky, but with proper preparation it`s a good work, look at the banks, they are making big profit on their credits and loans.
Both getting loan and providing loan are not that much risky if we feel our responsibility for our actions. Loans are not risky when we are honest enough as a borrower and hence no need to face any consequences of defaulting. The lender must have proper plan of running a loan business like collateral and interest rates. Mostly, a proper collateral solves all the problems/risks of lenders. And I think that there is always a risk. And by granting a large loan must take a pledge that exceeds the cost of the loan. And still need to do everything right from a legal point of view, to conclude an agreement
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Chennai
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
October 01, 2016, 03:43:35 PM |
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800 BTC now is really a very big money. The price is really too high from the time you bought the btc. By now you might have got plenty of suggestions. Adding to it, I would also recommend you to start up with the signature campaign or trading where you can grow your money. I predict we can gain more money out of running a campaign. We have so many other rooms open to grow your btc in this forum. Read more and invest them where you can get reasonable turn over.
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hurain
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
October 01, 2016, 07:28:03 PM |
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yes there is no doubt about this that loans are too risky, because no one know know that what is going to happen to the price of bitcon either its price will increase or decrease, so if the price decrease then it will become more difficult for the person who take the loan to return it.
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vero
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
October 01, 2016, 08:48:19 PM |
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Before giving any loan, we need to check person that ask for loan. With proper collateral there is no risk, cause collateral need to worth more then loan, so the loaner can sell it for cash in anytime. Why checking? With good check we can always tell is person that loan are able to return that found, does that person have a job, is that person rich, or have some other goods to sell for money. Loans are risky, but with proper preparation it`s a good work, look at the banks, they are making big profit on their credits and loans.
Both getting loan and providing loan are not that much risky if we feel our responsibility for our actions. Loans are not risky when we are honest enough as a borrower and hence no need to face any consequences of defaulting. The lender must have proper plan of running a loan business like collateral and interest rates. Mostly, a proper collateral solves all the problems/risks of lenders. And I think that there is always a risk. And by granting a large loan must take a pledge that exceeds the cost of the loan. And still need to do everything right from a legal point of view, to conclude an agreement Loaning and borrowing has always a risk and the higher amount that you are going to borrow or lend then the higher risk that you are going to accept also. So for me as long as you can just cover it up with your savings if you really need loans, plainly use your savings so that you are going to save a lot of money too with the interest rates. the borrower is the injured party in this case, before applying for a loan they must be able to receive interest payments and also the risk of losing the collaterals. so however the beneficiary is the person who gives the loan.
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Chennai
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
October 01, 2016, 09:06:26 PM |
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yes there is no doubt about this that loans are too risky, because no one know know that what is going to happen to the price of bitcon either its price will increase or decrease, so if the price decrease then it will become more difficult for the person who take the loan to return it.
Though it is too risky, the amount you are lending someone would be more helpful and more supportive. There are very few who intend to run away without repaying the loan. In this forum, of course, you can not go for secured loan, but still can find out a faithful and a trustworthy to lend if you still wish to. At times you would be surprised in getting the money back to your pocket genuinely. We can make it as secured. You can get the scanned copy of ones identification proof which will help you track and keep the borrower very close.
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fravia
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October 01, 2016, 11:36:22 PM |
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Lending money is pretty much a no-no since you don't have any assurance that the users would pay you back. If you do the collateral-first before lending some money then you might be fine however, if you don't ask for any collateral, in case the user who loaned defaults to the terms then you might as well say bye-bye to your coins.
That is right. I think the value of the collateral should be at least 50% more than the value of the loan. well you might be right but it is still really risky in my opinion to actually lend your money as you might lose it all
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BitMaxz
Legendary
Online
Activity: 3346
Merit: 3085
BTC price road to $80k
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October 01, 2016, 11:47:11 PM |
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Lending money is pretty much a no-no since you don't have any assurance that the users would pay you back. If you do the collateral-first before lending some money then you might be fine however, if you don't ask for any collateral, in case the user who loaned defaults to the terms then you might as well say bye-bye to your coins.
That is right. I think the value of the collateral should be at least 50% more than the value of the loan. well you might be right but it is still really risky in my opinion to actually lend your money as you might lose it all 50% its a good idea that almost doing here already.. no one can give below the collateral just to secured when they are lend giving the exact amount not equal to your collateral.
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mace15
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
October 02, 2016, 03:12:25 AM |
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Lending some money is really too risky. As long he/she will pay you back that guarantees to return the money in double or depends on the agreement that you have. Its better to have an interest to the borrower to ensure they will pay you back. Likewise, in btc makes sure that you have an agreement that someone will return to pay you.
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icecube45
Legendary
Offline
Activity: 1218
Merit: 1000
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
October 02, 2016, 07:20:58 AM |
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Before giving any loan, we need to check person that ask for loan. With proper collateral there is no risk, cause collateral need to worth more then loan, so the loaner can sell it for cash in anytime. Why checking? With good check we can always tell is person that loan are able to return that found, does that person have a job, is that person rich, or have some other goods to sell for money. Loans are risky, but with proper preparation it`s a good work, look at the banks, they are making big profit on their credits and loans.
Both getting loan and providing loan are not that much risky if we feel our responsibility for our actions. Loans are not risky when we are honest enough as a borrower and hence no need to face any consequences of defaulting. The lender must have proper plan of running a loan business like collateral and interest rates. Mostly, a proper collateral solves all the problems/risks of lenders. And I think that there is always a risk. And by granting a large loan must take a pledge that exceeds the cost of the loan. And still need to do everything right from a legal point of view, to conclude an agreement Loaning and borrowing has always a risk and the higher amount that you are going to borrow or lend then the higher risk that you are going to accept also. So for me as long as you can just cover it up with your savings if you really need loans, plainly use your savings so that you are going to save a lot of money too with the interest rates. the borrower is the injured party in this case, before applying for a loan they must be able to receive interest payments and also the risk of losing the collaterals. so however the beneficiary is the person who gives the loan. Yes interest in lending was very reasonable for a lender surely also want to benefit, so they provide interest to get money back for more. Indeed, it is very detrimental to the borrower because they have to earn interest.
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dunfida
Legendary
Offline
Activity: 3178
Merit: 1147
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October 02, 2016, 08:01:14 AM |
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Before giving any loan, we need to check person that ask for loan. With proper collateral there is no risk, cause collateral need to worth more then loan, so the loaner can sell it for cash in anytime. Why checking? With good check we can always tell is person that loan are able to return that found, does that person have a job, is that person rich, or have some other goods to sell for money. Loans are risky, but with proper preparation it`s a good work, look at the banks, they are making big profit on their credits and loans.
Both getting loan and providing loan are not that much risky if we feel our responsibility for our actions. Loans are not risky when we are honest enough as a borrower and hence no need to face any consequences of defaulting. The lender must have proper plan of running a loan business like collateral and interest rates. Mostly, a proper collateral solves all the problems/risks of lenders. And I think that there is always a risk. And by granting a large loan must take a pledge that exceeds the cost of the loan. And still need to do everything right from a legal point of view, to conclude an agreement Loaning and borrowing has always a risk and the higher amount that you are going to borrow or lend then the higher risk that you are going to accept also. So for me as long as you can just cover it up with your savings if you really need loans, plainly use your savings so that you are going to save a lot of money too with the interest rates. the borrower is the injured party in this case, before applying for a loan they must be able to receive interest payments and also the risk of losing the collaterals. so however the beneficiary is the person who gives the loan. Yes interest in lending was very reasonable for a lender surely also want to benefit, so they provide interest to get money back for more. Indeed, it is very detrimental to the borrower because they have to earn interest. If there a lending then theres always an interest and no lender would able to give you a loan without any interest since its a business and they make profits with those interest. Lending services would be a good business though but little bit risky on both lendor and and those people that are being lend.
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goldcoinminer
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
October 02, 2016, 08:20:51 AM |
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Before giving any loan, we need to check person that ask for loan. With proper collateral there is no risk, cause collateral need to worth more then loan, so the loaner can sell it for cash in anytime. Why checking? With good check we can always tell is person that loan are able to return that found, does that person have a job, is that person rich, or have some other goods to sell for money. Loans are risky, but with proper preparation it`s a good work, look at the banks, they are making big profit on their credits and loans.
Both getting loan and providing loan are not that much risky if we feel our responsibility for our actions. Loans are not risky when we are honest enough as a borrower and hence no need to face any consequences of defaulting. The lender must have proper plan of running a loan business like collateral and interest rates. Mostly, a proper collateral solves all the problems/risks of lenders. And I think that there is always a risk. And by granting a large loan must take a pledge that exceeds the cost of the loan. And still need to do everything right from a legal point of view, to conclude an agreement Loaning and borrowing has always a risk and the higher amount that you are going to borrow or lend then the higher risk that you are going to accept also. So for me as long as you can just cover it up with your savings if you really need loans, plainly use your savings so that you are going to save a lot of money too with the interest rates. the borrower is the injured party in this case, before applying for a loan they must be able to receive interest payments and also the risk of losing the collaterals. so however the beneficiary is the person who gives the loan. Yes interest in lending was very reasonable for a lender surely also want to benefit, so they provide interest to get money back for more. Indeed, it is very detrimental to the borrower because they have to earn interest. If there a lending then theres always an interest and no lender would able to give you a loan without any interest since its a business and they make profits with those interest. Lending services would be a good business though but little bit risky on both lendor and and those people that are being lend. That's given already because in lending business they earn from the loan interest, but the main concern here is the risk of getting paid. If such borrower will borrow money you have to require him some collateral and that is just for an assurance that he will pay his loan, without collateral the borrow might not pay you and you cannot sue him because we are in crypto world.
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danherbias07
Legendary
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Activity: 3220
Merit: 1127
Leading Crypto Sports Betting & Casino Platform
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October 02, 2016, 09:22:08 AM |
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Lending some money is really too risky. As long he/she will pay you back that guarantees to return the money in double or depends on the agreement that you have. Its better to have an interest to the borrower to ensure they will pay you back. Likewise, in btc makes sure that you have an agreement that someone will return to pay you.
Even with agreements it is hard to trust someone whom you just met online. You should consider the consequences that if the borrower run there is no getting it back. Yes you can put negativr trust in the said account but what the hell he still got your money.
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rekinthis
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
October 02, 2016, 09:26:30 AM |
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I know that people give out loans but what's up with people no returning what they borrowed?? I want to know this because I might give out loans myself and I want to know what to watch out for... I have ~800 BTC at the moment and would it be a bad idea to start loaning? I bought my BTC back in 2010 mid August January(when it was about $0.07 per BTC) and I noticed the price went up a ton! Also what would be some other way to grow my BTC? Any ideas on what I should do? Something I should have added my friend was doing something you guys call "mining" I am very knew to the bitcoin world even though I have had them for a long time. I bought these bitcoin from him because he needed to sell them, my financial advisor has told me that the longer I wait the more return I would get so I told him hold the account for 5 years and ill see where I am... So last July I had gotten my account back, did a bunch of research then found you guys. So I came here to post a few posts and for everyone skeptical this is the proof https://gyazo.com/ee99cef712e9b72f03a3e8e870c33624 Yes bitcoin loaning is VERY risky, you shouldn't try loaning, better sell these bitcoins now and be happy as you will be very rich once you sell them, as they are 560$ each
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Positid
Sr. Member
![*](https://bitcointalk.org/Themes/custom1/images/star.gif) ![*](https://bitcointalk.org/Themes/custom1/images/star.gif) ![*](https://bitcointalk.org/Themes/custom1/images/star.gif)
Offline
Activity: 378
Merit: 250
BULL RUN until 2030
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October 02, 2016, 12:04:57 PM |
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I know that people give out loans but what's up with people no returning what they borrowed?? I want to know this because I might give out loans myself and I want to know what to watch out for... I have ~800 BTC at the moment and would it be a bad idea to start loaning? I bought my BTC back in 2010 mid August January(when it was about $0.07 per BTC) and I noticed the price went up a ton! Also what would be some other way to grow my BTC? Any ideas on what I should do? Something I should have added my friend was doing something you guys call "mining" I am very knew to the bitcoin world even though I have had them for a long time. I bought these bitcoin from him because he needed to sell them, my financial advisor has told me that the longer I wait the more return I would get so I told him hold the account for 5 years and ill see where I am... So last July I had gotten my account back, did a bunch of research then found you guys. So I came here to post a few posts and for everyone skeptical this is the proof https://gyazo.com/ee99cef712e9b72f03a3e8e870c33624 Yes bitcoin loaning is VERY risky, you shouldn't try loaning, better sell these bitcoins now and be happy as you will be very rich once you sell them, as they are 560$ each Loaning business is not considered as a bad business here in the community but what we are saying here is that business is very risky because you do not know the person you are dealing with and he might scam you and you cannot get back the amount of loan.
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Pursuer
Legendary
Offline
Activity: 1638
Merit: 1163
Where is my ring of blades...
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October 02, 2016, 12:36:44 PM |
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Lending some money is really too risky. As long he/she will pay you back that guarantees to return the money in double or depends on the agreement that you have. Its better to have an interest to the borrower to ensure they will pay you back. Likewise, in btc makes sure that you have an agreement that someone will return to pay you.
Even with agreements it is hard to trust someone whom you just met online. You should consider the consequences that if the borrower run there is no getting it back. Yes you can put negativr trust in the said account but what the hell he still got your money. you should then start using your brain more. there is this thing called collateral that if you have searched about it before getting into trading and read more you would have known about it already. you take something that is valuable instead of the money you are giving away. just like what banks do when they give you loan. they take your house for example. and then if you don't pay them back the lender will sell your collateral.
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Only Bitcoin
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betohell
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October 02, 2016, 12:45:13 PM |
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of course the loan will be at risk because not everyone has the honesty and you will not know their purpose? so keep careful when you want to lend money to someone
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