Lending crypto is not a good idea. Becaise it is very complicated. All we know that crypto price is changing quickly it's price. But I will answer your question. I will choose bitcoin to lend because all we know the power of bitcoin it will stay alive even experienced a low price in a long time so it is better to lend bitcoin so you can use it in long period of time without any worry of coin death.

They can't shut down Bitcoin as they cannot control it and they can only control their citizens when it comes to Bitcoin so no wonder why Americans cannot participate into ICO's , have few exchages when they can trade , they have taxes on cryptos ..basically USA doesn't want population to use Bitcoin and cryptocurrencies and now they are trying to shut down Libra's project.

I don't know what to think about them ...looks like they are loosing this racer every day and China takes over slow and steady. I hope that in the end all the world will acknowledge the power of Bitcoin and Blockchain because there is no progress without it.

We cannot really blame the exchanges for being limited to some countries. One of the reason why exchanges have limited or no access to other countries is because of the government itself. The policies of the government and their regulations are sometimes very hard on exchanges and sometimes they will ban it in their area. Such as binance cannot be accessed in the US because of the economic war between US and China. Also exchanges are also business and their biases is not just for themselves but also to protect their investors and users.

I do not speculate because I do not want my expectation to become trash. I only keep following the price action and it is the reason I do not expect too much. The market is still bear and it seems that it will take more time for us to confirm the market reversal.

It could be a factor. Now, some investors are hesitant but those investors who are really knowledgeable and are good researchers don't make this a hindrance.

The allocation is too much for only bounty hunters. It's a trick to lure them to participate much. If millions of dollars is allocated for only for bounty hunters, that's to say they don't need help from investors for their project to get launched.
Thousands of bounty hunters will apply for it without having a double thought about the allocation. The bounty allocation is really tempting you know (Lola)

Yes it all depends on our strategy and how we deal with it. I prefer long term holding as best suits me because I dont need to monitor the market often since I have a set target price on when to sell. However just like what op said we have to be careful on choosing what coins to invest in because its not easy as it seems. There are only few coins worth to hold for long term period like the well-established coins.

I remember the similar question, but instead IEO it was ICO. What happened many times is that price after ICO drops heavily, and it was better to buy in that time, at lower prices. Looks like same thing happens with some IEO`s, but only with some, not with all of them. Some coins never recover, while some don`t drop after ICO.
What is the smart thing to do here? Well like always when we are not sure in something, we should have careful approach. For example invest just 50% of your planned investment while IEO is ongoing, leave other 50% in case if price drops after so you can buy more.

in many cases people become scammed because they themselves are careless or have no knowledge at all but go directly to the internet, especially in terms of investing in crypto, all they think about is money i mean about the benefits of investing, people get greedy, and finally they end up losing money because they have no knowledge at all.

For me, to identify fraudulent or unreliable projects. First I check the website and the security of the host and the domail. Next, I will examine the team, the project creator and its members. And finally the target, whitepaper, ... If it's a fraud project, there will be many plagiarism areas from other projects.

Giving up should be out of the options when one joins cryptocurrency because crypto has come to stay and revolutionize the way of financial transactions. Most projects take time to reach their full capabilities and I believe the early adopters of Bitcoin can attest to this fact. The believers of Bitcoin who were patient enough during the early days of Bitcoin enjoyed their full profits during the 2017 ATH of BTC. Things take time in crypto and only the patient investor enjoys at the end of the day.

Events such as yesterday's increase in the price of Bitcoin by more than 30% during the day give hope that the main cryptocurrency can still return to the mark of 20 thousand dollars. We need a powerful favorable news background and, as we see investors come to the market and prices can soar very high in a few hours.

We can get people to use bitcoin as a currency by simply influencing them on what they can do and what they may do in crypto and also on how they can regulates to bitcoin. Yes, we must also influence them to use bitcoin as their payments to some stores that are already accepting bitcoin to get paid their products or goods so when they saw the legitimacy of bitcoin as a currency maybe they can used it as their personal currency.

We can also consider this knowing that technology is starting to improve as time passes by and the monetary stystem goes by with it too. Everything is going digital and instant. It should not be a surprise seeing people getting tired of using fiat knowing that it has interest and has a very low volatility. It will be a massive update and improvement for the global economy, it can either become higher or lower, we cannot conclude anything yet.

still be patient, because I'm sure not only you who experienced something bad like that. I always pray that the price of BTC can be like in the past 2017, because I will also be happy if all that is realized soon. persevere and keep up the spirit of friends, try to start a new job so that our minds are not focused thinking about something that has passed. don't be too sad, you have to get back up. and looking for a job that can earn money to start something new from now.

I think only people who can not control their patience and people who are very easily influenced by something new that makes spending bitcoin owned when prices fall while bitcoin can potentially increase prices.

yes you are right our OP are lucky people to have entered into bitcoin and cryptocurrency. because we realized earlier that there was no point in accumulating fiat money because it would later be eroded by high inflation. we better buy bitcoin whose price can increase in the future. bitcoin can be used as an investment tool and a good store of value. unfortunately not everyone understands bitcoin and cryptocurrrency. so they still continue to rely on fiat money.

Before investing, we already have a target to invest in something like cryptocurrency. when it still has not increased, then the momentum analysis to find out when the increase will occur must be done or rather we do a review of the investments we have done so we can get a profit

I am careful what I do and try to check where I am sending my crypto to. I have lost a lot of crypto sending bch to a bitcoin address on localbitcoins.
I also signed up for an online eth wallet which I later couldn't access after being paid out a lot for a bounty I know you must not use online wallets but eth had just come out and there were not that many wallets to choose from. Many people lost out because of that. Now I use a hardware wallet and will never use anything else again. NEVER USE AN ONLINE WALLET!!

There is nothing like game over for Bitcoin. Bitcoin has the largest market dominance and this tells how strong and supportive the Bitcoin community is. In fact, Bitcoin will be the last cryptocurrency to fade out from the system if crypto is to go into oblivion, which will not happen anyway. Bitcoin is the future and it is time to buy more.