Welcome to the future of the
BLOCKCHAIN-BASED BANKING
PointPay is a fintech company which platform includes a complex of banking products.
PointPay Founder: Ilia N. Zavialov
PointPay Co-Founder: Artyom Zbandut
PointPay CEO: Vlad Kardapoltsev
PointPay CTO: Artemiy Nikolskiy
PROMO VIDEO
POINTPAY SOLID AND ROBUST PRODUCTS ARE READY
The idea of PointPay Crypto Bank is to seamlessly integrate crypto and fiat accounts for the user. It is planned to create technical infrastructure aimed to enable instant cross-border transactions from one country to another one. Fiat A will be automatically converted at the back-end to Fiat B through the PointPay native stable cryptocurrency, pegged to to a basket of various fiat currencies. The cryptocurrency will be Stellar-forked with an integrated privacy layer above the blockchain. It guarantees both quick confirmation of transactions on the network and sender's anonymity.
![](https://ip.bitcointalk.org/?u=https%3A%2F%2Fsun9-10.userapi.com%2Fc857324%2Fv857324870%2F1a51b2%2F_tAMDCt012E.jpg&t=665&c=NbC5rN1aKSzngg)
![](https://ip.bitcointalk.org/?u=https%3A%2F%2Fsun9-52.userapi.com%2Fc857124%2Fv857124870%2F18e501%2FTsOk79EMgPo.jpg&t=665&c=VWL9Q1zVrDS34Q)
PointPay Crypto Exchange with custom design of trading blocks, chat for traders and the ability to buy and sell cryptocurrencies with VISA/MASTERCARD bank cards for USD, RUB and UAH. For newbies who experience difficulties with market, limit and stop-limit orders we created Quick Exchange option for the convenience.
PointPay Crypto Wallet supports Bitcoin, Ethereum and PointPay token (PXP) with the ability to track the dynamics of changes in the crypto portfolio capitalization in accordance with current quotes on the cryptocurrency market. PointPay cusotmers can already take advantage of sending funds from the wallet by email without having to copy complex addresses consisting of numerous letters and numbers. It is planned to enable ERC-20 tokens support, organize a payment code system, and launch an innovative crowdfunding platform for the start-ups - Initial Wallet Offering (IWO).
POINTPAY MOBILE BANKING APPLICATIONS FOR ANDROID AND IOSJOIN POINTPAY CRYPTO SCHOOL FOR BEGINNERS:SOCIAL MEDIA AND DOCUMENTS
Hurry up to invest in one of the best fintech companies of 2019!
The number of tokens is limited! Are you in?
UPDATE. July 13, 2018: Consultations with experts and advisors held
UPDATE. August 2, 2018: Common ecosystem infrastructure created
UPDATE. September 17, 2018: Blockchain listener for transactions completed
UPDATE. October 14, 2018: PointPay
White Paper created
UPDATE. October 27, 2018: PointPay
One Pager created
UPDATE. November 21, 2018: PointPay pitch deck created
UPDATE. December 25, 2018: PointPay
token sale platform completed
UPDATE. January 9, 2019: PointPay is added to major rating agencies lists
UPDATE. February 2, 2019: PointPay
ecosystem file created
UPDATE. March 7, 2019: PointPay promotional video created
UPDATE. April 11, 2019: Unified registration infrastructure completed
UPDATE. May 22, 2019: Announcement in social media done
UPDATE. June 1, 2019:
Technical Paper v.1.0 published
UPDATE. June 13, 2019:
Analytical study by PointPay Research Department
UPDATE. June 21, 2019:
PointPay Live Roadmap published
UPDATE. September 24, 2019:
PointPay Crypto Exchange supporting top-10 cryptocurrencies launched
UPDATE. September 28, 2019: PointPay was highly evaluated by
TOP ICO Listing Websites and got a maximum score
UPDATE. October 17, 2019: In a public vote
PointPay was elected the best blockchain start-up of 2019 at Blockchain Life, the largest conference in Eastern Europe for 5000 participants
UPDATE. December 31, 2019:
PointPay Blackchain-based Bank supporting crypto-checking and crypto-savings accounts launched. Our users can make deposits in BTC, ETH and PointPay token (PXP) and earn daily compound interest.
UPDATE. January 05, 2020: Higher yields for PXP crypto-checking and crypto-savings accounts available in PointPay Crypto Bank. The more tokens the user has, the more interest he earns.
UPDATE. January 15, 2020: PXP token
integrated into PointPay Crypto Exchange. The users can dynamically reduce fees for trade deals. The more PXP tokens the user has, the less fee he pays
UPDATE. January 27, 2020: Airdrop. New users who will sign up on PointPay Crypto Exchange and subscribe to PointPay social media, will get 300 PXP tokens to cover fees for trade deals.
Read detailsUPDATE. January 28, 2020: Payment form enabling our customers to buy and sell crypto for USD, RUB and UAH with VISA/MasterCard bank cards and popular e-wallets such as Payeer, AdvCash, PerfectMoney integrated on
PointPay Crypto Exchange UPDATE. February 5, 2020: New PointPay Crypto Wallet design applied
UPDATE. February 9, 2020: Payment form enabling our customers to buy and sell crypto for USD, RUB and UAH integrated into
PointPay Crypto Wallet UPDATE. February 14, 2020: For the convenience a seamless transition between PointPay bank, exchange and wallet during user's session integrated
UPDATE. February 22, 2020: Automatic sending of our tokens when buying for Bitcoin to PointPay crypto wallet implemented . Previously, such purchases were processed manually.
UPDATE. February 25, 2020:
Quick Exchange option is added to PointPay Crypto Exchange for simplified crypto-to-crypto conversions.
UPDATE. March 5, 2020: Referral program has been launched on the PointPay Crypto Exchange. Invite your friends and
earn 50% from the system fee on trade deals done by your referrals.
UPDATE. March 11, 2020: Graphical display of liquidity volume in each of the orders placed in an order book has been added on the PointPay Crypto Exchange. Now traders can calculate the amount of liquidity contained in several orders by hovering the mouth cursor over the corresponding orders.
UPDATE. March 14, 2020: Current price quotes for the chosen trade pair in the browser tab have been added on the PointPay Crypto Exchange.
UPDATE. March 17, 2020: We will additionally top up your balance with 100 PXP tokens on the PointPay Crypto Exchange if you invite a friend via your referral link. Your friend is to subscribe to all PointPay social media. Tokens give the right to receive discounts when making trade deals on our platform. You can invite an unlimited number of friends. Also we added the svg-format of advertising banners and a language filter that allows you to choose banners in a specific language.
UPDATE. March 21, 2020: Graphical display of user's cryptocurrency portfolio value in dollars has been added to PointPay Crypto Wallet.
UPDATE. March 23, 2020: We have added USDt and XAUt to PointPay Blockchain Bank.
Thus, PointPay has become the first company in the world which created blockchain bank to open crypto checking and crypto savings accounts in bitcoin, dollar stablecoin and tokenized gold. Earn daily compound interest on deposits!
UPDATE. March 25, 2020: Tether USD (USDT) has been added to PointPay Crypto Wallet
UPDATE. March 27, 2020: QR-code payments are added to PointPay Crypto Wallet. Now you can top up your balance with your mobile devices instantly.
UPDATE. March 30, 2020: Live currency rates are added to PointPay Crypto Wallet. The arrow pointer shows how the asset value has changed over the past 5 minutes.
UPDATE. April 2, 2020: The function of automatical one-click filling of the amount field with the maximum available balance has been added to PointPay Crypto Wallet.
UPDATE. April 3, 2020: Responsive web design has been implemented on the PointPay Crypto Exchange. Trade with comfort on our platform from your mobile and tablet devices.
UPDATE. April 7, 2020: Responsive web design has been implemented on the PointPay Crypto Wallet as well
UPDATE. April 9, 2020:
Order history has been added to PointPay Crypto Exchange. Track and receive detailed information on your trading activity.
UPDATE. April 14, 2020: Thanks to new partnerships now PointPay customers
can buy most popular cryptocurrencies (BTC, ETH, USDT, XRP, LTC, etc.) directly from debit and credit cards for American (USD) and Canadian dollars, Euros (EUR), British pounds (GBP), Swiss francs (CHF), Swedish (SEK), Danish (DKK), Czech (CZK) and Norwegian (NOK) crowns.
UPDATE. April 17, 2020: Now you can switch from night to day mode on PointPay Crypto Exchange depending on your preferences.
Let the trade be even more comfortable!
UPDATE. April 27, 2020: Day mode has also been integrated in PointPay Crypto Wallet
UPDATE. April 30, 2020: An audio signal has been added to the PointPay Cryptocurrency Exchange. It is triggered once when your order is 100% executed. You can turn it off in the settings if you wish.
UPDATE. May 2, 2020: We have added Russian Ruble (RUB) support on PointPay Crypto Exchange through QIWI and Yandex.Money. You can top up your balance with 0% fee.
UPDATE. May 5, 2020: Now PointPay customers from Europe can buy crypto with Apple Pay.
UPDATE. May 18, 2020: A new PointPay Bank design has been released.
UPDATE. June 12, 2020: We expanded the functionality of the referral system on PointPay Crypto Exchange. Now each user has a tab "
My referrals", which reflects the total number of referrals attracted by the user. You can also see the income from your referrals for 'today', 'yesterday' and for the last 'month'. In addition, we added the ability to analyze income from referrals on special interactive monthly chart. Currently, not a single crypto exchange offers such a feature.
UPDATE. June 15, 2020: An extended version of the chat for traders has been implemented. Now it has become multilingual. Channels are available for Russian-speaking, English-speaking and Chinese-speaking clients of PointPay. You can also use emoticons, quote other users and tag them.
UPDATE. June 24, 2020: We launched a new product called "
PointPay Crypto School". It includes about 20 video tutorials, divided into three difficulty levels: beginner, intermediate and expert. Users who hold at least 2000 PointPay (PXP) tokens on PointPay Crypto Exchange can now get an access to premium video tutorials. We will continue working on the creation of training materials. By purchasing a PXP token, you support global crypto and blockchain education.
UPDATE. June 28, 2020: As part of the ongoing work on the CFA bill, PointPay specialists prepared a study showing that the allocation of available reserves of electricity and capacity for mining cryptocurrencies from hydroelectric power stations alone could potentially bring more than 1 billion USD of tax deductions in the form of VAT to the state budget of Russia. It is
said that this was a key argument which motivated Ministry of Economic Development to send a letter of criticism to the State Duma on the current version of CFA bill.