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Author Topic: [ANN][ICO] PointPay.io CRYPTO BANKING ECOSYSTEM (Round 1 LIVE)  (Read 1837 times)
miner32342
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May 22, 2019, 01:42:28 PM
Last edit: June 25, 2019, 09:11:43 AM by miner32342
 #1

Welcome to the future of the
BLOCKCHAIN-BASED BANKING



PointPay is a revolutionary blockchain-powered online platform with a unique combination of features, including the full-spectrum PointPay Crypto Bank, PointPay Multi-Currency Wallet, allowing customers to send instant peer-to-peer wires, and PointPay Crypto Exchange platform that provides PXP token holders stacking-based profit sharing model of paying dividends.


Our goal is to build all-in-one solution for secure and instant transactions in crypto and fiat currencies!


POINTPAY MVP PRODUCTS ARE READY



A new direction in the crypto market: manage, save and grow your capital with PointPay. We are building a unique all-in-one solution for the global market.




Buy, sell and exchange cryptocurrency with confidence. Convenient interface and helpful tutorials make trading easy whether you are a newbie or a pro.



Now you can send and receive crypto and fiat currency to other members of PointPay platform. Enjoy secure, fast transactions with our lowest fees!





SOCIAL MEDIA AND DOCUMENTS


Hurry up to invest in one of the best fintech companies of 2019!
The number of tokens is limited! Are you in?






UPDATE. June 1, 2019: Technical Paper v.1.0 published

UPDATE. June 21, 2019: PointPay Live Roadmap published

🏦 PointPay 🏦 - Welcome to the future of the BLOCKCHAIN-BASED BANKING
█  ROUND 1 LIVE
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miner32342
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May 22, 2019, 01:48:21 PM
 #2


"A large-scale conference, Consensus-2019, was another stimulating factor for the ongoing bullrun in the cryptocurrency market. It corresponded to expectations of many cryptocurrency experts, among which were financial analysts from PointPay. On May 14 in the middle of the event the bitcoin rate broke through the psychological mark of $ 8000 for 1 BTC. Quotes returned to the values of last summer. On May 16, when the Consensus-2019 event was finished, the Ethereum price surged up to $ 270 for 1 ETH.

There were a lot of rumors that the world-famous American Internet company eBay plans to implement on its platform acceptance of payments in cryptocurrency. It turned out to be not true. Nevertheless, it is already clear that blockchain technologies penetration process in everyday life can hardly be slowed down.

If it is not going to happen today, it will happen tomorrow.



PointPay team were happy to take part in Consensus-2019. Our attention was mostly captivated by a brilliant speech of Brian Armstrong, general director of Coinbase. He told about the overwhelming success of his business. Just a year after the launch of the Coinbase Custody service the total amount of cryptocurrency assets under its management exceeded $ 1 billion. The platform was created for institutional investors from the US and the EU who can invest from $ 10 million. This is a great achievement. PointPay intends to repeat such a success, and even surpass it."


🏦 PointPay 🏦 - Welcome to the future of the BLOCKCHAIN-BASED BANKING
█  ROUND 1 LIVE
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May 22, 2019, 02:11:48 PM
 #3

is this exchange only MVP or ready to use? https://pointpay.eu/Trade/index


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miner32342
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May 22, 2019, 02:39:36 PM
Last edit: June 06, 2019, 03:05:22 PM by mprep
 #4

is this exchange only MVP or ready to use? https://pointpay.eu/Trade/index

Hi! Thank you for your question! It's an MVP version of PointPay Crypto Exchange with a limited number of options to use. You can try it right now and go in for trading, just choose a trading pair you like more. Full product development is being implemented according to the Roadmap. We'll be thrilled if you share your impressions! Thank you!



Let us know, if you have some more questions, please.

🏦 PointPay 🏦 - Welcome to the future of the BLOCKCHAIN-BASED BANKING
█  ROUND 1 LIVE
ANN    Whitepaper    Ecosystem    Medium    Twitter    Telegram    Facebook
miner32342
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May 23, 2019, 09:18:09 AM
 #5

Hi guys, I representative person of ICOHOLDER company.

You have been selected and added to icoholder.com. https://icoholder.com/en/pointpay-io-30152

 Find your project on our website and go through verification to add more information.

I would be very grateful to you if you forward this letter to the appropriate person in your company. In the meantime, thank you so much for your attention and participation!

Hello!

Thank you so much for the attention you are paying to the PointPay project! We are doing our best in order to verify Team's profiles as soon as possible. Stay tuned for further updates.

🏦 PointPay 🏦 - Welcome to the future of the BLOCKCHAIN-BASED BANKING
█  ROUND 1 LIVE
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bchdfsy
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May 24, 2019, 12:17:17 PM
 #6

when bounty guys???
miner32342
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May 24, 2019, 04:04:01 PM
 #7

when bounty guys???

Hello!

PointPay will start conducting the Bounty program quite soon.

To be the first one to learn about Bounty and other project news, please, download iOS PointPay news app!


🏦 PointPay 🏦 - Welcome to the future of the BLOCKCHAIN-BASED BANKING
█  ROUND 1 LIVE
ANN    Whitepaper    Ecosystem    Medium    Twitter    Telegram    Facebook
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May 25, 2019, 01:05:21 AM
 #8

This is such an interesting project its a one stop shop for all crypto banking needs. I will surely watch out for this project. Hoping for the success of your ICO.
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May 25, 2019, 01:10:36 AM
 #9

Any plans for marketing? I see that your social media communities have not yet been established. Not a lot of members yet.
miner32342
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May 25, 2019, 09:19:26 AM
Last edit: May 25, 2019, 09:32:55 AM by miner32342
 #10

Any plans for marketing? I see that your social media communities have not yet been established. Not a lot of members yet.

PointPay's Marketing Department is working hard in order to build the community and attract as many members, subscribers and users of banking cryptocurrency ecosystem as possible. Our goal is to build the biggest one ever in the crypto world.

Follow us on social networks. We would like to know your opinion about PointPay's MVP products (PointPay Crypto Bank, PointPay Crypto Exchange and PointPay Crypto Wallet).    

🏦 PointPay 🏦 - Welcome to the future of the BLOCKCHAIN-BASED BANKING
█  ROUND 1 LIVE
ANN    Whitepaper    Ecosystem    Medium    Twitter    Telegram    Facebook
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May 26, 2019, 07:48:24 AM
 #11

Any plans of joining blockchain events or roadshows? It would be great to have that, this can help with PointPay's marketing.
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May 26, 2019, 01:28:39 PM
 #12

Any plans of joining blockchain events or roadshows? It would be great to have that, this can help with PointPay's marketing.

The PointPay Team have recently taken part in Malta AI & Blockchain Summit. We'll tell the crypto commnutiy how it was in a few days. Stay tuned to the news.

🏦 PointPay 🏦 - Welcome to the future of the BLOCKCHAIN-BASED BANKING
█  ROUND 1 LIVE
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May 26, 2019, 01:33:54 PM
 #13

You are launching your cryptocurrency exchange and as well as crypto banking system, is your company already approved by your Central Bank to operate such business? Other than the company registration, I think you should get license also for operating a currency exchange.

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May 26, 2019, 03:39:23 PM
 #14

You are launching your cryptocurrency exchange and as well as crypto banking system, is your company already approved by your Central Bank to operate such business? Other than the company registration, I think you should get license also for operating a currency exchange.

Operating a cryptocurrency exchange and cryptocurrency wallet does not fall under the current United Kingdom legislation where the company has an official registartion.
Obtaining a full banking license that will let the company render banking services on legitimate grounds is provided for under the PointPay Legal and Compliance Roadmap provisions. According to them, PointPay is intended to get a banking license in the Cayman Islands.

See more details in the PointPay Ecosystem file.

🏦 PointPay 🏦 - Welcome to the future of the BLOCKCHAIN-BASED BANKING
█  ROUND 1 LIVE
ANN    Whitepaper    Ecosystem    Medium    Twitter    Telegram    Facebook
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May 27, 2019, 10:10:18 AM
 #15

Since there will be an exchange platform, any idea what pairings will be available and will the fees be lesser compared to other exchange platform? And what is your advantage to other top exchanges like Binance, Liquid and Kucoin?
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May 27, 2019, 02:33:43 PM
 #16

Since there will be an exchange platform, any idea what pairings will be available and will the fees be lesser compared to other exchange platform? And what is your advantage to other top exchanges like Binance, Liquid and Kucoin?

Initially, trading fees will be reduced almost to zero to attract as many traders from other exchange platforms as possible. Trading pairs currently available are the following: ETH/BTC, BTC/USDT, BNB/BTC, ETH/USDT, LTC/USDT, TRX/USDT. Mainly, creation of new trading pairs will depend on the whole market trading volumes and the community demand. PXP token holders will obtaing the right to vote for emerging this ot that trading pair.  
Unlike Binance, we are going to provide stacking-based profit sharing model of paying dividends to token holders, who store PXP tokens directly on the PointPay Crypto Exchange to make the PXP token like a store of value. We're already working on this.  
Unlike KuCoin, we have an intention to provide leveraged marginal trading to our customers to make more profit.

🏦 PointPay 🏦 - Welcome to the future of the BLOCKCHAIN-BASED BANKING
█  ROUND 1 LIVE
ANN    Whitepaper    Ecosystem    Medium    Twitter    Telegram    Facebook
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May 29, 2019, 02:11:25 AM
 #17

How will your exchange platform solve the problem of volume and liquidity? This is very important in exchange.
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May 29, 2019, 11:15:05 AM
 #18

Since there will be an exchange platform, any idea what pairings will be available and will the fees be lesser compared to other exchange platform? And what is your advantage to other top exchanges like Binance, Liquid and Kucoin?

Initially, trading fees will be reduced almost to zero to attract as many traders from other exchange platforms as possible. Trading pairs currently available are the following: ETH/BTC, BTC/USDT, BNB/BTC, ETH/USDT, LTC/USDT, TRX/USDT. Mainly, creation of new trading pairs will depend on the whole market trading volumes and the community demand. PXP token holders will obtaing the right to vote for emerging this ot that trading pair.  
Unlike Binance, we are going to provide stacking-based profit sharing model of paying dividends to token holders, who store PXP tokens directly on the PointPay Crypto Exchange to make the PXP token like a store of value. We're already working on this.  
Unlike KuCoin, we have an intention to provide leveraged marginal trading to our customers to make more profit.


That's interesting. You guys provide a lot of advantages in trading. I will be looking out for more advancements and news about the exchange platform that you guys are trying to develop. Hoping for a successful tokensale.
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May 29, 2019, 12:15:04 PM
Last edit: June 06, 2019, 03:05:54 PM by mprep
 #19

How will your exchange platform solve the problem of volume and liquidity? This is very important in exchange.

We are currently negotiating with a few cryptocurrency and fiat liquidity providers who render this kind of services in the cryptocurrency market. This is a necessary step to be taken for a new exchange platform. It will take a considerable amount of time in order to accumulate significant liquidity reserves to meet in the future large traders' needs.



We have attended Malta AI & Blockchain Summit! See our thoughts and impressions in the article below!

"The spring summit in Malta, known as “Blockchain Island”, became for the PointPay Team another successful opportunity to share experience with colleagues. It was a pleasure to immerse ourselves into a truly unique atmosphere created by progressive-minded crypto-enthusiasts. The event brought together about 5,500 participants, among which was also the Joseph Muscat, Prime Minister of Malta. He is known for his advanced views and firmly convinced of the great promise of blockchain technologies.
We were thrilled to see Tim Draper and Roger Ver again. Their performances always attract the audience attention. The latter one traditionally surprised the participants with his unshakable confidence stating that the penetration of cryptocurrencies in all spheres of everyday life is a matter not of a nearest future.
At the same time, “Bitcoin-Jesus” demonstrated remarkable awareness in everything that concerns the current state of the cryptocurrency market. The culmination was his discussion with analyst and trader Tone Ways. Roger Ver argued that BTC does not stand up to competition with BCH. He motivated it primarily with the high cost of transactions.
His opponent, in turn, assured that such technical solutions as Lightning Network and SegWit allow sending small bitcoin transactions without having to pay high fees.
The crucial moment for the public was a dispute for $ 10,000. Roger promised to present this amount of funds to Tone on the following terms. Tone sends a BTC transaction equal to $ 5 with one satoshi per byte fee. This is, by the way, a standard fee for BCH transactions. If Tone’s transaction will be confirmed within 24 hours, Roger gives him $ 10,000. The transaction was finally confirmed in ten hours. Nevertheless, experts noticed that the transaction was manually added to the block by one of the mining pools. The explicit goal of this action was to help Tone Ways to win the dispute.
Who won the dispute, after all?"

🏦 PointPay 🏦 - Welcome to the future of the BLOCKCHAIN-BASED BANKING
█  ROUND 1 LIVE
ANN    Whitepaper    Ecosystem    Medium    Twitter    Telegram    Facebook
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May 30, 2019, 10:53:54 AM
 #20

I see you are working on development of crypto wallet with SPV technology. That's awesome! But I wonder if you are going to make a wallet back-up function for the web version. That really concerns me as a few days ago I lost an access to my Ledger Nano S wallet due to a firware update trouble.
Hardware wallets gained a poor reputation from my side after such an issue happened.   

Anyone who use mobile wallets?
I think it is very dangerous.


not really. I'm currently using Coolwallet, a hardware wallet which provides a 2 factor auth. So the only time your funds are at risk is if, they have your phone, and they have the card itself + your fingerprint. Comparing that to other desktop wallets which I find more dangerous. Even one of the upcoming projects partnered with them to make their own hardware wallet in where the users can store their digital collectibles together with other major coins. Though mobile wallets are still okay, Trust and Eidoo are good.

I've been using hardware Ledger Nano S wallet for 2 years. Used to think it's the most convenient and secure wallet in the cryptocurrency market now (24-word seed phrase for a back-up, for instance, and keeping a private key in the encrypted part of the wallet) since they obtained a Certification de Sécurité de Premier Niveau (First Level Security Certificate), until I decided to update the version of the firmware from 1.3.1 to 1.8.0 in order to use more than 5 currencies simultaneously (I'm an active trader). The updation process is stuck. I can't use my wallet anymore. It turned out to be a common issue. The Ledger team could at least leave a warning note about this challenge in the account of a desktop version in order to avoid this difficulty in the future. As far as I understand, it's not workable anymore, as those ways undertaken to tackle the issue (based on their advice and users' help) completely failed.

Now, I have to use a Coinomi wallet, since they support BIP32 layout for 24-word seed phrase for the recovery. It's inconvenient and doesn't have a user-friendly interface for customers though.  

I would like to continue using my Ledger wallet, but I'm not ready to give them another $100-150. It's a disaster.  


Totally devastated.  Sad

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