Wise thing to do with your savings.

[Zelezinskyi]

You need to save money and invest money that you are ready to lose, because investing in something like cryptocurrency is a big risk. My advice to you is not to invest more than 20% of your capital

[Walionn]

For me, it's bad to put money in my wallet or storage, I prefer to invest. I think now that it is better to invest in the crypto currency, and not invest in the deposit. I do not like banks, but I have no choice, because I can not get any financial money without his participation, but I believe that this will soon end and the bank will no longer need us.

[Cryptoville247]

If you have condemned a particular amount to be saved, I suggest you permanently leave it in your saving. Learn to separate your investment fund from the savings fund. You can use the investment fund on crypto or any other business.

[inesterdd]

My opinion is: 20% is a reserve Fund, if you originally planned as a means of saving, then you should not spend it! In difficult time he will help you!

[ntarah langger]

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

everyone has their own way to manage their finances, and you cannot apply what you do to others.
because obviously the life needs of each person are different.

[websoftwareengineer]

You need to save money and invest money that you are ready to lose, because investing in something like cryptocurrency is a big risk. My advice to you is not to invest more than 20% of your capital

In my own opinion, investing on cryptocurrency is very profitable and that it is the best asset you can have now a days because the volatility can be used in order to earn more profit.

[ablelester]

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

everyone has their own way to manage their finances, and you cannot apply what you do to others.
because obviously the life needs of each person are different.

Yeah. Just look at what other people are doing and then decide if it's something that seems reasonable to you or not. But no one will have an answer for you. You've gotta figure it out for yourself.

Money should be put away somewhere, of course. Where you decide to put it is up to you. You can put it into bitcoin and save it for later (it's really not that high of risk, don't listen to the naysayers) or buy a security like bonds or fixed deposits. Keep a small portion aside for high risk assets if you like (stocks, CFD's, margin trading, etc.) but DO NOT put all your money in one large position that you "are sure" will "go up to 500,000" or something like that.

[Roger1909]

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

maybe if I thought I'd still invest 20% savings in Cryptocurency, plus the possibility of getting huge profits in Cryptocurency,Moreover investing in Cryptocurency is very safe in my opinion.

[SkvorNyc777]

I don't believe that there is a certain unique strategy that will protect you from the losses in current crypto market. It is too volatile now.

[Carreuh]

It's better if you have a fairly large savings, you just invest your savings directly because the investment can add to the coffers of savings you have rather than just keep it in the bank or in other storage

[#dhabitamartha]

All we wants and need someday will rely on it. Spending on the right time and have a valued for you is the best thing/move to do with it. So don't waste our savings.

well maybe I will use well the savings that I have received for a better and more useful future.

[cdcjk]

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

In my opinion one of the wisest thing that you can do with your saving is force them to work on yourself not just laying in your account, but to do some things in order to bring you income.

[swaggerkeme]

Investment  is really important in order to secure the best for your future. To invest your time and resources in crypto, especially bitcoin is the best decision one can make at the moment. Crypto is taking over the world, most people who invest in bitcoin have so much confidence to make huge financial gain. Even if you have a job that pays well, you need to invest in bitcoin for the future.

[OrangeSeller]

If you are not afraid of risk then please invest in ICO, perhaps they will make you profit many times the amount you have initially, so take the risk and the wealth will come to you.

I think wisest choice is to diversify. If you diversify enough for as many different things as possible than you will have as little risk as it could be. If you have 100 dollars saved to give an example than you should put 10 dollars in crypto only, you can put 5 of it on bitcoin and the rest 5 can be stuff you believe that will skyrocket and riskier.
With that case if you lost most of that money you are losing only 5% of your investment. Rest should be in gold, stocks, bonds, indexes and so forth for the stuff that are steadier.

[FlightyPouch]

All we wants and need someday will rely on it. Spending on the right time and have a valued for you is the best thing/move to do with it. So don't waste our savings.

well maybe I will use well the savings that I have received for a better and more useful future.

A lot of people said that, I heard it in the class I usually attended and a lot of my elementary classmates saying it but it did not happen. You know, you don't need to rely on money that you have or you will have, you need to rely on yourself to have a better and more useful future. I am saying this to my class everyday and well, I don't know if that is getting through them.

[lester04]

Wise things to do with our savings is always save at least 20 percent of our salary ever month, also if you are good in business you might use your salary to build an small business to have an extra money add on your savings and could support your some financials.

[Pepito Manaloto]

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

You have all the freedom on deciding what you are going to do with your savings. Savings are meant for some emergency purposes or for the security of your future and if you are not going to be wise about it, you may loose it. You should risk only some of it and store the rest so that when you don't become successful, you still have something left.

[Wintersoldier]

We could used a part of our saving on our investment or a way for us to earn in the future. Where it could give as profit in the future and chance to earn more. It is not advisable to used it on things we do not know so it is better to used it as an investment on business we know or we could learn the system of cryptocurrency for us to earn and gain profit in time we learn it.

[SummerBliss]

It's always best to put your surplus money in some growing asset to grow your money against inflation. People tend to put surplus into saving accounts earning nothing. Rather put money into shares, stocks, forex, property or cryptos which at this point offer pretty decent ROI if done properly. But yes, risks are high so are the rewards. There is nothing wrong in taking risk with the surplus amount.

[mak2017]

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

If you already have invested in crypto, and now you have spare money, i think it's better to split your risks and invest them into more stable market or investment opportunity.
It can be pretty much anything - real estate, gold, or even bank deposit, as there you will definitely have less chances to loose your money.
Investing everything you have in crypto is a way too risky approach, because as you see right now market suffers a great downtrend since the last 7 months, and not many people are able to take such risks, they fell in depression, become angry and aggressive, which damages their health too.
If you don't like investing in traditional markets, then simply put your money under the pillow, but be aware that they won't grow there at all.