Is it better to save money or invest it?

[Aamir1]

Invest it but, wisely.

Saving money just devalues your assets over time due to inflation.

To stay ahead of the value of your assets you need to continue to grow the value.

Plain and simple.

Exactly, for example if i have one bitcoin and i just keep it in my wallet without using it anywhere for investments or etc, and after some time the price of bitcoin drops some percent, so in that case the money i had before would be less now, in order to prevent this thing we need investments which would keep increasing our assets with the time.

[1715493576]

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[1715493576]

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[serjent05]

Invest it but, wisely.

Saving money just devalues your assets over time due to inflation.

To stay ahead of the value of your assets you need to continue to grow the value.

Plain and simple.

This is true.  Fiat money inflation depreciate the value of the money you are holding. So if you hold or save your money for 10 years, the current value will not be the same for the next 10 years.  This is the reason why most of financial gurus advice us to invest our money in order to beat the depreciation of our money value.

[Doamader]

What about saving and investing at the same time? You could save as much as you can, and then split the saved money in two: one part stays there and the other goes to investments.

This should be a basic thing for people with common sense. Especially because of the fact there there is no point into choosing one of these options while you can do both at the same time.

But I'm not talking about investments like putting money into gambling sites. I'm talking about safe things to put your money in that will never go down, like Gold. Bitcoin can disappear at any time, Gold cannot.

Gold price isn't fixed, so in that regard, it can go down in value. Depending on how long your investment plan is, you can very well end up losing money as the price of Gold can experience a period of decrease as well. Literally nothing in the world goes only up in value. So in that regard, that's an incorrect assumption from your side. Never take things in life for granted.

Some examples of how Gold has been doing per time frame;

# 1 month ~ -2.2%
# 6 months ~ -4%
# 1 year ~ +12.8%
# 5 years ~ -31.6%

As with nearly everything, it just depends on the time you enter and leave the market.

Well atleast im able to see some real report about gold potencial, there is an opportunity to make money with gold, as well it may turn into a loss, the same as bitcoin, but there is a huge difference between, decentralization. Investments may bring better results but there isnt anything to assure it will happen. Bitcoin will go up because halving pression, otherwise we would see some changes into bitcoin daily and we wouldnt be at 700 dollars but maybe around 200-300 dollars since nothing besides halving has happened to make such a increase into the value.

[ariesjia]

Invest it but, wisely.

Saving money just devalues your assets over time due to inflation.

To stay ahead of the value of your assets you need to continue to grow the value.

Plain and simple.

This is true.  Fiat money inflation depreciate the value of the money you are holding. So if you hold or save your money for 10 years, the current value will not be the same for the next 10 years.  This is the reason why most of financial gurus advice us to invest our money in order to beat the depreciation of our money value.

Yeah investment will help in growing our money in long term which is never possible with saving as inflation will eat all our money and will decrease the value in future, no doubt investments are risky but with proper research that risk can be minimized in order to receive good returns on our investments.

[Natalim]

Invest it but, wisely.

Saving money just devalues your assets over time due to inflation.

To stay ahead of the value of your assets you need to continue to grow the value.

Plain and simple.

This is true.  Fiat money inflation depreciate the value of the money you are holding. So if you hold or save your money for 10 years, the current value will not be the same for the next 10 years.  This is the reason why most of financial gurus advice us to invest our money in order to beat the depreciation of our money value.

Yeah investment will help in growing our money in long term which is never possible with saving as inflation will eat all our money and will decrease the value in future, no doubt investments are risky but with proper research that risk can be minimized in order to receive good returns on our investments.

It will help your grow your money and there's no question about that, everyone should know how to invest and must be willing to take the risk. Both are good but investing is better if you aim to have a good financial standing in the future, you have to play your card if you want to be successful.

[Xester]

Invest it but, wisely.

Saving money just devalues your assets over time due to inflation.

To stay ahead of the value of your assets you need to continue to grow the value.

Plain and simple.

This is true.  Fiat money inflation depreciate the value of the money you are holding. So if you hold or save your money for 10 years, the current value will not be the same for the next 10 years.  This is the reason why most of financial gurus advice us to invest our money in order to beat the depreciation of our money value.

Yeah investment will help in growing our money in long term which is never possible with saving as inflation will eat all our money and will decrease the value in future, no doubt investments are risky but with proper research that risk can be minimized in order to receive good returns on our investments.

To save or invest.. hmmmmm.. this topic really makes me think, i am a risk taker so i kept on my mind that i'd rather take the risk so i can still have the chance to make it grow, but on a contrary, there is also a high risk of losing my money, its either to win or lose, nor to buy what i want or to save my money and look if my money will grow in bank. money is also jack of all traits. we should spend it wisely.

[arseaboy]

Invest it but, wisely.

Saving money just devalues your assets over time due to inflation.

To stay ahead of the value of your assets you need to continue to grow the value.

Plain and simple.

This is true.  Fiat money inflation depreciate the value of the money you are holding. So if you hold or save your money for 10 years, the current value will not be the same for the next 10 years.  This is the reason why most of financial gurus advice us to invest our money in order to beat the depreciation of our money value.

Yeah investment will help in growing our money in long term which is never possible with saving as inflation will eat all our money and will decrease the value in future, no doubt investments are risky but with proper research that risk can be minimized in order to receive good returns on our investments.

It will help your grow your money and there's no question about that, everyone should know how to invest and must be willing to take the risk. Both are good but investing is better if you aim to have a good financial standing in the future, you have to play your card if you want to be successful.

That's true. If you're looking to gain your money you have to invest it and work for it.. it's risky and need to focus on.. saving money let only make your money sleep in a bank and nothing happens they may some interests but not too much as compared to investing it.

[mirakal]

Invest it but, wisely.

Saving money just devalues your assets over time due to inflation.

To stay ahead of the value of your assets you need to continue to grow the value.

Plain and simple.

This is true.  Fiat money inflation depreciate the value of the money you are holding. So if you hold or save your money for 10 years, the current value will not be the same for the next 10 years.  This is the reason why most of financial gurus advice us to invest our money in order to beat the depreciation of our money value.

Yeah investment will help in growing our money in long term which is never possible with saving as inflation will eat all our money and will decrease the value in future, no doubt investments are risky but with proper research that risk can be minimized in order to receive good returns on our investments.

It will help your grow your money and there's no question about that, everyone should know how to invest and must be willing to take the risk. Both are good but investing is better if you aim to have a good financial standing in the future, you have to play your card if you want to be successful.

That's true. If you're looking to gain your money you have to invest it and work for it.. it's risky and need to focus on.. saving money let only make your money sleep in a bank and nothing happens they may some interests but not too much as compared to investing it.

Saving money is different from investment, when you save that should be enough for your future expenses and possible emergencies in life but you cannot save put all your money into the bank as it will just inflate its value, you need to learn how to invest if you want a comfortable life in the future.

[Text]

Saving money is different from investment, when you save that should be enough for your future expenses and possible emergencies in life but you cannot save put all your money into the bank as it will just inflate its value, you need to learn how to invest if you want a comfortable life in the future.

I agree, there's a big difference between saving and investment. You can not get the interest that investment can provide to you. We can lessen the risk of investing if we take it wisely. So now I am choosing investment, just don't be fooled by scammers.

[Crypto101th]

If you want to save money, invest in real estate.  The price of homes tend to increase at the rate of inflation over long periods. In short periods you can even make a decent profit.

Other than that start investing... Forex or BTC if you want to trade actively.  If not active, invest in some of these start up crypto businesses. Some of them are promising and easy to invest in. If they were regular start ups you would never have heard of them and probably wouldn't have access if you did. So take the opportunity to find some promising ICOs and other projects and take advantage.

Good luck

[Mastsetad]

If you want to save money, invest in real estate.  The price of homes tend to increase at the rate of inflation over long periods. In short periods you can even make a decent profit.

Other than that start investing... Forex or BTC if you want to trade actively.  If not active, invest in some of these start up crypto businesses. Some of them are promising and easy to invest in. If they were regular start ups you would never have heard of them and probably wouldn't have access if you did. So take the opportunity to find some promising ICOs and other projects and take advantage.

Good luck

Real estate business can be a good idea actually, because as you said the prices of homes or lands increases with the time so if someone buys a place now and keeps it for one or two years he would earn some good profit out of it, so that can be a good way of investment as well.

[deisik]

If you want to save money, invest in real estate.  The price of homes tend to increase at the rate of inflation over long periods. In short periods you can even make a decent profit.

Other than that start investing... Forex or BTC if you want to trade actively.  If not active, invest in some of these start up crypto businesses. Some of them are promising and easy to invest in. If they were regular start ups you would never have heard of them and probably wouldn't have access if you did. So take the opportunity to find some promising ICOs and other projects and take advantage.

Good luck

You kinda seem to have enumerated the best ways of losing money long term. You didn't mention gambling, but it is evidently not a long term way of losing money, for obvious reasons. Investing in real estate may be risky as hell, and in most cases is unless you buy home to live in it, but then it is not an investment in the strict sense of the word. In the first place you need a hefty capital of thousands of dollars to invest in real estate. You can take a loan but this alone makes such an investment even riskier. You expect that the price will rise in a few years? Okay with that, but remember you will have to pay a lot of monthly and annual charges including but not limited to property taxes, costs for repairs, maintenance, and who knows what else...



And you still may very well end up like this

[Polisi Ndeso]

For me, best way is invest, one way a smart investment is buying bitcoin running mates. believe me, the price of the bitcoin will always go up, and it's been proven since its presence about 6 years ago

[Reid]

Maybe I could just share with you my experience.
I have been saving money every payroll until I reached an average amount of money. The problem is it is just saved. No movement coming for my money, it is just there very still. Now that is a real problem.
Decided to invest some in bitcoin and other funds are loaned by really close friends. Maybe you can try to save more if you think your capital is still low then invest it when you feel it is enough.

[delliaerd]

Maybe I could just share with you my experience.
I have been saving money every payroll until I reached an average amount of money. The problem is it is just saved. No movement coming for my money, it is just there very still. Now that is a real problem.
Decided to invest some in bitcoin and other funds are loaned by really close friends. Maybe you can try to save more if you think your capital is still low then invest it when you feel it is enough.

You have a good plan mate, but it was litle bit risky if you use some of money from loaned by your friends, becouse if the investation is fail, The one thing that leave is dept. I suggest for understand which is the urgent one. If you do not have any urgent need, you can do investment. But I am agree that only saving money is not good, becouse the value of money will not grow but getting decrease overtime becouse of inflation( exception bitcoin becouse bitcoin have no inflation but the price is rise if we hold it ). I think gold and bitcoin is good for investment.

[jonahmarieaton101]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Yes saving money is good because we all know that it will increase sooner or later, but since you just save it, it will not become profitable. In fact, investing is a better way because it is more profitable and if you really care about your future then go invest your money.

[Theforextrader]

simple no risk no reward

[LuanX3]

simple no risk no reward

                                                         
Well, that is true. Investments are indeed two sides of a coin. Risk and reward are those sides. The more risk you have, the more chances of getting a bigger bonus. This would be the risk and return structure of anything. That's why selling drugs, and other illegal stuff is so profitable because in those kind of business you have so much risk involve. Not to mention, you could go to jail or worse, get killed.

[Aamir1]

simple no risk no reward

                                                         
Well, that is true. Investments are indeed two sides of a coin. Risk and reward are those sides. The more risk you have, the more chances of getting a bigger bonus. This would be the risk and return structure of anything. That's why selling drugs, and other illegal stuff is so profitable because in those kind of business you have so much risk involve. Not to mention, you could go to jail or worse, get killed.

Thats true somehow, that if someone cannot take any risk then he should probably not invest his money or bitcoins anywhere and just save them, so if you ask that whether you should save your money or invest them before that you should ask yourself if you can take any risk or not.

[transabox]

The best option - is to have enough money to just part of the store, and some invest in different projects. This is the least risky way