The card I received is valid for 3 years (until 2020). When it expires, you can get a new card for free if you topped up at least USD 6000 on the expired card. If you topped up less than this amount, you will need to buy a new card. You can read all about it on the very bottom of this page:

https://wagecan.com/Pricing

It's a really nice and convenient card to have. Simply send bitcoins to the bitcoin address linked to the card and you have money to spend! No forms to fill up, no bank branches to visit, no exchanges to deal with.

He was probably hoping this forum is populated by naive people who don't do their due diligence or have no idea how to use Google search. Why indeed would anyone in their right mind or with a shred of intelligence overpay for something?

Thrice the going price. I'm at a loss for words.

Plus there the risk and chance of it being fake. So much involved time, effort, logistics and cost involved for a gram of gold. Then you have to worry if it's fake or not and have it checked or assayed somewhere by a reputable goldsmith or jeweler. I doubt their services are free.

They have an app which gives you your own bitcoin address. It’s a wallet you can send bitcoins to and from. You load your card within the wallet. The card has its own exclusive and dedicated bitcoin address. Simply send coins to that address and it will automatically be loaded to your card.

The card is a chip-type card so it is accepted everywhere. I have used it at malls, supermarkets, Starbucks... works flawlessly.

Unbelievable. Just amazing. You sent $8000 to a newbie, a stranger, someone you never met?

These stories are starting to make me feel depressed.

$8000. Gone just like that. The scammer must be having a field day out there. Shopping and paying all his bills.

He will be back tomorrow with a full belly, ready to scam again with a new account.

You won't see any dispute resolved. Wave goodbye to those 2.2 BTC.

Yes the card definitely works everywhere. I can confirm it is accepted by ATMs, retailers, web merchants, restaurants, shops etc as long as you have enough funds on the card to cover the cost of whatever you are buying. I like the card and I use it mainly for retail payments and rarely to withdraw cash. The reason for avoiding it at ATMs is the nightmarishly high withdrawal fee which is 2.5% of the withdrawn amount. So for example, if you take $2000 this will be charged $50 (2.5% of $2000) as opposed to a flat $3 charged by European cards. For small amounts like $100, $2.50 should sound reasonable.

If you have no other options and if you don’t mind paying the fee, then you can apply for one on their website.

Nobody can help you because that is a redundant question.

The bin or bank identification number is the initial four to six numbers which appear on a credit or debit card. It identifies the bank which issued the card. It is not a website identifier.

In the case of the number you provided, the issuer is Wave Crest Holdings Ltd. It is a MasterCard of the debit type and prepaid level issued in the UK. The website is of course Wave Crest's website which you can google.

Amazing. Not one of the above is offering to use an irreversible payment method. Everybody wants to use PayPal to scam, defraud and steal the 0.25 BTC.

Threads like this attract the lowest forms of humans in a decent society. The types who want to exploit and lure others to part with their property so they can call it their own. The 1990s was bad enough without super fast internet but now that we have gigabit-speed web browsing, this is the dark side of the internet age. All these online beggars and thieves lurking on every thread, page, forum.. waiting for opportunities like this very thread.

PayPal is a high risk payment method. It is reversible. Why do people struggle to understand the definition of reversible. Or is it because they do know the word but prefer to pretend it doesn't exist? Nah, it's because they know what reversible is, they know the risks involved for those selling coins and, best of all, they know they can steal bitcoins by either reversing the payment or by using hacked PayPal accounts or by linking phished cards to the PayPal account.

This is a sad thread. Lock it, OP, to keep your coins safe.

Ha ha good catch there. I have a feeling he is telling this story as a way to somehow indirectly let everyone here know that he is buying bitcoin and paying with PayPal so the Coinbase tale was meant to garner sympathy from anyone naive enough to believe it while also making sure any fees won’t be high enough to make his PayPal “go on overdraft” (another absurd claim, since we all know PayPal tolerates no such thing). They decline insufficient-funds transactions.

What people will say and do to get those bitcoins. Sigh

This may not be free:

https://www.viabuy.com/the-prepaid-mastercard-in-gold-or-black.html

But the first 3 years of the card account is free of charge (no annual fees). There is however a once-off card issuance fee.

The interesting part is the multitude of loading options which I quote and copy/paste below from their site:

Loading fees       
Domestic/SEPA transfer      Free
Cash deposit at a domestic bank *      Free
International bank transfer      1.75 %
Instant Transfer      Free
MyBank      Free
SOFORT Banking      1.75 %
giropay      1.75 %
eps      1.75 %
iDEAL      1.75 %
Bancontact      1.75 %
Verkkopankki (Finnish online bank transfer)      1.75 %
Przelewy24      1.75 %
Trustly      1.75 %
Multibanco      1.75 %
PayU      1.75 %
Bitcoin      0.75 %   (interesting!!!)
Teleingreso      4.75 %
Paysafecard      8.75 %
TrustPay      2.75 %

I see they assign a personal IBAN to the card:

*For loading and payout the IBAN has been assigned to your card account by PPRO Financial Ltd (PPRO), licensed Mastercard Principal Member and issuer of your VIABUY Mastercard. As the beneficiary of the IBAN PPRO may change or revoke this assignment at any time.

That was before. The now factor is what counts. They do active checks with external AML and anti-fraud verification systems which can take quite some time. Discreet checks too using the SWIFT messaging system to confirm MT103 instructions for very large sums. And exchanges authorised to operate in the EU do queries and checks on the Europol's FIU computer system when substantial amounts are being moved.

Expect delays but you will eventually see your funds credited. It's never going to be an instant process. Your clients will have to wait for their bitcoins a bit longer, unfortunately.

Petulance. Is it? I'm asking because I have a feeling your true intention is to dishonestly misappropriate someone else's bitcoins. It's as if one can smell, sense and feel that you want this loan WITHOUT parting with your ETH. The thread has advanced to such a pregnant state of disarray about interest and escrow issues.

Lenders should be vigilant and alert about any underlying motives behind all this talk about escrow being held by an external person or entity. He claims he can't trust reputable lenders and escrow providers on this platform. He argues endlessly about interest rates and escrow fees while forgetting that he wants a loan. A loan is a favour extended to a borrower and not a right. In summary, he wants that loan with a near-nil interest rate, no escrow fees and escrowed by an external person or entity. He want the convenience of a loan while inconveniencing the lender as much as possible.

Borrow from a bank instead and impose your conditions on them. Sure, they'll be receptive. Right.

 

They now send these wire transfers to THE department. It's probably a room staffed with AML and anti-fraud investigators, with computers linked to identity verification software, Europol's FIU, OFAC sanctions list, AML watchlists and the SWIFT messaging system where they can do discreet checks with the remitting banks to confirm MT103 instructions are from non-fraudulent sources. It's all happening and being done quietly and methodically.

I can imagine other exchanges having a similar filter system, thus all the delays and account closure stories here. It's all about managing risks and mitigating losses.





 

Neither is trustworthy. Both are American exchanges. Time and experience have shown that anything American which relates to finance is not be trusted.

Coinbase, for one, is riddled with scam and negligence complaints. Google will tell you all. Use it and read what their desperate users are saying. A third world company operating in a first world society. Try sending them coins. I can bet my golden a$$ that those coins will be quickly and well received. No questions asked. Now try withdrawing those very same coins. It would be easier and quicker for a newbie mountaineer to summit Mt Everest in a winter storm than to see your withdrawn coins processed by this scam exchange.

Bitpay. Expensive. And they have a history of delayed funding of their so-called world class debit cards. Their customers complain about expunged transactions. Transactions with hundreds of confirmations on the blockchain, expunged as if it never happened. Favorite corporate mantra: "there is nothing we can do to help you."

Stay away from both. Both have the FinCen credentials allowing them to legally scam you.

Not happening. A scam in the making.

The fact that you don't have a specific choice (BTC, ETH or LTC) seems like you just want to use this card account to get any kind of coin which hints on a phished account.

Even if the card were legitimate and belongs to you, the risk of a chargeback is high and real. You can chargeback the $10,000 within 180 days from date of payment. Reverse the buyer/seller role and put yourself in the position of the person taking such a risk. What would you think? Would you be willing to send your coins for a high risk reversible payment method?

Other red flags are your new account with no history of successful trades on this platform and the amount proposed. $10k is an astronomical amount to lose.

I advise everyone to not do this trade.

If you have a time-critical need for bitcoins, do not use Coinbase. This is a company which has no customer affect or rapport. They will leave you wet and sulking in the rain while they take their own sweet time dealing with your transactions. Sending money to them is super easy but withdrawing is never an instantaneous matter. As I wrote on another thread earlier, it's as if you could sense, smell and feel that they hate to see coins removed from their wallets. Even if you are fully verified and within your account limits.

Bitcoin was envisaged to be money made simple. Instead, it is easier nowadays to do a bank transfer than a buy/sell transaction on most exchanges. They operate almost like any other bank, minus the brick and mortar facade.

I'm sorry for your experience. I hope you will treat this as a lesson and explore other options. Coins do not simply disappear from one's wallet. All this hocus pocus you see on your exchange accounts happens because you have exchanges which are more concerned about revenue retention and their profit figures.

As you can see, the thread is pretty quiet with little interest or input from potential users of your mixer. What can you deduce from the silence? Yes, it's the trust factor. Mixing inevitably entails building a solid trust-based relationship and it is on the strength of sustaining that relationship that you can build and grow a stable client base.

Inviting people to trust your mixer is the dilemma to overcome. You need to proactively work on gaining the confidence of privacy-conscious people here. The primary selling factors people look for are legitimacy and credibility. Is it safe? Will it really work as advertised? Will I definitely get my mixed coins? What computational resources and processes are used to obfuscate the transactions? Are transactions logged? Those are just some of the questions people here would be concerned about and which you might want to address.

All you did above was discuss 90% bitcoin and 10% property. You didn't bother describing the house in greater detail. Neither have you shown pictures of it's exterior and interior, it's location in Milan, design, and what's in it (how many bedrooms, toilets etc). You are selling it for about $220,000 and any potential buyer would reasonably expect more information beyond "good condition.. 45 sqm... a good investment".

My advice is to edit your post above and include pictures of the house and more information about the property. Pictures are important for real estate offers. If you want to attract potential buyers, you need to describe what you are selling in much more detail than the bitcoin part.

There are no angels on this forum. If you want to be superstitious, you should borrow money from your family and thank them for being your personal angels.

Borrowing money here entails providing collateral to secure the loan. It is the one and only way to get a loan from lenders here. There are no angels, trust me. Erase this myth from your mind.

The tendency here is to view every borrower as a potential scammer until the borrower proves otherwise. The proving-otherwise part involves showing a genuine intention to repay the loan and providing adequate collateral to secure it.

You should have read the thread about no collateral / no loan which is stickied above the lending section.

I suggest applying for a bitcoin debit card with either Cryptopay or Wirex. You can then conveniently load your bitcoins to your card and withdraw the money from any ATM in Tunisia. Safe and easy. No need to constantly hunt for local buyers and haggle a price with them.

Don't you have ATMs linked to the Visa and MasterCard payment networks? You mentioned you don't have access to international credit card services but this doesn't mean you can't use cards in your country's ATMs. I'm sure Tunisia is not THAT extremely third world. A lot of tourists come to your country and they bring cards with them to access cash and other services.

You can get TND dinars at Bank of Tunisia ATMs.

Well, what can you expect from someone with that Skype user name? If the payment was meant for you-know-what-i-mean goods, then you can forget about escalating this issue to law enforcement.

Always use escrow. It's the best way to protect yourself when transacting with strangers. Especially new members with self-moderated threads. What were you thinking when you sent him $200 upfront? Did you forget such a thing as photoshop exists? And that those digital goods on his (now dead) thread might have been doctored or sourced from google images?

Amazing how despite so much caution and scam warnings, these scammers still manage to pinch money right before the eyes of vigilant DT members.

And all those fake vouches. You fell for those?