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Author Topic: Is it better to save money or invest it?  (Read 1181168 times)
jakelyson
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August 14, 2016, 10:10:31 PM
 #6081

Saving money maybe the most stupidest way  to lose your money. Why? Because even if your money is inan bank savings account every year you lose in Inflation your money depreciates its value and you don' t know it. So maybe investing it is a better choice.

saving money as in having money aside for when you need it is a good option. but if you save money just for the purpose of earning interest, then it's not a good idea. to avoid seeing your fiat holdings decrease in value people should always choose to invest a part of their wealth. that's the only way how you can avoid seeing the value of your wealth turn into hot air.
Saving money and setting it aside must be the way on how you silently or blindly make you money decrease. I mean if you set money aside inflation will decrease your money's buying power. While Investing it in atocks whicha has an annual 20% return is not bad and actually beats the inflation rate of most.

Investing in stocks seems to be risky as it goes same like investing in bitcoin as no one can control the price, but as we know that higher rewards comes only with higher risks.

Stocks backed by a good company is a good investment. It will surely give you good profit over time. There is little risk if you buy stocks of apple or google. But if you buy IPO stocks, then the risk is really big because the potential is still unknown.
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August 14, 2016, 10:37:00 PM
 #6082

Saving money maybe the most stupidest way  to lose your money. Why? Because even if your money is inan bank savings account every year you lose in Inflation your money depreciates its value and you don' t know it. So maybe investing it is a better choice.

saving money as in having money aside for when you need it is a good option. but if you save money just for the purpose of earning interest, then it's not a good idea. to avoid seeing your fiat holdings decrease in value people should always choose to invest a part of their wealth. that's the only way how you can avoid seeing the value of your wealth turn into hot air.
Saving money and setting it aside must be the way on how you silently or blindly make you money decrease. I mean if you set money aside inflation will decrease your money's buying power. While Investing it in atocks whicha has an annual 20% return is not bad and actually beats the inflation rate of most.

Investing in stocks seems to be risky as it goes same like investing in bitcoin as no one can control the price, but as we know that higher rewards comes only with higher risks.

Stocks backed by a good company is a good investment. It will surely give you good profit over time. There is little risk if you buy stocks of apple or google. But if you buy IPO stocks, then the risk is really big because the potential is still unknown.
Most stocks that are blue chip and that exist in a decent economy are a good investment, but a lot of what denotes a blue-chip stock's value is the economy they're in, doubly so if it's a massive international company like McDonalds. When the economy is good, blue chip stocks are a good investment. When it looks like there's a downturn on the way, then it is best to sell and short more high-risk stocks or wait for something to change. Just like 2008, if you saw it coming, the shorting opportunities were amazing.
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August 14, 2016, 10:45:56 PM
 #6083

Depends how much you have, if anyone have enough money that its good to invest that money into something. But there is a catch, that enough means a lot of money on a side, that you don`t use for everyday living. If you don`t have enough you will be forced to go all in very often, and that means once you will lose.
In the case someone doesn`t have enough money for investment, then saving is recommended. And not ordinary, hard core saving, until you have enough to start something serious.
Bitcoin is the best at the moment, you can invest 5 $, 1000 $... for real estate you need much more, for gold is also ok to start with something small.



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August 14, 2016, 10:50:21 PM
 #6084

For me it is better to save rather than to invest because even you are going to invest without good plan then you are not going to earn.
So, while planning you are just going to have good savings first and after that you are going to invest if you think you have enough bitcoins or money saved already.

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August 15, 2016, 12:36:38 AM
 #6085

i think firstly you have to save some money for to u will need to money for to use investment it is my way which one is better i think together is better .

That is whats on my mind too if you are going to save money and you have enough savings then you can start out to have your own investment. And if you don't want to take a risk then you are just going to keep on saving so that you have something to get in your pocket if you needed in for any purpose in the future.
You can deposit little of your money to trading and you can getting profit from there , profit you get it depends with the price of coin and how much you invest on that coin , that's good than keep your coins in your wallet  . If you don't have any knowledge about searching good altcoin you can search about trading discussion in this forum you can get good information about profitable coin.

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August 15, 2016, 12:41:51 AM
 #6086

i think firstly you have to save some money for to u will need to money for to use investment it is my way which one is better i think together is better .

That is whats on my mind too if you are going to save money and you have enough savings then you can start out to have your own investment. And if you don't want to take a risk then you are just going to keep on saving so that you have something to get in your pocket if you needed in for any purpose in the future.
You can deposit little of your money to trading and you can getting profit from there , profit you get it depends with the price of coin and how much you invest on that coin , that's good than keep your coins in your wallet  . If you don't have any knowledge about searching good altcoin you can search about trading discussion in this forum you can get good information about profitable coin.
That's true, the forum discussion can help for you to decide on how to strategies in trading, most of us here are earning from trading so that would only validate that it is possible to make money in trading consistently.

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August 15, 2016, 01:13:17 AM
 #6087

Its better to save it than to invest for safest way. Many investment now like hyip,ponzi, mining are not long term they get always scam. So if you gonna invest it you must invest your extra money not all. Invest what you gonna want lost dont invest your all money in one investment so that if lose it they have another investment you can get back your lost.

Its better to save it than to invest to secure your money.
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August 15, 2016, 01:19:45 AM
 #6088

i think firstly you have to save some money for to u will need to money for to use investment it is my way which one is better i think together is better .

That is whats on my mind too if you are going to save money and you have enough savings then you can start out to have your own investment. And if you don't want to take a risk then you are just going to keep on saving so that you have something to get in your pocket if you needed in for any purpose in the future.
You can deposit little of your money to trading and you can getting profit from there , profit you get it depends with the price of coin and how much you invest on that coin , that's good than keep your coins in your wallet  . If you don't have any knowledge about searching good altcoin you can search about trading discussion in this forum you can get good information about profitable coin.
That's true, the forum discussion can help for you to decide on how to strategies in trading, most of us here are earning from trading so that would only validate that it is possible to make money in trading consistently.

Good thing that we are here in the forum and you can try to apply someones suggestion if you think that is going to help you for your growth.
And I forgot to say that there is nothing to lose if you are going to try to invest for smaller amount just always think about invest only what you afford to lose.
true if you invest a small amount that you will avoid the large losses. you will have nothing to lose. but I think that a small amount will provide great benefits to you?

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August 15, 2016, 01:28:59 AM
 #6089

Saving money maybe the most stupidest way  to lose your money. Why? Because even if your money is inan bank savings account every year you lose in Inflation your money depreciates its value and you don' t know it. So maybe investing it is a better choice.

saving money as in having money aside for when you need it is a good option. but if you save money just for the purpose of earning interest, then it's not a good idea. to avoid seeing your fiat holdings decrease in value people should always choose to invest a part of their wealth. that's the only way how you can avoid seeing the value of your wealth turn into hot air.
Saving money and setting it aside must be the way on how you silently or blindly make you money decrease. I mean if you set money aside inflation will decrease your money's buying power. While Investing it in atocks whicha has an annual 20% return is not bad and actually beats the inflation rate of most.

Investing in stocks seems to be risky as it goes same like investing in bitcoin as no one can control the price, but as we know that higher rewards comes only with higher risks.

Investing in stocks is a lot easier than bitcoin. Because when the prices go down they still buy because they know it is on a discount we call it averaging down, a popular technique of Warren Buffet that made him into a billionaire.
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August 15, 2016, 01:39:48 AM
 #6090

Saving money maybe the most stupidest way  to lose your money. Why? Because even if your money is inan bank savings account every year you lose in Inflation your money depreciates its value and you don' t know it. So maybe investing it is a better choice.

saving money as in having money aside for when you need it is a good option. but if you save money just for the purpose of earning interest, then it's not a good idea. to avoid seeing your fiat holdings decrease in value people should always choose to invest a part of their wealth. that's the only way how you can avoid seeing the value of your wealth turn into hot air.
Saving money and setting it aside must be the way on how you silently or blindly make you money decrease. I mean if you set money aside inflation will decrease your money's buying power. While Investing it in atocks whicha has an annual 20% return is not bad and actually beats the inflation rate of most.

Investing in stocks seems to be risky as it goes same like investing in bitcoin as no one can control the price, but as we know that higher rewards comes only with higher risks.

Investing in stocks is a lot easier than bitcoin. Because when the prices go down they still buy because they know it is on a discount we call it averaging down, a popular technique of Warren Buffet that made him into a billionaire.
Stocks investing requires a lot to start while bitcoin does not require that much, I would still prefer to invest with bitcoin since the price is volatile and I can earn more profit if the price will be down bigger.

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August 15, 2016, 02:07:33 AM
 #6091

i my openion saving is just like to put money in bank . but we can get more profit in bitcoin tonsave for more time than bank .
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August 15, 2016, 02:34:14 AM
 #6092

For me it is better to save rather than to invest because even you are going to invest without good plan then you are not going to earn.
So, while planning you are just going to have good savings first and after that you are going to invest if you think you have enough bitcoins or money saved already.

In your statement, your end game is still on investing. Investing is what we need to have a good financial status. But as what you said, you cannot just go into investment without any plan or without enough money. Saving is what you do before investing. After that, if you have enough money for emergency and other expenses, you invest the rest of your money.
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August 15, 2016, 03:44:45 AM
 #6093

i think firstly you have to save some money for to u will need to money for to use investment it is my way which one is better i think together is better .

That is whats on my mind too if you are going to save money and you have enough savings then you can start out to have your own investment. And if you don't want to take a risk then you are just going to keep on saving so that you have something to get in your pocket if you needed in for any purpose in the future.
You can deposit little of your money to trading and you can getting profit from there , profit you get it depends with the price of coin and how much you invest on that coin , that's good than keep your coins in your wallet  . If you don't have any knowledge about searching good altcoin you can search about trading discussion in this forum you can get good information about profitable coin.
That's true, the forum discussion can help for you to decide on how to strategies in trading, most of us here are earning from trading so that would only validate that it is possible to make money in trading consistently.

Good thing that we are here in the forum and you can try to apply someones suggestion if you think that is going to help you for your growth.
And I forgot to say that there is nothing to lose if you are going to try to invest for smaller amount just always think about invest only what you afford to lose.
true if you invest a small amount that you will avoid the large losses. you will have nothing to lose. but I think that a small amount will provide great benefits to you?

That is the consequence of investing small amount but of course don't expect that you are going to earn higher than your expectation.
But if you are just doing it for the purpose of trying it, then that is going to be a good try so that you can experience to try to invest too.
You must be balance in saving and as well as investment.

You cant compare having a small amount investment to huge amount investment, its just commonsense though, in order to gain huge profits you have to risk or invest large amounts it just equal. If you decide  to put small amount then your profit would be small also, if you decide to try then its not bad to start up with small amounts.

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August 15, 2016, 03:55:23 AM
 #6094

Saving money maybe the most stupidest way  to lose your money. Why? Because even if your money is inan bank savings account every year you lose in Inflation your money depreciates its value and you don' t know it. So maybe investing it is a better choice.

saving money as in having money aside for when you need it is a good option. but if you save money just for the purpose of earning interest, then it's not a good idea. to avoid seeing your fiat holdings decrease in value people should always choose to invest a part of their wealth. that's the only way how you can avoid seeing the value of your wealth turn into hot air.
Saving money and setting it aside must be the way on how you silently or blindly make you money decrease. I mean if you set money aside inflation will decrease your money's buying power. While Investing it in atocks whicha has an annual 20% return is not bad and actually beats the inflation rate of most.

Investing in stocks seems to be risky as it goes same like investing in bitcoin as no one can control the price, but as we know that higher rewards comes only with higher risks.

Investing in stocks is a lot easier than bitcoin. Because when the prices go down they still buy because they know it is on a discount we call it averaging down, a popular technique of Warren Buffet that made him into a billionaire.

When you average either stock or any other product should think twice whether that product future is good or bad because sometimes prices will come down due to short-term issues and during that time if you average down then surely you will make a good profit in the long run. But sometimes due to some real and permanent issues prices will come down then it is better to sell off immediately and take the lose instead averaging down to take more losses in future.
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August 15, 2016, 04:13:51 AM
 #6095

Saving money maybe the most stupidest way  to lose your money. Why? Because even if your money is inan bank savings account every year you lose in Inflation your money depreciates its value and you don' t know it. So maybe investing it is a better choice.

saving money as in having money aside for when you need it is a good option. but if you save money just for the purpose of earning interest, then it's not a good idea. to avoid seeing your fiat holdings decrease in value people should always choose to invest a part of their wealth. that's the only way how you can avoid seeing the value of your wealth turn into hot air.
Saving money and setting it aside must be the way on how you silently or blindly make you money decrease. I mean if you set money aside inflation will decrease your money's buying power. While Investing it in atocks whicha has an annual 20% return is not bad and actually beats the inflation rate of most.

Investing in stocks seems to be risky as it goes same like investing in bitcoin as no one can control the price, but as we know that higher rewards comes only with higher risks.

Investing in stocks is a lot easier than bitcoin. Because when the prices go down they still buy because they know it is on a discount we call it averaging down, a popular technique of Warren Buffet that made him into a billionaire.

When you average either stock or any other product should think twice whether that product future is good or bad because sometimes prices will come down due to short-term issues and during that time if you average down then surely you will make a good profit in the long run. But sometimes due to some real and permanent issues prices will come down then it is better to sell off immediately and take the lose instead averaging down to take more losses in future.

Its your decision on when to sell on a certain timeframe. Some may hold for so long and dont mind if they loss some money out of it they dont care and they are just hoping  to have a pump up in future. Some may panic sell because of being afraid on losing those funds.

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August 15, 2016, 04:45:39 AM
 #6096

i my openion saving is just like to put money in bank . but we can get more profit in bitcoin tonsave for more time than bank .

but saving in bitcoin is not same as saving fiat in bank. saving bitcoin it self a investment and money growing package. if you save bitcoins today there is highly chance for increase price increase of bitcoin..
but in fiat if you save your money the money will be same after ten years. so saving in bitcoin is way better then saving money in bank.
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August 15, 2016, 05:26:14 AM
 #6097

i my openion saving is just like to put money in bank . but we can get more profit in bitcoin tonsave for more time than bank .

but saving in bitcoin is not same as saving fiat in bank. saving bitcoin it self a investment and money growing package. if you save bitcoins today there is highly chance for increase price increase of bitcoin..
but in fiat if you save your money the money will be same after ten years. so saving in bitcoin is way better then saving money in bank.

yes it is true that saving bitcoin is just like investment. you must consider also the bitcoin dump because it can possibly happen unlike fiat your savings is secure. If your savings is for future plan. you must be consider too the negative side of bitcoin because anytime it can be collapse.. just choose the most safe if that savings is for future. don't risk it here.
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August 15, 2016, 05:56:37 AM
 #6098

i my openion saving is just like to put money in bank . but we can get more profit in bitcoin tonsave for more time than bank .

but saving in bitcoin is not same as saving fiat in bank. saving bitcoin it self a investment and money growing package. if you save bitcoins today there is highly chance for increase price increase of bitcoin..
but in fiat if you save your money the money will be same after ten years. so saving in bitcoin is way better then saving money in bank.

yes it is true that saving bitcoin is just like investment. you must consider also the bitcoin dump because it can possibly happen unlike fiat your savings is secure. If your savings is for future plan. you must be consider too the negative side of bitcoin because anytime it can be collapse.. just choose the most safe if that savings is for future. don't risk it here.
This is the best investment so far as we can easily make money with this in the future if there will be more people who will use bitcoins, now is just a gamble but it is better than gambling alone as you have a basis of what will possibly happen in the future.
CyberKuro
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August 15, 2016, 06:26:50 AM
 #6099


yes it is true that saving bitcoin is just like investment. you must consider also the bitcoin dump because it can possibly happen unlike fiat your savings is secure. If your savings is for future plan. you must be consider too the negative side of bitcoin because anytime it can be collapse.. just choose the most safe if that savings is for future. don't risk it here.
This is the best investment so far as we can easily make money with this in the future if there will be more people who will use bitcoins, now is just a gamble but it is better than gambling alone as you have a basis of what will possibly happen in the future.
Save money in the banks more savety but you could get lose some due to banks regulation and inflation.
Investing bitcoin online on real estate or maybe gold are good as long term investment, but do some research on real estate you want to invest, are they trusted and responsible, so you're not suffer a financial loss.
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August 15, 2016, 07:33:43 AM
 #6100

Saving money maybe the most stupidest way  to lose your money. Why? Because even if your money is inan bank savings account every year you lose in Inflation your money depreciates its value and you don' t know it. So maybe investing it is a better choice.

saving money as in having money aside for when you need it is a good option. but if you save money just for the purpose of earning interest, then it's not a good idea. to avoid seeing your fiat holdings decrease in value people should always choose to invest a part of their wealth. that's the only way how you can avoid seeing the value of your wealth turn into hot air.
Saving money and setting it aside must be the way on how you silently or blindly make you money decrease. I mean if you set money aside inflation will decrease your money's buying power. While Investing it in atocks whicha has an annual 20% return is not bad and actually beats the inflation rate of most.

You will still need to save. Though it is true that investing can beat inflation rates, it is still good to have some savings account. You can easily pull your money from your savings account when you need it. But you cannot easily pull your money out of an equity. It will take days for the processing.
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