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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
Viscore
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April 14, 2017, 12:42:48 AM
 #9261

It is better to save money.In investing ,you might lose all money you  invest,or gives you  more money..So it is better to save money..You have to be brave on investing..
saving should be prioritized rather than invest. because it invests only option when you have leftover money from income or salary then you can use it for investment


But you need to have a specific plan on how you divide your savings, it needs to ensure that you will not spend into business or investment the amount that is intended for emergency expenses. Part of your savings which I believe a little portion only should be in investment, that way you can grow your money.

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April 14, 2017, 03:27:03 AM
 #9262

It is better to save money.In investing ,you might lose all money you  invest,or gives you  more money..So it is better to save money..You have to be brave on investing..
saving should be prioritized rather than invest. because it invests only option when you have leftover money from income or salary then you can use it for investment


But you need to have a specific plan on how you divide your savings, it needs to ensure that you will not spend into business or investment the amount that is intended for emergency expenses. Part of your savings which I believe a little portion only should be in investment, that way you can grow your money.
Saving is always a better way to profit and meet all our unexpected or emergency requirement. But diversifying it and making investments will make your savings more effective. Because right now there are long term and short term investments. You can invest it for less than a week and withdraw.
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April 14, 2017, 03:51:55 AM
 #9263

It is better to save money.In investing ,you might lose all money you  invest,or gives you  more money..So it is better to save money..You have to be brave on investing..
saving should be prioritized rather than invest. because it invests only option when you have leftover money from income or salary then you can use it for investment


But you need to have a specific plan on how you divide your savings, it needs to ensure that you will not spend into business or investment the amount that is intended for emergency expenses. Part of your savings which I believe a little portion only should be in investment, that way you can grow your money.
Saving is always a better way to profit and meet all our unexpected or emergency requirement. But diversifying it and making investments will make your savings more effective. Because right now there are long term and short term investments. You can invest it for less than a week and withdraw.
I do it this way, I save money than in the future, I invest it in some of the things that I think I can earn profit from. Just like what the financial adviser says, save to invest not save to just save. Your money won't grow and it would just stay like that. If it was a Ponzi scheme, you withdraw right away.

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April 14, 2017, 04:27:23 AM
 #9264

Is it better to save money in bank or invest it online, in real estate or maybe gold?
Depends on the smount of money you will be risking.If you dont have courage to lose money on investment online or ponzi schemes as we know they will all turn to scam.If you want to ensure your money then go for saving in bank or in gold its alot safer than investing online.
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April 14, 2017, 05:24:34 AM
 #9265

Is it better to save money in bank or invest it online, in real estate or maybe gold?
Depends on the smount of money you will be risking.If you dont have courage to lose money on investment online or ponzi schemes as we know they will all turn to scam.If you want to ensure your money then go for saving in bank or in gold its alot safer than investing online.
Saving your money in a bank is not a good idea the interest is so small and you will wait fot long time you can try investing in bankroll gambling sites rather than HYIP sites.

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April 14, 2017, 05:28:12 AM
 #9266

Is it better to save money in bank or invest it online, in real estate or maybe gold?
Depends on the smount of money you will be risking.If you dont have courage to lose money on investment online or ponzi schemes as we know they will all turn to scam.If you want to ensure your money then go for saving in bank or in gold its alot safer than investing online.
Saving your money in a bank is not a good idea the interest is so small and you will wait fot long time you can try investing in bankroll gambling sites rather than HYIP sites.
What savingbin the bank is notnangood idea? Why? Because of the small interest? You need to invest if you do not like to save with small interest just sign a contract for your money to get high interest. And you what to put your money at big risk by investing in gambing i think that is not a good idea mate.

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April 14, 2017, 07:28:43 AM
 #9267

Is it better to save money in bank or invest it online, in real estate or maybe gold?
Depends on the smount of money you will be risking.If you dont have courage to lose money on investment online or ponzi schemes as we know they will all turn to scam.If you want to ensure your money then go for saving in bank or in gold its alot safer than investing online.
Saving your money in a bank is not a good idea the interest is so small and you will wait fot long time you can try investing in bankroll gambling sites rather than HYIP sites.
What savingbin the bank is notnangood idea? Why? Because of the small interest? You need to invest if you do not like to save with small interest just sign a contract for your money to get high interest. And you what to put your money at big risk by investing in gambing i think that is not a good idea mate.


I consider that saving in the bank is still good if you want to store your excess money there. You are helping the economy by letting your money circulate with the use of that bank and besides you have assurance that your money will be safe there with the insurance that banks are guaranteeing.

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April 14, 2017, 07:31:48 AM
 #9268

Is it better to save money in bank or invest it online, in real estate or maybe gold?
Depends on the smount of money you will be risking.If you dont have courage to lose money on investment online or ponzi schemes as we know they will all turn to scam.If you want to ensure your money then go for saving in bank or in gold its alot safer than investing online.
Saving your money in a bank is not a good idea the interest is so small and you will wait fot long time you can try investing in bankroll gambling sites rather than HYIP sites.

Believe me, Saving Money in a Bank is a better option rather than investing or gambling away. Even If the money saved in my bank account doesn't increase rapidly, It is still the best alternative as the money is safe and no risk involved.  On the other hand, There's no guarantee when You invest your money in a HYIP or Online Gambling Bankroll.


You're likely to lose your money (including your capital)  in either of the investment schemes.

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April 14, 2017, 08:27:39 AM
Last edit: April 14, 2017, 09:21:34 AM by xhienigat
 #9269

I dont think that there is more  even better on both of them,cause for me they are both better. I choose both them to have balance. How can you profit if your only saving, how can you save if your always investing. Its not balance ,thats why we need both of them.

I agree with you, both are in harmony and should be in balance. Both involves money too, so if you invest half of your saved money you will profit and the rest should be in the bank, this could be your back up money just in case something bad will happen in your investment. I guess this is the best way to utilize your money.

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NEWGOODOUBLE
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April 14, 2017, 09:19:47 AM
 #9270

It is better to save money.In investing ,you might lose all money you  invest,or gives you  more money..So it is better to save money..You have to be brave on investing..
I think if you can use them, why not? investing also benefit and can make your money into more savings. you just need to create a financial plan to split both
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April 14, 2017, 09:24:22 AM
 #9271

If you meant in terms of saving fiat then no matter what invest it. But if you are asking for bitcoin then both would be a good thing to do. Invest your bitcoins in a place where you will get your profit return in bitcoin and not in $$ as price fluctuations can cause unnecessarily losses.
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April 14, 2017, 09:42:18 AM
 #9272

Depends on which one gives you better returns. Sometimes the former can be better.
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April 14, 2017, 02:47:40 PM
 #9273

well. the question is depend on the time and the situation. in some situation. saving is indeed a good option but in some case you must consider investing also. because some time investmet could you you life time happiness and if you don't invest you may regret whole life because of that.

yeah it depending on the circumstances, when you have plenty of money left over would be better if you allocate a percentage to invest it, of course it would be much better
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April 16, 2017, 12:13:02 PM
 #9274

You don`t need to invest if you have,let say a billion dollar stake  Grin I think that people should always invest because money on one pile could not stay forever. It`s going to get smaller and smaller until it disappears. That`s how it work...  Smiley
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April 16, 2017, 12:42:15 PM
 #9275

Very funny that you asking to invest your money, into gold or something like that. Why not bitcoin, bitcoin is like quick profit machine. You cam buy it today with x price and sell it tomorrow with y price. The difference is at least 2-5 percentage for sure. I do that daily but my local currency is advantage to me as it is having more value against bitcoin.
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April 16, 2017, 12:53:24 PM
 #9276

Is it better to save money in bank or invest it online, in real estate or maybe gold?
Depends on the smount of money you will be risking.If you dont have courage to lose money on investment online or ponzi schemes as we know they will all turn to scam.If you want to ensure your money then go for saving in bank or in gold its alot safer than investing online.
yeah it depends on you, if you dare to take a risk you can try investing. but if you're not too bold or afraid to risk. do not do investment? Simple?
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April 16, 2017, 03:47:28 PM
 #9277

Very funny that you asking to invest your money, into gold or something like that. Why not bitcoin, bitcoin is like quick profit machine. You cam buy it today with x price and sell it tomorrow with y price. The difference is at least 2-5 percentage for sure. I do that daily but my local currency is advantage to me as it is having more value against bitcoin.

Still it's the best thing is he is going to diversify his funds. For me bitcoin is a good way to earn and invest while you need only enough time for it from learning it. And it will be always the best thing if you are going to do both things on bitcoin.



 

 

 

 

 

 


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April 16, 2017, 03:50:31 PM
 #9278

Very funny that you asking to invest your money, into gold or something like that. Why not bitcoin, bitcoin is like quick profit machine. You cam buy it today with x price and sell it tomorrow with y price. The difference is at least 2-5 percentage for sure. I do that daily but my local currency is advantage to me as it is having more value against bitcoin.

Still it's the best thing is he is going to diversify his funds. For me bitcoin is a good way to earn and invest while you need only enough time for it from learning it. And it will be always the best thing if you are going to do both things on bitcoin.

If you are saving bitcoins for future then it can also take care of your investment as if price goes higher in future then you can make good profits from the number of bitcoins you have saved so I think that is the smart move to make.
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April 16, 2017, 07:52:08 PM
 #9279

If the investment is in something legitimate and preferably even something that exists in real life, it's a great idea to invest your money because saving it is not using it.  This especially applies if you have a large amount of money.

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April 16, 2017, 09:12:45 PM
 #9280

If you want financial stability in life you should invest   your money in some reliable business. Off course it's risky. But without risk you won't get any profit.keeping money in your pocket is like keeping deadmoney. There are so many ways to invest your money safely. You can try real estate business. It's one of the profitable business now. You should find out one which gives you satisfaction.
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