Is it better to save money or invest it?

[JasonXG]

Investing is saving your money but with interest. Always invest. Never gamble and you should be just fine. Dont be like me and get addicted to gambling. xP rather wait it out and take it slow to ensure profits then wild gambling.

[1715657276]

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[1715657276]

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[hakanbalta577]

Investing is saving your money but with interest. Always invest. Never gamble and you should be just fine. Dont be like me and get addicted to gambling. xP rather wait it out and take it slow to ensure profits then wild gambling.

Nice advice and first of all you should also follow your own advice and try to be away from gambling,atleast for some time if you feel that you are addicted to gambling and as you said depositing in bank and getting interest is both saving and investement.

[Superways]

Personally i like to save half of my money and invest half in different sectors, so that i can minimize the chance of lossing all i have. Better not to invest or not to save all you have and also diversifying investment is quite advised.

I like your idea and i have the same opinion as well,doing both the things is important and not important you use 50-50% for both or i would suggest 60% savings and 40% in the investements for being more safe,because if something bad happens with investement,then saving will help.

You have a more secure idea but it is for those people who can afford that much to save and at the same to to invest. Some people cannot afford both at the same time and go for one way and some people go to invest their money in a business and save only 15% of them considering them as their future saving in time they do not get success in their investment.

[gatra]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

simply buying gold is not an investment, it's speculation

real estate may be an investment if your rent it or do something with the real estate that gives returns, otherwise it's also speculation or another form of saving

in general, it's better to invest if you can afford the risk

[mrkevio]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

simply buying gold is not an investment, it's speculation

real estate may be an investment if your rent it or do something with the real estate that gives returns, otherwise it's also speculation or another form of saving

in general, it's better to invest if you can afford the risk

I call it investment too because it brings you money if you know when to do it. Having a real estate business has its own risks too, like.. For example, you never know when the prices are increasing or going down and you never know whether you'll find a customer or not for your properties. If the prices are going down, you're going to lose your profit. I'm doing a little of both: saving a part of it, investing another and using the rest. I think it's the best way to manage your money.

[mobilestrike]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

simply buying gold is not an investment, it's speculation

real estate may be an investment if your rent it or do something with the real estate that gives returns, otherwise it's also speculation or another form of saving

in general, it's better to invest if you can afford the risk

For me real estate is a very good business from which we can get a very good profit i will like to invest in that type of business and in my country it is not a risky business but our citizens are earning a good profit without any hard struggle.

[betohell]

Investing is saving your money but with interest. Always invest. Never gamble and you should be just fine. Dont be like me and get addicted to gambling. xP rather wait it out and take it slow to ensure profits then wild gambling.

Lol I think it is a different thing, saving and investment is not the same thing, if I said that investment equals saving, should invest not have a risk, because just like the store right?

[Finestream]

Investing is saving your money but with interest. Always invest. Never gamble and you should be just fine. Dont be like me and get addicted to gambling. xP rather wait it out and take it slow to ensure profits then wild gambling.

Lol I think it is a different thing, saving and investment is not the same thing, if I said that investment equals saving, should invest not have a risk, because just like the store right?

If you are going to inline that with bitcoin, saving and investing are just the same. Because if you are going to save or hold your bitcoins then you are aiming to get some profit when the price increases and that is why I am saying that saving and investing with bitcoin are just the same only if you are going to do that method.

I would not agree with you, saving and invest are not the save for me. When I save, I put my money in the bank and although it earns a little interest but I do not consider it as income, I save for safe keeping and for my future needs while my bitcoins is just for the aim to grow my money because I dream to be rich in the future.

[madwica]

Investing is saving your money but with interest. Always invest. Never gamble and you should be just fine. Dont be like me and get addicted to gambling. xP rather wait it out and take it slow to ensure profits then wild gambling.

Lol I think it is a different thing, saving and investment is not the same thing, if I said that investment equals saving, should invest not have a risk, because just like the store right?

If you are going to inline that with bitcoin, saving and investing are just the same. Because if you are going to save or hold your bitcoins then you are aiming to get some profit when the price increases and that is why I am saying that saving and investing with bitcoin are just the same only if you are going to do that method.

I would not agree with you, saving and invest are not the save for me. When I save, I put my money in the bank and although it earns a little interest but I do not consider it as income, I save for safe keeping and for my future needs while my bitcoins is just for the aim to grow my money because I dream to be rich in the future.

Both of you are correct but we have different mindset on viewing our savings, for me my savings is an investment, i put my money in the bank to earn interest and in bitcoin i have investment too for much better income in the future.

[@prashant]

Investment and saving are generally the same thing.but in investment you get profit that make it more both profitable and risky as well.deposit in bank is really a good and trustable investment.but if you are good at marketing/forex trading skills then it is better to try luck if you are in hurry.

[Hatuferu]

Investment and saving are generally the same thing.but in investment you get profit that make it more both profitable and risky as well.deposit in bank is really a good and trustable investment.but if you are good at marketing/forex trading skills then it is better to try luck if you are in hurry.

That's definitely not the same, it's too obvious the spelling itself made the different.  lol, just kiddin with you man.

Seriously, it is obvious that they are a different thing, savings does not give you risk while investing is risky, that alone would already determine the difference, if you have invested and save you will know more the difference.

And with this, I encourage everyone to learn how to save and invest and do it at the same time if you can.

[tanarif]

Save a bit of it, say 10-20%. Use around 60-70% for safe investments, to combat inflation, this can be seen as a form of saving too. Use the rest on more riskier investments.

[maydna]

Investment and saving are generally the same thing.but in investment you get profit that make it more both profitable and risky as well.deposit in bank is really a good and trustable investment.but if you are good at marketing/forex trading skills then it is better to try luck if you are in hurry.

its different for investment and saving. investment have risk to get scam and we can get profit from that, and saving is not have a risk to get scam but we only get small return for our saving. so maybe save money is a good option if we are too afraid to make invest in any programs.

[Doms]

Each time you save, a portion of it should be invested. That is if you have already an emergency fund on standby. Better to have emergency funds with 3 to 6 months worth of monthly expenses to cover for things that might come up or for when you suddenly lose your regular source of income. After this, one can choose different types of investments that suit their needs, risk appetite and time frame.

[goldcoinminer]

Each time you save, a portion of it should be invested. That is if you have already an emergency fund on standby. Better to have emergency funds with 3 to 6 months worth of monthly expenses to cover for things that might come up or for when you suddenly lose your regular source of income. After this, one can choose different types of investments that suit their needs, risk appetite and time frame.

That's it, you need to carefully allocate for your emergency fund as you will not know what will happen in the future, it is better to be prepared that neglect the possibilities, everyone should start saving now, does not matter if we can save fast but it is still good to start slowly as long as we can save.

[BAGOBO]

I'm usually invest rather than save since when I'm save my money, I must pay some monthly fee
meanwhile invest usually will make profit only when you keep hold until it reach highest value for example : gold or bitcoin

[Mr. Big]

I'm usually invest rather than save since when I'm save my money, I must pay some monthly fee
meanwhile invest usually will make profit only when you keep hold until it reach highest value for example : gold or bitcoin

It all depends on how you will save your money, if you are going to hold it, then anything if that's what you are talking about, but if you are talking about your regular bills to pay monthly, then you must really make money to pay those... If you are going to invest, it should be on things that you know very well, even on buy and sell you will earn there as long as you are going to buy and sell those that you have knowledge... 

[Positid]

I'm usually invest rather than save since when I'm save my money, I must pay some monthly fee
meanwhile invest usually will make profit only when you keep hold until it reach highest value for example : gold or bitcoin

Well, all the people have there bills to pay because we need to spend to survive in this world, but if you have an income it is just right to save just a little portion of your income, actually you can be successful in saving if you will treat savings as a compulsory thing.

[sunsilk]

I'm usually invest rather than save since when I'm save my money, I must pay some monthly fee
meanwhile invest usually will make profit only when you keep hold until it reach highest value for example : gold or bitcoin

Well we have opposite mindset I would just save rather than invest. Because in banks the more money you are going to save and put that into time deposits.

Then you have assurance that your money is growing with the accordance of the law with that bank just make sure you follow certain rules in the contract.

So I am saving and at the same time I am able to invest in banks.

[Pursuer]

I'm usually invest rather than save since when I'm save my money, I must pay some monthly fee
meanwhile invest usually will make profit only when you keep hold until it reach highest value for example : gold or bitcoin

this is rather a matter of preference and also the situation you are in.
for example I say you should always do both, save money and invest some to both have something ready at hand for spending and also have an investment to make profit on the money you don't immediately have any needs for.