Is it better to save money or invest it?

[dinda22]

It's depend, if you have much money and not use your money, i think it's better to invest it into something. So you can earn profit from there and your money will grow.

i invest my money at ethereum classic, now i need money and the ethereum classic price fail if i sell my etc i lost arround 0.4btc, i think we must save some money too, if we need cash we can use our saving money, and nt touch our investment.

invest in ethereum classic? Your intent to trade on ethereum classic and the price falls? it is clearly not a good investment. because trade is better done in the short term. so when prices fall is indeed difficult situations, and other options waiting for prices to rise. then you are forced to use the savings, so this is just one example, that both are necessary. save and invest must be balanced.

My strategy is I never in altcoins in the long term, I only believe in bitcoin for long term investment. Majority of the altcoins is just a pump and dump game and they would not last longer as they people who are in control are whales who can manipulate the price anytime.

You are right, altcoin was controlled by the whales, so the risk is great. My advice if you want long-term investment in altcoin. can choose a coin with prices are very cheap under 50 sat. only requires little capital, at least 0.05-0.1, when luck comes inflated prices high, you can profit 1 BTC more. I always do this on some coins that look good, but it takes a long time for this

[groll]

i am prefered investment
i want my money is always growth so is can pasive income for me,saving in my bank only result my job online and offline

Doing both is better than focusing on one, but we all have the capacity to save when we are earning but not all people have the capacity to invest. We are always prioritizing our needs over the other but what if we are just earning a little amount so we cannot invest and wait for the right time we are capable.

Yes, both the ways are useful and profitable for us, but we can make profit more it depend on us, if we save our bitcoins so take a decision on the correct time, than it make profit, otherwise investment is also same way.

If you earn 50% from bitcoin and also 50% from your real job you have the chance to save and invest at the same time. With bitcoin it gives you the opportunity to do both so do not miss the opportunity to invest as that is vital for your success.

Yeah that is going to be a good chance if you are going earn with both. And it is always been better if you are going to do both and you don't have to choose only one from it. Saving without purpose is good, but saving to have a purpose of investing is going to be the best. But always remember don't invest if you don't plans to grow it.

Doing both thing would be the best thing to do but just remember how to handle your time on doing those things because you would really have a hard time when you pursue that you can't really achieve. Saving without purpose as you said is somewhat useful but the possibility to save on that mindset would be possibly changed or your not serious of saving because you don't have plan for your saving but if you have set goals to your savings it would be much more better because you would really save because you set a particular plan.

Savings will enable you to invest in any opportunities you can see, may it be in online or in physical world. Since we are living in the crypto world, the opportunity is investing with bitcoin to prove how strong our trust that bitcoin will succeed in the future.

Yes, saving could be useful in both online and in physical world because it has many uses and on what purpose would you use it. It's also good to save Bitcoin because we know and believe that it would increase it price in the future which is also go to save more and would also make an investment long term because Bitcoin price is still growing.

I think that saving would be good on bitcoin only not on the actual money.  As we all know that the price of bitcoin itself may goes up.  And I would want to save some bitcoins as it is like investment that actually grows without putting it in any investment sites.   Unlike if you will save the money which only have this percent interest and about a year you would find that inflation is higher than the interest rate of your savings.  But of course it is better to save than have nothing at all.

[goldcoinminer]

i am prefered investment
i want my money is always growth so is can pasive income for me,saving in my bank only result my job online and offline

Doing both is better than focusing on one, but we all have the capacity to save when we are earning but not all people have the capacity to invest. We are always prioritizing our needs over the other but what if we are just earning a little amount so we cannot invest and wait for the right time we are capable.

Yes, both the ways are useful and profitable for us, but we can make profit more it depend on us, if we save our bitcoins so take a decision on the correct time, than it make profit, otherwise investment is also same way.

If you earn 50% from bitcoin and also 50% from your real job you have the chance to save and invest at the same time. With bitcoin it gives you the opportunity to do both so do not miss the opportunity to invest as that is vital for your success.

Yeah that is going to be a good chance if you are going earn with both. And it is always been better if you are going to do both and you don't have to choose only one from it. Saving without purpose is good, but saving to have a purpose of investing is going to be the best. But always remember don't invest if you don't plans to grow it.

Doing both thing would be the best thing to do but just remember how to handle your time on doing those things because you would really have a hard time when you pursue that you can't really achieve. Saving without purpose as you said is somewhat useful but the possibility to save on that mindset would be possibly changed or your not serious of saving because you don't have plan for your saving but if you have set goals to your savings it would be much more better because you would really save because you set a particular plan.

Savings will enable you to invest in any opportunities you can see, may it be in online or in physical world. Since we are living in the crypto world, the opportunity is investing with bitcoin to prove how strong our trust that bitcoin will succeed in the future.

Yes, saving could be useful in both online and in physical world because it has many uses and on what purpose would you use it. It's also good to save Bitcoin because we know and believe that it would increase it price in the future which is also go to save more and would also make an investment long term because Bitcoin price is still growing.

I think that saving would be good on bitcoin only not on the actual money.  As we all know that the price of bitcoin itself may goes up.  And I would want to save some bitcoins as it is like investment that actually grows without putting it in any investment sites.   Unlike if you will save the money which only have this percent interest and about a year you would find that inflation is higher than the interest rate of your savings.  But of course it is better to save than have nothing at all.

Investing will give you a good future when bitcoins price starts to skyrocket, what you earn here must be save and invested and your income in real life with be use for your real life needs and wants. The risk is little since you are just earning that online for your hard work and you did not imagine how big it is in the future.

[GregH37]

i am prefered investment
i want my money is always growth so is can pasive income for me,saving in my bank only result my job online and offline

It is anyway better to invest instead of saving in bank. if you save your money in bitcoin. it could be still considered as a profitable saving. but saving in fiat is not beneficial at all.
Save your money in bitcoin and get profit in future. or invest your money somewhere if you want to be in profit.(of course you need to find something legit to invest)

[chaser15]

I think that saving would be good on bitcoin only not on the actual money.  As we all know that the price of bitcoin itself may goes up.  And I would want to save some bitcoins as it is like investment that actually grows without putting it in any investment sites.   Unlike if you will save the money which only have this percent interest and about a year you would find that inflation is higher than the interest rate of your savings.  But of course it is better to save than have nothing at all.

You are 100% wrong and all the follow up statement is completey wrong thinking about fiat.

Can you give here some clear and valid reasons why saving isn't good on the actual money?

What if there's an urgent emergency and internet is not present. Can you use your God Bitcoin?? Your optimitism in bitcoin is too much for the point that you are not concern for saving fiat money.

[mirakal]

I think that saving would be good on bitcoin only not on the actual money.  As we all know that the price of bitcoin itself may goes up.  And I would want to save some bitcoins as it is like investment that actually grows without putting it in any investment sites.   Unlike if you will save the money which only have this percent interest and about a year you would find that inflation is higher than the interest rate of your savings.  But of course it is better to save than have nothing at all.

You are 100% wrong and all the follow up statement is completey wrong thinking about fiat.

Can you give here some clear and valid reasons why saving isn't good on the actual money?

What if there's an urgent emergency and internet is not present. Can you use your God Bitcoin?? Your optimitism in bitcoin is too much for the point that you are not concern for saving fiat money.

Well, we do not need to debate on that as we have our own opinion and that is someone's life. It a certain person believes that he can get more money when saving in bitcoin then the risk is him but also when it succeeds the reward is very fulfilling.

[ranlo]

i am prefered investment
i want my money is always growth so is can pasive income for me,saving in my bank only result my job online and offline

It is anyway better to invest instead of saving in bank. if you save your money in bitcoin. it could be still considered as a profitable saving. but saving in fiat is not beneficial at all.
Save your money in bitcoin and get profit in future. or invest your money somewhere if you want to be in profit.(of course you need to find something legit to invest)

Don't spread misinformation. There is nothing that even insinuates that BTC will go up in value. You're HOPING. Do not advise newbies as if this is a sure thing, when it's not. It is a risky investment.

[chaser15]

I think that saving would be good on bitcoin only not on the actual money.  As we all know that the price of bitcoin itself may goes up.  And I would want to save some bitcoins as it is like investment that actually grows without putting it in any investment sites.   Unlike if you will save the money which only have this percent interest and about a year you would find that inflation is higher than the interest rate of your savings.  But of course it is better to save than have nothing at all.

You are 100% wrong and all the follow up statement is completey wrong thinking about fiat.

Can you give here some clear and valid reasons why saving isn't good on the actual money?

What if there's an urgent emergency and internet is not present. Can you use your God Bitcoin?? Your optimitism in bitcoin is too much for the point that you are not concern for saving fiat money.

Well, we do not need to debate on that as we have our own opinion and that is someone's life. It a certain person believes that he can get more money when saving in bitcoin then the risk is him but also when it succeeds the reward is very fulfilling.

Im not making such a normal debate but a healthy debate which is good for the community. I just want to insert to his mind that saving the actual money is a must too and not only on bitcoin. He may contradict too and I will wait for the response.

If I will just respect others opinion here then we are all right here even if the statement has many holes. How about the newbies that might misled to the wrong information.

Apology if you find it offensive to his part.

[lienfaye]

i am prefered investment
i want my money is always growth so is can pasive income for me,saving in my bank only result my job online and offline

It is anyway better to invest instead of saving in bank. if you save your money in bitcoin. it could be still considered as a profitable saving. but saving in fiat is not beneficial at all.
Save your money in bitcoin and get profit in future. or invest your money somewhere if you want to be in profit.(of course you need to find something legit to invest)

I agree that its profitable to invest your money in bitcoin because if the price goes up you can earn though it wont be any soon atleast there is a chance, so instead of storing it in bank i will try to invest in btc.

[greBit]

i am prefered investment
i want my money is always growth so is can pasive income for me,saving in my bank only result my job online and offline

It is anyway better to invest instead of saving in bank. if you save your money in bitcoin. it could be still considered as a profitable saving. but saving in fiat is not beneficial at all.
Save your money in bitcoin and get profit in future. or invest your money somewhere if you want to be in profit.(of course you need to find something legit to invest)

I agree that its profitable to invest your money in bitcoin because if the price goes up you can earn though it wont be any soon atleast there is a chance, so instead of storing it in bank i will try to invest in btc.

That is the right thing to do as interest paid by banks is too low, instead the money should be put in bitcoins as it will make your money grow and you can sell anytime when you see higher price.

[Yaunfitda]

i am prefered investment
i want my money is always growth so is can pasive income for me,saving in my bank only result my job online and offline

It is anyway better to invest instead of saving in bank. if you save your money in bitcoin. it could be still considered as a profitable saving. but saving in fiat is not beneficial at all.
Save your money in bitcoin and get profit in future. or invest your money somewhere if you want to be in profit.(of course you need to find something legit to invest)

I agree that its profitable to invest your money in bitcoin because if the price goes up you can earn though it wont be any soon atleast there is a chance, so instead of storing it in bank i will try to invest in btc.

That is the right thing to do as interest paid by banks is too low, instead the money should be put in bitcoins as it will make your money grow and you can sell anytime when you see higher price.

I will just buy some bitcoins and hold them for the long term. The price rise of the bitcoin will be more than the fiat interest.

[dandroid]

I think you can better invest something to get good results than hold it for your own and lose. Money is always rolling, but it is important the knowledge to choose the right investments.

[Jasad]

Investing is a good idea if you have capital available, a good planning and there is a promising opportunity.

For me it is just better if you are going to keep on saving. Because if you are going to be a good saver for sure you are going to get good amount to start out your own investment. And if we are going to relate your saving of bitcoin then that is going to be a good way also of doing both, saving and investing.

yeah i think it would be better if you try to save first. Therefore it is best when you already have an income. if you think you already have enough money then it's up to you to invest. investment risk. but the investment will provide a great advantage to be rich

basically for me saving and investment are a similar thing ,
both have same meaning and same important to your financial management ,
the different are only in a risk part , when investment has a lot of risk and saving don't ,
so for you who did not love to take a risk better to save money and for you who love to risk something better to invest it.

That are the two sides from each option, invest or saving. For me i see investment as a potencial boost for a potencial income, as long you make the right investement. Savings showed me a lesson from the last year to this one, with the halving price doubled and i could had better results if hold my coins till halving.

saving are only for boring people you know it ,
those people who don't want to risk their money for something bigger are coward for me ,
investment are truly far better than just hold it on the bank ,
but still you need a good money management to make it neat.

Well it is better to become a boring person because we all know how to save and that is going to become a good habit if you are going to save. Don't call us coward because we are just becoming wise and we only want to be on the safe haven. And we are just going to save and after that we are going to invest into something better. But as of now we just want to save money.

so what are you doin in bitcoin world so far?
have you ever buy bitcoin with your monthly income? or you just keep it in fiat?
never do make an investmetnt before , really?
i think by holding bitcoin you are automatically have invested . so you are not that coward

[potatopower]

i am prefered investment
i want my money is always growth so is can pasive income for me,saving in my bank only result my job online and offline

Doing both is better than focusing on one, but we all have the capacity to save when we are earning but not all people have the capacity to invest. We are always prioritizing our needs over the other but what if we are just earning a little amount so we cannot invest and wait for the right time we are capable.

Yes, both the ways are useful and profitable for us, but we can make profit more it depend on us, if we save our bitcoins so take a decision on the correct time, than it make profit, otherwise investment is also same way.

If you earn 50% from bitcoin and also 50% from your real job you have the chance to save and invest at the same time. With bitcoin it gives you the opportunity to do both so do not miss the opportunity to invest as that is vital for your success.

Yeah that is going to be a good chance if you are going earn with both. And it is always been better if you are going to do both and you don't have to choose only one from it. Saving without purpose is good, but saving to have a purpose of investing is going to be the best. But always remember don't invest if you don't plans to grow it.

Doing both thing would be the best thing to do but just remember how to handle your time on doing those things because you would really have a hard time when you pursue that you can't really achieve. Saving without purpose as you said is somewhat useful but the possibility to save on that mindset would be possibly changed or your not serious of saving because you don't have plan for your saving but if you have set goals to your savings it would be much more better because you would really save because you set a particular plan.

Savings will enable you to invest in any opportunities you can see, may it be in online or in physical world. Since we are living in the crypto world, the opportunity is investing with bitcoin to prove how strong our trust that bitcoin will succeed in the future.

Yes, saving could be useful in both online and in physical world because it has many uses and on what purpose would you use it. It's also good to save Bitcoin because we know and believe that it would increase it price in the future which is also go to save more and would also make an investment long term because Bitcoin price is still growing.

you are right but investing might give you a possibility to make some good moey so i dont even know which one is better

[ranlo]

Here's the important thing to consider: if you hold your money/save in a bank, in most countries, you are losing money due to inflation. So you are PAYING to hold your own money.

If you invest, all you need to do is beat inflation and you've made a profit. But if you don't beat inflation, you've lost. Just keep in mind that banks or cash are a losing proposition regardless.

[extrabyte]

Here's the important thing to consider: if you hold your money/save in a bank, in most countries, you are losing money due to inflation. So you are PAYING to hold your own money.

If you invest, all you need to do is beat inflation and you've made a profit. But if you don't beat inflation, you've lost. Just keep in mind that banks or cash are a losing proposition regardless.

this is correct. if we save our money in fiat in a bank we'll constantly loose our money with paying tax and fee and so many regulations.. but I think this rule won't apply on saving in bitcoin.. even if you save in bitcoin there is high chance that your money will increase as bitcoin price increase.

[carlfebz2]

Here's the important thing to consider: if you hold your money/save in a bank, in most countries, you are losing money due to inflation. So you are PAYING to hold your own money.

If you invest, all you need to do is beat inflation and you've made a profit. But if you don't beat inflation, you've lost. Just keep in mind that banks or cash are a losing proposition regardless.

Well you are right with it, but people tend to think that if they are going to save money they are going to have something in the future and can use it for any purpose that they want. Just like for investing, because many people are lack of knowledge especially if we are going to talk about inflation. They don't know about it, the thing is that as long as they have money to save that is fine.

You have a point, most people wouldn't mind that thing at all regarding that inflation thing since we are not major on economics at all to know such thing.well it might be an advantage to you compare to others because you already knew about those inflation stuff. I agree to his opinion which people won't mind that thing along as long as save money for future purposes then it's okay then.

[oHnK]

Here's the important thing to consider: if you hold your money/save in a bank, in most countries, you are losing money due to inflation. So you are PAYING to hold your own money.

If you invest, all you need to do is beat inflation and you've made a profit. But if you don't beat inflation, you've lost. Just keep in mind that banks or cash are a losing proposition regardless.

this is correct. if we save our money in fiat in a bank we'll constantly loose our money with paying tax and fee and so many regulations.. but I think this rule won't apply on saving in bitcoin.. even if you save in bitcoin there is high chance that your money will increase as bitcoin price increase.

Bitcoin isnt even money to begin with so there is no rules of it yet and much better it is decentralized which means that there isnt anything sort that could control it . Thats literally means there is no institutions that could make a regulations to bound it as it belongs to nobody specifically

[20kevin20]

Here's the important thing to consider: if you hold your money/save in a bank, in most countries, you are losing money due to inflation. So you are PAYING to hold your own money.

If you invest, all you need to do is beat inflation and you've made a profit. But if you don't beat inflation, you've lost. Just keep in mind that banks or cash are a losing proposition regardless.

this is correct. if we save our money in fiat in a bank we'll constantly loose our money with paying tax and fee and so many regulations.. but I think this rule won't apply on saving in bitcoin.. even if you save in bitcoin there is high chance that your money will increase as bitcoin price increase.

Bitcoin isnt even money to begin with so there is no rules of it yet and much better it is decentralized which means that there isnt anything sort that could control it . Thats literally means there is no institutions that could make a regulations to bound it as it belongs to nobody specifically

It will belong to somebody one day. We already know even since we've been born that the governments never agreed with the idea of anonymity.

[croutonhexagon]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

According To Me Firstly Invest The Money in Various Projects and Then Start Saving The Profit You Got From Your Investment Made In Various Projects.....
by This Way You Can Save and Also Invest.....