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Harlot
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November 06, 2016, 06:08:24 AM |
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When I was a child, I have always wanted to save money. I used to minimize my expenses so I can save and use it during emergencies. But, as I grow old what my goal is always to invest 30% and save 70%. Investing is good but you also need to save money. Don't invest all what you have.
If you did that you won't have money left for your daily expenses which you need if you are independent that is , I would suggest that you calculate your daily expense for the month and subtract it for your month's worth of salary before dividing what is left for saving and investing. Also I would recommend 60-40 split with what is left of your salary 60% goes to Investing and 40% goes to Savings, As saving your money in the bank is for emergency purposes only as they don't really earn anything. |
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uname
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November 06, 2016, 06:26:43 AM |
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It's hard to say which is more important, both are required. But if you ask me, I would say that having savings is more important, given the fact that having savings you can handle your expenses and even invest.
right by doing and making a financial management, then you can make a plan to save the good, with it then you know the money left over you can use it for investment, |
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Ryananda
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November 06, 2016, 09:56:52 AM |
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It's hard to say which is more important, both are required. But if you ask me, I would say that having savings is more important, given the fact that having savings you can handle your expenses and even invest.
right by doing and making a financial management, then you can make a plan to save the good, with it then you know the money left over you can use it for investment, Yes, making a financial plan well it would be very helpful. If we have a financial plan and run it well then we would know the remaining money to use investment. Saving money and investing, both very necessary and very important. Saving money for saving and investing for profit. So if both are done well it will be a good financial management. |
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DZU1410
Sr. Member
 Offline
Activity: 462
Merit: 250
https://saturn.black
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November 06, 2016, 10:05:21 AM |
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before I was afraid to take risks and just kept the money in the bank. But then I realized that the money should not just lie. After all, in which case they are depreciated. Then I started to invest in various projects. It brings me a profit.
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Aamir1
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November 06, 2016, 10:34:35 AM |
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before I was afraid to take risks and just kept the money in the bank. But then I realized that the money should not just lie. After all, in which case they are depreciated. Then I started to invest in various projects. It brings me a profit.
Though investing is good because that can make you able to increase the money you have which involves risk too, but saving is not bad as well, so someone should invest money into good projects and then save some portion of profits he gets from those investments. |
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clickerz
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November 06, 2016, 10:51:16 AM |
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before I was afraid to take risks and just kept the money in the bank. But then I realized that the money should not just lie. After all, in which case they are depreciated. Then I started to invest in various projects. It brings me a profit.
Thanks that you are also into investing. Only few people are doing investing,it seems all is consuming. Investing is a good way to your financial freedom with the help of investment instruments available on the market. Be it in stocks or other paper assets,insurances or traditional business. Good luck. |
Open for Campaigns
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Multipulty
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November 06, 2016, 11:11:17 AM |
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before I was afraid to take risks and just kept the money in the bank. But then I realized that the money should not just lie. After all, in which case they are depreciated. Then I started to invest in various projects. It brings me a profit.
Though investing is good because that can make you able to increase the money you have which involves risk too, but saving is not bad as well, so someone should invest money into good projects and then save some portion of profits he gets from those investments. I think both are important and necessary to have a good balance in life, investments will grow our money in long run and saving can take care of us in emergency situations and you cannot invest your money without saving first, so basically saving is primary and investment is secondary. |
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arseaboy
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November 06, 2016, 12:31:01 PM |
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before I was afraid to take risks and just kept the money in the bank. But then I realized that the money should not just lie. After all, in which case they are depreciated. Then I started to invest in various projects. It brings me a profit.
Thanks that you are also into investing. Only few people are doing investing,it seems all is consuming. Investing is a good way to your financial freedom with the help of investment instruments available on the market. Be it in stocks or other paper assets,insurances or traditional business. Good luck. Investing is really good for us and this is the one of the best way to earn more money aside from your job. But it's also important to save your money.. just in case you need it for emergency then there's a cash that you can take out from your pocket. |
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chineseprancing
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November 06, 2016, 12:40:41 PM |
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Most of the people now prefer to have both of that, its good to have investment for the future and savings is for back up of our savings and for emergency cases we can withdraw easily if we have savings.
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barabash
Newbie
Offline
Activity: 28
Merit: 0
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November 06, 2016, 05:05:26 PM |
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It seems to me that the money should be invested so that they make a profit. But they try to successfully invest with minimal risk
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Bitcotalk
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November 06, 2016, 05:25:04 PM |
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before I was afraid to take risks and just kept the money in the bank. But then I realized that the money should not just lie. After all, in which case they are depreciated. Then I started to invest in various projects. It brings me a profit.
Though investing is good because that can make you able to increase the money you have which involves risk too, but saving is not bad as well, so someone should invest money into good projects and then save some portion of profits he gets from those investments. But there are high risk in investing our money in others projects we need to start our own business or our own project so that we will have control on our money and there will be no any fear to lose our money. But if we invest in someone else project then there are chances that they run away with scamming us. |
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lakisis
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November 06, 2016, 09:12:20 PM |
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you can invest your money in bitcoin because bitcoin is very much safe investment than other investment and you can safe and you store your all money in bitcoin and when bitcoin get increase its price then your money will be also get increase with the price of bitcoin .
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bestluck
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November 06, 2016, 10:12:45 PM |
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It seems to me that the money should be invested so that they make a profit. But they try to successfully invest with minimal risk
Yes if someone have some money then they need to invest them as with investment his income source will increase and he will get more income and will be able to fulfill his needs for his life and he can save more money and will be rich with that income. |
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MTBTT
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November 06, 2016, 10:25:50 PM |
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before I was afraid to take risks and just kept the money in the bank. But then I realized that the money should not just lie. After all, in which case they are depreciated. Then I started to invest in various projects. It brings me a profit.
I think if you want to invest you should be ready with all possible risks, do not push to invest if you're not willing to take risks because it will only harm you |
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Ziskinberg
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November 07, 2016, 02:25:22 AM |
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before I was afraid to take risks and just kept the money in the bank. But then I realized that the money should not just lie. After all, in which case they are depreciated. Then I started to invest in various projects. It brings me a profit.
I think if you want to invest you should be ready with all possible risks, do not push to invest if you're not willing to take risks because it will only harm you Investment is not easy as it seem, most of us want to have a better income and we are not contented with the salary we are getting therefore we look for better opportunity that would increase our income and that is non other than investment. We have to ensure that we have done all the necessary factors to consider when investing as we might fail or succeed in investing and that depends on our ability to manage ourselves in our venture to invest.. Saving on the other hand does give you a good option to prepare for your future and it does not bear any risk at all except the law of inflation. |
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Mlich
Full Member
Offline
Activity: 211
Merit: 100
Official Augmentors Developer
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November 07, 2016, 04:41:58 AM |
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It is both better to save and invest. Investing money is risky but there is an assurance that your money will grow. There are those who are investing using the bank and they will get their money after 10 years that grows the amount more. An individual could start with saving and half of it will be for investing.
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AUGMENTORS
Worlds 1st Augmented Reality Bitcoin blockchain based game. |
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Natalim
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November 07, 2016, 05:20:33 AM |
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It is both better to save and invest. Investing money is risky but there is an assurance that your money will grow. There are those who are investing using the bank and they will get their money after 10 years that grows the amount more. An individual could start with saving and half of it will be for investing.
Because they have different purpose, you invest to make your money grow and you save because you want to have some amount for your future. A person who knows how to save will most likely to succeed when investing. |
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saenko
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November 07, 2016, 05:26:18 AM |
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It is both better to save and invest. Investing money is risky but there is an assurance that your money will grow. There are those who are investing using the bank and they will get their money after 10 years that grows the amount more. An individual could start with saving and half of it will be for investing.
Because they have different purpose, you invest to make your money grow and you save because you want to have some amount for your future. A person who knows how to save will most likely to succeed when investing. This is a very good way to achieve success. But do not forget about the risks that are present when investing. I just kept part of the funds, as part of investing |
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goldcoinminer
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November 07, 2016, 06:49:57 AM |
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It is both better to save and invest. Investing money is risky but there is an assurance that your money will grow. There are those who are investing using the bank and they will get their money after 10 years that grows the amount more. An individual could start with saving and half of it will be for investing.
Because they have different purpose, you invest to make your money grow and you save because you want to have some amount for your future. A person who knows how to save will most likely to succeed when investing. This is a very good way to achieve success. But do not forget about the risks that are present when investing. I just kept part of the funds, as part of investing The risk is always there but you cannot take that, you have to study well so you can minimize the risk while maximizing your income. Investing requires a more advance thinking due to the fact that you need to take risk and you only chance to make profit is to with a right prediction, you can have that if you educate yourself. |
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Flyyyy
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November 07, 2016, 11:14:00 AM |
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It is both better to save and invest. Investing money is risky but there is an assurance that your money will grow. There are those who are investing using the bank and they will get their money after 10 years that grows the amount more. An individual could start with saving and half of it will be for investing.
Because they have different purpose, you invest to make your money grow and you save because you want to have some amount for your future. A person who knows how to save will most likely to succeed when investing. This is a very good way to achieve success. But do not forget about the risks that are present when investing. I just kept part of the funds, as part of investing The risk is always there but you cannot take that, you have to study well so you can minimize the risk while maximizing your income. Investing requires a more advance thinking due to the fact that you need to take risk and you only chance to make profit is to with a right prediction, you can have that if you educate yourself. To profit from risky projects need to have a lot of experience and flair. Always know when to stop and withdraw their money without loss. I had a different - and lost and received. But the main thing I got experience) |
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