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Author Topic: How do you keep yourself from spending on unimportant things?  (Read 1749 times)
Sab11
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May 02, 2018, 11:56:36 PM
 #221

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?
Buying and realizing that buying unnecessary things make you to regret later is a good sign for sure next time that you have money, uneeded things will you ignore because you know that its just a waste of time and money, you will learn to manage your financial soon, not now but very soon.

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prismatica007
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May 03, 2018, 12:00:29 AM
 #222


It is difficult to control when spending, but when you have family and unforeseen expenses appear, but when it comes to bitcoin and future investments, there is a limit in everyday life. why you should think in the future
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May 03, 2018, 12:19:02 AM
 #223

Do you like a thing and dont want it? How its possible? Your statement is kinda hard to understand for me, I only buy things I like and can afford

Maybe it's like an impulse buying behavior, sometimes I used to be like that too and it's like you bought something and you felt like you need it or maybe you just like it but will turned out to be that you bought an insignificant thing after you received it. It's an unhealthy financial management.

cahbagus555
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May 03, 2018, 12:25:05 AM
 #224

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

Its happen to me too and i think many peoples happen the same thing with us. But I am trying to make plan with budget and not spending with unimportant thing but still happen again. Like we shopping discount thing that acctually we dont need much. Its hard for to control our behaviour on spending but i think i should have a will
buternasek
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May 03, 2018, 12:25:30 AM
 #225

To be honest there are no reason for you to spend and spend if you don't want your future to be ruined rhen stop spending too much and start saving money for the future always think that if you didn't need the item then why you buy it when after 1 or 2 weeks you will not use that anymore , buy those really important that you think you can use everyday.
wraithdot
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May 03, 2018, 01:32:16 AM
 #226

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?
Try to avoid spending your money on things that are not important and i think you need self control to do that. Because i experienced that too,spend money on things are not important then one day i realized that i need to control my self by spending money.
Therefore,we  need to be more responsible dominions over material things. In such way, It will eliminate to spent such money for those things that are not really important to used.
bossloccox
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May 03, 2018, 01:56:12 AM
 #227

I think everyone has encounter the same experience as you. Including me, I can not avoid that even those money that's supposed to be for food and other expenses to our home is lost I spent all of it. Because I'm tempted to buy things that should not be bought and eventually I understand my mistakes but it's too late for me. I don't have enough courage to prevent this kind of habitual.  Smiley it's just a money we can still earn it anytime. But those satisfaction that we feel is not worth the money. You only live once , so enjoy it while you are here in this world....
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May 03, 2018, 03:12:39 AM
 #228

I think it is a natural thing and we all must have experienced it. Especially when we have a large income we often indulge ourselves. I face the problem by putting in my heart always remembered what I want and write the great ideals that I want to realize. Or often think if I buy this item usefulness for anything. if it is not very useful for what we buy.

Sled
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May 03, 2018, 03:44:41 AM
 #229

When i got to the mall or even in the grocery store, i always bring the exact money that i need and i listed all the items that i need to buy before i got the mall or grocery store and that helped me a lot to spend money on unimportant things because if you don't have the list that you need to buy then your brain will trick you and tempt you to buy the things that you just like not what you need.
richkellj
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May 03, 2018, 10:50:55 AM
 #230

focus on investment. and put all the money into the investment, so we don't take it for things that are not important. if we keep it in the bank, it will just run out in the near future.
It is about the priority list. Definitely spending on daily needs is great and everyone wants to spend so big money on his wishes and desires to be fulfilled within the team.

But when you are dealing in bitcoins, you have to be careful. They aren’t easy to earn so better is to invest them again as soon as they are acquired. In this way, you wouldn’t be having any possibility to use them in shopping or any useless expenditure.
almaerk08
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May 03, 2018, 11:16:32 AM
 #231

I think everyone experience this, spending on unnecessary things. Maybe we tend to do this because we want to be satisfied, because if we want something and we cant have it, we cant stop ourselves from thinking about it. For me, to keep myself from buying this things and keep my budget in place, I'd rather refrain myself in going to shopping malls, especially if the mall is on sale. And sometimes, when I go to shopping malls, I just bring enough money so that I wont be tempted to buy and spend more than I should.
Sarastiche
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May 03, 2018, 11:19:13 AM
 #232

Discipline is the cure to reckless spending, ensure what you spend on  is a need a and not a want, Have a target for your saving and increase this regularly, I want to recommend that you get a financial mentor/ auditor that can help to guide and scold your spending, My wife serve as a guide and this has help me on focusing on my needs. Never buy what you do not need at a time, except it is an investment.
daarul50
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May 03, 2018, 11:22:17 AM
 #233

I also often experience things like you experience. It's hard to keep us from buying something we've been wanting for a long time but besides that I still want to keep my expenses from being wasteful.
heninur
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May 03, 2018, 11:26:42 AM
 #234

I think it is a problem everyone has. It a sickness. Losing control over onself when it comes to spending. The idea of loving onself or doing yourself a favor most of the time is causing us to do this. Sometimes also it is the thought of living once and we will be leaving everything we have here on earth when we die so we better enjoy them while we are still alive.
really, if I was in a wasteful state and could not manage my money, then I always assured that such a situation would not happen again and it would be better if we enjoy life. But actually wasteful is not a good thing, so I deliberately invest my money in bitcoin, so that the money I have more useful and not wasted.

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TIDOVEE
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May 03, 2018, 11:26:58 AM
 #235

I run budget a lot and more a my scale of preference analysis.
I don't really withdraw or move with cash far beyond the needed so as to avoid spending on what is not necessary.
Most times I set project that are more than my current worth so I would not feel im rich, it makes  me work more to meet up with set down projects.
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May 03, 2018, 11:30:21 AM
 #236

We all experience some familiar things like that, but there is something you should adapt with and work with it all the time, which is "self control". Show me someone that spend recklessly and i will show you one without financial self control. What you need is a self control against unimportant things. I'm always mindful of what i spend my hand earn money on.
krogothmanhattan
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May 03, 2018, 11:33:37 AM
 #237

Its called discipline.
 
You have to get discipline in your financial matters by setting reachable and important goals.

Its hard as we live in a society that brainwashes into spending on useless things.

A person also gets a Dopamine rush anytime a purchase is made and that can also be an addiction as we have seen from people who are compulsive buyers.

I trained myself by only buying things I need, only! Luxury items are not needed...ex a motorcycle....vacations etc etc

By seeing the number increase on a weekly basis in my account that to me is a big motivation for me to save rather to blow my money on trivial things.

There was a book written by Robert Kiyosaki, called Rich Dad and Poor Dad.

In it he tells the tale of having two fathers thru his life..one was a smart investor with his money the other was not.

One became financially well off the other struggled thru his life as he basically splurged his money on unimportant items.

One thing I have learned from this book is, never buy anything that will be a constant drain to your finances but rather buy an investment that will keep on giving you financial gains and also appreciate in price.

That to me is a motivation that keeps me from splurging my money on unimportant items


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May 03, 2018, 11:36:25 AM
 #238

I was like this before, whenever i try to save money I always end up buying unimportant and unnecessary things. So I started listing everything i need, budgeted my allowances including my daily expenses and monthly bills and tried to stick with it, well at first self control and discipline didn't come easy but as time goes I get the hang of it.

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May 03, 2018, 11:37:39 AM
 #239

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?
yes I also experience it, I always make a list of items that I need and usually I only bring money in accordance with the amount I need, so I can not buy other items that I do not need, it always works not to spend a lot of money for the goods we want but we do not have to.

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May 03, 2018, 11:56:22 AM
 #240

It's not you alone, it happen to 70% of people in the whole world, but anything you want to get rid of put it into practice gradually and you will stop it. for instance if one want to stop smoking, he or she has stop gradually if he or she smokes five in a day they will reduce it to three, then from three to one then from one to zero. so try your best and i wish you good luck.
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