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Author Topic: [ANN][MicroMoney] The New Global Crypto Economy  (Read 55030 times)
akihiro101117
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November 15, 2017, 07:15:56 AM
 #1641



10 days remaining on Icobench, Is that true? When I visit Micoromoney website, we have 2 days for buying AMM tokens before its closed. Micromoney staff should clarify this miscommunication with icobench.

hi that's not true, 3 days remaining not 10 days, i just visit thier website and i found this,
Time left until the end of campaign:
DAY
3
HOURS
1
MIN
49
SEC
14

yes the orderbook.io says the same but the devs clarify that the real countdown is in their website, but i think this should be fix to avoid confusion.
i am looking at the website now and it is 2days and 11 hours left before the ico ends! and we are 160k away from 10m milestone. maybe the orderbook and icobench is not updated. better tune on their website

Sounds a good update for the MM, time still running right now. Hoping MM got the 10m milestone till the end of assigned date and time. I think, its possible to get it. Best of luck Micro Money!

up to a mark of 10 million dollars remains very little. I am confident that we will pass this line. I wonder if it will be possible to reach 15 million for 2 days?

$10m dollars is a huge amount of money already and i dont think that MM will surpass 15m in 2 days. because if there are large investors, they may invest in the beginning of the ico to maximize their holdings.


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jets567
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November 15, 2017, 07:18:47 AM
 #1642

The soft cap is getting closer. Yes, micro money has solid team where it can drive the market towards micro money. Now they are making many partnership with other companies when they entered into crypto market and exploding their business to nation's.
Right Sire, the movements and performance of this project inside the market is great and We will see that it's getting closer to the peak. Very excited to have this project in my country, It will help a lot of people here in Philippines.

this will be happening for sure since it's partners are big ones and the devs are very active in order to fulfill their cause. I've supported the previous project of this team so no doubt they be nailing it for sure.

thanks for encouraging thoughts! a hero member like you gives me assurance that this project will turn out good! i invested money on it.

invest in your own risk! dont lean on person for you not to regret. by the way they have credible advisors and partners isnt that good for you?
i know that there are lots of legit partners that micromoney has i am pertaining to the experience of btc users and the credibility of the team to execute this huge project. A opinion from an expert btc user is what i am looking for.
@iamlds08 Yes Sire, comment from trusted colleagues here is addition to the trust we can share in this project but We know and it's our cargo if any changes or problems arise. And for me I can say 100% this project is not risky and it can even deliver great help to the people who reach this project.

in every business there is a risk and we must not blame anyone in our decision it is just good to hear that aside from me there are also believers in the project micromoney's tokenization and decentralization. and i see a low risk upon investing on it. 
Thats true business is like a gambling you dont know if you will win or lose. But i believe that inveating in this project is worthy because there is a low risk in this project.
You have a point about it, if you are a investor. You will never go to a project that is not sure of profit. Maybe some take a risk but not too much at all. You need also assurance for your money as well.

that is what i like good projects with minimal risks like this micromoney project. aside from there is already a stable business, the plans for expansion is feasible.

you all have point when it comes to correlating risk and business, if you are seeing a less risk coz you base on the value that this project has raise i believe your assesment might not be that reliable. The ICO stage is really important we all know that, but the real struggle starts after it is launched. Which may depend on the devs and the team to handle it, from it you can evaluate the odds, and know what risk you are now taking.

what i am pointing of risk management is investing in a product that is already running  for years versus product that is in the start up stage.
unlike other ico's, MM is running since 2015 and it is less risky because they already launched their pilot product in cambodia and myanmar which has the same scenario of philippines.
because of their expertise in emerging markets like CM and MYM their expansion might be good because they are prepared.

relax fellas you all have a point i guess what katashi is pointing that it's not about how established the business is right now, coz even if it is already existing still it's new to  crypto. Take for example HKN those are backed with the whales on it's own league but still they are having an hard time but i believe they do still have a chance to do it coz the project itself is good. What i am pointing here is you can never say it's not risky enough even you are fully established.

 
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iamlds08
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November 15, 2017, 07:20:03 AM
 #1643

How would you apply to loan when you don't have a bank account? Can anyone think of this?

They need you to provide bank account details for the loan disbursment in Fiat currency.

Not exactly. Bank account is not a must for you to secure a loan from Micromoney. But if you do have one good. The loan scheme is targeted at the population without bank accounts who will be connected to MicroMoney services through MicroMoney money partners and via the Mobile App.
I try to download their application, but it says it not supported philippines. When did micromoney want to support my country which is philippines.
i think because the micromoney office here in phillipines is not open yet thats why the phillipines is not included on the apps, but the whitepaper said the micromoney office here on phillipines is ready to open anytime soon.

from what i've read they are targetting unbanked sectors of the society so logically speaking it will be a confusion to set a requirements requiring bank documents right?
Accurate Sire, Therefore they may use other sources of information from the borrowers just like getting our information from smartphone or online accounts. I think they have official standards to find our Original identity. I didn't know if I'm correct, please let me know the whole pictures that I did not see on Whitepaper. Thanks
.


based on my research,

Micromoney create an app that gathers 10,000 parameters. analyze big data using AI neural network scoring and this is enough to obtain approval decision is just 15 seconds.

that is the edge of MM to other competitors plus the credit history of the borrower is ready because it is digital.
Do you say it is easy to loan when you pass their interview? Is it convenient and fast for approval? If im right then i'm happy to use this Apps soon.
yes its easy to apply loan from micromoney you dont have to wait for days to get approved, they using this high tech algorithms and you can get approved in 15 seconds its really convenient for the borrowers.
Yes, Very Easy and Fast unlike the loan approval We have right now in any place here in Phillipines. No more hassle for gathering all documents they need. And the interest is very low and affordable.

aside from being slow in transactions, philippines also means FEElipFines transactions here are redtaped and full of fines and fees. it is good to have a fast and realiable lending company here like micromoney to revolutionize the money market here.
jets567
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November 15, 2017, 07:25:44 AM
 #1644

How would you apply to loan when you don't have a bank account? Can anyone think of this?

They need you to provide bank account details for the loan disbursment in Fiat currency.

Not exactly. Bank account is not a must for you to secure a loan from Micromoney. But if you do have one good. The loan scheme is targeted at the population without bank accounts who will be connected to MicroMoney services through MicroMoney money partners and via the Mobile App.
I try to download their application, but it says it not supported philippines. When did micromoney want to support my country which is philippines.
i think because the micromoney office here in phillipines is not open yet thats why the phillipines is not included on the apps, but the whitepaper said the micromoney office here on phillipines is ready to open anytime soon.

from what i've read they are targetting unbanked sectors of the society so logically speaking it will be a confusion to set a requirements requiring bank documents right?
Accurate Sire, Therefore they may use other sources of information from the borrowers just like getting our information from smartphone or online accounts. I think they have official standards to find our Original identity. I didn't know if I'm correct, please let me know the whole pictures that I did not see on Whitepaper. Thanks
.


based on my research,

Micromoney create an app that gathers 10,000 parameters. analyze big data using AI neural network scoring and this is enough to obtain approval decision is just 15 seconds.

that is the edge of MM to other competitors plus the credit history of the borrower is ready because it is digital.
Do you say it is easy to loan when you pass their interview? Is it convenient and fast for approval? If im right then i'm happy to use this Apps soon.
yes its easy to apply loan from micromoney you dont have to wait for days to get approved, they using this high tech algorithms and you can get approved in 15 seconds its really convenient for the borrowers.
Yes, Very Easy and Fast unlike the loan approval We have right now in any place here in Phillipines. No more hassle for gathering all documents they need. And the interest is very low and affordable.

aside from being slow in transactions, philippines also means FEElipFines transactions here are redtaped and full of fines and fees. it is good to have a fast and realiable lending company here like micromoney to revolutionize the money market here.

yeah i feel you too, i mean it's reall prone on our country. The "palakasan" system that's how we call it here. Where the one with connections are allowed to have the privelege and be hassle free on doing transaction like these.

 
                                . ██████████.
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       ..████████████████████████████████████████████████████████████..
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Rhona Ponse De Leon
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November 15, 2017, 07:28:32 AM
 #1645

The soft cap is getting closer. Yes, micro money has solid team where it can drive the market towards micro money. Now they are making many partnership with other companies when they entered into crypto market and exploding their business to nation's.
Right Sire, the movements and performance of this project inside the market is great and We will see that it's getting closer to the peak. Very excited to have this project in my country, It will help a lot of people here in Philippines.

this will be happening for sure since it's partners are big ones and the devs are very active in order to fulfill their cause. I've supported the previous project of this team so no doubt they be nailing it for sure.

thanks for encouraging thoughts! a hero member like you gives me assurance that this project will turn out good! i invested money on it.

invest in your own risk! dont lean on person for you not to regret. by the way they have credible advisors and partners isnt that good for you?
i know that there are lots of legit partners that micromoney has i am pertaining to the experience of btc users and the credibility of the team to execute this huge project. A opinion from an expert btc user is what i am looking for.
@iamlds08 Yes Sire, comment from trusted colleagues here is addition to the trust we can share in this project but We know and it's our cargo if any changes or problems arise. And for me I can say 100% this project is not risky and it can even deliver great help to the people who reach this project.

in every business there is a risk and we must not blame anyone in our decision it is just good to hear that aside from me there are also believers in the project micromoney's tokenization and decentralization. and i see a low risk upon investing on it. 
Thats true business is like a gambling you dont know if you will win or lose. But i believe that inveating in this project is worthy because there is a low risk in this project.
You have a point about it, if you are a investor. You will never go to a project that is not sure of profit. Maybe some take a risk but not too much at all. You need also assurance for your money as well.

that is what i like good projects with minimal risks like this micromoney project. aside from there is already a stable business, the plans for expansion is feasible.

you all have point when it comes to correlating risk and business, if you are seeing a less risk coz you base on the value that this project has raise i believe your assesment might not be that reliable. The ICO stage is really important we all know that, but the real struggle starts after it is launched. Which may depend on the devs and the team to handle it, from it you can evaluate the odds, and know what risk you are now taking.

what i am pointing of risk management is investing in a product that is already running  for years versus product that is in the start up stage.
unlike other ico's, MM is running since 2015 and it is less risky because they already launched their pilot product in cambodia and myanmar which has the same scenario of philippines.
because of their expertise in emerging markets like CM and MYM their expansion might be good because they are prepared.
I agree with you old friends, on all projects made by businessman there are always administrators on things that can be a problem. And you're right that the company has a foundation since 2015 is have encounter many things maybe a good and bad things that's why I know that they are ready to face any changes and they know what action they need to do.
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November 15, 2017, 07:32:45 AM
 #1646

Till the point it is launched for Philipines,  you can watch the below video on how MicroMoney mobile app works. Cheesy

https://www.youtube.com/watch?v=wKT-b523W1Y

thanks for the app review. i have noticed that it requires passport or id upon registration and the borrowing amount must be less than or equal to 40% of your salary.

my question is if the market is blue collar jobs that dont have salary slips would it be a problem?

plus the AI that screens in 15 seconds is after you have already registered.

and lastly you must input co worker or guarantor for you to loan.

the review is educational.please answer my questions in mind thankyou!

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iamlds08
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November 15, 2017, 07:37:14 AM
 #1647

How would you apply to loan when you don't have a bank account? Can anyone think of this?

They need you to provide bank account details for the loan disbursment in Fiat currency.

Not exactly. Bank account is not a must for you to secure a loan from Micromoney. But if you do have one good. The loan scheme is targeted at the population without bank accounts who will be connected to MicroMoney services through MicroMoney money partners and via the Mobile App.
I try to download their application, but it says it not supported philippines. When did micromoney want to support my country which is philippines.
i think because the micromoney office here in phillipines is not open yet thats why the phillipines is not included on the apps, but the whitepaper said the micromoney office here on phillipines is ready to open anytime soon.

from what i've read they are targetting unbanked sectors of the society so logically speaking it will be a confusion to set a requirements requiring bank documents right?
Accurate Sire, Therefore they may use other sources of information from the borrowers just like getting our information from smartphone or online accounts. I think they have official standards to find our Original identity. I didn't know if I'm correct, please let me know the whole pictures that I did not see on Whitepaper. Thanks
.


based on my research,

Micromoney create an app that gathers 10,000 parameters. analyze big data using AI neural network scoring and this is enough to obtain approval decision is just 15 seconds.

that is the edge of MM to other competitors plus the credit history of the borrower is ready because it is digital.
Do you say it is easy to loan when you pass their interview? Is it convenient and fast for approval? If im right then i'm happy to use this Apps soon.
yes its easy to apply loan from micromoney you dont have to wait for days to get approved, they using this high tech algorithms and you can get approved in 15 seconds its really convenient for the borrowers.
Yes, Very Easy and Fast unlike the loan approval We have right now in any place here in Phillipines. No more hassle for gathering all documents they need. And the interest is very low and affordable.

aside from being slow in transactions, philippines also means FEElipFines transactions here are redtaped and full of fines and fees. it is good to have a fast and realiable lending company here like micromoney to revolutionize the money market here.

yeah i feel you too, i mean it's reall prone on our country. The "palakasan" system that's how we call it here. Where the one with connections are allowed to have the privelege and be hassle free on doing transaction like these.

exactly. another thing is the crab mentality that the competitors here may bring to MM. i am into the ideology of MM in lending micro loan to poor but we cant tell what competitors bring. i just hope that the team will be able to conquer all those problem upon launching here. goodluck team MM!
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November 15, 2017, 07:39:12 AM
 #1648

Till the point it is launched for Philipines,  you can watch the below video on how MicroMoney mobile app works. Cheesy

https://www.youtube.com/watch?v=wKT-b523W1Y

thanks for the app review. i have noticed that it requires passport or id upon registration and the borrowing amount must be less than or equal to 40% of your salary.

my question is if the market is blue collar jobs that dont have salary slips would it be a problem?

plus the AI that screens in 15 seconds is after you have already registered.

and lastly you must input co worker or guarantor for you to loan.

the review is educational.please answer my questions in mind thankyou!
Thanks for the info my friend. I can use this idea in the future. I want to use that application in the future too!

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November 15, 2017, 07:42:02 AM
 #1649

How would you apply to loan when you don't have a bank account? Can anyone think of this?

They need you to provide bank account details for the loan disbursment in Fiat currency.

Not exactly. Bank account is not a must for you to secure a loan from Micromoney. But if you do have one good. The loan scheme is targeted at the population without bank accounts who will be connected to MicroMoney services through MicroMoney money partners and via the Mobile App.
I try to download their application, but it says it not supported philippines. When did micromoney want to support my country which is philippines.
i think because the micromoney office here in phillipines is not open yet thats why the phillipines is not included on the apps, but the whitepaper said the micromoney office here on phillipines is ready to open anytime soon.

from what i've read they are targetting unbanked sectors of the society so logically speaking it will be a confusion to set a requirements requiring bank documents right?
Accurate Sire, Therefore they may use other sources of information from the borrowers just like getting our information from smartphone or online accounts. I think they have official standards to find our Original identity. I didn't know if I'm correct, please let me know the whole pictures that I did not see on Whitepaper. Thanks
.


based on my research,

Micromoney create an app that gathers 10,000 parameters. analyze big data using AI neural network scoring and this is enough to obtain approval decision is just 15 seconds.

that is the edge of MM to other competitors plus the credit history of the borrower is ready because it is digital.
Do you say it is easy to loan when you pass their interview? Is it convenient and fast for approval? If im right then i'm happy to use this Apps soon.
yes its easy to apply loan from micromoney you dont have to wait for days to get approved, they using this high tech algorithms and you can get approved in 15 seconds its really convenient for the borrowers.
Yes, Very Easy and Fast unlike the loan approval We have right now in any place here in Phillipines. No more hassle for gathering all documents they need. And the interest is very low and affordable.

aside from being slow in transactions, philippines also means FEElipFines transactions here are redtaped and full of fines and fees. it is good to have a fast and realiable lending company here like micromoney to revolutionize the money market here.

yeah i feel you too, i mean it's reall prone on our country. The "palakasan" system that's how we call it here. Where the one with connections are allowed to have the privelege and be hassle free on doing transaction like these.

exactly. another thing is the crab mentality that the competitors here may bring to MM. i am into the ideology of MM in lending micro loan to poor but we cant tell what competitors bring. i just hope that the team will be able to conquer all those problem upon launching here. goodluck team MM!
That is why this project "MicroMoney" is a blessings for the Philippines when it arrives here, this Symtem may give to us equality based on our needs. Yes and will stop others for using their connections or power to be first on line while others is patiently waiting to call their names for loan approvals.
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November 15, 2017, 07:45:36 AM
 #1650

For those who are interested .This are some requirements and rules when you applying on MM based on their website.

MAIN rules:
-   Loan should be less 40% of salary.
-   1st loan – to bank account ONLY.
-   Second loan – Bank account or Payment system.
-   Minimum loan term to borrow bigger loan – 14 days of using money on current step.
-   Next loan can be taken after 5 days previous loan is repaid.
-   Each next loan or prolongation: +2more family contact person.

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Daisuke
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November 15, 2017, 07:50:36 AM
 #1651

Just some clarification that $1 million is their soft cap, the $10 million showing on the website is one of their milestone to achieve. the devs already confirmed this on their telegram channel
I see. Thank you for clarification now i know.
Know its crystal clear thank you for clarifying by the way mr.rarefortune how to join to their telegram channel? to be more updated.thanks in advance.

You are all welcome! I'm glad I could help people on this thread. you can ask directly the devs on their telegram channel as they respond quickly even though they had a large community.

Here's the link of their telegram: https://t.me/micromoneyico
Thank for this one @Rarefortune i will be glad if i join their telegram group.

The Telegram channel is open to everybody. You don't need anybody's permission to join. Infact, MicroMoney will be glad to have you join. So don't hesitate to join. Also, do remember that the ICO is just 3 days, 3 hours and few minutes to the end. November 18th is the final day. Go grab as much as you can @ https://micromoney.io

The channel of micromoney cant be accessed to some users. maybe telegram gave restrictions to some country. I suggest to use VPN if they cant access the telegram group.
rchstr
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November 15, 2017, 07:52:11 AM
 #1652

aside from being slow in transactions, philippines also means FEElipFines transactions here are redtaped and full of fines and fees. it is good to have a fast and realiable lending company here like micromoney to revolutionize the money market here.
This project aims to give people their first credit history. As we all know philippines is not that advanced to have such technology using the blockchain. Maybe in this project they will try how blockchain works.
rchstr
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November 15, 2017, 07:53:24 AM
 #1653

For those who are interested .This are some requirements and rules when you applying on MM based on their website.

MAIN rules:
-   Loan should be less 40% of salary.
-   1st loan – to bank account ONLY.
-   Second loan – Bank account or Payment system.
-   Minimum loan term to borrow bigger loan – 14 days of using money on current step.
-   Next loan can be taken after 5 days previous loan is repaid.
-   Each next loan or prolongation: +2more family contact person.

So first timers who have no bank accounts cant lend to their company?
basesaw
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November 15, 2017, 07:55:38 AM
 #1654

exactly. another thing is the crab mentality that the competitors here may bring to MM. i am into the ideology of MM in lending micro loan to poor but we cant tell what competitors bring. i just hope that the team will be able to conquer all those problem upon launching here. goodluck team MM!

I know this system already exist in the philippines. try searching tala philippines. they have a working platform and it is very easy to use. I dont know if they are into cryptocurrency but I know the system is already working.
iamlds08
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November 15, 2017, 07:57:02 AM
 #1655

For those who are interested .This are some requirements and rules when you applying on MM based on their website.

MAIN rules:
-   Loan should be less 40% of salary.
-   1st loan – to bank account ONLY.
-   Second loan – Bank account or Payment system.
-   Minimum loan term to borrow bigger loan – 14 days of using money on current step.
-   Next loan can be taken after 5 days previous loan is repaid.
-   Each next loan or prolongation: +2more family contact person.

well this sounds real tho. i am not satisfied with the 15 seconds AI assesment. well here in the philippines it is hard to have an i.d. if you are applying for an id your must have an id first. sounds crazy right? but this is true. the government here is not synced. another MM problem
Daisuke
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November 15, 2017, 07:58:43 AM
 #1656

exactly. another thing is the crab mentality that the competitors here may bring to MM. i am into the ideology of MM in lending micro loan to poor but we cant tell what competitors bring. i just hope that the team will be able to conquer all those problem upon launching here. goodluck team MM!

I know this system already exist in the philippines. try searching tala philippines. they have a working platform and it is very easy to use. I dont know if they are into cryptocurrency but I know the system is already working.

I have heared that company early this year. Some of my friends are using their service and I think they are satisfied with tala's service.
iamlds08
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November 15, 2017, 08:01:41 AM
 #1657

How would you apply to loan when you don't have a bank account? Can anyone think of this?

They need you to provide bank account details for the loan disbursment in Fiat currency.

Not exactly. Bank account is not a must for you to secure a loan from Micromoney. But if you do have one good. The loan scheme is targeted at the population without bank accounts who will be connected to MicroMoney services through MicroMoney money partners and via the Mobile App.
I try to download their application, but it says it not supported philippines. When did micromoney want to support my country which is philippines.
i think because the micromoney office here in phillipines is not open yet thats why the phillipines is not included on the apps, but the whitepaper said the micromoney office here on phillipines is ready to open anytime soon.

from what i've read they are targetting unbanked sectors of the society so logically speaking it will be a confusion to set a requirements requiring bank documents right?
Accurate Sire, Therefore they may use other sources of information from the borrowers just like getting our information from smartphone or online accounts. I think they have official standards to find our Original identity. I didn't know if I'm correct, please let me know the whole pictures that I did not see on Whitepaper. Thanks
.


based on my research,

Micromoney create an app that gathers 10,000 parameters. analyze big data using AI neural network scoring and this is enough to obtain approval decision is just 15 seconds.

that is the edge of MM to other competitors plus the credit history of the borrower is ready because it is digital.
Do you say it is easy to loan when you pass their interview? Is it convenient and fast for approval? If im right then i'm happy to use this Apps soon.
yes its easy to apply loan from micromoney you dont have to wait for days to get approved, they using this high tech algorithms and you can get approved in 15 seconds its really convenient for the borrowers.
Yes, Very Easy and Fast unlike the loan approval We have right now in any place here in Phillipines. No more hassle for gathering all documents they need. And the interest is very low and affordable.

aside from being slow in transactions, philippines also means FEElipFines transactions here are redtaped and full of fines and fees. it is good to have a fast and realiable lending company here like micromoney to revolutionize the money market here.

yeah i feel you too, i mean it's reall prone on our country. The "palakasan" system that's how we call it here. Where the one with connections are allowed to have the privelege and be hassle free on doing transaction like these.

exactly. another thing is the crab mentality that the competitors here may bring to MM. i am into the ideology of MM in lending micro loan to poor but we cant tell what competitors bring. i just hope that the team will be able to conquer all those problem upon launching here. goodluck team MM!
That is why this project "MicroMoney" is a blessings for the Philippines when it arrives here, this Symtem may give to us equality based on our needs. Yes and will stop others for using their connections or power to be first on line while others is patiently waiting to call their names for loan approvals.

i wish that the team will not be demoralized upon registration and initial launch. doing business here is as hard as algorithms!
rchstr
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November 15, 2017, 08:02:29 AM
 #1658

exactly. another thing is the crab mentality that the competitors here may bring to MM. i am into the ideology of MM in lending micro loan to poor but we cant tell what competitors bring. i just hope that the team will be able to conquer all those problem upon launching here. goodluck team MM!

I know this system already exist in the philippines. try searching tala philippines. they have a working platform and it is very easy to use. I dont know if they are into cryptocurrency but I know the system is already working.

I have heared that company early this year. Some of my friends are using their service and I think they are satisfied with tala's service.
I know tala is present for a while in the philippines but they are not that well known here. Maybe if micromoney will have a good marketing in our country they can lure many users.
mongkie
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November 15, 2017, 08:02:50 AM
 #1659

For those who are interested .This are some requirements and rules when you applying on MM based on their website.

MAIN rules:
-   Loan should be less 40% of salary.
-   1st loan – to bank account ONLY.
-   Second loan – Bank account or Payment system.
-   Minimum loan term to borrow bigger loan – 14 days of using money on current step.
-   Next loan can be taken after 5 days previous loan is repaid.
-   Each next loan or prolongation: +2more family contact person.

So first timers who have no bank accounts cant lend to their company?

how can they serve the unbanked if the main credentials is bank account? sounds illogical

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Daisuke
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November 15, 2017, 08:05:58 AM
 #1660

For those who are interested .This are some requirements and rules when you applying on MM based on their website.

MAIN rules:
-   Loan should be less 40% of salary.
-   1st loan – to bank account ONLY.
-   Second loan – Bank account or Payment system.
-   Minimum loan term to borrow bigger loan – 14 days of using money on current step.
-   Next loan can be taken after 5 days previous loan is repaid.
-   Each next loan or prolongation: +2more family contact person.

So first timers who have no bank accounts cant lend to their company?

how can they serve the unbanked if the main credentials is bank account? sounds illogical

YES, Maybe they will take an action to this system as they dont know what kind of rules our government has. They can adjust their rules if thats the case.
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