'passing the message on' is always their polite footnote message to end the conversation. its not something special or a hint that they are seeking advice.. its just standard customer service rep stuff to say to most conversations about any matter

paypal have actually already looked deep into bitcoin a couple years ago. the issues they came up against:
1. blockchain taint / risk of AML did not fit their regulatory policy they had to adhere to when dealing with customers/regulators
2. the purchasing/sell of bitcoin in and out of fiat is still a questionable area. exchanges are not fully regulated and dont have enough liquidity to match paypals needs
3. customer demand is less than 1% wanting/needing bitcoin so its not a top priority for them.

a couple years back people propositioned the community to spam paypal with emails requesting them to accept it. although doing so would raise the third point. it still wont solve the first and second point.

at this moment coinbase have negotiated with paypal to allow coinbase to withdraw fiat into customers paypal account
https://blog.coinbase.com/coinbase-adds-support-for-paypal-and-credit-cards-21968661d508#.du9u3thlr
but not the other way round due to the 'chargeback' scammer risk

but as for paypay offering bitcoin on paypals site or paypal selling bitcoin or paypal guaranteeing no chargeback risk on deposits into exchanges.. i dont see that happening anytime soon.. paypal has too much red tape strangling it

paypal have however got something happening (beta testing) using their braintree subsidiary.. imagine it like paypal-bitpay hybrid where paypal customers can buy things from your ebay site by being diverted to braintree to take the payment in bitcoin
https://www.braintreepayments.com/payment-methods/accept-bitcoin

but as i said. its in beta test and not directly available as a built in paypal/ebay feature

current rigs (s9 13t/hash) works out as $450 at america's 10cent/kwatt for 6 months.. so your 12cent/kw would cost you $540 for 6 months.

however this is not the problem with miners today. the ASIC cost is.
at todays $2100 pricetag plus $120 for a PSU that is going to be the major lump you have to recoup.

so knowing its going to be an initial outlay of $2760,

also current maths of todays estimated mining income and considering the fortnightly drop income due to difficulty adjustments. you will expect to get ~1.2btc after 6 months.

no one would in their right mind pay $2760 for 1.2btc..
you would be far better off just buying 2.5btc now and hoarding it.

the reason that people do mine is because they get the rigs 'at cost' (estimated at under $400) mostly though its the asic manufacturers that are the ones in profit to sustain mining.

this is simply because for every rig they sell at retail($2100) they can make upto 5 rigs.
what they (if smart) would do is make 3 rigs. give 1 rig to the customer. put 2 rigs online and have $600 spare to go towards paying the electric, meaning thanks to their customers, asic manufacturers get 2 rigs for free and cash to cover electric for free. thus any bitcoin they get, is 100% profit

unless you can get a rig dirty cheap, at lets say a quarter of the retail price forget it. but thats my evaluation based on bitcoin mining

others will suggest altcoin mining.. but thats hit and miss based on timing of mining the right coin at the right time and selling it at the right time of the pump.. before you hit the dump

lol more fake rhetoric trying to point fingers at the chinese.. all to make sure people are not looking in the direction of the devs.
come on. stop the racist rhetoric of grouping people together simply because of skin colour.

analysts have looked at his posts and language use, checked the times he posts. those that interacted with satoshi on cypherpunks, sourceforge this forum and emails have all pointed to one person and not a group.

though bitcoin is a patchwork of many idea's of many people and many devs worked on it. the entity behind the pseudonym satoshi is just one person

thwarted ?
let me guess the drugs you sniff regularly, which originate from the soldiers in the middle east's war, grabbing all of them poppy(opium plant) farms, didnt kill you via an overdose. so you, while hallucinating think that makes it is a victory against the governments that are the real supplier of drugs..

ok its time you went to rehab

funny thing is that ive always said 2mb is fine.. the community said its fine
its the core fanboys that dream up doomsdays of 80gb tomorrow..

those wanting onchain scaling have LAST YEAR compromised to 2mb knowing that 8mb is safe, but 2mb is super safe to shut up the core doomsdayers..
yet all year core fanboys have been talking about hundreds of megabyte blocks and terrabytes of yearly growth... yet that has never been part of any bip or viable option for any real growth..

so wake up and stop following the old script. and learn what real onchain growth proposals have actually always been. and stop crying the doomsday scripts of yesteryear

the real funny part is how the core fanboys are throwing around the "conservative" buzzword. you guys have no clue of the meaning of the word, and the over use of the word by the same group has become very apparent and recognised
sounds like a script when all of a sudden out of nowhere every core fanboy tries to slide in the word "conservative". its like one of them sales games, you get commission for mentioning a buzzword in a sales pitch.. but it starts to become obvious by the over use of the word where in context, core are spouting out the opposite of natural safe growth

you do realise that pruned nodes, no witness nodes and LN nodes are going to kill off/dilute down the full node count
because it wont increase the node count, it will tempt those who are full nodes to downsize..

far faster than natural onchain growth would

yep, we are already seeing some governments proposing to allow the tax office to access peoples bank accounts and just take what the tax office thinks people owe without question. the UK for instance is implementing "Direct Recovery of Debts (DRD)" where HMRC literally takes the money from your account.

i feel this will be expanded where this will happen for many things like: parking tickets, court orders, local service charges, etc. where rather than having bailiffs/debt collectors knocking at your door to request you pay up (costing government money in wages) they will just press a button and take the funds from your account.

bitcoin ONCHAIN transactions are as you say.
but what if i told you the devs want to push people into multisigs requiring a hub manager to 'authorise' your purchase by signing off on your transactions..... where your funds are locked in a 50/50 control address where you are penalised for wanting to get out early or not agreeing to a variable fee

by devs pushing for offchain LN as the ultimate solution rather than natural onchain progressive scaling (dont rebuttle with sudden large jumps in small timeframe doomsday, as thats already been proven wrong) we are seeing bitcoin become less permissionless and less uncontrolled

though i like the idea of amazon go

downsides.
1. amazon go.. someone steals your phone=shopping spree, champagne and caviar, mmm
2. Aadhar EPS.. if your a manual worker where your fingers get chapped(dry brittle skin) or a papercut, you starve

point 1 also applies to hardware wallets and wristbands. so although easier to use as a wristband/smartwatch rather than a phone or debit card. i feel its only a 'training' device that UK barclays/disney have started doing and eventually they will probably suggest implants as an even more convenient method that you will never lose

same goes for point 2. an implant wont get affected by manual labour or papercuts scrubbing away the top layer of skin to distort fingerprint scanners.

sidenote.
amazon go's concept is not new. and i prefer this IBM advert from 10 years ago to amazon go's advert today.
https://www.youtube.com/watch?v=GclCUPr2CV8

be warned my maths is not an expectation or prediction so do your own calculations and work out how much loss per difficulty jump you expect and form your own numbers

based on lets say antpools 500petahash getting 70 blocks in the last 48 hours(875btc)
which is estimated at 6125btc a fortnight for 500peta

you can then break down that to work out how the maths for a fortnight for just 13thash would result

fortnight income divide 500peta down to 1thash then multiply by 13 thash
(6120/500000) *13 =0.15925

so for the first fortnight, for 13thash would be 0.15925
then expect approximately ~9% LOSS every fortnight due to difficulty jumps and competitor hashpower increases too
the 9% i used is just an example(7%diff chang 2% hashrate change). you should look at the history of difficulty change amounts and then also factor in hashrate increase amounts to get your own fortnightly loss number

0.15925000
0.14491750
0.13187493
0.12000618
0.10920563
0.09937712
0.09043318
0.08229419
0.07488772
0.06814782
0.06201452
0.05643321
0.05135422

this is a estimate of each fortnightly income for 6months which totals: 1.25019621

do not go by some of the crappy online income calculators, which predict value now and simply multiply it by X weeks. ensure you account for difficulty changes and competitor hashpower.

EG if a calculator says you will get say 0.01 a day and then says you will get 3.65 a year. then it is wrong because all it has done was calculate a day then multiplied by 365

be warned my maths is not an expectation or prediction so do your own calculations and work out how much loss per difficulty jump you expect and form your own numbers

too far fetched.

the thing is the cypherpunks have been trying to solve the double spend issue for decades.

blockchain was not new to 2008-2009 or satoshi.
proof of work was not new to 2008-2009 or satoshi
ecdsa keypairs was not new to 2008-2009 or satoshi.

all together there are atleast 10 things that make bitcoin what it is..
all of them are not new to 2008-2009 or satoshi

what satoshi done, was be the person who was the genius that patchworked all the things together in a way that works beautifully.

and no before you try, although adamback 'invented' proof of work in 1997.. does not make adamback satoshi either

satoshi did work with others and bounce idea's off other people.
satoshi did also take other peoples idea's
this is no secret.

but satoshi was only one person. only one person used his pseudonym

alot of people think that health records cant be decentralised because there is so much data and it just cant fit on a blockchain.

this is because most people only see the data within a blockchain in the format of a financial transaction:
[in: 1Fr0m4p3r50n value: 0.01btc]
[out: 1t04p3r50n value: 0.01btc]
[signed: 1Fr0m4p3r50n5sign4tur3]

now imagine
[Doctor: 1Fr0m4p3r50n patient: 1t04p3r50n symptom: insomnia result: yes]
[signed: 1Fr0m4p3r50n5sign4tur3]

[Doctor: 1Fr0m4p3r50n patient: 1t04p3r50n symptom: pregnant result: yes]
[signed: 1Fr0m4p3r50n5sign4tur3]

[Doctor: 1Fr0m4p3r50n patient: 1t04p3r50n symptom: HIV result: no]
[signed: 1Fr0m4p3r50n5sign4tur3]

theres already some open source platforms for people to make a prototype smart watch
http://smartwatches.org/learn/make-your-own-smartwatch-open-source-smartwatch-project/

you can even buy 'programmable' smart watches that are already in a final design
https://www.alibaba.com/showroom/programmable-smart-watch.html

"pebble" seem to offer everything from the programmable watch to the SDK to program it
https://www.pebble.com/watches
https://developer.pebble.com/sdk/

though i linked some examples to show the watches can be programmed. im not sure if any have NFC included as that would be the important part that makes it the 'killer app' for bitcoin

i already thought about that. i think "hardware wallets" are a little cumbersome. and require a computer to USB port the hardware wallet. and downloading electrum or a browser add-on/extension just to make it functional.

the future "killer app" for bitcoin will definitely be a wristband.

why do you desire monero..

oh wait. the ties to Gmaxwell.. and the blockstream team

can i tell you something..
if bitcoin fails because of blockstreams banker contracts to commercialise bitcoin, going for monero is not freeing you away from this, its just re-rinsing the same plan, by going full circle into yet another currency owned by the same group that may cause bitcoin to fail.

i laugh at anyone thinking that bitcoin is ok to fail, and then mention monero as plan B.. as its obvious those people are happy with letting the banks fail a currency, and they are happy to let it happen over and over again.. which is completely the opposite of satoshi's vision (read the quote in the genesis block to know why bitcoin was invented)

as for the other part of the OP's scenario.. a NFC chip in someones arm..
well first:
they developed the NFC visa debit card 'touchless technology'
next its the NFC wristband. UK barclays is already developed this and will get people used to swiping their wrist across a machine.
https://www.shop.bpay.co.uk/categories/buy-bpay/product/wristband/wristband

even "dudeperfect" highlighted via the ted talk video he linked that disney are also going for the wristband concept to get kids used to paying by swiping their wrist. i set the time in this link to get to that section of the ted talk
https://youtu.be/_VB39Jo8mAQ?t=3m17s

so it is plausable that 'for convenience' people will opt for an implant so they never lose, drop, or have their 'wallet'(wristband) stolen/lost because it will always be available to them, implanted as oppose to worn.

what if i told you that those making LN dont want you to settle funds. they are already highly attracted to channels that never close and penalties for closing channels abruptly. translation: once your in your locked in if you want to change 'banks' closing your account will cost you.

to play on the OP's scenario

what if i told you that the 'phoenix' is an LN hub, where everyone's funds are locked into LN multisigs where the counterparty is a hub manager called the Global Banking Group

though i think that the phoenix is going to be what hyperledger is doing. based on the video linked.

but lets see how people feel about bitcoin being twisted into the commercial LN system where the hub owner is the bankers getting their fee's to recoup their investments they handed to devs in 2014-2016

i highlighted the fatal flaw in hardware wallets.

by the way can you sig spammers stop bringing necro-ed topics back to life just to spam nonsense.
can someone lock these threads or can forum mods stop spammers from bringing dead topics back to life

ways to avoid tax whether its fiat or any other currency
1. never "live" in the same country for more than a few months of the year - you will learn why people have holiday homes, winter cabins and timeshares know this trick, david beckham (UK football/soccer) done this for years.

2. financial trusts - if you dont have yourself as a beneficiary and instead you set up a couple shell companies as trustee's and then you take a fee as an administrator and travel/accommodation expenses as a trustee.. then whats inside the trust technically doesnt belong to you, but you can as both the administrator and trustee, grant payment to yourself.

3. foundations - ever watch them posh people who arrange large banquets in the name of a foundation, or why the linux, hyperledger, etc all used foundation status.. (clinton foundation.. but shhh dont mention the clinton foundation)

4. offshore business.. this is a commercial method that mixed points 1 and 2, but done so using commercial entities rather than personal entities

5. not have funds available to be frozen by probate. by giving 'gifts' to relatives before you die thus having nothing in your 'estate' to be taxed