meliodas
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CryptoTalk.Org - Get Paid for every Post!
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November 26, 2017, 04:48:01 PM |
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Loans only become risky depending on the agreement between the one will avail the loan and the lender. If you see any suspicious statement in the agreement then you must not hesitate to not sign it or agree with it, because it might cause one to be more helpless. This is what lenders usually do.
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primera
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November 27, 2017, 12:31:17 AM |
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Collateral is a must, and most of the time the offered collateral is the forum account here in bitcointalk. That is why most of the users who can get loan is the higher rank and no newbie can get a loan. That is why loan is very risky method to earn bitcoin, much better to give loan personally which you know the person who applying and you can chase them if they do not pay.
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aeternus
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November 28, 2017, 05:57:18 AM |
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Collateral is a must, and most of the time the offered collateral is the forum account here in bitcointalk. That is why most of the users who can get loan is the higher rank and no newbie can get a loan. That is why loan is very risky method to earn bitcoin, much better to give loan personally which you know the person who applying and you can chase them if they do not pay.
Most lenders do not accept forum accounts anymore because if the person defaults on the loan now they have to sell the account to recover their money and many do not like this activity since they are against it since account sales most of the time leads to scams.
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mirakal
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Leading Crypto Sports Betting & Casino Platform
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November 28, 2017, 09:03:31 AM |
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Collateral is a must, and most of the time the offered collateral is the forum account here in bitcointalk. That is why most of the users who can get loan is the higher rank and no newbie can get a loan. That is why loan is very risky method to earn bitcoin, much better to give loan personally which you know the person who applying and you can chase them if they do not pay.
Most lenders do not accept forum accounts anymore because if the person defaults on the loan now they have to sell the account to recover their money and many do not like this activity since they are against it since account sales most of the time leads to scams. That's the risk, but there are some who just let you borrow money for a little amount because they trust you and they believe with small amount there will be small risk. When lending in this kind of weak collateral transaction, lender should be wise to charge a bigger interest rate to match the big risk in this kind of transaction.
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Umar001
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November 28, 2017, 09:41:32 AM |
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Loan is not too risky provided there is proper credit control system before you giving out loan, though there is risk involved when giving out loan, but with proper perfection of security involved, you have less risk. #no risk no return.
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oralnuts
Newbie
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November 30, 2017, 04:06:21 AM |
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Everything has its risk, that is certain. It depends on your preference if you are willing, but personally, it could lead you to bitter situations so rethink your decision if you are willing to lend or borrow.
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samtarly
Full Member
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Merit: 100
Pre-sale - March 18
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November 30, 2017, 04:13:43 AM |
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every loans carries risk, it will solely depend on the creditor how he/she assess this risk. Collateral/pledge is a good way of securing loans and doing it in writing as well.
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sulendra12
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November 30, 2017, 04:22:27 AM |
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In my personal experience, understanding via youtube is the best to understand the basic idea of buying and selling. When you have the ideas, you should use content articles, weblogs, and forum for you to get much more knowledge.Good luck!
Not even read the title. It's about lend someone not trading, please read dude. Although loans is such a risky action to do, when someone need money and you can give your hand to that borrowers and make sure you're taking the collateral unless it's very trustful member in this forum. So, when the scammer goes away you can recover your money.
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Saidmod
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November 30, 2017, 04:39:32 AM |
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every loans carries risk, it will solely depend on the creditor how he/she assess this risk. Collateral/pledge is a good way of securing loans and doing it in writing as well.
Typically it depends like you said because if you know how to make loans you must know also how to pay it on time so that in the next time you loan you will not going to loss their trust to you.
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Kasabus
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November 30, 2017, 05:01:31 AM |
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every loans carries risk, it will solely depend on the creditor how he/she assess this risk. Collateral/pledge is a good way of securing loans and doing it in writing as well.
Typically it depends like you said because if you know how to make loans you must know also how to pay it on time so that in the next time you loan you will not going to loss their trust to you. You are building trust but the question is how long you will be trustworthy? There are people who are good payers at the start and once they gain the trust of their lenders and they were able to loan a good amount of money then that would be the time that they will not pay, it's easy to fake your reputation but the risk is all on the lenders.
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Kadal Ijo
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November 30, 2017, 05:29:37 AM |
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Yes right, the loans are very risky, if we can not manage finances well then we must save, life must be balanced relying on the loan is not a long-term solution but only for a moment and very risky.
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Botnake
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November 30, 2017, 09:04:17 AM |
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Yes right, the loans are very risky, if we can not manage finances well then we must save, life must be balanced relying on the loan is not a long-term solution but only for a moment and very risky.
Loan is a business for some people and they need to know the risk and not just giving loans without a ensuring collateral. Actually I am planning to borrow here in the forum but some do accept collateral that I don't have and some just accept accounts as collateral which is hard for me because I don't have trust yet, so I decided to just borrow to the bank and accept their terms. This people who are lending here may have found a solution to minimize the risk because until now they are still doing their business very well.
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martina14
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November 30, 2017, 09:17:40 AM |
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Having loan in btc is so not applicable.. Why is that bitcoin loan has percentage and btc is growing too much in price value.. This is a double knock on you..
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Taki
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November 30, 2017, 09:20:54 AM |
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800 BTC it is a huge money today. I would like to be on your place, to buy bitcoin per 0,07$. INSANE! I don't know why you even fill your head with loans ideas. You are not registered, so you will not have any protect if some one will not bring you back your money. I suggest you just to buy an apartment or villa in some turistic place by the seaside and give it for rent for a long period of time, believe me, this investment will feed you till the end of your days and that is what I would do if I would have some extra money.
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Cangkeman Wae
Member
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Merit: 10
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November 30, 2017, 10:59:26 AM |
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Loans will make us dizzy and have trouble sleeping, never loans, better sell valuable assets than loans, although many business people rely on loans but they are good at managing finances so they can pay on time.
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explosion
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November 30, 2017, 11:02:16 AM |
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I was always afraid of loans, because I've seen too many scams around. It looks good for a small investment, but at the same time.. You never know when it happens.
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carefumles
Jr. Member
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Activity: 51
Merit: 10
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November 30, 2017, 12:31:21 PM |
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loans is so risky specially long one (if i get 1 BTC loan at 2016 and must paid back at 2018 ) will lost a lot .
so it is better to loan bitcoin using it’s value to bitcoin not as bitcoin number
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randal9
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November 30, 2017, 07:27:54 PM |
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I believe that it makes sense to take a loan, only for something really serious and important...and the current life to live on the earned money...then you will be in the present and not take money from your future
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Ziskinberg
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December 03, 2017, 08:33:39 AM |
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I believe that it makes sense to take a loan, only for something really serious and important...and the current life to live on the earned money...then you will be in the present and not take money from your future
Loan is one of the best option if you are in desperate need of money, since we cannot foreseen the future there are times that we will be able to encounter a problem with money, if the loan interest is reasonable then it would be alright as long as we pay. Those who are running a lending business can also help us who are in need of money, but they also need to be fair and don't take advantage to our situation by charging big interest.
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aeternus
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December 07, 2017, 07:07:22 PM |
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Collateral is a must, and most of the time the offered collateral is the forum account here in bitcointalk. That is why most of the users who can get loan is the higher rank and no newbie can get a loan. That is why loan is very risky method to earn bitcoin, much better to give loan personally which you know the person who applying and you can chase them if they do not pay.
Most lenders do not accept forum accounts anymore because if the person defaults on the loan now they have to sell the account to recover their money and many do not like this activity since they are against it since account sales most of the time leads to scams. That's the risk, but there are some who just let you borrow money for a little amount because they trust you and they believe with small amount there will be small risk. When lending in this kind of weak collateral transaction, lender should be wise to charge a bigger interest rate to match the big risk in this kind of transaction. There are lenders like that but most likely you need to have a story of repaying bigger loans to them or to other lenders or you need to have a good reputation in the forum already, however with the big amount of scams going around in the forum those kind of loans are slowly disappearing from the forum as scammers have began to abuse the trust of those lenders.
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