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Author Topic: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat  (Read 21969 times)
Seidr
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November 09, 2017, 01:10:46 AM
 #561

If the loans are issued in the form of a crypto currency, how will they be insured?
What exactly do you mean?
The rate of crypto currency and bitcoin is very unstable. What if I take a loan at a time when bitcoin costs $ 5,000, but in just a couple of months it already costs $ 10,000. How will the payments be calculated in this case? Will I pay more or will the old price of crypto currency be taken into account?

It seems to me that in this case the change in the price of the crypto-currency in which the loan is issued will not be taken into account. I mean, payments and interest on the loan will be calculated from the value of the currency at the time of the loan.
But this is extremely unprofitable?
No interest rates will cover such costs!
I think the developers took into account such details, and maybe it will somehow be insured, I do not know.
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lordmick
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November 09, 2017, 01:11:19 AM
 #562

If the loans are issued in the form of a crypto currency, how will they be insured?
What exactly do you mean?
The rate of crypto currency and bitcoin is very unstable. What if I take a loan at a time when bitcoin costs $ 5,000, but in just a couple of months it already costs $ 10,000. How will the payments be calculated in this case? Will I pay more or will the old price of crypto currency be taken into account?

It seems to me that in this case the change in the price of the crypto-currency in which the loan is issued will not be taken into account. I mean, payments and interest on the loan will be calculated from the value of the currency at the time of the loan.
But this is extremely unprofitable?
No interest rates will cover such costs!
I think the developers took into account such details, and maybe it will somehow be insured, I do not know.
Well, we'll see after the platform release Smiley
DarkPunk
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November 09, 2017, 01:11:44 AM
 #563

What about the cost of the tokens? How much will one company's token cost during the pre-sale period?
copyfile
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November 09, 2017, 01:12:45 AM
 #564

What about the cost of the tokens? How much will one company's token cost during the pre-sale period?
The cost of one INSP token will be 1 USD
Sakiri4
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November 09, 2017, 01:14:40 AM
 #565

What about the cost of the tokens? How much will one company's token cost during the pre-sale period?
The cost of one INSP token will be 1 USD
Initial price of one INSP token - 1 USD. Total supply - 50 000 000. Tokens that are not sold during the ICO will be destroyed. Token offering will be stopped if maximum ICO goal of 30 mln USD is reached. Also , during pre-sale and ICO periods there will be bonuses. Inspeer Token represents the right to receive a part of Inspeer distributable profits. Each 6 months, 20% of Inspeer net profit is transferred to the specific Ethereum (ETH) wallet. The ETH is then redistributed to all holders of Inspeer Token according to smart contract conditions. The stake of profit is received pro-rata the share of tokens owned.
MehdiBmm
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November 09, 2017, 01:15:01 AM
 #566

What about the cost of the tokens? How much will one company's token cost during the pre-sale period?
The cost of one INSP token will be 1 USD
Initial price of one INSP token - 1 USD. Total supply - 50 000 000. Tokens that are not sold during the ICO will be destroyed. Token offering will be stopped if maximum ICO goal of 30 mln USD is reached. Also , during pre-sale and ICO periods there will be bonuses. Inspeer Token represents the right to receive a part of Inspeer distributable profits. Each 6 months, 20% of Inspeer net profit is transferred to the specific Ethereum (ETH) wallet. The ETH is then redistributed to all holders of Inspeer Token according to smart contract conditions. The stake of profit is received pro-rata the share of tokens owned.
Hmm...
If the cost of 1 INSP token is 1 USD, and the maximum possible amount of collection is $ 30 million, why then do you issue 50 million tokens?
Is it not logical that there should be 30 million of them?  Huh
wiak2
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November 09, 2017, 01:15:45 AM
 #567

What about the cost of the tokens? How much will one company's token cost during the pre-sale period?
The cost of one INSP token will be 1 USD
Initial price of one INSP token - 1 USD. Total supply - 50 000 000. Tokens that are not sold during the ICO will be destroyed. Token offering will be stopped if maximum ICO goal of 30 mln USD is reached. Also , during pre-sale and ICO periods there will be bonuses. Inspeer Token represents the right to receive a part of Inspeer distributable profits. Each 6 months, 20% of Inspeer net profit is transferred to the specific Ethereum (ETH) wallet. The ETH is then redistributed to all holders of Inspeer Token according to smart contract conditions. The stake of profit is received pro-rata the share of tokens owned.
Hmm...
If the cost of 1 INSP token is 1 USD, and the maximum possible amount of collection is $ 30 million, why then do you issue 50 million tokens?
Is it not logical that there should be 30 million of them?  Huh

The developers have already written about the discount campaign during the pre-ico. Accordingly, the price of the token in the first weeks of sales will be lower than 1 USD and tokens will be sold more (in theory)
MehdiBmm
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November 09, 2017, 01:16:07 AM
 #568

What about the cost of the tokens? How much will one company's token cost during the pre-sale period?
The cost of one INSP token will be 1 USD
Initial price of one INSP token - 1 USD. Total supply - 50 000 000. Tokens that are not sold during the ICO will be destroyed. Token offering will be stopped if maximum ICO goal of 30 mln USD is reached. Also , during pre-sale and ICO periods there will be bonuses. Inspeer Token represents the right to receive a part of Inspeer distributable profits. Each 6 months, 20% of Inspeer net profit is transferred to the specific Ethereum (ETH) wallet. The ETH is then redistributed to all holders of Inspeer Token according to smart contract conditions. The stake of profit is received pro-rata the share of tokens owned.
Hmm...
If the cost of 1 INSP token is 1 USD, and the maximum possible amount of collection is $ 30 million, why then do you issue 50 million tokens?
Is it not logical that there should be 30 million of them?  Huh

The developers have already written about the discount campaign during the pre-ico. Accordingly, the price of the token in the first weeks of sales will be lower than 1 USD and tokens will be sold more (in theory)
It turns out that the developers originally planned such a plan for selling tokens? Why then they announced it only now?
wiak2
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November 09, 2017, 01:17:00 AM
 #569

What about the cost of the tokens? How much will one company's token cost during the pre-sale period?
The cost of one INSP token will be 1 USD
Initial price of one INSP token - 1 USD. Total supply - 50 000 000. Tokens that are not sold during the ICO will be destroyed. Token offering will be stopped if maximum ICO goal of 30 mln USD is reached. Also , during pre-sale and ICO periods there will be bonuses. Inspeer Token represents the right to receive a part of Inspeer distributable profits. Each 6 months, 20% of Inspeer net profit is transferred to the specific Ethereum (ETH) wallet. The ETH is then redistributed to all holders of Inspeer Token according to smart contract conditions. The stake of profit is received pro-rata the share of tokens owned.
Hmm...
If the cost of 1 INSP token is 1 USD, and the maximum possible amount of collection is $ 30 million, why then do you issue 50 million tokens?
Is it not logical that there should be 30 million of them?  Huh
The developers have already written about the discount campaign during the pre-ico. Accordingly, the price of the token in the first weeks of sales will be lower than 1 USD and tokens will be sold more (in theory)
It turns out that the developers originally planned such a plan for selling tokens? Why then they announced it only now?
LOL Why do you think so?  Cheesy
These 20 million tokens could simply be a reserve, in the case of different circumstances.
There is no reason to worry, because all unsold tokens will be destroyed after the end of the tokensale campaign  Wink
MehdiBmm
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November 09, 2017, 01:17:21 AM
 #570

What about the cost of the tokens? How much will one company's token cost during the pre-sale period?
The cost of one INSP token will be 1 USD
Initial price of one INSP token - 1 USD. Total supply - 50 000 000. Tokens that are not sold during the ICO will be destroyed. Token offering will be stopped if maximum ICO goal of 30 mln USD is reached. Also , during pre-sale and ICO periods there will be bonuses. Inspeer Token represents the right to receive a part of Inspeer distributable profits. Each 6 months, 20% of Inspeer net profit is transferred to the specific Ethereum (ETH) wallet. The ETH is then redistributed to all holders of Inspeer Token according to smart contract conditions. The stake of profit is received pro-rata the share of tokens owned.
Hmm...
If the cost of 1 INSP token is 1 USD, and the maximum possible amount of collection is $ 30 million, why then do you issue 50 million tokens?
Is it not logical that there should be 30 million of them?  Huh
The developers have already written about the discount campaign during the pre-ico. Accordingly, the price of the token in the first weeks of sales will be lower than 1 USD and tokens will be sold more (in theory)
It turns out that the developers originally planned such a plan for selling tokens? Why then they announced it only now?
LOL Why do you think so?  Cheesy
These 20 million tokens could simply be a reserve, in the case of different circumstances.
There is no reason to worry, because all unsold tokens will be destroyed after the end of the tokensale campaign  Wink
I was just wondering why this is so, now I understand))
How will unsold tokens be destroyed, or rather, what will be guaranteed?
wiak2
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November 09, 2017, 01:17:42 AM
 #571

What about the cost of the tokens? How much will one company's token cost during the pre-sale period?
The cost of one INSP token will be 1 USD
Initial price of one INSP token - 1 USD. Total supply - 50 000 000. Tokens that are not sold during the ICO will be destroyed. Token offering will be stopped if maximum ICO goal of 30 mln USD is reached. Also , during pre-sale and ICO periods there will be bonuses. Inspeer Token represents the right to receive a part of Inspeer distributable profits. Each 6 months, 20% of Inspeer net profit is transferred to the specific Ethereum (ETH) wallet. The ETH is then redistributed to all holders of Inspeer Token according to smart contract conditions. The stake of profit is received pro-rata the share of tokens owned.
Hmm...
If the cost of 1 INSP token is 1 USD, and the maximum possible amount of collection is $ 30 million, why then do you issue 50 million tokens?
Is it not logical that there should be 30 million of them?  Huh
The developers have already written about the discount campaign during the pre-ico. Accordingly, the price of the token in the first weeks of sales will be lower than 1 USD and tokens will be sold more (in theory)
It turns out that the developers originally planned such a plan for selling tokens? Why then they announced it only now?
LOL Why do you think so?  Cheesy
These 20 million tokens could simply be a reserve, in the case of different circumstances.
There is no reason to worry, because all unsold tokens will be destroyed after the end of the tokensale campaign  Wink
I was just wondering why this is so, now I understand))
How will unsold tokens be destroyed, or rather, what will be guaranteed?
The terms of the smart contract, it seems to me  Smiley
kaltar
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November 09, 2017, 01:19:33 AM
 #572

What about legal information? Does the project have a legal address, where is the company registered?
copyfile
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November 09, 2017, 01:19:53 AM
 #573

What about legal information? Does the project have a legal address, where is the company registered?
The website says that legally they are registered in Seychelles
kaltar
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November 09, 2017, 01:20:14 AM
 #574

What about legal information? Does the project have a legal address, where is the company registered?
The website says that legally they are registered in Seychelles
LOL I thought it was a Russian project
Inspeer.io
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November 09, 2017, 01:20:41 AM
 #575

If the loans are issued in the form of a crypto currency, how will they be insured?
What exactly do you mean?
The rate of crypto currency and bitcoin is very unstable. What if I take a loan at a time when bitcoin costs $ 5,000, but in just a couple of months it already costs $ 10,000. How will the payments be calculated in this case? Will I pay more or will the old price of crypto currency be taken into account?

Wow
Actually this is a very good question! I also wonder what will happen in this case  Huh
If you gave in the cryptocurrency under the fiat loan, and the cryptocurrency grows, this is a natural risk that does'nt depend on us. As in the case of a crypt, in the same case, the platform will give a liquidity that will grade the fall. The user will see the wish of the borrower to take credit in crypt or fiat.
wiak2
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November 09, 2017, 01:21:04 AM
 #576

What about legal information? Does the project have a legal address, where is the company registered?
The website says that legally they are registered in Seychelles
LOL I thought it was a Russian project
Well, actually it is. A team from Russia, just a business is registered in another country.
kaltar
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November 09, 2017, 01:21:41 AM
 #577

What about legal information? Does the project have a legal address, where is the company registered?
The website says that legally they are registered in Seychelles
LOL I thought it was a Russian project
Well, actually it is. A team from Russia, just a business is registered in another country.
Do not you think this fact is strange?
Why so?
copyfile
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November 09, 2017, 01:22:42 AM
 #578

What about legal information? Does the project have a legal address, where is the company registered?
The website says that legally they are registered in Seychelles
LOL I thought it was a Russian project
Well, actually it is. A team from Russia, just a business is registered in another country.
Do not you think this fact is strange?
Why so?
I do not see anything strange in this, so the developers chose this particular business model. Perhaps this gives them some financial advantages.
I see no cause for concern Smiley
Inspeer.io
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November 09, 2017, 01:23:37 AM
 #579

Who are your customers - people, businesses or financial institutions?
We are building financial platform, designed to meet a demand of blockchain projects, offline and online companies, and individuals.
elrugrim
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November 09, 2017, 01:23:59 AM
 #580

Will somehow limit the amount of possible credit? The maximum amount? The minimum amount?
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