Buy Buy Buy or Sell Sell Sell?

[Cyber_warrior]

. Buying on loan simply because prices have dropped can be dangerous. We know ahead of time which decrease will be the bottom.So someone might have purchased Bitcoins on credit after it had fallen by twenty percent, but it could then fall by further thirty percent.

Buying a dip with a loan money is not entirely bad if you have other source of repaying back the loan, or your ability to pay it back has no business with your investment, because the only problem with borrowing money to invest in bitcoin is that most of these investors are doing that with hope of repaying it back when Bitcoin has appreciated in price, which I think is wrong, because Bitcoin can still dip further than what they expect, which might land them in big trouble.

So in essence of what am trying to say that if they are investing with a loan money when they have other means of repaying it back, then their is nothing wrong about that, but if the repayment is dependant on their investment, then that's a very big mistake that will not end well.

It entirely wrong to use borrowed money to invest, being it when there is a Dip or not. It is well stated that when investing it should be with discretionary income. A borrowed fund means you don’t have available funds to be invest at that moment, and when paying back your loan it have to be with Interest so that have put you in a difficult position already.

Let not forget that nothing is guaranteed in bitcoin investment, so lacking a loan is bad, it could lead to financial instability and such a person can start struggling to solve basic needs and want. To be on a safe side, invest with available discretionary income.

[Tetu100]

That every one can't hodl Bitcoin for ever doesn't mean they should sell half way, buying and selling of Bitcoin isn't investment anymore but trading and gambling,

Is not as if the trading itself is a bad thing but many dudes makes it look more terrible by getting into it without any proper understanding and even common sense. However, despite trading is being discouraged here, yet people are still making money from it. To cut off the story short , if dudes know they can't fit in the category of those that are doing great in it then they should stop and start investing in Bitcoin, since it seems more better and easy than trading. Only what is required is just your discretionary funds, have a holding ability and you're good.

if you are accumulating and selling your Bitcoin you can't go anywhere with your investment and you can't still get to your Bitcoin over accumulation phase because you keep selling.

This is like a case of struggling from hand to mouth and dudes can barely attain any significant height with that method. If you know you are an investor and what you should be doing is investing in Bitcoin then it's better to prove by action and not by mouth. Accumulating some stash then afterwards sell at ease doesn't describe you as one, so it's better we take our stand by our actions.

And another thing about taking profit when you are supposed to accumulating Bitcoin is that it may get use to you and you sell off everything one day and become a no coiner,

Is like a misplaced priority in real sense and that's a very bad habit any investor can portray. However, as an investor that knows what he is doing, you don't have to mixed things, ensure things are done at the appropriate time as to arrive your desired destination in your investment journey.

so the best option is to continue accumulating Bitcoin regularly and hodl for 4-10 or more until you have reached your Bitcoin over accumulation phase before you could think of selling some portion your Bitcoin holding and still be holding.

The real benefits in bitcoin investment is at the end of the investment time. Every other thing (profit) you milked out along the journey of the investment are no where compared to what you stand to gain at the tower of the investment plan, the better we acknowledge this the better for us.

[Princess Leah]

It entirely wrong to use borrowed money to invest, being it when there is a Dip or not. It is well stated that when investing it should be with discretionary income. A borrowed fund means you don’t have available funds to be invest at that moment, and when paying back your loan it have to be with Interest so that have put you in a difficult position already.

Let not forget that nothing is guaranteed in bitcoin investment, so lacking a loan is bad, it could lead to financial instability and such a person can start struggling to solve basic needs and want. To be on a safe side, invest with available discretionary income.

It's not advisable in general but someone who has the means of paying back on time can take loans for the investment but if there's no means of paying back then it's best to be patient and wait until funds can be generated instead of putting oneself in debt for an investment that long term, so to avoid things that would make one sell off the investment to clear debt it's best to stay of taking loans for investment if there's no means of paying back.

 Your second point makes sense to me, since there's no guaranteed reward for investment, taking loans to start up one is a bad idea, the investment should be done with a discretionary funds which is why someone should have a job before investing in Bitcoin.

[Rockson1]

Buying a dip with a loan money is not entirely bad if you have other source of repaying back the loan, or your ability to pay it back has no business with your investment, because the only problem with borrowing money to invest in bitcoin is that most of these investors are doing that with hope of repaying it back when Bitcoin has appreciated in price, which I think is wrong, because Bitcoin can still dip further than what they expect, which might land them in big trouble.

So in essence of what am trying to say that if they are investing with a loan money when they have other means of repaying it back, then their is nothing wrong about that, but if the repayment is dependant on their investment, then that's a very big mistake that will not end well.

First of, for anyone to think of buying the dip with loan, that should tell you that the reason for such move is to make more profit perhaps when the price goes up, but that is actually a bad idea if there is no plan set aside to service the loan without minding our Bitcoin portfolio, anyone that is planning on doing this should have a thought about it very well because nothing is assured in the short term in Bitcoin investment, so buying with loan may not be as bad as it seems according to you, but the invetsor involved should not rely on his hodlings in clearing his loan, because there are possibility of buying at the dip and an unfavorable market reality set in, which is why separate plan for the aim of servicing the loan is necessary.

[cxtreenal]

Just because a beginner has capital and basic knowledge, it doesn’t mean that they must immediately increase their exposure in the market, they should atleast know why they are buying, how much of their available funds will be comfortable for them to put into investing and what they intend to do incase the market moves sharply against them.

Should that be a problem? I don't think so. This is sounding like another delay tactics to stop or limit you from getting into your investment immediately after figuring out your discretionary income. Secondly, the question of how much of there available funds will be comfortable for them to put into Bitcoin is clearly solved if they are able to figure out there discretionary, because with your discretionary income available, it means you have taken care of basic needs and you can begin your investment.

Of course an investor is supposed to know the steps to take when the price move sharply against them, that is the reason why you see most investors trying to be aggressive by all means especially when they figure out that there's an opportunity to buy cheaper, because they know that a time will come when they will not have the opportunity to buy cheaper. So an investor is supposed to start preparing beforehand knowing fully that a time will come when the price will move sharply against them so in other to avoid running around or trying to figure out a good strategy that they will be suitable for their bitcoin investment during that time it's better we start buying aggressively as we can so as to enable us front load our investment now that we had the opportunity.

It is better to be aggressive when starting Bitcoin but it is better for a new investor to be consistent. The initial period is more important because this is the time when the foundation for long-term investment is laid and patience can be practiced and learned. Learning to control emotions and manage funds. All these are built on your income because your financial capacity cannot be ignored or invested beyond your means. To be aggressive, the amount of cash flow must be in line with your income. Buying Bitcoin aggressively is a matter of emotion. It also involves growing your portfolio. In preparation, the size of the floating fund should be increased as well as you will accumulate Bitcoin regularly. If there is a discretionary income stream, there is no chance of adverse investment. I am in favor of giving equal importance to accumulation Bitcoin in anticipation of a decline in price or a rise in price.

[Crytohillss]

Buying a dip with a loan money is not entirely bad if you have other source of repaying back the loan, or your ability to pay it back has no business with your investment, because the only problem with borrowing money to invest in bitcoin is that most of these investors are doing that with hope of repaying it back when Bitcoin has appreciated in price, which I think is wrong, because Bitcoin can still dip further than what they expect, which might land them in big trouble.

So in essence of what am trying to say that if they are investing with a loan money when they have other means of repaying it back, then their is nothing wrong about that, but if the repayment is dependant on their investment, then that's a very big mistake that will not end well.

First of, for anyone to think of buying the dip with loan, that should tell you that the reason for such move is to make more profit perhaps when the price goes up, but that is actually a bad idea if there is no plan set aside to service the loan without minding our Bitcoin portfolio, anyone that is planning on doing this should have a thought about it very well because nothing is assured in the short term in Bitcoin investment, so buying with loan may not be as bad as it seems according to you, but the invetsor involved should not rely on his hodlings in clearing his loan, because there are possibility of buying at the dip and an unfavorable market reality set in, which is why separate plan for the aim of servicing the loan is necessary.

I think the difficult aspect of using a loan to purchase the dip is the pressure it's puts on the investors. bitcoin can take much time than expected to cover and having a loan payment that is hanging over you can make it more difficult to remain calm when the market moves against one. But if the Bitcoin investment eventually working out the I think the short term pressure and interest cost still matters anyone that go for a loan should be able to repay the loan when due from there normal income without putting pressure to sell their Bitcoin.

[Lembo69]

It entirely wrong to use borrowed money to invest, being it when there is a Dip or not. It is well stated that when investing it should be with discretionary income. A borrowed fund means you don’t have available funds to be invest at that moment, and when paying back your loan it have to be with Interest so that have put you in a difficult position already.

Let not forget that nothing is guaranteed in bitcoin investment, so lacking a loan is bad, it could lead to financial instability and such a person can start struggling to solve basic needs and want. To be on a safe side, invest with available discretionary income.

Investing with borrowed money creates not only mental stress but also an underlying sense of fear. There is no room for panic or fear in investing; an investor should use only the surplus funds remaining after all essential expenses have been met. If someone starts investing using borrowed capital, I do not believe they will be able to progress very far.

Investing is much like swimming in a river. If a swimmer panics, that very fear can cause them to drown; conversely, if they remain calm, they will eventually find their way back to the shore. Since investment returns are never guaranteed, it is not rational to invest using borrowed money.

Those who wish to capitalize on market opportunities when the price of Bitcoin drops should set aside funds in advance to take advantage of such situations. However, attempting to seize that opportunity by borrowing money would be nothing short of foolishness.

[Showlove01]

I think the difficult aspect of using a loan to purchase the dip is the pressure it's puts on the investors. bitcoin can take much time than expected to cover and having a loan payment that is hanging over you can make it more difficult to remain calm when the market moves against one. But if the Bitcoin investment eventually working out the I think the short term pressure and interest cost still matters anyone that go for a loan should be able to repay the loan when due from there normal income without putting pressure to sell their Bitcoin.

I think you are making a mistake here and it is very wrong to hope on using your Bitcoin investment profit to repay loan I mean that is not cool and not advisable. Before one should take a loan or borrow money, they should check within themselves if they have a strong source of income or multiple source of income because hoping on using your Bitcoin investment is a waste of time because I'm 80-90 percent sure that you won't make it if you want to use your investment therefore this thought should be put away.

[Gost ms]

Investing with borrowed money creates not only mental stress but also an underlying sense of fear. There is no room for panic or fear in investing; an investor should use only the surplus funds remaining after all essential expenses have been met. If someone starts investing using borrowed capital, I do not believe they will be able to progress very far.

Investing is much like swimming in a river. If a swimmer panics, that very fear can cause them to drown; conversely, if they remain calm, they will eventually find their way back to the shore. Since investment returns are never guaranteed, it is not rational to invest using borrowed money.

Those who wish to capitalize on market opportunities when the price of Bitcoin drops should set aside funds in advance to take advantage of such situations. However, attempting to seize that opportunity by borrowing money would be nothing short of foolishness.

Investing with debt is very risky but if a person invests with debt based on proper financial management and financial situation, then their risk is greatly reduced. For example, if the person can repay the debt or not and if there will be any problem in his continuous investment after taking the loan, etc., if everything is in his favor, then he can invest with debt.

But a person who invests with debt to invest aggressively without considering anything, seeing a decline, then he is definitely involved in gambling. But a person can invest with debt by considering everything, such as proper financial management and risk.

Along with buying continuously, the amount of money that you are setting aside to buy aggressively during the decline. You combine that amount of money with your continuous investment and continue at this moment and when you see a decline in the market, take a loan and buy aggressively, repay that loan through installments. Suppose you want to set aside $10 per month or week, then you can borrow that amount during the recession and repay it in $10 installments per week or month. If you do it this way, you don't have to wait for the recession and miss out on buying opportunities.

[JayJuanGee]

That every one can't hodl Bitcoin for ever doesn't mean they should sell half way, buying and selling of Bitcoin isn't investment anymore but trading and gambling,

Is not as if the trading itself is a bad thing but many dudes makes it look more terrible by getting into it without any proper understanding and even common sense.

Yes.  Trading is a bad thing, and even if you have proper understanding and common sense, you are not going to be rescued from the various difficulties of trading.

However, despite trading is being discouraged here, yet people are still making money from it.

Of course, you believe that normies make money from trading, but you are likely deluded in that belief.

There are not too many traders who could beat a bitcoin buy and hold strategy that persists more than 2 cycles (8 years), and if you look at bitcoin's price performance over periods that are 8 years or longer, there should be no reason to be fucking around with trading when the money could have had been placed straight into bitcoin and put guys into quite good places financially without all of the extra hassles and delusions of trading.

To cut off the story short , if dudes know they can't fit in the category of those that are doing great in it then they should stop and start investing in Bitcoin, since it seems more better and easy than trading. Only what is required is just your discretionary funds, have a holding ability and you're good.

So?  You are recognizing that investing is superior to trading? or not?

I doubt that you could be much of an expert on trading since you have ONLY been registered for slightly more than a year, but hey, maybe you have trading experience that goes back before your forum registration date.  Perhaps?

if you are accumulating and selling your Bitcoin you can't go anywhere with your investment and you can't still get to your Bitcoin over accumulation phase because you keep selling.

This is like a case of struggling from hand to mouth and dudes can barely attain any significant height with that method. If you know you are an investor and what you should be doing is investing in Bitcoin then it's better to prove by action and not by mouth. Accumulating some stash then afterwards sell at ease doesn't describe you as one, so it's better we take our stand by our actions.

BTC accumulation takes a long time, and surely there are ways to strengthen the ways that you are accumulating bitcoin and even to engage in strong cashflow management so that you won't have to tap into your bitcoin at any time that you are still in your accumulation phase.

And, yeah, these days it might be difficult to keep reasonably good paying jobs and to keep your expenses at a reasonable level, so sometimes there might be shortages in income and/or increases in expenses, and hopefully there is no need to tap into the bitcoin stash during that time.

[edited out]

It is better to be aggressive when starting Bitcoin but it is better for a new investor to be consistent. The initial period is more important because this is the time when the foundation for long-term investment is laid and patience can be practiced and learned. Learning to control emotions and manage funds. All these are built on your income because your financial capacity cannot be ignored or invested beyond your means. To be aggressive, the amount of cash flow must be in line with your income. Buying Bitcoin aggressively is a matter of emotion.

Buying aggressive versus whimpy or somewhere in between is a matter of choice.  If a person has a certain amount of discretionary funds, let's say $100 per week, and the extent to which he chooses to invest $10, $40, $80 or some other amount is a matter of choice.  There need not be any emotion involved when we are referring to the extent to which a guy chooses to invest aggressively or whimpily.

If you don't know the difference then you are misunderstanding the concept, and you are presuming that aggressive investing is the same as overaggressive, which it is not.

It also involves growing your portfolio. In preparation, the size of the floating fund should be increased as well as you will accumulate Bitcoin regularly.

The concept of floating funds?  Huh?  

I tend to consider floating funds to be an amount of money that is held on the side before the basic expenses are figured out, so for example, if every month the utilities bill can vary anywhere between $50 and $200, and if you do not know how much the utilities bill is, then maybe you would hold aside $200 each month until the utility bill resolves (you find out how much it is), so if the utility bill ends up being $120, then you end up having $80 left over that you can put into your discretionary funds.

Maybe you can describe what you mean by floating funds?  Are you talking about reserve funds?  or extra discretionary funds that you have not yet decided how you were going to spend?  With discretionary funds, you have three choices 1) invest, 2) save and/or 3) discretionarily consume.

If there is a discretionary income stream, there is no chance of adverse investment. I am in favor of giving equal importance to accumulation Bitcoin in anticipation of a decline in price or a rise in price.

Nothing wrong with determining your investment amount based on the amount of discretionary income that is available rather than based on the BTC price, even though as I mentioned above, if a guy has $100 in discretionary funds every week, maybe he starts out investing $33.33, saving $33.33 and discretionarily consuming $33.33, yet after several months or even several years of allocating his discretionary funds in that kind of a way, he might start to believe that he can change what he is doing based on the size of his bitcoin holding, the size of his savings and/or perhaps the extent to which he is satisfied with the level of his discretionary consumption.  Those are choices, and the choices of levels might change from time to time and still be within acceptable boundaries.

[Derekfunds]

Yes.  Trading is a bad thing, and even if you have proper understanding and common sense, you are not going to be rescued from the various difficulties of trading.

You are absolutely correct, trading can be very dangerous especially if someone is not disciplined because this is a strong tool that every trader should hold on to because it will help them from making some reckless and careless decisions after losing a trade especially if the money lost is very huge. I have seen someone who made few thousand of dollars and immediately lost everything that is how bad and dangerous trading can be so, when they say trading is risky believe me it is very risky.

[JayJuanGee]

Yes.  Trading is a bad thing, and even if you have proper understanding and common sense, you are not going to be rescued from the various difficulties of trading.

You are absolutely correct, trading can be very dangerous especially if someone is not disciplined because this is a strong tool that every trader should hold on to because it will help them from making some reckless and careless decisions after losing a trade especially if the money lost is very huge. I have seen someone who made few thousand of dollars and immediately lost everything that is how bad and dangerous trading can be so, when they say trading is risky believe me it is very risky.

You can do everything right and still end up underperforming based on trading as compared to what you could have had done if you had remained focused on ongoing and persistent accumulation through ongoing buying and holding (and without selling) - especially after 8 years or longer.  There are not too many traders in bitcoin who could have had beaten a bitcoin accumulation strategy that stayed focused on ongoing buying and accumulating, especially after 8 years or longer.

[NewRevelation]

Yes.  Trading is a bad thing, and even if you have proper understanding and common sense, you are not going to be rescued from the various difficulties of trading.

You are absolutely correct, trading can be very dangerous especially if someone is not disciplined because this is a strong tool that every trader should hold on to because it will help them from making some reckless and careless decisions after losing a trade especially if the money lost is very huge. I have seen someone who made few thousand of dollars and immediately lost everything that is how bad and dangerous trading can be so, when they say trading is risky believe me it is very risky.

You can do everything right and still end up underperforming based on trading as compared to what you could have had done if you had remained focused on ongoing and persistent accumulation through ongoing buying and holding (and without selling) - especially after 8 years or longer.  There are not too many traders in bitcoin who could have had beaten a bitcoin accumulation strategy that stayed focused on ongoing buying and accumulating, especially after 8 years or longer.

No way, and it can never be, because the power is in the consistency, the little buys are always multiplying over the years. The perfect picture is the famous quote,, ' A little drop of water makes a mighty ocean'. Such consistency is very clear and quite different from trading where a little buy and rise in price is followed buy little sells also, with hopes of rebuying or rebuilding. Even though the trader night make some gains, yet, it cannot be compared to an investor who HODLs for 2-3 or even more circles even though hey have been buying Bitcoin using the DCA and in a smaller quanty. Consistency has a very great impact if done for a long period.

[ObeyKnock]

Yes.  Trading is a bad thing, and even if you have proper understanding and common sense, you are not going to be rescued from the various difficulties of trading.

You are absolutely correct, trading can be very dangerous especially if someone is not disciplined because this is a strong tool that every trader should hold on to because it will help them from making some reckless and careless decisions after losing a trade especially if the money lost is very huge. I have seen someone who made few thousand of dollars and immediately lost everything that is how bad and dangerous trading can be so, when they say trading is risky believe me it is very risky.

You can do everything right and still end up underperforming based on trading as compared to what you could have had done if you had remained focused on ongoing and persistent accumulation through ongoing buying and holding (and without selling) - especially after 8 years or longer.  There are not too many traders in bitcoin who could have had beaten a bitcoin accumulation strategy that stayed focused on ongoing buying and accumulating, especially after 8 years or longer.

Interestingly, every rolling 4 years in BTC’s history, if you just bought BTC and held it for the next 4 years, you’d be up, though past performance is no guarantee of future performance.

Meanwhile a 2020 study from Brazil examined all day traders who stayed in the game for 300 trading days to avoid survivorship bias. It’s a long shot, but imagine you’re a day trader in Brazil’s financial futures market, and you’ll be doing it for at least 300 trading days. In this situation, there’s a 97% chance you’ll lose money. Only 1.1% will make more than minimum wage. Similar results have been found in pretty much any market they’ve looked at.

Given the results of day trading above, juxtaposed with the returns on investing in bitcoin for any rolling 4 year period in its existence, it seems the best strategy is pretty much “just accumulate and don’t touch it”.

[laijsica]

Buying a dip with a loan money is not entirely bad if you have other source of repaying back the loan, or your ability to pay it back has no business with your investment, because the only problem with borrowing money to invest in bitcoin is that most of these investors are doing that with hope of repaying it back when Bitcoin has appreciated in price, which I think is wrong, because Bitcoin can still dip further than what they expect, which might land them in big trouble.

So in essence of what am trying to say that if they are investing with a loan money when they have other means of repaying it back, then their is nothing wrong about that, but if the repayment is dependant on their investment, then that's a very big mistake that will not end well.

First of, for anyone to think of buying the dip with loan, that should tell you that the reason for such move is to make more profit perhaps when the price goes up, but that is actually a bad idea if there is no plan set aside to service the loan without minding our Bitcoin portfolio, anyone that is planning on doing this should have a thought about it very well because nothing is assured in the short term in Bitcoin investment, so buying with loan may not be as bad as it seems according to you, but the invetsor involved should not rely on his hodlings in clearing his loan, because there are possibility of buying at the dip and an unfavorable market reality set in, which is why separate plan for the aim of servicing the loan is necessary.

I think the difficult aspect of using a loan to purchase the dip is the pressure it's puts on the investors. bitcoin can take much time than expected to cover and having a loan payment that is hanging over you can make it more difficult to remain calm when the market moves against one. But if the Bitcoin investment eventually working out the I think the short term pressure and interest cost still matters anyone that go for a loan should be able to repay the loan when due from there normal income without putting pressure to sell their Bitcoin.

When Bitcoin price decline is a special time to increase holdings, the appropriate use of this time is to buy more aggressively. Buying Bitcoin with a loan will be suitable for you if you have an alternative source to back the loan money on time. An important thing here is how long the loan repayment period is. Another thing is how long the grace period is because the more you can extend this period, the more convenient it will be for you. Grace period is considered an important thing in taking industrial loans. Such a period may not be available in Bitcoin investment and you can increase your Bitcoin holdings through a personal strategy. But if you can take a loan from a personal level and buy Bitcoin regularly, it can be a good investment strategy.

[drangos]

Yes.  Trading is a bad thing, and even if you have proper understanding and common sense, you are not going to be rescued from the various difficulties of trading.

You are absolutely correct, trading can be very dangerous especially if someone is not disciplined because this is a strong tool that every trader should hold on to because it will help them from making some reckless and careless decisions after losing a trade especially if the money lost is very huge. I have seen someone who made few thousand of dollars and immediately lost everything that is how bad and dangerous trading can be so, when they say trading is risky believe me it is very risky.

You can do everything right and still end up underperforming based on trading as compared to what you could have had done if you had remained focused on ongoing and persistent accumulation through ongoing buying and holding (and without selling) - especially after 8 years or longer.  There are not too many traders in bitcoin who could have had beaten a bitcoin accumulation strategy that stayed focused on ongoing buying and accumulating, especially after 8 years or longer.

No way, and it can never be, because the power is in the consistency, the little buys are always multiplying over the years. The perfect picture is the famous quote,, ' A little drop of water makes a mighty ocean'. Such consistency is very clear and quite different from trading where a little buy and rise in price is followed buy little sells also, with hopes of rebuying or rebuilding. Even though the trader night make some gains, yet, it cannot be compared to an investor who HODLs for 2-3 or even more circles even though hey have been buying Bitcoin using the DCA and in a smaller quanty. Consistency has a very great impact if done for a long period.

I think the greatest benefit of consistent building is that you don't have to be correct on the market each and every time. A trader must make multiple decisions in order to be successful, such as entering, exiting and re-entering when appropriate. Several trades may be lost because of one bad trade. The process with DCA is significantly easier, as you're isn't trying to make headway in every market situation but continue to add to your portfolio. It is not a guarantee of profit, but it takes away the stress of getting just the right timing to get into a trade. That's where many people usually fall.

[Barikui1]

I think the greatest benefit of consistent building is that you don't have to be correct on the market each and every time. A trader must make multiple decisions in order to be successful, such as entering, exiting and re-entering when appropriate. Several trades may be lost because of one bad trade. The process with DCA is significantly easier, as you're isn't trying to make headway in every market situation but continue to add to your portfolio. It is not a guarantee of profit, but it takes away the stress of getting just the right timing to get into a trade. That's where many people usually fall.

You nailed it with your write up here bro. The scary part of being a trader is that you can use a week or month to make a lot of money, but with a single wrong decision, you might lose everything or a significant amount of money you suffered to make throughout the week or month, but as an investor, you will only need to accumulate consistently with your discretionary income without troubling yourself on what's happening in the market, and since Bitcoin has a huge potential ahead, the chances of your investment being a success is very high, that's why a Bitcoin investor is way more profitable than a trader if we are making comparison on their profit making in the range of ten years or more.

[HajiBagi]

Buying a dip with a loan money is not entirely bad if you have other source of repaying back the loan, or your ability to pay it back has no business with your investment, because the only problem with borrowing money to invest in bitcoin is that most of these investors are doing that with hope of repaying it back when Bitcoin has appreciated in price, which I think is wrong, because Bitcoin can still dip further than what they expect, which might land them in big trouble.

So in essence of what am trying to say that if they are investing with a loan money when they have other means of repaying it back, then their is nothing wrong about that, but if the repayment is dependant on their investment, then that's a very big mistake that will not end well.

First of, for anyone to think of buying the dip with loan, that should tell you that the reason for such move is to make more profit perhaps when the price goes up, but that is actually a bad idea if there is no plan set aside to service the loan without minding our Bitcoin portfolio, anyone that is planning on doing this should have a thought about it very well because nothing is assured in the short term in Bitcoin investment, so buying with loan may not be as bad as it seems according to you, but the invetsor involved should not rely on his hodlings in clearing his loan, because there are possibility of buying at the dip and an unfavorable market reality set in, which is why separate plan for the aim of servicing the loan is necessary.

Why would someone who intends to hold for a long period consider buying the dip with a loan? That is a big risk, and the person thinks he is smart, but he has no idea that he is putting himself in a situation that will affect him financially. Anyone who is thinking about that only cares about profit, and that person is not even ready to invest in bitcoin, perhaps he wants to try his luck by buying the dip and selling if the price rises, no one should take out a loan to buy bitcoin because it is a bad idea.

I will not recommend taking out a loan to buy bitcoin since bitcoin is unpredictable; you don't know what the price will be in the next few minutes or weeks, and a loan is supposed to be paid back in the time you specify, so what happens if the price does not rise and you want to repay the loan? Investing in bitcoin is not a do or die decision, if you are unable to buy it with your own hard earned money, do not take out a loan to get bitcoin.

[Saltysugar99]

I think the greatest benefit of consistent building is that you don't have to be correct on the market each and every time. A trader must make multiple decisions in order to be successful, such as entering, exiting and re-entering when appropriate. Several trades may be lost because of one bad trade. The process with DCA is significantly easier, as you're isn't trying to make headway in every market situation but continue to add to your portfolio. It is not a guarantee of profit, but it takes away the stress of getting just the right timing to get into a trade. That's where many people usually fall.

You nailed it with your write up here bro. The scary part of being a trader is that you can use a week or month to make a lot of money, but with a single wrong decision, you might lose everything or a significant amount of money you suffered to make throughout the week or month, but as an investor, you will only need to accumulate consistently with your discretionary income without troubling yourself on what's happening in the market, and since Bitcoin has a huge potential ahead, the chances of your investment being a success is very high, that's why a Bitcoin investor is way more profitable than a trader if we are making comparison on their profit making in the range of ten years or more.

The most benefit of regular accumulation is that the investor needs not predict every move in the market correctly. The trader will need to make decisions, such as when to enter, how much with position to start , when to exit, and when to re-enter again. While it is possible to make a few decisions right, a single wrong  decision one can cost huge  of accumulated profits. A risk management of trader doesn't have to take a total loss. There is a potential to limit damage through position sizing and leverage control. But in practice, many traders can't do it . Once a few trades are successful, more confidence is gained, more money is invested into the trade, and one bad trade can make him lost everything . So difficulty in trading is not just about predicting the market, it is also about having control over oneself consistently. The good thing about DCA is that the investor isn't always expected to outperform the market. He is actively playing the price prediction game less and the accumulation game more. That's why a simple stack approach is likely to work better for the new investor. When he has a steady income and discretionary income after paying his expenses and having a reasonable backup, he can continue to buy and have a system that can be run in bull markets and  bear markets too. He doesn't want to take advantage of short term market fluctuations. Investors can expect to not see big amount of returns in a weeks. The excitement of a quick profit may not be there as like trading.  But if he gradually add more amount of fund as DCA  over the the time and continue for years, and has a more stable cash flow so he doesn't get panicked into selling bitcoin, then his system will not make him like a panic seller or forced seller like  trader or short time invest ( as i dont want to call a short time investor a as an investor they are also like a trader  like expected profit within one or two year) . And it increases the chances of making profits in the future.

[Stive009]

I think the greatest benefit of consistent building is that you don't have to be correct on the market each and every time. A trader must make multiple decisions in order to be successful, such as entering, exiting and re-entering when appropriate. Several trades may be lost because of one bad trade. The process with DCA is significantly easier, as you're isn't trying to make headway in every market situation but continue to add to your portfolio. It is not a guarantee of profit, but it takes away the stress of getting just the right timing to get into a trade. That's where many people usually fall.

You nailed it with your write up here bro. The scary part of being a trader is that you can use a week or month to make a lot of money, but with a single wrong decision, you might lose everything or a significant amount of money you suffered to make throughout the week or month, but as an investor, you will only need to accumulate consistently with your discretionary income without troubling yourself on what's happening in the market, and since Bitcoin has a huge potential ahead, the chances of your investment being a success is very high, that's why a Bitcoin investor is way more profitable than a trader if we are making comparison on their profit making in the range of ten years or more.

The most benefit of regular accumulation is that the investor needs not predict every move in the market correctly. The trader will need to make decisions, such as when to enter, how much with position to start , when to exit, and when to re-enter again. While it is possible to make a few decisions right, a single wrong  decision one can cost huge  of accumulated profits. A risk management of trader doesn't have to take a total loss. There is a potential to limit damage through position sizing and leverage control. But in practice, many traders can't do it . Once a few trades are successful, more confidence is gained, more money is invested into the trade, and one bad trade can make him lost everything . So difficulty in trading is not just about predicting the market, it is also about having control over oneself consistently. The good thing about DCA is that the investor isn't always expected to outperform the market. He is actively playing the price prediction game less and the accumulation game more. That's why a simple stack approach is likely to work better for the new investor. When he has a steady income and discretionary income after paying his expenses and having a reasonable backup, he can continue to buy and have a system that can be run in bull markets and  bear markets too. He doesn't want to take advantage of short term market fluctuations. Investors can expect to not see big amount of returns in a weeks. The excitement of a quick profit may not be there as like trading.  But if he gradually add more amount of fund as DCA  over the the time and continue for years, and has a more stable cash flow so he doesn't get panicked into selling bitcoin, then his system will not make him like a panic seller or forced seller like  trader or short time invest ( as i dont want to call a short time investor a as an investor they are also like a trader  like expected profit within one or two year) . And it increases the chances of making profits in the future.

Honestly I feel that discussing trading so much is largely a waste of time. It baffles me why people turn their investments into a trading game when they have the opportunity to accumulate a long term asset like Bitcoin right in front of their eyes.

No matter how much traders dress up trading with fancy strategies timing or risk management it ultimately boils down to trying to extract profit from short-term price movements. And the biggest problem here isn't the market itself but human psychology. A few profitable trades boost confidence, leading to larger positions until a single wrong decision flips the entire situation. This cycle is nothing new traders are well aware of it yet they continue to entangle themselves in this nonsense.

In contrast DCA  involves no such drama. There is no need for constant predictions about whether the market is rising or falling or whether to buy today or tomorrow. It is simply about using your discretionary income after setting aside money for essential expenses and an emergency fund to regularly accumulate Bitcoin and let time work in your favor. That’s all there is to it it’s that simple.

I would actually go a step further regarding the concept of a one- or two year investor. If someone buys Bitcoin but remains obsessed with the current price timing the sale, and figuring out when to buy back in all within a year or two it makes more sense to call them a trader rather than an investor. Simply labeling something an investment doesn't automatically create an investor's mindset. To me, true investing means accumulating Bitcoin based on one's financial situation gradually strengthening one's position and avoiding the urge to chase every single market movement. Trying to capture a few percentage points of price movement through constant trading while ignoring the opportunity to accumulate an asset like Bitcoin over the long term is as absurd as ignoring the shade of a massive tree right in front of you just to count the rustling sounds of its leaves.