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Better, Ripple Labs should be compared to the FED. They hold 99% of XRP in reserves, while having the power of diluting the currency at will according to their monetary policy - which they surely have as essential part of their bussiness plan.
For me, counting only XRP released to public, would work well, although I think there is no "best market cap" here to measure.
Best critics which tell the problem here in short! thx for that.
For centralised fiat we have Paypal, no need for copycats with a "cryptocoin" coat / PR campaign.
I bet noone cares where u switched to.
thought the fanboy, knowing he lies to himself
It seems the discussion here is ~70% against centraliesed premined crap, 10% neutral, 20% premine fanboys.
Clear result.