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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
Electra01
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January 19, 2017, 08:25:17 AM
 #8441

Real estate is the safest option. You generally get the money you invest back in 10 years if you rent it out and also protect yourself from inflation in fiat currency. Furthermore, if you change your mind, you can sell your real estate whenever you want and get back around the same amount you invested (depending on housing market price).

Real estate is definitely better than leaving cash in the bank to gain interest in my opinion. If you want to take on more risk and potentially earn more, investing in commodities, bitcoin, and stocks are just a few of many options. Depends on how much risk vs. reward you want.
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January 19, 2017, 01:15:11 PM
 #8442

Is it better to save money in bank or invest it online, in real estate or maybe gold?

In saving money I don't see any bad on it. But if we save it in the bank there is a moderate risk t while that possible to be happen, which it can be rob anyhow, while investing online are also have risk. But if we try to put it in bitcoin that is very safe and secured.
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January 19, 2017, 01:56:34 PM
 #8443

Good strategy. If you only save your money without invest it, you just waste your time without gain anything. I think invest our money in bitcoin is good.
If you invest your money it does not mean you can earn profit all the time there would be a possiblitiy you will lose all your funds. Saving money works often no risk.
But for living a successful life you will need to take the risk if a person will not take risk then how will he go forward. A person who will take the risk and will invest his money especially in a own business then he may find the way to get a place to be rich with that investment.
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January 19, 2017, 02:31:55 PM
 #8444

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I would rather to choose on investing. Because in this matter of investment we can easily grow our money by simply rolling our investment especially if we buy bitcoin and take it as an invesment, where there is a big chance to multiply it into double or up.
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January 19, 2017, 03:24:02 PM
 #8445

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I would rather to choose on investing. Because in this matter of investment we can easily grow our money by simply rolling our investment especially if we buy bitcoin and take it as an invesment, where there is a big chance to multiply it into double or up.
They were all profitable but just different when it comes to risk and returns. If you have the money then go for them all so you have lots of investments, don't just stick to 1, the more choices the more profit. Then, eventually you'll find out in which step is more profitable then that's the time you choose.
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January 19, 2017, 03:31:08 PM
 #8446

It is impossible to save money profitable and make you rich. Take all the money that you save, then use to investment. You only get interest no more than 0.8℅ per month, after for investment you can get up to 5℅ per month or more. This is fact, you must believe it
I also believe on investment but sometimes you have to save money for taking the start because sometimes a person do not have enough money to invest them in any good business planing so if he will start saving and then at some stage of life he go to invest them then he will be able to get a good profit from that saving. In that he can get a chance to multiply his money to more times.
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January 19, 2017, 03:37:25 PM
 #8447

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I would rather to choose on investing. Because in this matter of investment we can easily grow our money by simply rolling our investment especially if we buy bitcoin and take it as an invesment, where there is a big chance to multiply it into double or up.
They were all profitable but just different when it comes to risk and returns. If you have the money then go for them all so you have lots of investments, don't just stick to 1, the more choices the more profit. Then, eventually you'll find out in which step is more profitable then that's the time you choose.
Multiple investment is one of the great methods where you can know if what methods are always working.. just like you are internet marketer and you are advertising your offer in ppc you need to harvest almost all possible keywords and start use it for search advertising if there is some keywords are not profitable just remove or pause it until you can make a good profit..
and scale up until you can generate a large amount of money..
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January 19, 2017, 04:47:58 PM
 #8448

Real estate is the safest option. You generally get the money you invest back in 10 years if you rent it out and also protect yourself from inflation in fiat currency. Furthermore, if you change your mind, you can sell your real estate whenever you want and get back around the same amount you invested (depending on housing market price).

Real estate is definitely not the safest option as even this market is being subject to some level of volatility. Fluctuations of a few percent might not look like a lot, but if you have like a million $$ worth of properties, and a few years later you'll see that the value dropped with like 4-5%, then it's not something you can wave off like it's nothing. It hurts. Especially when the market circumstances change dramatically to the negative side where buyers will be hard to find. And if you find *potentially* interested buyers, then you'll either need to lower the price on top of the value that dropped alread, or they'll walk out. It's a though market.

Real estate is definitely better than leaving cash in the bank to gain interest in my opinion. If you want to take on more risk and potentially earn more, investing in commodities, bitcoin, and stocks are just a few of many options. Depends on how much risk vs. reward you want.

What legit investment option isn't better than leaving your money in your savings account for a poor 0.3% annual interest rate? Especially when you take inflation and the yearly wealth tax that you have to pay. People with plenty of money that purely save money without any side investments are in a big losing position. But hey, it's their decision after all.
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January 19, 2017, 04:55:36 PM
 #8449

I want to answer the question above (the title of the thread) though my answer maybe already answered by others, I guess it is okay to post it on my own words.
So personally I really want and prefer to invest my money than to save it on my own pocket, because on investing you money you let your money grow, you let your money generate and make profit on it  while its value is increasing too, while in just saving you money in your pocket I guess cannot help you to make more money on it.
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January 19, 2017, 05:12:41 PM
 #8450

Saving money for future, you will not lose your money and that is better than investment.
Because if you are making an investment than there will be a chance that you lose some money or earn some.
So i choose to save money Smiley
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January 19, 2017, 05:14:36 PM
 #8451

Investing is better, now that inflation is eating into people's saving and merger interest rate it is not advisable to save money again. I have a formular of 80 (invest): 20(save) because of emergencies you need to have some amount in your account

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January 19, 2017, 10:15:07 PM
 #8452

Saving money for future, you will not lose your money and that is better than investment.
Because if you are making an investment than there will be a chance that you lose some money or earn some.
So i choose to save money Smiley
but to me i think that if you are going to save your money for a long time , then the value of your money is decreasing from time to time. and if you have invested your money for long term, so hope that after long time the value of your investment will be more high than its original price, therefore i will suggest you that long term investment is more better than trading.

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January 20, 2017, 02:11:04 AM
 #8453

Saving money for future, you will not lose your money and that is better than investment.
Because if you are making an investment than there will be a chance that you lose some money or earn some.
So i choose to save money Smiley
but to me i think that if you are going to save your money for a long time , then the value of your money is decreasing from time to time. and if you have invested your money for long term, so hope that after long time the value of your investment will be more high than its original price, therefore i will suggest you that long term investment is more better than trading.
That's the problem with just purely saving money, you will not get a good value of your money due to inflation. Saving and investment are both necessary if you wish to have a better life in the future, you just save enough while you invest more.

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January 20, 2017, 03:32:11 AM
 #8454

Saving money for future, you will not lose your money and that is better than investment.
Because if you are making an investment than there will be a chance that you lose some money or earn some.
So i choose to save money Smiley
but to me i think that if you are going to save your money for a long time , then the value of your money is decreasing from time to time. and if you have invested your money for long term, so hope that after long time the value of your investment will be more high than its original price, therefore i will suggest you that long term investment is more better than trading.
trading is not for the long term you can lose the value of the trade. if save money you must have fixed salary for it. you can live better for the future by investment. for me investment is a savings for the future

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January 20, 2017, 03:49:31 AM
 #8455

Investing is better, now that inflation is eating into people's saving and merger interest rate it is not advisable to save money again. I have a formular of 80 (invest): 20(save) because of emergencies you need to have some amount in your account
Each person have different best portion for investment and save, it is depend on the daily need. I agree that the inflation is eating into people's saving. So better we invest our money than only save and waste the time.
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January 20, 2017, 03:50:22 AM
 #8456

Saving money for future, you will not lose your money and that is better than investment.
Because if you are making an investment than there will be a chance that you lose some money or earn some.
So i choose to save money Smiley
but to me i think that if you are going to save your money for a long time , then the value of your money is decreasing from time to time. and if you have invested your money for long term, so hope that after long time the value of your investment will be more high than its original price, therefore i will suggest you that long term investment is more better than trading.
trading is not for the long term you can lose the value of the trade. if save money you must have fixed salary for it. you can live better for the future by investment. for me investment is a savings for the future

Indeed. It will be worse if you do not know how to trade appropriately and you do not have any knowledge about trading. Trading requires many factors including learning and hard working. You also need to read the news and understand how the market run and which events can cause damage to the world economy, too. In my opinion, trading is extremely hard and it is not as easy as most of other people thinks

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January 20, 2017, 05:25:16 AM
 #8457

Investing is better, now that inflation is eating into people's saving and merger interest rate it is not advisable to save money again. I have a formular of 80 (invest): 20(save) because of emergencies you need to have some amount in your account

Sometimes it is making me think that I need to save my money most of the time but because of this inflation that each country is experiencing yearly. I might do the same with your percentage but since we are in bitcoin. There is no problem at all with completely saving as you are doing the same thing with bitcoin, you save or hold, you invest.
It's an opportunity we are here in the crypto world, we have to make use of that opportunity. Save up to the amount of money that you needed for your future plans but always consider bitcoin as your first choice when it comes to investment, it's very lucrative here and I know you have witness it if you haven't experience yet.

Qunenin
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January 20, 2017, 08:24:49 AM
 #8458

I want to answer the question above (the title of the thread) though my answer maybe already answered by others, I guess it is okay to post it on my own words.
So personally I really want and prefer to invest my money than to save it on my own pocket, because on investing you money you let your money grow, you let your money generate and make profit on it  while its value is increasing too, while in just saving you money in your pocket I guess cannot help you to make more money on it.

I agree with this men, it is better to invest it so you gain profit but the chance of losing it is beside you too, so make it a half half, half for investment and half for savings. It is better to be wise.  Keep all save or keeping all investing may be risky somehow. So i will go with this strategy.

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January 20, 2017, 09:27:30 AM
 #8459

I want to answer the question above (the title of the thread) though my answer maybe already answered by others, I guess it is okay to post it on my own words.
So personally I really want and prefer to invest my money than to save it on my own pocket, because on investing you money you let your money grow, you let your money generate and make profit on it  while its value is increasing too, while in just saving you money in your pocket I guess cannot help you to make more money on it.

I agree with this men, it is better to invest it so you gain profit but the chance of losing it is beside you too, so make it a half half, half for investment and half for savings. It is better to be wise.  Keep all save or keeping all investing may be risky somehow. So i will go with this strategy.
I agree with that, i dont want to save all my money because i want to earn somehow yet i dont want to invest it all for the risk of losing it. so i agree with that idea save and invest.

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January 20, 2017, 09:32:30 AM
 #8460

Doing both would work , you should first store your money and gather a decent amount because investing using small amounts will result in having small earnings so Its better to save money until you have a good amount. I find cryptocurrencies a better choice then gold and real estate personally. You still need to hold an amount as savings in savings just in case things goes wrong.
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