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Author Topic: Pilipinas (Philippines)  (Read 1205387 times)
ccl
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October 17, 2013, 11:45:14 AM
 #401

non-expert idea: show up at their place of residence often, ALONE or with 1 friend. At first, just knock and ask. Do this as often as every week or more often. Next month, show up with some more friends, who DO NOT do anything except they are just present and visible.

You'll either get paid partially soon, or paid in full. Or if you are unlucky, he will simply disappear if he has no attachments like a wife and children.

I've never done it (as I don't loan too often) but I'm sure if I show up with some friends and we are all in military uniform ... I'll get results.

If he's a friend, eh, just show up alone as long as you can stand it. You don't want to scare him into hiding.

I also know of some friends, who moved from one city to another, changed their last name (unofficially) and have not been bothered by their loan sharks for several years. It's none of my business so I don't say anything. But for sure I'm not lending them any of my own money.

See Dabs atleast you gave an option to get paid partially when this guy did not even gave me any options.  Who's hiding from who? No one.    Do you agree harrassment would be the correct solution to this.  If I choose not to pay the loan I can coz there's a collateral.  I would really want to be able to get the laptop back really.  It's just that I am not financially able right now.  Honestly,  I am trying to ignore his emails coz am mad about it.  It's like I took something from him and he didnt have anything in return.  That was an agreement that we both agreed to.  I wish I have the money right now and pay it but I don't.  In fact if not only for my sister I'll let MR NICE GUY to keep that laptop.

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ccl
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October 17, 2013, 11:52:49 AM
 #402

if all fails, how about putting up a bounty, anyone interested? pm me...

hardinero007: Change your FB header image to one that says  "XXXXX, magbayad ka na.  XX months na yung PXX,XXX na utang mo."
And in small print below it, "A XX% reward will be given to anyone who successfully collects from XXXXX for me."
Ang problema kasi sa atin, pagdating sa singil, yung may utang pa ang galit.  :-)

I actually went a step further from the FB header -- I got a domain name of the person I filed a criminal case against, and posted info from the prosecutor's report.  He complained to the judge that he can't get a job because employers see that result when they google his name.  Sagot sa kanya ng judge, if you think it's criminal or illegal, file a case in court.  Unfortunately, the wording is similar to newspaper legal notices, so it's not illegal at all.


Dabs: paano na kung military din yung kokolektahan mo?


See the problem here is that he didnt' provided you with full details.  He got the laptop as a collateral.  Legally that's why there's a collateral wherein cases that the amount is not paid the person will get something back.  Since you mention legallity here, harassment is a criminal offense.  And I think he's gone too far regarding the issue already.  I would take necessary actions as well. 

Now can anyone tell me if I still need to pay anything here?  Don't get me wrong, I am very much willing to settle but this has gone too far.  I believe anyone can agree with me that when it comes to our family we would do anything to protect him and that harassment part is making me very very offended.  If I pay the said amount that is involved here, will MR NICE guy be able to compensate the damages he's done to me and my family? 

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October 17, 2013, 11:54:24 AM
 #403

Send her a cheap flower to her work place.attach a message with a large font,
"You owe me money, its been [insert days past due] days over due. pay up" - hardinero007



If I didnt have the collateral, yes a flower with that notice is very much welcome

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October 17, 2013, 12:26:19 PM
 #404

Send her a cheap flower to her work place.attach a message with a large font,
"You owe me money, its been [insert days past due] days over due. pay up" - hardinero007
If I didnt have the collateral, yes a flower with that notice is very much welcome

He's "BTCutt hurt", about us giving suggestions on how to locally deal with people, who don't pay their lenders on time..

@ccl - I'd remove those names/details on your last post, if i were you, because it would show up on a job background check when your future employer/friends google's your names. and read this thread.


As the saying goes...
"Batu-bato sa langit: Ang tamaa'y huwag magagalit"

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October 17, 2013, 02:05:25 PM
 #405

Thanks for the suggestion.  I deleted my post.  I just want to show him that I have nothing to be ashamed of and that there's no reason for me to do so.  I do understand that he's "Butt Hurt" on how his money lending business is going but as an entrpreneur he should be cautious with his actions too.  That's the reason why he takes collateral so that if someone can't pay him he gets something back.  Honestly if I have money right now I dont see any reasons why I should not pay him.  It's such as shame that for 2 BTC he's willing to destroy a family let alone destroy a life.  Do you think my mother and my sister including my neices and nephews deserves to be harassed for 2 BTC?Huh Everyone is going thru something I know that.  I gave him my word that I really want to pay him I just cant right now.  

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October 17, 2013, 02:21:35 PM
 #406

Y'know its up to him. if the party agrees on a compromise or not. Don't take it public, talk to him.
Taking it to public (internet), you are forcing him to take a nuclear approach. which is bad for both sides.
(that's why he didn't disclose your names in the first place, because he knows there is a chance the parties involved can repay the debt).

Note:I dont know what you folks agreed upon. but try to work it out in a civilized manner.
I sound like a person who (nakikisawsaw sa problema ng iba)

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October 17, 2013, 02:30:25 PM
 #407

hey mr ccl, glad that these conversations got you to respond here.  i want you to understand why i started the topic about the loan.  it's because you and your sister are trying to avoid communicating with me.  i've sent you and your sister some messages only to get ignored.  i'd tried calling your sister and she's not responding.  you've gave excuses that you paid someone 10,015php for 2 btc thru world remit but got scammed.  i wanted to believe your story and understand your situation and maybe help you out, but i must be verify the truth to justify my action so i asked for a photocopy of the world remit receipt which i think must be in your possession.  i asked for a photocopy of your id and your cellfone number so i wouldn't bother your sister.  but you never responded.  i'd been very kind to you that's why i gave you a 0% 2 btc loan even i think that laptop is worth less than half btc (i remember you initially wanted to borrow 4 btc).  who on this earth would give you such a term, considering we've never even met personally.  i'd told you before giving you the loan that the laptop that i don't find your laptop interesting and it will just be kept during the duration of the loan.

alam mo, ang yabang mo, sinasabihan mo pa akong nag-ddrugs!  your statement gave me a feeling that you wouldn't pay your loan that easily, and i was right.  you told me that you took a loan from bank but it will be delayed and once the loan is granted you'll pay me back asap.  but that didn't happened, maybe you're telling a lie, or the bank didn't want to give you any loan because you only have an old laptop for collateral.  its only me who's kind enough to help you, but you abused my kindness by loaning you for your culinary lessons.  i'm an enterpreneur and i do some lending business, but do you think a businessman will lend a stranger a 2 month 0% interest loan?

come to think of it, you're right, 2 btc isn't a very big amount.  and you began to make your life miserable by running away from responsibility.  if you want people to believe your story, kindly post documents proving that you indeed took up culinary lessons, and the 10,015php world remit receipt.  also, don't forget to post your active cellfone so i won't bother your sister na.

ang lakas ng loob mo magpost ng mga names ninyo, baka gusto mo rin mag post ng picture mo...

know what, i think you're not alexander, but your cloudina.  cloudina chua luciano = ccl diba... pag alexander chua luciano, dapat acl


i'll be waiting for your response.  please think of a good story so i can believe you once more.
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October 17, 2013, 02:51:20 PM
 #408

Easily put. You got scammed by a girl...... Oldest story in the world....

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October 17, 2013, 02:59:05 PM
 #409

>_<;; Scammer until proven has paid debt with interest.
then again... Untrustworthy.

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October 17, 2013, 03:11:21 PM
 #410

I don't need you to believe my story nor I am forcing you to believe me.  HTe reason why I don't answer your messages because I feel there's no point in doing that.   You already doubted me right.  I will not stress out on someone that doesnt believe in me in the first place or I will be just wasting my time.  And you referring to my sister just becuase her initials is what I use is simply unbelievable.  Do you expect me to think that your real name is close to you alias?  You're also right that we haven't met, so how do you expect me to give you documents giving out my identity?  And you're saying I am making my family's life miserable? Am not the one's doing it, it is you!  I don't need to prove anything to you really.  Actually I don't have to be doing this in public and I am simply wasting my time.  Atleast you know now my full name, my address.  If you're really serious you can start by giving me your full name and address too Smiley

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October 17, 2013, 03:22:29 PM
 #411

Geez antagal.. updating my Bitcoin-QT client for 14 days now.
24 weeks left nalang... :O...

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October 17, 2013, 03:33:45 PM
 #412

Y'know its up to him. if the party agrees on a compromise or not. Don't take it public, talk to him.
Taking it to public (internet), you are forcing him to take a nuclear approach. which is bad for both sides.
(that's why he didn't disclose your names in the first place, because he knows there is a chance the parties involved can repay the debt).

Note:I dont know what you folks agreed upon. but try to work it out in a civilized manner.
I sound like a person who (nakikisawsaw sa problema ng iba)


Exactly,  but he's the one who let this out on public.  I don't know what he's done so far.  I don't what he's going to do.  He did not disclose our names here but then again saying harassing my family would be fun is insane.  My debt is mine alone to settle and my family doesnt have any responsibility nor have anything to do with it.  You can't blame me for being mad at him coz he's already dragging my family into this which is not fair.  He's asking proof, documents and ID's...would you give those to someone you don't persnally know? especially now that he's threatening me and my family?  I don't even know what's he's done so far...

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October 17, 2013, 03:42:18 PM
 #413

I don't need you to believe my story nor I am forcing you to believe me.  HTe reason why I don't answer your messages because I feel there's no point in doing that.   You already doubted me right.  I will not stress out on someone that doesnt believe in me in the first place or I will be just wasting my time.  And you referring to my sister just becuase her initials is what I use is simply unbelievable.  Do you expect me to think that your real name is close to you alias?  You're also right that we haven't met, so how do you expect me to give you documents giving out my identity?  And you're saying I am making my family's life miserable? Am not the one's doing it, it is you!  I don't need to prove anything to you really.  Actually I don't have to be doing this in public and I am simply wasting my time.  Atleast you know now my full name, my address.  If you're really serious you can start by giving me your full name and address too Smiley

you don't want to pay your debt, and you want to look good by making me look bad.  so what do we do now?  and tell me why i should be giving out my information.  you seemed to misunderstand me, i don't expect you to hand me the documents personally.  i mean, you can send the scanned/photographed documents to me thru, or you can post it here if you got the balls Smiley  like what's been said many times, when in doubt, ask!  that's what i'm doing.  i've choosen to believe you initially, but too many things point to not believing your stories.

wow, it's more fun in the philippines...
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October 17, 2013, 04:35:04 PM
 #414

CCL, Scammer Tag, Lets make this happen....

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October 17, 2013, 04:50:18 PM
 #415

CCL, Scammer Tag, Lets make this happen....

 Sad

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October 17, 2013, 04:56:09 PM
 #416

Exactly,  but he's the one who let this out on public.  I don't know what he's done so far.  I don't what he's going to do.  He did not disclose our names here but then again saying harassing my family would be fun is insane.  My debt is mine alone to settle and my family doesnt have any responsibility nor have anything to do with it.  You can't blame me for being mad at him coz he's already dragging my family into this which is not fair.  He's asking proof, documents and ID's...would you give those to someone you don't persnally know? especially now that he's threatening me and my family?  I don't even know what's he's done so far...

if you're going to take a loan from a bank, wouldn't you need to submit ID's and financial statements and other documents?  i didn't require you to submit those initially in good faith that you will pay your debt.  and i've been kind enough to give you interest free loan?  would your sister and mother give you that?  if they can, then you wouldn't ask loan from me in the first place.  look, i've been overlykind to you, but don't abuse my kindness. running away from loan won't make your life easier.
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October 17, 2013, 04:59:35 PM
 #417

I do respect all your opinions.  But whatever it is I think anyone can agree that it is not rightful to drag my family in this drama.  I never said I do not wish to pay, I just don't have the money at the moment.  Where's scamming with that?  I'd take the scammer tag gladly than be someone who destroys family.

thank you all

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October 17, 2013, 05:01:29 PM
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Exactly,  but he's the one who let this out on public.  I don't know what he's done so far.  I don't what he's going to do.  He did not disclose our names here but then again saying harassing my family would be fun is insane.  My debt is mine alone to settle and my family doesnt have any responsibility nor have anything to do with it.  You can't blame me for being mad at him coz he's already dragging my family into this which is not fair.  He's asking proof, documents and ID's...would you give those to someone you don't persnally know? especially now that he's threatening me and my family?  I don't even know what's he's done so far...

if you're going to take a loan from a bank, wouldn't you need to submit ID's and financial statements and other documents?  i didn't require you to submit those initially in good faith that you will pay your debt.  and i've been kind enough to give you interest free loan?  would your sister and mother give you that?  if they can, then you wouldn't ask loan from me in the first place.  look, i've been overlykind to you, but don't abuse my kindness. running away from loan won't make your life easier.

yes, but I know where is my bank's name and details.  anyways again who's running here?  the only reason i don't repl is because it's pointless.  I don't have the money period.  so we can do this like we're doing it right now but when this will end? well from the looks of it your a person who enjoys this kinds of stuff and i don't.  again if you're sincere I want your name too..it's time we get to introduce ourselves.

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October 17, 2013, 05:05:09 PM
 #419

if your intention was clean from the first place for seeking the loan, then why not provide any documents that can show that you indeed took up culinary lessons.

if your intention to pay is clean and your story is true, then why not provide any documents that you indeed paid 10,015php thru world remit.

if you can provide the necessary documents to support your claim, then lets talk terms on how you can pay the debt.  otherwise, i'll assume that you're cloudina and you'll experience what 2 btc can do to your life.
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October 17, 2013, 05:18:47 PM
 #420

if your intention was clean from the first place for seeking the loan, then why not provide any documents that can show that you indeed took up culinary lessons.

if your intention to pay is clean and your story is true, then why not provide any documents that you indeed paid 10,015php thru world remit.

if you can provide the necessary documents to support your claim, then lets talk terms on how you can pay the debt.  otherwise, i'll assume that you're cloudina and you'll experience what 2 btc can do to your life.

again fine by me.  i respect whatever it is you wish as it'll be something i will bring with me in my grave my conscience is clean and i tried talking this out to you.

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