Is it better to save money or invest it?

[WhiteStar_]

Its best to invest if you really wanna grow money into.But make sure that you know what you are doing before investing in anything

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[aleandromagno]

It is Bitcoin forum, so i understand, that "money" in topic question mean BTC. Investing always is good option, but Bitcoin is still only an experiment, so it is high risk market. Every investment should be preceded by a thorough investigation. A lot of projects, thats just scams. Just purchasing Bitcoin is an investment, so for people without experience, this is definitely the safest option at the moment.

[carlisle1]

I would tend to save it, as you may lose your capital. Moreover, if you have your money in Bitcoin and trade it for non-Bitcoin products, this is a bad idea as Bitcoin price will climb in the years to come.

Saving is for those who are afraid to risk and don't want to try investments.  But anyway, doing trades is not a bad idea, in fact, if you do it correctly you could make your bitcoins more and more out of trading it again and again. Price of bitcoin I think could wait you when it is on the top, but while we are waiting, lets make more bitcoin, so when bitcoin price increases a lot, then we have a lot of money waiting. 

some people are not totally afraid of risks, they just chose to save because they have a different mindset and plans with other people . but still saving is not yet enough in my opinion although you need to save in order to sustain your future needs but also you need an investment too in order to gain profit and grow or maximize your savings . these two must be coexist .

[blackhawkeye1912]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Bitcoin is much more potential than anyone else in this industry. And bitcoin was world most commonly used virtual currency nowadays. compare by saving it in the bank, real estate or gold though I'm not saying those are not good but in terms of anonymity, and volatility was really huge volume.

[Aamir1]

Money is better to invest, and it should be done in a real business. I trust what I can feel or see on the Internet it can be temporarily or threatened.

It is also good to invest in a business in internet, but a person should always make sure that the company or the website he is going to invest in is legit and have never scammed a user and has been around from quite a long time now. For sure if someone gives away their money to anyone they come across then that will surely cost him. But as you said, it is always better if you can do an investment in real world where you can see the things happening in front of your eyes.

[lovesybitz]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Saving money can be secure in some other way, but there is a leak that can be steal by the thief expert, unlike in bitcoin no matter how expert the thief is, they cannot steal bitcoin. Which very secured and no doubt its very safe.

[The_Dark_Knight]

It is better to invest because your is growing everytime. But when you save it in a bank it grows but only gains small interest within a month.thats why i choose investing than saving.

Well its really good to invest our money to make it grow but it has risk and there's no assurance that you would gain from it. before i invest i prepared myself for the outcome of my investment because its not always a happy ending.

Fixed deposits are for the average joe type of people that don't want to take any risks. It's pointless to have your money frozen for a period of a year or more in return for a poor 2-3% annual interest rate. If you plan to invest into something, then the best is to choose something you can liquidate easily. If you at some point realize that the investment you made isn't going to be as rewarding as you expected, then you can get your money out whenever you want. Time is money, in that year where your money has been unusable you could have gained far better returns.

This, those kind of investments are for those that don't care or don't know better, you could make a lot more than that if you are any good in trading in just a few weeks or months at worst if you invested in bitcoin, and if you have some holdings in bitcoin and big pump happens you could make in a week what you could make in years with the bank.

You have a good point there, but bear in mind that putting your money in the bank and let it earn with little interest are less risky compared to trading. Trading is like gambling, you will predict the outcome and if you are wrong your money is gone. Actually there are people who does not want to take bigger risk but I believe if we dream big we should take bigger risk and do what is right to reach it.

You are completely right, but if the risk is a calculated risk and you think it is worth it to give it a try then there is nothing wrong with taking the risk, taking the path that everyone does can only lead to the same results if you want something better for your life you will have to take risks.

[hardtime]

Going to be better to invest it simply because at the bank or as your money sits anywhere beside investing you're money is actually losing worth due to the inflation rate, which the government says is around 2 percent. So, you're going to be losing 2 percent of whatever you have in the bank PER YEAR if you decide to not invest.

Attempt to invest and make around 5-8 percent in stocks and a mixture of safer bonds, that's a usual amount that someone could make in the stock market per year.

This will never be an easy choise since at crypto world all can happen, you can invest and loose part of your coins as you can invest and make a huge ammount of bitcoin as profit, while saving will be based into the value of the coin being bitcoin or another.

OP is really just talking about money in general, you could easily see that when he says SAVE MONEY OR INVEST IT.

[deppil]

Money is better to invest, and it should be done in a real business. I trust what I can feel or see on the Internet it can be temporarily or threatened.

of course if you have a lot of capital would be better if you invest it because of course it will grow your money. but you do not forget to save your money. because it is very important for your future

[FlightyPouch]

Money is better to invest, and it should be done in a real business. I trust what I can feel or see on the Internet it can be temporarily or threatened.

of course if you have a lot of capital would be better if you invest it because of course it will grow your money. but you do not forget to save your money. because it is very important for your future

I am not that negative type of person but not all investments are having an opportunity of earning profits. It is the same as gambling.
If you are a newbie in investing, before it,  you must really check the one who will you put your investment, they may be a scam and fooling many people.

[agamasrori]

Money is better to invest, and it should be done in a real business. I trust what I can feel or see on the Internet it can be temporarily or threatened.

of course if you have a lot of capital would be better if you invest it because of course it will grow your money. but you do not forget to save your money. because it is very important for your future

I am not that negative type of person but not all investments are having an opportunity of earning profits. It is the same as gambling.
If you are a newbie in investing, before it,  you must really check the one who will you put your investment, they may be a scam and fooling many people.

I do not think that all investments is like gambling. this type of investment is a lot but that is different is the potential for profits. one type of profitable investment is real estate, you're not going to tell that real estate was a gamble right. If you have big capital, you better invest in it.

[Maslate]

Money is better to invest, and it should be done in a real business. I trust what I can feel or see on the Internet it can be temporarily or threatened.

of course if you have a lot of capital would be better if you invest it because of course it will grow your money. but you do not forget to save your money. because it is very important for your future

I am not that negative type of person but not all investments are having an opportunity of earning profits. It is the same as gambling.
If you are a newbie in investing, before it,  you must really check the one who will you put your investment, they may be a scam and fooling many people.

I do not think that all investments is like gambling. this type of investment is a lot but that is different is the potential for profits. one type of profitable investment is real estate, you're not going to tell that real estate was a gamble right. If you have big capital, you better invest in it.

Gambling is different from investment, your chances when you are gambling is very low as you are solely dependent on your luck. Investment on the other hand is something that we see as an opportunity, we see great chances to succeed and will eventually grow our money, although it has the same risk with gambling, but with careful evaluation, we can manage the risk and will certainly get the outcome in favor of us.

[gabmen]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Saving money can be secure in some other way, but there is a leak that can be steal by the thief expert, unlike in bitcoin no matter how expert the thief is, they cannot steal bitcoin. Which very secured and no doubt its very safe.

I dont think so. Theifs today are very smart and crafty so if you're not careful, whether your savings are in btc, it can still be stolen. Saving our btcs for a long time can be considered as an investment in itself so we have to make sure that we take care of these investments

[KuromaYoichi]

Money is better to invest, and it should be done in a real business. I trust what I can feel or see on the Internet it can be temporarily or threatened.

I'm actually agree with you on this one. I trust investment in real business more than the one on the internet. I didn't feel secure enough if i don't see the business happen with my own eyes to judge the investment. But for now there's more opportunity to invest on the internet and it opens a lot of options for people who looks for investment.

[coynedterm]

Money is better to invest, and it should be done in a real business. I trust what I can feel or see on the Internet it can be temporarily or threatened.

I'm actually agree with you on this one. I trust investment in real business more than the one on the internet. I didn't feel secure enough if i don't see the business happen with my own eyes to judge the investment. But for now there's more opportunity to invest on the internet and it opens a lot of options for people who looks for investment.

You are right , but still you don't know fully that in online investment have the equal probability of chances of lost of your investment as in real life buisiness.
No doubt that investment is better way to make money than to save in bank , but in investment we need our mind to set our goal of profit which is profitable and have very low chances of loss .
Usually people invested in those schemes in the internet which are paying very high that are totally scam , everyone jnes that is scam but still they invest that same thing apply in the practical life buisiness investment .
So if we are investing wisely in any lace we will get sure profit without loss .

[freedomgo]

Money is better to invest, and it should be done in a real business. I trust what I can feel or see on the Internet it can be temporarily or threatened.

I'm actually agree with you on this one. I trust investment in real business more than the one on the internet. I didn't feel secure enough if i don't see the business happen with my own eyes to judge the investment. But for now there's more opportunity to invest on the internet and it opens a lot of options for people who looks for investment.

People have different interest and if you do not know well the investment it is hard to trust. True, that there are a lot of scams in the internet but look at the reward as well, only those who loves to take risk will see those reward. What we are doing now is we are investing in bitcoin, for the eyes of the others, it's very risky and scam, but us who experience and get benefited, it's an opportunity for us and this mind be a life changing opportunity.

[lordquanta]

Looking at the question whether to invest or save money is like asking "To stay alive, should  I drink water or eat food". You need both. Saving money does not necessarily mean to keep it in bank. You could keep in your piggy bank as well. Or if you have secure locker in your house then that could be used. Saving is 'required' when there is some emergency or urgency for money. In those situation (may be medical, personal, business etc etc) you need the money urgently. Without any delay. Whereas Investment is necessary for getting more profit out of money you have. It is money working for earning more money. However investments have lock in period, during which you can not withdraw it even if you need it. Some investments allow withdrawal with major fees. This ultimately results in loss of money.

Bottom line is 'keep saving money for emergency and keep investment for earning more money'. Both are important.

[Xenophoto]

Money is better to invest, and it should be done in a real business. I trust what I can feel or see on the Internet it can be temporarily or threatened.

I'm actually agree with you on this one. I trust investment in real business more than the one on the internet. I didn't feel secure enough if i don't see the business happen with my own eyes to judge the investment. But for now there's more opportunity to invest on the internet and it opens a lot of options for people who looks for investment.

"Is this a good investment?"
"Oh! I don't think so. Better invest somewhere in real life business just because..."

You can't dismiss an opportunity just because it's being offered online and not real life. Understand the fact that there would be things that may only exist on the internet (or at least with the aid of the internet). For example, an online gambling casino or an exchange website. You can't have that in real life, yet, those are good investments.

I honestly think that you don't doubt the business here, but you're rather doubting your investment skill. You don't trust yourself enough to invest online.

[splitups]

Of course it's better to invest at least a sum or a decent percentage of it, not all of it though. Basically I would say investing in real estate, gold and low-profit bank accounts with the latter two being very close to just saving, therefore would do for both. and with a small sum in high-risk ventures like stocks [and BTC]..

[Abiky]

I am not that negative type of person but not all investments are having an opportunity of earning profits. It is the same as gambling.
If you are a newbie in investing, before it,  you must really check the one who will you put your investment, they may be a scam and fooling many people.

Investing and gambling are two different things. While there is always a risk with investing like gambling, there are many things take make it different than the latter. With your investments, you can receive protection on your money (depends on what you're investing into), unlike gambling which you would lose more money than what you could actually win.

That is to say, you have to be very careful where to put your investments into, as there are many scammers around that would want to run away with your hard earned money. In the end, if you become vary enough of the risks associated with investing, you'll be fine. You can always make sure to save money and build up your emergency fund, in addition to investing, to help secure your financial life. Just sharing my thoughts.