"350" ...
well, then we play password games in different leagues
I have 8 main accounts (2 banks, 4 emails, 2 other) and those I remember. In addition there are the cryptocurrency accounts, whose passwords I do not remember, not always.)
Those usernames and passwords are in at least 2 safe places, not meaning digital stores.
Other different accounts, ~ 20, are not so important.
All the passwords, which can be in the computer are encrypted by my own, super-secure, methods
and after every backup they are also in backup devices.
In addition, ofc, there are 50+ accounts, which are even less important, some web sites are maybe used only once, twice. They just "are". Maybe they would be appropriate accounts for those pw managers - but not those bank and other important accounts.
"Most humans will never" ... but they also belong to that category, where is made those warned clicks...
Good for you if you have 8 different passwords that you remember.
It doesn't change what I said. Some CSPRNG (crypto secure random generators) are perfectly secure and
do better job with randomness than any human -- including you.
Everything you do online depends on CSPRNG already. For example, you have 8 passwords but when you go to 8 websites to use them, you see "https". " "https" would not be "safe' if CSPRNG wasn't working correctly -- as the key exchange mechanism for encryption relies on CSPRNG. Your 8 password would be easily stolen if that were not the case.
So you already rely on CSPRNG every single time you login to 8 those site, every time you use wifi, and everything you do online that is intended to secure.
What you said was still a bad advice. Most people should use password managers as they will be safer overall. The "randomness" is one characteristic, the other is the length. My passwords' randomness is enough due to certain things, which is used in the pw generation - which is not revealed here either
And length I certainly have enough.
Ofc the pws are used, ofc they are used online - that's what they are for. And they all have the same odds to be stolen, when they are used. And that is not depending on their randomness or length.
You seem to be very sure that the MOST IMPORTANT passwords are in better safe in some password manager in the user's computer THAN e.g. in the safe closet or in a paper note in a metal box behind a locked drawer. And the copies in different buildings in the similar places
I'd bet you own some shares of a pw manager company
Cryptocurrencies, decentralization, lower trust level ...
pw manager, centralization, higher trust level.
(ok, ofc some centralization and trust is needed somewhere sometimes, but ...)