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Author Topic: Wise thing to do with your savings.  (Read 7668 times)
musdafakfl
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June 10, 2018, 04:13:25 PM
 #601

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

To be honest, I am not a student because I am a student and I am a young adult. If I have to talk about the money that I have saved, I keep some money with the insurance purpose, and I value my other savings with various investment options. Even if I hurt from time to time, it's a fact that I earned enough to make myself worth it.
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June 10, 2018, 05:00:48 PM
 #602

A wise person must think that when an emergency fund you collect is 20% it is used as it should your initial goal, because an emergency can not be predicted. Not only that, if invested then it is profitable when the state of crypto value rises, but how the emergency, the value of crypto decreased, this at the same time disappointing you and behind disappointed you must be confused to add the loss of crypto value. and most likely you will panic because of an emergency.  Wink

then I suggest to allocate 10% per month to invest and 20% stay in sleep and you will be more calm in response to emergency though.
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June 10, 2018, 09:33:17 PM
 #603

If you really want to be wise, then put your 20% on an investment. You may choose which type of asset do you want to invest in. You may choose stocks, cryptocurrency, mutual funds, time deposit. But I do suggest invest it in Bitcoin or any other digital asset that you believe in.

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June 10, 2018, 10:45:16 PM
 #604

The best and wise thing to do is save your bitcoins and altcoins until you get a huge profits and benefits on it. If you already need it very much then go sell for it but if you don't need it then hold and wait until the right time comes so you will gain a lot of money for it. If you do this then you are right because this is the only way to do with your savings.

Yes, best thing to do is to hold your bitcoin, then wait for the huge profit you gain. Don't sell when it is not needed badly.
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June 10, 2018, 11:19:13 PM
 #605

if your savings are the savings that will not affect your life and you can bear to lose them if anything goes wrong than I would say you should invest into crypto and hold
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June 10, 2018, 11:41:36 PM
 #606

That's a good question. I think that the most wise thing to do with savings is to constantly multiply them. There's no other way how can you be wealthy during the whole life.

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June 10, 2018, 11:42:35 PM
 #607

The best thing to do with my savings is not to use it in investment. Using my savings to invest is very risky as i could loss what i had. Investing our money could lead us to profit and we will happy about that but what if we lose. Then our hard earn money will be loss too and we will find another way to earn again that savings. Just don't use it and you will not have a problem.

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Hopeful2017
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June 11, 2018, 01:30:49 AM
 #608

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

You better invest in gold, bitcoin or real state. These investments will surely have returns especially when you are in hand or keep on monitoring your investment. It is good to invest because right now banks just put very little interest on your savings.

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June 11, 2018, 03:14:47 AM
 #609

Wise thing to do with your saving is not to save them at all, IMO. Instead, invest them into something that's giving you an unimaginable worth of return that perhaps double or triple your investment and i am talking to no less than cryptocurrencies like bitcoin and other high-potential cryptocurrencies.

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June 11, 2018, 03:23:04 AM
 #610

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

I think the wisest move is to invest the alloted 20% of your savings in a cryptocurrency almost by the end of the year. Because last year bitcoin, a cryptocoin pumps and reach a high value in the market at the end of the year. Well, it is okay if you choose to let your money sleep because it is safe but if you want to grow your money while you are working then take the risks and invest.

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June 11, 2018, 03:44:25 AM
 #611

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
One of the wise way that you can do with your savings is to invest it in bitcoins. Bitcoin investment is one of the best investment that you can do. But before you make investment, I prefer to you to gather information first for you to fully understand what is bitcoin and what bitcoin can do.
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June 11, 2018, 03:52:26 AM
 #612

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

The wisest thing to do with your savings is to put up a business that interest you and where you are good at. There is no better thing to have your own business that you run. Aside from being a boss, you also have unlimited income. Try also to invest in cryptocurrency.

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June 11, 2018, 04:13:41 AM
 #613

Today I've learned not to save all of it and sometimes take some profit out. Stop being so greedy, saving and saving because you're hoping to make more.
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June 11, 2018, 05:01:50 AM
 #614

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
You must be aware on how risky is the investment that you will make. It is better if you will research first before you make a move. I prefer to you that you should only invest the money that you can afford the lose.

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June 11, 2018, 05:11:17 AM
 #615

Better asset 20% I invest in crypto. crypto price increase is very high in every year. profits that can pass long-term investsi in crypto very large.
jcarlo
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June 11, 2018, 05:32:36 AM
 #616

Better asset 20% I invest in crypto. crypto price increase is very high in every year. profits that can pass long-term investsi in crypto very large.

Better keep divide our saving to invest and emergency matters. We never know how crypto market works and we know that cryptocurrency market is high risk investment. Better divide our money in saving and investing on crypto

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June 11, 2018, 05:56:31 AM
 #617

Better asset 20% I invest in crypto. crypto price increase is very high in every year. profits that can pass long-term investsi in crypto very large.

Better keep divide our saving to invest and emergency matters. We never know how crypto market works and we know that cryptocurrency market is high risk investment. Better divide our money in saving and investing on crypto
Yes I totally agree with you, we should wisely divide our money into specific parts and there should always have a small amount of our money saved under lock and key for emergency cases. It is impossible as to predict what will happen to us and when we will need to use this kind of saving as to predict the pattern of cryptocurrencies. So it is not a bad thing for us to invest in cryptocurrencies but we should be wise to put what part of our money into this market.


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June 11, 2018, 06:11:33 AM
 #618

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

You could (and probably should) put it into some form of a safer investment. There are a lot of stock options out on the market that allow for pretty continual growth albeit very slow. This would be better than just leaving your money in a risky investment or just letting it sit under a mattress somewhere because at least you collect some interest. As you keep making money, you'll end up with more in that emergency fund until it becomes something that you can actually work with in a few years/decades.

I suggest to you to have an investment for houses and lot and cars also. For me, its a very great type of investment and a great things to be spent on with your savings. This things can have a higher value in the future so this will benefit you.
Well I can give you better suggestion than this that try to invest your money in bitcoin if you have money you can buy bitcoin and save it for long time so you will end up earning huge profit, to buy houses and cars you will spend so high but will earn very less,. So I think well if we spend our money in bitcoin which is easy to save, reliable to earn, so I buy bitcoin and will increase my saving higher and higher.
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June 11, 2018, 07:18:30 AM
 #619

The best and wise thing to do is save your bitcoins and altcoins until you get a huge profits and benefits on it. If you already need it very much then go sell for it but if you don't need it then hold and wait until the right time comes so you will gain a lot of money for it. If you do this then you are right because this is the only way to do with your savings.

A savings is needed in order to be financially stable. Mine is divided into emergency funds, savings in banks for easy access in times i needed money right away, insurance payment for health and holdings in crypto for a good profit.

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June 11, 2018, 08:10:32 AM
 #620

I don't think that the emergency fund should consist the investments in crypto currencies, because it is very risky. And for me we should not touch or Invest our emergency funds, because this is very Important, Incase of some unnecessary happen accident or disaster suddenly appear In our life.
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