Is it better to save money or invest it?

[batang_bitcoin]

saving and investing is diffirent way it's like two sides of a coin, people says with bitcoin we can save and invest at 1time 1place. but for me if you buying and holdinng bitcoin it's not part of saving , but it's a true investing.

Well for me they are not to be separated and they are a partner when it comes to financial management. Saving is important and as well as investing, if you want to grow your money, you are not just going to invest but you are going to do it with saving and while you are saving you are going to do the same too.

[target]

whether its crypto we are talking or fiat, its always better to invest especially if these money you have are just your extra cash.
there is always a higher chance of profit when you also make sure you invest on the right company.

[Ziskinberg]

saving and investing is diffirent way it's like two sides of a coin, people says with bitcoin we can save and invest at 1time 1place. but for me if you buying and holdinng bitcoin it's not part of saving , but it's a true investing.

Absolutely true, because in savings there is no big risk involve and the mere fact that you are putting your money in the blockchain or in your wallet that would mean you are investing already and the amount of bitcoin you have is always subject to the volatility of the bitcoin price.

[Zadicar]

saving and investing is diffirent way it's like two sides of a coin, people says with bitcoin we can save and invest at 1time 1place. but for me if you buying and holdinng bitcoin it's not part of saving , but it's a true investing.

Absolutely true, because in savings there is no big risk involve and the mere fact that you are putting your money in the blockchain or in your wallet that would mean you are investing already and the amount of bitcoin you have is always subject to the volatility of the bitcoin price.

Holding bitcoin is just a form of investment because  it depends bitcoins price volatility its either you  gain or loss profit out of it, as you said theres a risk involved , while in saving purely, you just kept your coins or money  without  growing  even if you keep it  for a long time , it would go literally if you keep on saving and piling up the amount.

[Kyhm]

Better save it on the bank.
Investing online is so risky you don't know if you are going to earn or not.

[tabas]

saving and investing is diffirent way it's like two sides of a coin, people says with bitcoin we can save and invest at 1time 1place. but for me if you buying and holdinng bitcoin it's not part of saving , but it's a true investing.

Absolutely true, because in savings there is no big risk involve and the mere fact that you are putting your money in the blockchain or in your wallet that would mean you are investing already and the amount of bitcoin you have is always subject to the volatility of the bitcoin price.

Holding bitcoin is just a form of investment because  it depends bitcoins price volatility its either you  gain or loss profit out of it, as you said theres a risk involved , while in saving purely, you just kept your coins or money  without  growing  even if you keep it  for a long time , it would go literally if you keep on saving and piling up the amount.

I'm treating holding bitcoin is really a good type of investment and at the same time it is also a savings. That is why if you are saving bitcoin, then you are already doing both of it. You save because you are holding and waiting for the price to increase, and as the price increases then you are going to earn out of it.

[bamboylee]

Yeah in savings you have access to your funds 24/7 which is not possible with investments as if you withdraw your investments before its maturity then you will go through losses.

That is why you do not invest the money that you will be needing immediately. You should just invest the money that is meant for investing. You should have savings for emergency purposes, savings for your retirement. And another savings for investment. Investment is needed to grow  your money so you can have more money in your saving banks.       

[Doamader]

Bitcoin teached me a lesson that you can invest anytime and at bitcoin world the best way to make money around bitcoin its just buy and hold, if i had saved my coins from last year i would  be with something like 2-3btc, something i dont own, because cashout as well some investement. The fact are bitcoin doubled its value and all the free ways has reduced all the rewards, soo its getting harder to get bitcoins.

[dunfida]

saving and investing is diffirent way it's like two sides of a coin, people says with bitcoin we can save and invest at 1time 1place. but for me if you buying and holdinng bitcoin it's not part of saving , but it's a true investing.

Absolutely true, because in savings there is no big risk involve and the mere fact that you are putting your money in the blockchain or in your wallet that would mean you are investing already and the amount of bitcoin you have is always subject to the volatility of the bitcoin price.

Holding bitcoin is just a form of investment because  it depends bitcoins price volatility its either you  gain or loss profit out of it, as you said theres a risk involved , while in saving purely, you just kept your coins or money  without  growing  even if you keep it  for a long time , it would go literally if you keep on saving and piling up the amount.

I'm treating holding bitcoin is really a good type of investment and at the same time it is also a savings. That is why if you are saving bitcoin, then you are already doing both of it. You save because you are holding and waiting for the price to increase, and as the price increases then you are going to earn out of it.

Holding bitcoin as an investment  and saving up of it is still the same. Bitcoins price is unstable  and you can make huge profits in the long run especially if you continue to save  up and  you already huge amount of savings then  there would be a good future in bitcoin.

[Mr. Big]

Better save it on the bank.
Investing online is so risky you don't know if you are going to earn or not.

Both have advantage and disadvantage, like for instance, you save your money on the bank and you only get few percentage as interest of it, but of course, your money is safe and nothing to worry about when you sleep at night.... And in investing it online, you get high ROI, which is the bank can't give, the downside of it is they might run your money..

[madwica]

Better save it on the bank.
Investing online is so risky you don't know if you are going to earn or not.

Both have advantage and disadvantage, like for instance, you save your money on the bank and you only get few percentage as interest of it, but of course, your money is safe and nothing to worry about when you sleep at night.... And in investing it online, you get high ROI, which is the bank can't give, the downside of it is they might run your money..

That is correct if you have both that is great income in the long run, it is also good if you invest your money in bank like time deposit which will gives you high interest whil in bitcoin or online investment you will take a big risk on it but it will return with a high profit also.

[mishra1994]

It's not guaranteed price will rise. They are many coins out here that Will compete

Yes there are many coins but the bitcoin is the most tried and tested coins among all the other coins that you are talking about.Bitcoin is way ahead than any of the other coins and right now no other coin is looking like to compete with bitcoin and also i dont see it will happen in the near future.

[Mr. Big]

Better save it on the bank.
Investing online is so risky you don't know if you are going to earn or not.

Both have advantage and disadvantage, like for instance, you save your money on the bank and you only get few percentage as interest of it, but of course, your money is safe and nothing to worry about when you sleep at night.... And in investing it online, you get high ROI, which is the bank can't give, the downside of it is they might run your money..

That is correct if you have both that is great income in the long run, it is also good if you invest your money in bank like time deposit which will gives you high interest whil in bitcoin or online investment you will take a big risk on it but it will return with a high profit also.

It's good to make a time deposit if you feel like you have extra money or you don't need that money that you are going to deposit in a bank, coz if not, I doubt if you would earn, better use your money to put up a business if you know that it might be your last big money... Investing on investment sites is too risky... They usually run when someone invested a big money...

[stromma44]

Better save it on the bank.
Investing online is so risky you don't know if you are going to earn or not.

Both have advantage and disadvantage, like for instance, you save your money on the bank and you only get few percentage as interest of it, but of course, your money is safe and nothing to worry about when you sleep at night.... And in investing it online, you get high ROI, which is the bank can't give, the downside of it is they might run your money..

That is correct if you have both that is great income in the long run, it is also good if you invest your money in bank like time deposit which will gives you high interest whil in bitcoin or online investment you will take a big risk on it but it will return with a high profit also.

It's good to make a time deposit if you feel like you have extra money or you don't need that money that you are going to deposit in a bank, coz if not, I doubt if you would earn, better use your money to put up a business if you know that it might be your last big money... Investing on investment sites is too risky... They usually run when someone invested a big money...

If you are planning to save in fixed deposit then its better to save in bitcoins and I am sure you will be earning higher profits in compare to interests from fixed deposits.

[Schuyler]

Better save it on the bank.
Investing online is so risky you don't know if you are going to earn or not.

Both have advantage and disadvantage, like for instance, you save your money on the bank and you only get few percentage as interest of it, but of course, your money is safe and nothing to worry about when you sleep at night.... And in investing it online, you get high ROI, which is the bank can't give, the downside of it is they might run your money..

That is correct if you have both that is great income in the long run, it is also good if you invest your money in bank like time deposit which will gives you high interest whil in bitcoin or online investment you will take a big risk on it but it will return with a high profit also.

It's good to make a time deposit if you feel like you have extra money or you don't need that money that you are going to deposit in a bank, coz if not, I doubt if you would earn, better use your money to put up a business if you know that it might be your last big money... Investing on investment sites is too risky... They usually run when someone invested a big money...

Time deposits are ok for the very conservative investors. There's surely capital preservation, although the interest from it wouldn't really beat inflation. I remember about 10 years ago, it was still ok to have time deposits as interest rates back then were as much as 12% per annum, at least from where I come from. Nowadays, the most you could get from time deposits is 3-5% from reputable banks. Rural banks offer higher interests but are more prone to being bankrupt.

[chaser15]

Better save it on the bank.
Investing online is so risky you don't know if you are going to earn or not.

Both have advantage and disadvantage, like for instance, you save your money on the bank and you only get few percentage as interest of it, but of course, your money is safe and nothing to worry about when you sleep at night.... And in investing it online, you get high ROI, which is the bank can't give, the downside of it is they might run your money..

That is correct if you have both that is great income in the long run, it is also good if you invest your money in bank like time deposit which will gives you high interest whil in bitcoin or online investment you will take a big risk on it but it will return with a high profit also.

It's good to make a time deposit if you feel like you have extra money or you don't need that money that you are going to deposit in a bank, coz if not, I doubt if you would earn, better use your money to put up a business if you know that it might be your last big money... Investing on investment sites is too risky... They usually run when someone invested a big money...

Time deposits are ok for the very conservative investors. There's surely capital preservation, although the interest from it wouldn't really beat inflation. I remember about 10 years ago, it was still ok to have time deposits as interest rates back then were as much as 12% per annum, at least from where I come from. Nowadays, the most you could get from time deposits is 3-5% from reputable banks. Rural banks offer higher interests but are more prone to being bankrupt.

Well it is really vary depends on the bank even that bank considered as strong bank. Here in my country, I saw 3 strong banks that gets my attention when it comes to the rates. Really awesome and worth to try.

Anyways this is just an option but not mandatory. If you have some extra balls to offer, people can try this.

[Capradina]

Better save it on the bank.
Investing online is so risky you don't know if you are going to earn or not.

Both have advantage and disadvantage, like for instance, you save your money on the bank and you only get few percentage as interest of it, but of course, your money is safe and nothing to worry about when you sleep at night.... And in investing it online, you get high ROI, which is the bank can't give, the downside of it is they might run your money..

That is correct if you have both that is great income in the long run, it is also good if you invest your money in bank like time deposit which will gives you high interest whil in bitcoin or online investment you will take a big risk on it but it will return with a high profit also.

It's good to make a time deposit if you feel like you have extra money or you don't need that money that you are going to deposit in a bank, coz if not, I doubt if you would earn, better use your money to put up a business if you know that it might be your last big money... Investing on investment sites is too risky... They usually run when someone invested a big money...

Time deposits are ok for the very conservative investors. There's surely capital preservation, although the interest from it wouldn't really beat inflation. I remember about 10 years ago, it was still ok to have time deposits as interest rates back then were as much as 12% per annum, at least from where I come from. Nowadays, the most you could get from time deposits is 3-5% from reputable banks. Rural banks offer higher interests but are more prone to being bankrupt.

Well it is really vary depends on the bank even that bank considered as strong bank. Here in my country, I saw 3 strong banks that gets my attention when it comes to the rates. Really awesome and worth to try.

Anyways this is just an option but not mandatory. If you have some extra balls to offer, people can try this.

Investment in the bank was very profitable and guaranteed by law. But the advantages it brings much smaller than investing with bitcoin. But besides the great advantages offered bitcoin, bitcoin no legal basis which guarantees all the things we do in it. Bank interest was more definite however bitcoin far beyond bank interest is given. So choose things that you might be facing in the future

[lienfaye]

whether its crypto we are talking or fiat, its always better to invest especially if these money you have are just your extra cash.
there is always a higher chance of profit when you also make sure you invest on the right company.

I agree with that, if you want your money to grow you should try to invest it but ofcourse in trusted and legit investment company. but nowadays its hard to find company like that so you must be very careful. but if you want your money to be safe then just save it.

[umaOuma]

whether its crypto we are talking or fiat, its always better to invest especially if these money you have are just your extra cash.
there is always a higher chance of profit when you also make sure you invest on the right company.

I agree with that, if you want your money to grow you should try to invest it but ofcourse in trusted and legit investment company. but nowadays its hard to find company like that so you must be very careful. but if you want your money to be safe then just save it.

You can always invest your money in gold or bitcoins where you don't have to worry about getting cheated, as you have access to your investments and you can sell it whenever your want.

[Aamir1]

whether its crypto we are talking or fiat, its always better to invest especially if these money you have are just your extra cash.
there is always a higher chance of profit when you also make sure you invest on the right company.

I agree with that, if you want your money to grow you should try to invest it but ofcourse in trusted and legit investment company. but nowadays its hard to find company like that so you must be very careful. but if you want your money to be safe then just save it.

There is no companies actually now a days where someone can invest their money and sleep with no worries about your money because every new company coming online these days are turning scam after some time because they come just to earn a lot of money in less time by scamming people and that has become the trend these days.