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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
Anemed
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November 03, 2016, 11:27:54 AM
Last edit: November 03, 2016, 12:22:40 PM by Anemed
 #7661

I would say that both are important, if you ask me. Investing you will have chances to increase your capital, and could gain experience in the market. Having savings you will have a better life and be able to deal with situations where you need that.

Since we are in bitcoin industry, both of this choices applies to one activity and that is by holding. And it is good that if you just want to save but at the same time you have investment with those savings, you can just do it alone by holding bitcoins. Because as you save and waits for the price increase, the possibility of getting profit is high.

Yes. Saving and investing are both essential in managing our money. We must invest to gain profit and we should save some parts of those profits we gained so that when the times comes that the value of currency increases, we could then sell it and again gain profit.
agrees to save and invest are two things that are very important and may provide a positive effect on you, but it certainly will save more
crucial when you already have a lot of income. I think that investing in select when you think that your income is still lacking dude
If your income is lacking your savings are also lacking, therefore you need to work more time to have more income and make sure you spend it in a quality time. Investing is good but it should be strictly taken from your savings so you do not need to take a loan.
Better to save money now as the price is increasing. Its better to invest when the price is low. Try earning as much aas possible anx save them. More you gather or save the more you would profit. More the price is more the profit would  be. So gain as much as possible now to see more profit.
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November 03, 2016, 01:04:36 PM
 #7662

Investing is a difficult task, especially in crypto, where the risks are quite high. But if you have no experience, perhaps the best thing to do is save your bitcoins, until you have more experience, and until an investment opportunity which is not very risky arises.

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November 03, 2016, 01:49:22 PM
 #7663

Investing is a difficult task, especially in crypto, where the risks are quite high. But if you have no experience, perhaps the best thing to do is save your bitcoins, until you have more experience, and until an investment opportunity which is not very risky arises.
The better way to invest now is in crypto, there's a lot of opportunity to invest here, not only in assets but also in business industry. My suggestion is invest in gambling sites as they are more profitable compared to putting your money alone in bitcoin waiting for the price to increase.

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November 03, 2016, 02:09:46 PM
 #7664

The answer is a question of feeling...
I have  296 members on my U2 system and so many strategies...
some prefer saving on their btc wallet and some prefer re-invest earning...
Who is right?
Future will tell us...

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November 03, 2016, 03:01:32 PM
 #7665

The answer is a question of feeling...
I have  296 members on my U2 system and so many strategies...
some prefer saving on their btc wallet and some prefer re-invest earning...
Who is right?
Future will tell us...

Yeah it depends on the person's ability to handle their money. Some are more effective when investing, while some who are not that keen in making decisions with investments are better off saving

 
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November 03, 2016, 09:56:47 PM
 #7666

It's hard to say which is more important, both are required. But if you ask me, I would say that having savings is more important, given the fact that having savings you can handle your expenses and even invest.

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November 04, 2016, 06:41:05 AM
 #7667

It's hard to say which is more important, both are required. But if you ask me, I would say that having savings is more important, given the fact that having savings you can handle your expenses and even invest.

You got it, both of them are important and needed. Because you can't even invest if you don't have savings and what you are going to do with your profit if you are not going to save it or unless you will invest it again. But I'm a bit more focus with saving because I used to save daily and I just wanted to be always in safe haven.
Actually you can, but you have to borrow money from a lender or most likely in a bank and I say your investment venture is riskier as you need to pay the bank as well for the principal and interest and if you investment will not succeed, that would be a big problem I guess.

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November 04, 2016, 09:07:21 AM
 #7668

It's hard to say which is more important, both are required. But if you ask me, I would say that having savings is more important, given the fact that having savings you can handle your expenses and even invest.

You got it, both of them are important and needed. Because you can't even invest if you don't have savings and what you are going to do with your profit if you are not going to save it or unless you will invest it again. But I'm a bit more focus with saving because I used to save daily and I just wanted to be always in safe haven.
much better to atleast put some inside investment like trading or lending its also a good ways to grow your savings just needs to get some knowledge about whatever investment you are going to enter.
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November 04, 2016, 09:47:49 AM
 #7669

both are required.

Yep. In case your investment doesn't work out as planned, you will have your savings to fall back on. Never go all in.

But if you ask me, I would say that having savings is more important, given the fact that having savings you can handle your expenses and even invest.

Savings are a very important aspect, but not the main aspect. Especially when you consider that fiat is only losing its value. The longer you hold it, the more value it will lose. That's why investing your money is a very essential part where you can avoid seeing the wealth that you worked your entire life for, is slowly vanishing into hot air. The ratio should be 50% savings, and 50% investments. At least, that's a rule I am working with.


much better to atleast put some inside investment like trading or lending its also a good ways to grow your savings just needs to get some knowledge about whatever investment you are going to enter.

Trading is at all times the best option because everything that happens, happens because you do it. You are responsible for every action. That's not the case when you invest your coins elsewhere. You then depend on what the other party is doing with your coins.

Lending however is not really an interesting market. Especially when you consider how crowded it is. It's a good thing for people looking for loans as the interest rates are fairly low, but if you calculate the time-effort-risk ratio, then it's by far not worth it.
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November 05, 2016, 10:34:37 PM
 #7670

It's hard to say which is more important, both are required. But if you ask me, I would say that having savings is more important, given the fact that having savings you can handle your expenses and even invest.

You got it, both of them are important and needed. Because you can't even invest if you don't have savings and what you are going to do with your profit if you are not going to save it or unless you will invest it again. But I'm a bit more focus with saving because I used to save daily and I just wanted to be always in safe haven.
much better to atleast put some inside investment like trading or lending its also a good ways to grow your savings just needs to get some knowledge about whatever investment you are going to enter.
Along with saving I suggest for trading like you but I do not prefer to start lending money as investment as the profit from lending is much lesser and that is a risk as then it will be harder to get back from the person if he will not have any source for to provide us back our money and he can also default.
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November 05, 2016, 11:17:54 PM
 #7671

It's hard to say which is more important, both are required. But if you ask me, I would say that having savings is more important, given the fact that having savings you can handle your expenses and even invest.

You got it, both of them are important and needed. Because you can't even invest if you don't have savings and what you are going to do with your profit if you are not going to save it or unless you will invest it again. But I'm a bit more focus with saving because I used to save daily and I just wanted to be always in safe haven.
Actually you can, but you have to borrow money from a lender or most likely in a bank and I say your investment venture is riskier as you need to pay the bank as well for the principal and interest and if you investment will not succeed, that would be a big problem I guess.
But borrowing money in order to invest in something you are not sure is going to come to fruition is not a good idea because of you fail then you will be in an even worst position than before.

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November 05, 2016, 11:24:42 PM
 #7672

It's hard to say which is more important, both are required. But if you ask me, I would say that having savings is more important, given the fact that having savings you can handle your expenses and even invest.

You got it, both of them are important and needed. Because you can't even invest if you don't have savings and what you are going to do with your profit if you are not going to save it or unless you will invest it again. But I'm a bit more focus with saving because I used to save daily and I just wanted to be always in safe haven.
much better to atleast put some inside investment like trading or lending its also a good ways to grow your savings just needs to get some knowledge about whatever investment you are going to enter.
Along with saving I suggest for trading like you but I do not prefer to start lending money as investment as the profit from lending is much lesser and that is a risk as then it will be harder to get back from the person if he will not have any source for to provide us back our money and he can also default.
I think its more sure that you can make a good profit in lending than trading if you are just newbie in trading and you dont know how to choose what altcoin is the best to invest you can not make a good amount instead your will lose.. so lending is a good investment just always ask for a collatera that high for borrowed loan..
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November 05, 2016, 11:42:16 PM
 #7673

I think that both can be good but right now investing is good due to the fact that at the end of this year it will go to a high amount without any doubts.
I think that the bitcoin has a great future to be honest.
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November 06, 2016, 01:16:58 AM
 #7674

I think that both can be good but right now investing is good due to the fact that at the end of this year it will go to a high amount without any doubts.
I think that the bitcoin has a great future to be honest.

Well i had thinking before that savings were the best way, as the bitcoin would get bigger value and you wouldnt risk your bitcoins, but the last threads i had read, bankroll are giving big returns to their supporters, and looks like the earnings are stable, soo its an investment without almost no risk at all.
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November 06, 2016, 01:54:36 AM
 #7675

"He who is not courageous enough to take risks will accomplish nothing in life." - Muhammad Ali
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November 06, 2016, 04:35:26 AM
 #7676

I think that both can be good but right now investing is good due to the fact that at the end of this year it will go to a high amount without any doubts.
I think that the bitcoin has a great future to be honest.

Well i had thinking before that savings were the best way, as the bitcoin would get bigger value and you wouldnt risk your bitcoins, but the last threads i had read, bankroll are giving big returns to their supporters, and looks like the earnings are stable, soo its an investment without almost no risk at all.
there's still a risk mate because if whales accomplish to bankrupt your house your money will disappear as well so better to make a hard research before investing and make sure its a high rated house but its also another source investing btc to grow.
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November 06, 2016, 04:39:28 AM
 #7677

The answer is a question of feeling...
I have  296 members on my U2 system and so many strategies...
some prefer saving on their btc wallet and some prefer re-invest earning...
Who is right?
Future will tell us...

Yeah it depends on the person's ability to handle their money. Some are more effective when investing, while some who are not that keen in making decisions with investments are better off saving
Yeah I think it could also be one of the reasons if your ability in selecting potential investment is good enough it will be good if you do a re-investing. but there are other reasons, such as if you do not need a lot of money again, because you already have a lot of money then it would be better if you prioritize saving than investing


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November 06, 2016, 04:53:55 AM
 #7678

When I was a child, I have always wanted to save money. I used to minimize my expenses so I can save and use it during emergencies. But, as I grow old what my goal is always to invest 30% and save 70%. Investing is good but you also need to save money. Don't invest all what you have.
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November 06, 2016, 05:58:06 AM
 #7679

The answer is a question of feeling...
I have  296 members on my U2 system and so many strategies...
some prefer saving on their btc wallet and some prefer re-invest earning...
Who is right?
Future will tell us...

Yeah it depends on the person's ability to handle their money. Some are more effective when investing, while some who are not that keen in making decisions with investments are better off saving
Those who aren't effective when it comes to saving should get someone else to do their investing for them. Either an ETF or a mutual fund, something to get them to earn an additional amount of money through whatever. Saving just lets their currency devalue at half the rate it normally would otherwise.
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November 06, 2016, 06:03:18 AM
 #7680

Nothing wrong with choosing a good manager though I think most people prefer to just use trackers as the fees are so low.

The government hasnt really given any option to save currency normally, interest rates are below inflation which is why bitcoin and almost every other avenue is doing so well.   There is a very strange dynamic going on there which has not been true any other time in history, I think we will see big things happen eventually and saving will return but until then...

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