If users would take a few minutes to learn the basics of Ripple, they won't be scammed like morons.
People *are* morons. And assholes too. And greedy.
Sure. Which is why this has nothing to do with Ripple.
Even though we all agree, people are morons, Ripple is still too complex/hard to understand.
They are not doing a good job on the communication side of things, and they are not providing education at all.
When I first received my XRP, it was just an email, and then it goes more or less like this:
Email: 1k xrp there you go.. bam..
Now you're in Ripple wallet looking at this Trust tab, which you have no idea how it works, but hey you got XRP, sweet!
Now you come to the forum and some guy is doing a giveway: FREE XRP !! TRUST ME FOR 100USD TO GET 100 XRP !
And you can guess the rest...
If you have a new, different, weird paradigm shifting currency type/model/debtsystem/whatever; you better do a hell of a job explaining users (and I'm really talking about the layman here.. not forum rats like us) how to use it first, and how not to get scammed second.
EDIT: heck we don't even know what to call Ripple...